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B1 noun #2,500 پرکاربردترین 8 دقیقه مطالعه

تمويل

تمرین کن مثال‌ها نکات و راهنمایی‌ها تمويل در ۳۰ ثانیه
توضیح تمويل in your Level:
At the A1 level, learners are just beginning to understand basic Arabic vocabulary related to everyday life, such as numbers, simple greetings, and basic objects. The word تمويل (funding/financing) is generally too advanced for this stage, as A1 focuses on immediate personal needs like buying food or asking for directions. However, a beginner might encounter this word if they walk past a bank and see a large sign advertising 'تمويل سيارات' (car financing). While they may not need to use the word in their own basic sentences, recognizing its shape and associating it with banks or money is a good first step. Teachers at this level might introduce the root letters م-و-ل (m-w-l) when teaching the word مال (money), briefly mentioning that تمويل comes from the same family. The focus remains on simple, concrete concepts rather than abstract financial terms. If an A1 learner needs to express a related idea, they would likely use simpler phrases like 'أريد مال' (I want money) or 'ليس عندي فلوس' (I don't have money). The goal here is mere exposure and recognizing that the word belongs to the semantic field of money and banking, preparing them for future encounters with more complex texts.
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As learners progress to the A2 level, they start dealing with more practical, routine situations, such as going to the bank, shopping, and discussing basic jobs. Here, the word تمويل becomes slightly more relevant. An A2 learner might read a simple text about a person starting a small business and needing money. They can learn that تمويل means the money provided by a bank to help someone. They might practice simple sentences like 'هو يحتاج إلى تمويل' (He needs funding) or 'البنك يعطي تمويل' (The bank gives funding). At this stage, the nuances between loans, grants, and investments are not important; the word is simply understood as 'financial help' or 'bank money'. Role-playing exercises at the bank might include asking the teller, 'هل يوجد تمويل؟' (Is there financing?). The learner starts to build a basic vocabulary around personal finance, learning words like حساب (account), بنك (bank), and تمويل. This helps them navigate everyday life in an Arabic-speaking country more comfortably, especially when dealing with administrative or financial tasks that require a bit more vocabulary than just 'buying and selling'.
برای خواندن توضیح کامل رایگان ثبت‌نام کنید
At the B1 level, learners can understand the main points of clear standard input on familiar matters regularly encountered in work, school, and leisure. The word تمويل is a core vocabulary item at this stage. Learners are now reading short news articles, listening to basic reports, and discussing their own professional or academic lives. They understand that تمويل refers to the structured provision of funds for projects, businesses, or education. They can use it in compound phrases like تمويل شخصي (personal finance) or مصادر التمويل (sources of funding). A B1 learner can express opinions about the necessity of funding, saying things like 'التمويل مهم جداً لنجاح المشروع' (Funding is very important for the success of the project). They also learn to distinguish it from simple words like مال (money), understanding its specific function in business and economics. They can write simple essays or emails requesting funding or explaining why a project failed due to a lack of تمويل. This word bridges the gap between everyday survival Arabic and professional, communicative Arabic, allowing the learner to participate in more mature, complex conversations about society and the economy.
At the B2 level, learners achieve a degree of fluency and spontaneity that makes regular interaction with native speakers quite possible without strain for either party. They can understand the main ideas of complex text on both concrete and abstract topics. The use of تمويل becomes much more sophisticated. Learners can discuss different types of funding, such as التمويل الإسلامي (Islamic finance), التمويل الجماعي (crowdfunding), and التمويل العقاري (mortgage/real estate financing). They can debate the pros and cons of relying on foreign funding (تمويل أجنبي) versus self-funding (تمويل ذاتي). They are comfortable using the verb form موّل (to finance) and the active participle مموّل (financier/sponsor). In writing, they can draft formal business proposals or academic abstracts that heavily feature this vocabulary. They understand the collocations and prepositions perfectly, knowing to say 'توفير التمويل اللازم' (providing the necessary funding). At this stage, the word is not just understood; it is actively and correctly deployed in a wide variety of professional, academic, and social contexts, reflecting a deep understanding of Arabic economic terminology.
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At the C1 level, learners can express themselves fluently and spontaneously without much obvious searching for expressions. They can use language flexibly and effectively for social, academic, and professional purposes. The word تمويل is used with high precision and nuance. C1 learners engage with complex economic reports, political analyses, and financial literature where تمويل is a central theme. They understand advanced concepts like إعادة التمويل (refinancing), التمويل الأصغر (microfinance), and هيكلة التمويل (structuring of finance). They can read and analyze articles discussing the impact of monetary policy on corporate funding or the geopolitical implications of international funding agencies like the IMF. They can write comprehensive essays or reports detailing the financial health of an organization, using a rich variety of synonyms and related terms like استثمار (investment), سيولة (liquidity), and ميزانية (budget) alongside تمويل. Their use of the word is indistinguishable from an educated native speaker, demonstrating a complete grasp of its grammatical behavior, stylistic appropriateness, and cultural connotations within the Arab business world.
برای خواندن توضیح کامل رایگان ثبت‌نام کنید
At the C2 level, learners have a near-native command of the language. They can understand with ease virtually everything heard or read and can summarize information from different spoken and written sources, reconstructing arguments and accounts in a coherent presentation. For a C2 learner, the word تمويل is a basic building block used to construct highly complex, abstract, and specialized arguments. They can navigate the dense jargon of legal contracts, high-level financial restructuring, and macroeconomic theory in Arabic. They understand the subtle rhetorical uses of the word in political discourse, such as accusations of 'تمويل الإرهاب' (terrorism financing) or the strategic use of 'تمويل التنمية' (development funding) in diplomacy. They can effortlessly switch between registers, using the term appropriately in a casual conversation about a friend's startup or in a formal academic defense of a thesis on Islamic banking mechanisms. At this pinnacle of language proficiency, the learner manipulates the word and its derivatives with absolute mastery, fully integrating it into their comprehensive understanding of the Arabic language and Arab economic thought.
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تمرین کن مثال‌ها نکات و راهنمایی‌ها

