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A2 verb 9 min de leitura

대출받다

daechulbatda

Pratique Exemplos Notas e dicas 대출받다 em 30 segundos

Explicação 대출받다 in your Level:

At the A1 level, you should focus on the basic meaning of '대출받다' as 'borrowing from a bank.' Think of it as a more specific version of '빌리다' (to borrow). At this stage, you don't need to know complex financial terms. Just remember that when you go to a bank (은행) or a library (도서관) to get something you have to return later, you are '대출받다'-ing. You can practice with simple sentences like '은행에서 돈을 대출받아요' (I get a loan from the bank). It is important to distinguish this from borrowing a pencil from a friend, where you would use '빌리다'. Focus on the '받다' part, which means 'to receive,' helping you remember that you are the one getting the money or the book.

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At the A2 level, you can start using '대출받다' in more complete sentences that include the reason for the loan. You might talk about '학자금 대출' (student loans) or '이사' (moving) as a reason to get a loan. You should also be comfortable using it in the past tense ('대출받았어요') and the future intention form ('대출받으려고 해요'). At this level, you understand that '대출' is a noun and '받다' is the verb. You might encounter this word on signs in a Korean library or when listening to basic news about the economy. Practice saying '왜 대출받았어요?' (Why did you take out a loan?) to improve your conversational skills regarding common adult life situations.

For B1 learners, '대출받다' becomes part of a larger financial vocabulary. You should learn common collocations like '담보 대출' (collateral/mortgage loan) and '신용 대출' (credit loan). You are expected to understand the social implications, such as '금리' (interest rates) and how they affect your decision to '대출받다'. You can now use the word in complex sentences with connectors like '-기 때문에' (because) or '-면' (if). For example: '금리가 낮으면 대출받는 사람들이 많아져요' (If interest rates are low, more people take out loans). You should also be able to understand the difference between '대출받다' and '대여하다' (to rent/lease).

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At the B2 level, you should be able to discuss the nuances of the Korean financial system using '대출받다'. This includes the 'Jeonse' system and the government regulations ('대출 규제') that make it harder or easier to '대출받다'. You should be able to follow news reports about '가계 부채' (household debt) and explain the process of applying for a loan in detail, including the '서류' (documents) and '심사' (screening) involved. Your usage should be grammatically perfect, and you should be able to use the word in formal presentations or written essays about the economy or social issues in South Korea.

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C1 learners should understand the idiomatic and metaphorical extensions of '대출받다'. While primarily financial, you might encounter it in academic literature discussing 'social capital' or 'resource allocation'. You should be familiar with related high-level Hanja terms like '채무' (debt/obligation) and '채권' (bond/credit). At this level, you can analyze the psychological impact of '대출받다' on the younger generation in Korea, using terms like '영끌' (soul-pulling debt) and '빚투' (investing with debt). You should be able to debate the pros and cons of aggressive lending policies and their long-term effects on the national economy.

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At the C2 level, '대출받다' is a tool for professional-level discourse. You can use it in the context of international finance, sovereign debt, and complex legal disputes. You understand the historical evolution of the word and its Hanja roots (貸出) deeply. You can write professional financial reports or legal documents where '대출받다' might be replaced by even more specific terms like '차입하다' (to borrow/contract debt) or '수신' (receiving credit). You are capable of nuances that distinguish between different types of institutional borrowing and can discuss the philosophy of debt in a modern capitalist society with native-level fluency.

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Pratique Exemplos Notas e dicas

대출받다 em 30 segundos

대출받다 means 'to take out a loan' from a bank or 'to check out' a book from a library.
It is a formal word used for institutional borrowing, unlike '빌리다' which is for friends.
Commonly used with particles like '은행에서' (from the bank) and '돈을' (money).
It is a crucial word for adult life in Korea, especially regarding housing and education.

The Korean verb 대출받다 is a compound word formed from the noun 대출 (loan/lending) and the verb 받다 (to receive). In its most common usage, it refers to the act of borrowing money from a financial institution, such as a bank or a credit union. While the English word 'loan' can be a noun or a verb, Korean distinguishes clearly between the act of the bank lending (대출해주다) and the individual receiving the loan (대출받다). Understanding this distinction is crucial for navigating financial transactions in Korea.