تمويل در ۳۰ ثانیه

  • A fundamental noun meaning 'funding' or 'financing'.
  • Derived from the root م-و-ل (wealth/money).
  • Used heavily in business, banking, and news.
  • Commonly paired with adjectives like 'personal' or 'government'.

The word تمويل (tamwīl) is a fundamental Arabic term that translates to 'financing', 'funding', or 'provision of funds'. It is derived from the root م-و-ل (m-w-l), which is associated with wealth, money, and assets. In modern Arabic, it is a Form II verbal noun (masdar) of the verb موّل (mawwala), meaning 'to finance' or 'to fund'. Understanding this word is crucial for anyone engaging with Arabic news, business environments, or academic discussions, as it frequently appears in contexts ranging from personal loans to massive government infrastructure projects.

Linguistic Root
Derived from م-و-ل, relating to wealth (مال - māl).

يحتاج المشروع إلى تمويل كبير للبدء.

When we discuss economics in the Arab world, the concept of funding takes center stage. Whether it is a startup seeking venture capital, a university applying for research grants, or a government allocating its annual budget, the term used is almost always تمويل. It encompasses both the act of providing money and the funds themselves. For instance, 'Islamic finance' is translated as التمويل الإسلامي, a massive sector in global economics.

Common Usage
Often paired with adjectives like حكومي (government) or ذاتي (self).

قررت الشركة الاعتماد على الـتمويل الذاتي.

Furthermore, the concept extends to personal finance. When an individual goes to a bank to get a loan for a car or a house, they are seeking تمويل. Real estate financing, or mortgage, is known as تمويل عقاري. This makes the word highly versatile and essential for everyday life, not just high-level corporate discussions. The ability to secure funding is often the difference between the success and failure of an initiative, making this word carry significant weight in professional contexts.

نحن نبحث عن مصادر تمويل بديلة.

Financial Sectors
Used extensively in banking, investment, and charity.

تم قطع الـتمويل عن البرنامج بسبب نقص الميزانية.

In the context of international development, organizations like the World Bank or the IMF are often discussed in Arabic media in terms of the تمويل they provide to developing nations. This includes funding for health, education, and infrastructure. Therefore, mastering this word unlocks a deeper understanding of geopolitical and economic news in the Middle East and North Africa. It is a cornerstone vocabulary word for the B1 level and beyond.

وافق البنك على تمويل بناء المستشفى الجديد.

Using تمويل correctly involves understanding its grammatical role as a noun and the typical collocations it forms. As a verbal noun (masdar), it can act as the subject, object, or part of a genitive construction (Idafa). Most commonly, you will see it as the first part of an Idafa, such as in مصادر التمويل (sources of funding) or صندوق التمويل (funding box/fund). It is also frequently modified by adjectives to specify the type of funding.

Grammar Point
It is a masculine noun, so adjectives modifying it must be masculine.

حصلنا على تمويل إضافي هذا الشهر.

When constructing sentences, you will often use verbs like حصل على (obtained), وفر (provided), or احتاج إلى (needed) in conjunction with تمويل. For example, 'The company needs funding' translates to تحتاج الشركة إلى تمويل. If you want to specify what the funding is for, you use the preposition لـ (li), as in تمويل للمشروع (funding for the project). This structure is highly predictable and easy to master with practice.

Verb Collocations
Verbs like يطلب (requests) and يمنح (grants) are common.

الحكومة توفر الـتمويل للتعليم العام.

In formal writing, such as business proposals or academic papers, you might encounter more complex structures. For instance, إعادة التمويل means 'refinancing', a common term in corporate debt restructuring. You might also see terms like تمويل جماعي, which translates to 'crowdfunding', a modern concept that has gained massive popularity in the Arab startup ecosystem. Knowing these compound terms will significantly elevate your business Arabic proficiency.

نجحت الحملة في جمع تمويل جماعي كبير.

Modern Usage
Crowdfunding (تمويل جماعي) and Microfinance (تمويل أصغر).

الـتمويل الأصغر يساعد رواد الأعمال في القرى.

Finally, it is important to note the plural form, which is تمويلات (tamwīlāt). While the singular form is often used as a mass noun (like 'funding' in English), the plural is used when referring to specific, distinct grants, loans, or financial packages. For example, 'The bank offered several financings' would be قدم البنك تمويلات متعددة. Understanding when to use the singular versus the plural will make your Arabic sound much more natural and precise.

تتعدد تمويلات البنك لتشمل كافة القطاعات.

The word تمويل is ubiquitous in Arabic media, particularly in news broadcasts, financial reports, and political speeches. If you tune into channels like Al Jazeera, Al Arabiya, or CNBC Arabia, you will hear this word multiple times an hour. It is the standard term used when discussing national budgets, foreign aid, corporate earnings, and economic policies. For any learner aiming to understand current events in the Middle East, this word is absolutely essential.

News Media
Frequently heard in economic and political news segments.

أعلنت الوزارة عن خطة تمويل جديدة للبنية التحتية.

Beyond the news, you will encounter this word in everyday banking and personal finance. When you walk into a bank in Dubai, Cairo, or Riyadh, you will see brochures and advertisements offering تمويل شخصي (personal financing) or تمويل سيارات (car financing). Customer service representatives will use this term to explain loan options, interest rates (or profit rates in Islamic banking), and repayment schedules. It is a highly practical word for expats living in Arab countries.

Everyday Life
Used in personal banking, mortgages, and auto loans.

أريد التقدم بطلب للحصول على تمويل عقاري.

In the academic and non-profit sectors, تمويل is the lifeblood of operations. Researchers constantly talk about securing تمويل for their studies, while NGOs launch campaigns to gather تمويل for humanitarian relief. If you are reading a grant proposal or a university newsletter in Arabic, this word will be prominently featured. It represents the crucial step of turning an idea into a reality through financial backing.

يعتمد المركز البحثي على تمويل من جهات مانحة.

Academic Context
Used for research grants, scholarships, and university budgets.

تم إيقاف البحث بسبب نقص الـتمويل.