Financial Context: This word is predominantly used when discussing mortgages, student loans, or business credit. For example, when a young couple in Korea looks for an apartment, they almost inevitably discuss how much they can 대출받다 to cover the Jeonse (deposit) or purchase price.

학자금을 마련하기 위해 은행에서 대출받았어요.

Translation: I took out a loan from the bank to prepare for my tuition.

Beyond finance, 대출받다 is also the standard term used in libraries. When you check out a book, you are technically 'receiving a loan' of that book from the library. However, in casual library contexts, people often simply say '책을 빌리다' (borrow a book), whereas '대출받다' sounds slightly more formal or administrative, often used by librarians or in official library apps.

Social Nuance: In Korean culture, discussing loans used to be somewhat taboo, but with the rising cost of real estate, conversations about '대출받다' have become a daily reality for many adults. It is often associated with terms like '영끌' (gathering every last bit of soul/energy to take out a loan).

도서관에서 책 세 권을 대출받았습니다.

Translation: I checked out (took a loan of) three books from the library.

In a broader economic sense, the frequency with which citizens 대출받다 is a key indicator of a country's financial health. In news reports, you will frequently hear about '가계 대출' (household loans) and how difficult it has become for people to receive them due to government regulations. This makes the word essential for anyone reading Korean news or engaging in business.

Register: While '빌리다' is general (borrowing a pen, money from a friend, a car), '대출받다' is strictly for institutional contexts. You would never use '대출받다' when borrowing 10,000 won from a friend.

신용 등급이 낮으면 대출받기가 어렵습니다.

Translation: If your credit rating is low, it is difficult to take out a loan.

Using 대출받다 correctly requires an understanding of Korean particles and the specific objects that can be 'loaned.' The most common structure is: [Source] + 에서 + [Object] + 을/를 + 대출받다. The object is typically money (돈), a specific type of fund (자금), or library materials (책, 도서).

Grammar: The Object Particle: Because '대출받다' is a transitive verb, you must use the object particle 을 or 를. For example, '전세 자금을 대출받다' (to receive a Jeonse fund loan). However, in conversation, people often drop the object '돈' because '대출' already implies money in a banking context.

은행에 가서 상담을 한 후에 바로 대출받았어요.

Translation: After consulting at the bank, I took out a loan immediately.

Tense shifts are also important. When you are in the process of applying, you might use the future or progressive form: '대출받으려고 해요' (I am planning to get a loan) or '대출받고 있어요' (I am currently in the process of getting a loan). Once the money is in your account, you use the past tense: '대출받았습니다'.

Common Modifiers: Adverbs often used with this verb include '어렵게' (with difficulty), '쉽게' (easily), or '많이' (a lot). You might say '어렵게 대출받은 돈' to refer to money you managed to borrow despite strict regulations.

금리가 너무 높아서 지금은 대출받기가 꺼려져요.

Translation: Because interest rates are so high, I am reluctant to take out a loan right now.

In a library setting, you often see this word on signs or digital kiosks. '도서 대출받는 곳' (Place to check out books). It's formal and precise. If you are a student, you'll often hear about '학자금 대출' (student loans). The phrase '학자금을 대출받다' is the standard way to describe financing your education through debt.

Negative Forms: To say you couldn't get a loan, you use '대출받지 못했다' or '대출이 거절됐다' (the loan was rejected). Using the '못' prefix is common in conversation: '대출 못 받았어요'.

어떤 서류가 있어야 은행에서 대출받을 수 있나요?

Translation: What documents do I need to be able to get a loan from the bank?

You will encounter 대출받다 in several distinct environments in South Korea, ranging from the sterile halls of a bank to the quiet aisles of a university library. Understanding these contexts helps you grasp the weight of the word.

At the Bank (은행): This is the primary location. You'll hear bank tellers ask, '어떤 용도로 대출받으시려고 합니까?' (For what purpose do you intend to take out a loan?). You'll see posters advertising '저금리 대출' (low-interest loans) and brochures explaining the process of how to 대출받다 safely.

은행원이 저에게 얼마나 대출받고 싶은지 물어봤어요.

Translation: The bank clerk asked me how much of a loan I want to take out.