Finally, the startup ecosystem in the MENA region heavily relies on this terminology. Entrepreneurs pitch to venture capitalists seeking جولات تمويلية (funding rounds). Terms like 'seed funding' (تمويل تأسيسي) and 'Series A funding' (تمويل الفئة أ) are standard vocabulary in incubators and tech hubs from Amman to Tunis. If you are interested in business or technology in the Arab world, mastering the nuances of this word is non-negotiable.

أغلقت الشركة الناشئة جولة تمويل بقيمة مليوني دولار.

A common mistake learners make with تمويل is confusing it with the word for 'money' itself, which is مال (māl) or نقود (nuqūd). While تمويل involves money, it specifically refers to the *process* or *provision* of funding, not the physical currency. You wouldn't say 'I have a lot of تمويل in my wallet'; you would say 'I have a lot of نقود'. Understanding this distinction is key to sounding natural in Arabic.

Concept vs. Object
Tamwīl is the concept of funding, not physical cash.

الـتمويل عملية معقدة تتطلب دراسة جدوى.

Another frequent error involves the verb form. Learners sometimes try to use تمويل as a verb, saying things like 'أنا تمويل المشروع' instead of the correct verbal form 'أنا أموّل المشروع' (I finance the project). Remember that تمويل is a noun. To express the action, you must use the verb موّل (mawwala) in its appropriate tense and conjugation. This is a classic mistake when dealing with Arabic verbal nouns (masdars).

Verb Usage
Do not use the noun form when an action is required.

البنك هو من يموّل هذه المشاريع الضخمة.

Additionally, learners often struggle with the prepositions that follow تمويل. The most common preposition is لـ (li), meaning 'for', as in تمويل للمشروع (funding for the project). Sometimes learners incorrectly use في (in) or بـ (with). While you can say الاستثمار في (investment in), for funding, it is generally providing funding *to* or *for* something. Getting the prepositions right instantly elevates your Arabic proficiency.

نحتاج إلى تمويل للشركة وليس في الشركة.

Preposition Errors
Using incorrect prepositions changes the meaning or sounds unnatural.

تم تخصيص الـتمويل لقطاع الصحة.

Lastly, pronunciation mistakes can occur. The word is pronounced tam-wīl, with a clear 'w' sound and a long 'ī'. Sometimes learners rush the pronunciation, making it sound like tam-wil with a short 'i', which can cause slight confusion. Emphasizing the long vowel on the 'ya' (ي) ensures clarity, especially in professional environments where precise communication is expected and valued.

النطق الصحيح لكلمة تمويل يعكس احترافيتك.

When expanding your business and economic vocabulary in Arabic, you will encounter several words that are similar to تمويل. One of the most common is استثمار (istithmār), which means 'investment'. While funding (تمويل) is the provision of money to get something started or keep it running, investment (استثمار) specifically implies putting money into something with the expectation of a profitable return. They are often used together in financial contexts.

Investment
استثمار implies expecting a financial return.

الفرق بين الـتمويل والاستثمار مهم جداً في الأعمال.

Another related term is قرض (qard), meaning 'loan'. A loan is a specific type of funding that must be repaid, usually with interest. Therefore, all loans are a form of تمويل, but not all تمويل is a loan (it could be a grant, for example). In Islamic finance, the term قرض حسن (qard hasan) refers to a benevolent loan without interest, which is a unique cultural and religious financial concept.

Loans and Grants
قرض (loan) must be repaid; منحة (grant) does not.

حصل الطالب على منحة وليس تمويل بنكي.

You might also hear the word دعم (da'm), which translates to 'support' or 'subsidy'. In economic terms, government subsidies on food or fuel are referred to as دعم حكومي. While this is a form of financial assistance, it is broader than تمويل, which usually implies a structured provision of capital for a specific project or entity. Understanding these nuances helps in reading complex Arabic texts.

الـتمويل يختلف عن الدعم الحكومي للسلع.

Support vs. Funding
دعم is broader; تمويل is strictly financial capital.

نحن بحاجة إلى دعم معنوي وتمويل مادي.