In the news and media, 대출받다 appears daily. Economic news reports focus on interest rates (금리) and how they affect the ability of the public to 대출받다. You might hear phrases like '대출받기가 하늘의 별 따기' (getting a loan is like plucking a star from the sky—meaning it's extremely difficult).

At the Library (도서관): When you use an automated checkout machine, the screen will likely display the word '대출' or the button '대출받기'. Librarians will say, '이 책은 이미 대출 중입니다' (This book is currently out on loan/checked out). It's the official term for borrowing materials.

학생증을 보여주면 책을 대출받을 수 있어요.

Translation: If you show your student ID, you can check out books.

In K-Dramas, especially those focusing on business or social struggles (like 'Squid Game' or 'My Mister'), characters often discuss their debts. You'll hear them talking about the stress of having to 대출받다 from dangerous sources (사채) when banks refuse them. This highlights the serious, life-altering nature of the word in a financial context.

Real Estate (부동산): Real estate agents will often ask clients about their budget and how much they plan to 대출받다. Since most housing in Korea involves large lump sums (Jeonse), the logistics of getting a loan are a central part of the house-hunting process.

집값이 너무 올라서 대출받지 않고는 집을 살 수 없어요.

Translation: House prices have risen so much that I can't buy a house without taking out a loan.

While 대출받다 seems straightforward, English speakers often make mistakes by overusing it or confusing it with similar verbs like '빌리다'. Here are the most common pitfalls to avoid.

Mistake 1: Using it for informal borrowing: You should not use '대출받다' when borrowing a pen from a classmate or 5,000 won from a friend for lunch. In these cases, use 빌리다. '대출받다' implies an official, documented contract with an institution.

Incorrect: 친구한테 만 원을 대출받았어요.
Correct: 친구한테 만 원을 빌렸어요.

Another common error is confusing the direction of the loan. 대출받다 is strictly 'to receive a loan'. If you are the bank or the person giving the money, you must use 대출해주다 (to give a loan) or 빌려주다 (to lend).

Mistake 2: Confusing '대출받다' with '대여하다': '대여하다' (to rent/lease) is often used for physical items like cars or Hanbok. While '대출받다' is used for books in a library, it is almost never used for renting a car. For cars, use '렌트하다' or '빌리다'.

Incorrect: 여행을 위해 차를 대출받았어요.
Correct: 여행을 위해 차를 빌렸어요/렌트했어요.

Grammatically, students often forget that '대출' is the noun. Sometimes they say '대출을 했어요' which is technically correct but focuses on the action of 'doing a loan transaction,' whereas '대출받았어요' specifically highlights the receipt of the funds. In financial contexts, '대출받다' is much more common for the borrower.

Mistake 3: Pronunciation: The 'ㄹ' in '대출' followed by the 'ㅂ' in '받다' can be tricky. Ensure you don't drop the 'ㄹ' sound. It should be a clear [dae-chul-bat-ta].

은행에서 돈을 대출받는 것은 신중해야 합니다.

Translation: You must be careful about taking out a loan from a bank.

Korean has several ways to express the idea of borrowing or taking a loan, depending on the formality and the specific item involved. Knowing the difference between 대출받다 and its synonyms will make your Korean sound much more natural.

대출받다 vs. 빌리다: 빌리다 is the general, all-purpose verb for borrowing. It can be used for money, objects, or even abstract things like 'borrowing strength'. 대출받다 is a subset of '빌리다' specifically for formal institutional loans.
대출받다 vs. 융자받다: 융자받다 (融資-) is even more formal than '대출받다'. It is often used in corporate finance or large-scale government funding contexts. While an individual '대출받다' for a car, a company might '융자받다' for a new factory.
대출받다 vs. 차용하다: 차용하다 (借用-) is a legalistic term. You will see this in contracts (차용증 - IOU/Promissory note). It sounds very stiff and is rarely used in spoken conversation unless discussing legal matters.

정부로부터 창업 자금을 융자받았습니다.

Translation: I received a business startup loan (financing) from the government.

In a library context, as mentioned before, you might hear 대출하다. While '대출받다' emphasizes receiving the book, '대출하다' is the general term for the transaction. For example, '책을 대출하고 싶어요' (I want to check out a book).