Finally, the word رعاية (ri'āya) means 'sponsorship'. This is often seen in sports, events, or media, where a company provides money in exchange for advertising and brand visibility. While a sponsor provides funds, the relationship is different from a bank providing تمويل. A sponsor is a راعي (rā'ī), whereas a financier is a مموّل (mumawwil). Knowing these distinct roles is crucial for business Arabic.

الشركة تقدم رعاية للبطولة وليس تمويل للمنظمين.

چقدر رسمی است؟

سطح دشواری

گرامر لازم

Verbal Nouns (Masdar): Understanding how Form II verbs (موّل) create their verbal nouns (تمويل).

The Idafa Construction: Using تمويل as the first part of a possessive phrase (e.g., خطة التمويل).

Prepositions with Nouns: Using لـ (for) after تمويل to indicate the recipient of the funds.

Adjective Agreement: Matching masculine adjectives to the masculine noun تمويل (e.g., تمويل كبير).

Passive Voice: Using تم (it was completed) + verbal noun to express passive actions (e.g., تم التمويل - the funding was completed).

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مثال‌ها بر اساس سطح

1

أنا أريد مال.

I want money. (Using simple alternative)

Simple nominal sentence.

2

هذا بنك.

This is a bank.

Demonstrative pronoun + noun.

3

البنك فيه فلوس.

The bank has money.

Prepositional phrase as predicate.

4

أنا أذهب إلى البنك.

I am going to the bank.

Present tense verb + preposition.

5

عندي حساب في البنك.

I have an account in the bank.

Possessive expression using 'inda'.

6

السيارة غالية.

The car is expensive.

Adjective matching noun in gender.

7

أحتاج إلى مساعدة.

I need help.

Verb needing preposition 'ila'.

8

أين البنك؟

Where is the bank?

Question word + noun.

1

هو يحتاج إلى تمويل للسيارة.

He needs financing for the car.

Use of verbal noun with preposition 'li'.

2

البنك يعطي تمويل.

The bank gives financing.

Present tense verb with direct object.

3

هل يوجد تمويل شخصي؟

Is there personal financing?

Question using 'hal yūjad'.

4

أريد تمويل لفتح دكان.

I want funding to open a shop.

Infinitive purpose using 'li' + verbal noun.

5

التمويل مهم جداً.

Financing is very important.

Simple equational sentence with adverb.

6

ليس عندي تمويل كافٍ.

I don't have enough funding.

Negation using 'laysa'.

7

أخي حصل على تمويل.

My brother got funding.

Past tense verb 'hasala 'ala'.

8

قرأت عن التمويل في الجريدة.

I read about financing in the newspaper.

Past tense verb with preposition 'an'.

1

تحتاج الشركة إلى تمويل جديد لتوسيع أعمالها.

The company needs new funding to expand its business.

Complex sentence with purpose clause.

2

نحن نبحث عن مصادر تمويل مختلفة للمشروع.

We are looking for different sources of funding for the project.

Idafa construction (sources of funding).

3

وافق البنك على طلب التمويل العقاري.

The bank approved the real estate financing request.

Verb 'wāfaqa 'ala' (approved).

4

التمويل الإسلامي ينمو بسرعة في المنطقة.

Islamic finance is growing rapidly in the region.

Adjective modifying the subject.

5

بدون تمويل، لا يمكننا الاستمرار في البحث.

Without funding, we cannot continue the research.

Preposition 'bidūn' (without) + noun.

6

حصلت الجمعية الخيرية على تمويل حكومي.

The charity obtained government funding.

Noun-adjective pairing (government funding).

7

ما هي شروط الحصول على تمويل من هذا البنك؟

What are the conditions for getting financing from this bank?

Question asking for details (conditions).

8

التمويل الذاتي هو الخيار الأفضل للشركات الناشئة.

Self-funding is the best option for startups.

Superlative adjective (the best option).

1

لجأت الحكومة إلى الاقتراض لتغطية نقص التمويل في الميزانية.

The government resorted to borrowing to cover the funding deficit in the budget.

Advanced vocabulary (resorted to, deficit).

2

يعتبر التمويل الجماعي بديلاً ممتازاً للقروض البنكية التقليدية.

Crowdfunding is considered an excellent alternative to traditional bank loans.

Passive voice verb 'yu'tabar' (is considered).

3

نجحت الشركة في إغلاق جولة تمويلية بقيمة خمسة ملايين دولار.

The company succeeded in closing a funding round worth five million dollars.

Specific business terminology (funding round).

4

تتطلب مشاريع البنية التحتية تمويلاً ضخماً طويل الأجل.

Infrastructure projects require massive, long-term funding.

Multiple adjectives modifying the object.

5

تم تعليق التمويل بسبب عدم الالتزام بالشروط المتفق عليها.

Funding was suspended due to non-compliance with the agreed-upon conditions.

Passive voice 'tumma' + verbal noun.

6

يلعب التمويل الأصغر دوراً حيوياً في مكافحة الفقر في الدول النامية.

Microfinance plays a vital role in combating poverty in developing countries.

Idiomatic expression (plays a vital role).

7

يجب على الإدارة تنويع مصادر التمويل لتقليل المخاطر المالية.

Management must diversify funding sources to reduce financial risks.

Modal verb 'yajibu 'ala' (must).

8

تمت الموافقة على خطة إعادة التمويل لإنقاذ الشركة من الإفلاس.

The refinancing plan was approved to save the company from bankruptcy.

Compound noun (refinancing).

1

أدى شح التمويل إلى تعثر العديد من المشاريع التنموية في المنطقة.

The scarcity of funding led to the stalling of many development projects in the region.

Advanced vocabulary (scarcity, stalling).

2

تعتمد استراتيجية الشركة على مزيج معقد من التمويل بالأسهم والديون.

The company's strategy relies on a complex mix of equity and debt financing.

Technical financial terms (equity, debt).

3

أثارت قضية التمويل الأجنبي للجمعيات الأهلية جدلاً سياسياً واسعاً.

The issue of foreign funding for NGOs sparked widespread political controversy.

Political and legal terminology.

4

تتجه المؤسسات المالية نحو تبني معايير صارمة في منح التمويل الأخضر.

Financial institutions are moving towards adopting strict standards in granting green financing.

Modern economic concepts (green financing).

5

يُعد هيكل التمويل الحالي غير مستدام على المدى الطويل ويحتاج إلى مراجعة جذرية.

The current funding structure is considered unsustainable in the long term and requires a radical review.

Academic/analytical phrasing.

6

ساهمت صناديق الاستثمار السيادية في توفير تمويل استراتيجي للقطاعات الحيوية.

Sovereign wealth funds contributed to providing strategic funding for vital sectors.

Macroeconomic terminology.

7

تخضع عمليات التمويل لرقابة صارمة من قبل البنك المركزي لضمان الاستقرار المالي.

Funding operations are subject to strict supervision by the central bank to ensure financial stability.

Passive construction with 'takhda'u li' (is subject to).

8

إن ابتكار أدوات تمويلية جديدة أمر حتمي لمواكبة التغيرات الاقتصادية العالمية.

Innovating new financing tools is imperative to keep pace with global economic changes.

Use of 'inna' for emphasis and formal tone.

1

تتجلى إشكالية التمويل في التفاوت الصارخ بين متطلبات التنمية المستدامة والموارد المتاحة.

The funding dilemma is manifested in the stark disparity between sustainable development requirements and available resources.

Highly formal, academic vocabulary (manifested, stark disparity).

2

إن هندسة التمويل الحديثة تتطلب إلماماً عميقاً بالمشتقات المالية وتقييم المخاطر المنهجية.

Modern financial engineering requires a deep understanding of financial derivatives and systemic risk assessment.

Specialized jargon (financial engineering, derivatives).

3

لقد أفضت سياسات التيسير الكمي إلى تشوهات هيكلية في آليات التمويل التقليدية.

Quantitative easing policies have led to structural distortions in traditional funding mechanisms.

Macroeconomic theory (quantitative easing, structural distortions).

4

يتعين صياغة أطر تشريعية مرنة لاستيعاب النماذج التمويلية المبتكرة كالتمويل اللامركزي.

Flexible legislative frameworks must be drafted to accommodate innovative funding models such as decentralized finance (DeFi).

Legal and cutting-edge tech terminology.

5

إن تجفيف منابع تمويل الكيانات غير المشروعة يمثل حجر الزاوية في استراتيجية الأمن القومي.

Drying up the funding sources of illicit entities represents the cornerstone of the national security strategy.

Rhetorical and geopolitical phrasing.

6

تتأرجح قرارات التمويل السيادي بين محددات الجدوى الاقتصادية والاعتبارات الجيوسياسية المعقدة.

Sovereign funding decisions oscillate between the determinants of economic feasibility and complex geopolitical considerations.

Advanced analytical verbs (oscillate).

7

يُعزى تعثر الاندماج والاستحواذ في كثير من الأحيان إلى تباين الرؤى حول هيكلة التمويل المستقبلي.

The stumbling of mergers and acquisitions is often attributed to divergent visions regarding the structuring of future financing.

Corporate finance terminology (mergers and acquisitions).

8

لقد بات جلياً أن الاعتماد المفرط على التمويل الخارجي يرهن القرار الاقتصادي الوطني لإملاءات الدائنين.

It has become evident that excessive reliance on external funding mortgages national economic decision-making to the dictates of creditors.

Strong political-economic critique phrasing.

مترادف‌ها

دعم مالي إمداد إقراض رأسمال تغطية

متضادها

إفلاس سحب الاستثمار

ترکیب‌های رایج

تمويل المشاريع
تمويل شخصي
تمويل عقاري
مصادر التمويل
تمويل حكومي
تمويل إسلامي
تمويل دولي
تمويل ذاتي
تمويل بنكي
نقص التمويل

عبارات رایج

الحصول على تمويل
توفير التمويل
البحث عن تمويل
إعادة التمويل
جولة تمويلية
صندوق تمويل
جهة تمويل
خطة تمويل
تمويل طويل الأجل
تمويل قصير الأجل

اغلب اشتباه گرفته می‌شود با

تمويل vs استثمار (Investment - expecting a return)

تمويل vs مال (Money - the physical currency itself)

تمويل vs قرض (Loan - a specific type of funding that must be repaid)

اصطلاحات و عبارات

"ضخ دماء جديدة (metaphor for funding)"
"قطع شريان التمويل"
"تمويل أعمى"
"تجفيف منابع التمويل"
"شريان الحياة المالي"
"التمويل الرخيص"
"رأس المال الجريء"
"تمويل من الباطن"
"تمويل على المكشوف"
"سد الفجوة التمويلية"

به‌راحتی اشتباه گرفته می‌شود

تمويل vs

تمويل vs

تمويل vs

تمويل vs

تمويل vs

الگوهای جمله‌سازی

برای دیدن همه مثال‌ها رایگان ثبت‌نام کنید

نحوه استفاده

nuances

Implies a structured, formal provision of money, unlike simply 'giving cash'.

formality

Highly formal, but widely understood and used in everyday adult life (banking).

colloquialisms

In dialect, people might just say 'قرض' (loan) for personal banking, but 'تمويل' is still written on all official documents.

اشتباهات رایج
  • Using تمويل as a verb (e.g., أنا تمويل) instead of the correct verb موّل.
  • Using the preposition في (in) instead of لـ (for) after the word.
  • Confusing it with the word for physical money (مال or نقود).
  • Confusing it with تموين (supplies) due to the similar spelling.
  • Mispronouncing the long vowel, saying 'tam-wil' instead of 'tam-wīl'.

نکات

Noun, not Verb

Always remember that تمويل is a noun. If you want to say 'He financed', use the verb موّل (mawwala).

Banking Essential

If you live in an Arab country, look for this word on bank windows. It will help you identify where to get personal loans or car financing.

Stretch the 'ī'

Make sure to pronounce the long vowel in the second syllable clearly: tam-WĪL. Rushing it can make you hard to understand.

Sources of Funding

Memorize the chunk 'مصادر التمويل' (masādir al-tamwīl). It is the most professional way to say 'sources of funding' in a business meeting.

Islamic Finance

Be aware that 'التمويل الإسلامي' is a massive industry. Understanding this term shows cultural competence in the Arab business world.

Use with 'Tam'

In formal writing, use the structure 'تم التمويل' (the funding was completed) to sound highly professional and native-like.

Startups

If you are in the tech or startup scene, learn 'جولة تمويلية' (funding round). It's used exactly like in English (e.g., Series A, Seed).

Don't use 'في'

Don't say 'تمويل في المشروع' (funding in the project). Say 'تمويل للمشروع' (funding for the project).

News Context

When reading the news, if you see تمويل next to a country's name, it usually refers to foreign aid or international loans.

Watch out for Tamwīn

Don't confuse تمويل (funding) with تموين (supplies/rations). They look very similar in Arabic script.

حفظ کنید

روش یادسپاری

Imagine a 'TAM' (drum) rolling while a 'WHEEL' (wīl) of fortune spins, bringing you funding. TAM-WHEEL = Tamwīl = Funding.

ریشه کلمه

Arabic

بافت فرهنگی

Avoid using the word 'ربا' (Riba - usury/interest) when discussing Islamic financing (تمويل إسلامي), as it is strictly prohibited. Use 'عائد' (return) or 'ربح' (profit) instead.

When asking for funding, formal and respectful language is required. Use phrases like 'نلتمس منكم التمويل' (We seek funding from you).

While تمويل is standard across all Arab countries, local dialects might use slang for money (like 'فلوس' or 'مصاري'), but تمويل remains the universal formal term for funding.

تمرین در زندگی واقعی

موقعیت‌های واقعی

شروع‌کننده‌های مکالمه

"كيف تخطط للحصول على تمويل لمشروعك؟ (How do you plan to get funding for your project?)"

"هل تفضل التمويل البنكي أم التمويل الذاتي؟ (Do you prefer bank financing or self-funding?)"

"ما رأيك في التمويل الجماعي للشركات الناشئة؟ (What do you think of crowdfunding for startups?)"

"هل من السهل الحصول على تمويل عقاري هنا؟ (Is it easy to get a mortgage here?)"

"ما هي أكبر تحديات التمويل في هذا القطاع؟ (What are the biggest funding challenges in this sector?)"

موضوعات نگارش

Write about a time you needed to save or raise money (تمويل) for a specific goal.

Discuss the advantages and disadvantages of taking a bank loan (تمويل بنكي).

Imagine you are starting a business. Write a short pitch explaining why you need funding (تمويل).

How does Islamic finance (التمويل الإسلامي) differ from conventional banking?

Write a letter to a fictional organization requesting funding (تمويل) for a community project.

سوالات متداول

10 سوال

It is a noun (specifically a verbal noun or masdar). The verb form is موّل (mawwala). You cannot use تمويل to describe the action of financing directly without a helper verb or using the actual verb form.

A قرض (loan) is a specific type of funding that must be paid back, usually with interest. تمويل (funding) is a broader term that includes loans, but also includes grants, venture capital, and self-funding which do not necessarily require repayment in the same way.

The standard translation is التمويل الإسلامي (al-tamwīl al-islāmī). This is a very common phrase in the Middle East, referring to banking practices that comply with Sharia law, such as avoiding interest (Riba).

Yes, absolutely. A mortgage or home loan is commonly referred to as تمويل عقاري (real estate financing) in Arabic banks.

Usually, you use the preposition لـ (li), meaning 'for'. For example, تمويل للمشروع means 'funding for the project'.

Yes, the plural is تمويلات (tamwīlāt). It is used when referring to multiple distinct grants, loans, or funding packages, rather than the general concept of funding.

The modern term for crowdfunding is تمويل جماعي (tamwīl jamā'ī), which literally translates to 'collective funding'.

It means 'lack of funding' or 'funding deficit'. It is a very common phrase in news reports explaining why a project or initiative failed or is delayed.

A مموّل (mumawwil) is the active participle, meaning the 'financier', 'sponsor', or 'funder'—the person or entity providing the money.

No. You might be confusing it with تموين (tamwīn), which means supplying or provisioning, often used for food rations or military supplies. Notice the final letter is 'n' (ن) instead of 'l' (ل).

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