Antonyms: The opposite of receiving a loan is paying it back. Common terms include 갚다 (to pay back - general), 상환하다 (to repay - formal/financial), and 반납하다 (to return - specifically for library books).

대출받은 돈을 빨리 상환하고 싶어요.

Translation: I want to repay the money I borrowed as a loan quickly.

How Formal Is It?

Curiosidade

In the Joseon dynasty, people didn't use '대출받다'. They used systems like '계' (mutual aid circles) where members pooled money to help one person at a time.

Guia de pronúncia

UK dɛ.tɕʰul.bat.ta

US dɛ.tɕʰul.bat.ta

Primary stress is on the first syllable '대'.

Rima com

선물받다 (seonmul-batda) 허락받다 (heorak-batda) 고백받다 (gobaek-batda) 주목받다 (jumok-batda) 사랑받다 (sarang-batda) 인정받다 (injeong-batda) 오해받다 (ohae-batda) 환영받다 (hwanyeong-batda)

Erros comuns

Pronouncing '받다' as 'bada' without the tensification 'batta'.
Dropping the 'ㄹ' at the end of '대출'.
Confusing the 'ch' sound in '대출' with a 'j' sound.
Making the 'ae' in '대' sound too much like 'e'.
Forgetting the unreleased stop at the end of '받'.

Nível de dificuldade

Leitura 2/5

The word is common in news and signs, making it easy to recognize.

Escrita 3/5

Requires correct usage of object and source particles.

Expressão oral 3/5

Pronunciation of the 'ㄹ' and 'ㅂ' transition needs practice.

Audição 2/5

Clear pronunciation usually makes it easy to hear in context.

O que aprender depois

Pré-requisitos

은행 (Bank) 돈 (Money) 받다 (To receive) 빌리다 (To borrow) 책 (Book)

Aprenda a seguir

이자 (Interest) 상환하다 (To repay) 금리 (Interest rate) 신용 (Credit) 담보 (Collateral)

Avançado

가계 부채 (Household debt) 채무 불이행 (Default) 거치 기간 (Grace period) 원리금 (Principal and interest)

Gramática essencial

Noun + 에서 (Source)

은행에서 대출받다.

Object + 을/를 (Target)

돈을 대출받다.

-(으)려고 (Intention)

대출받으려고 은행에 갔어요.

-기 위해 (Purpose)

집을 사기 위해 대출받았어요.

-(으)ㄹ 수 있다 (Possibility)

신용이 좋으면 대출받을 수 있어요.

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Exemplos por nível

은행에서 돈을 대출받아요.

I take out a loan from the bank.

Simple present tense with the source '은행에서'.

도서관에서 책을 대출받았어요.

I checked out a book from the library.

Past tense '받았어요'.

돈을 대출받고 싶어요.

I want to take out a loan.

'-고 싶다' expresses desire.

어디에서 대출받아요?

Where do you get a loan?

Interrogative sentence using '어디에서'.

대출받은 책이 많아요.

There are many books I checked out.

Noun modifying form '대출받은'.

오늘 대출받을 거예요.

I will get a loan today.

Future tense '-(으)ㄹ 거예요'.

친구는 대출받지 않았어요.

My friend did not take out a loan.

Negative form '-지 않다'.

대출받는 법을 알려주세요.

Please tell me how to get a loan.

'-는 법' means 'how to' or 'the way of'.

학자금을 대출받으러 은행에 갔어요.

I went to the bank to get a student loan.

'-(으)러' indicates purpose.

집을 사려고 대출받았어요.

I took out a loan to buy a house.

'-(으)려고' indicates intention.

은행에서 대출받기가 힘들어요.

It is difficult to get a loan from the bank.

'-기' turns the verb into a noun phrase.

얼마나 대출받을 수 있어요?

How much of a loan can I get?

'-(으)ㄹ 수 있다' indicates possibility.

대출받은 돈으로 차를 샀어요.

I bought a car with the money I borrowed.

'-으로' indicates the means or instrument.

서류를 내면 대출받을 수 있습니다.

If you submit the documents, you can get a loan.

'-면' indicates a condition.

대출받고 나서 바로 갚았어요.

After getting the loan, I paid it back immediately.

'-고 나서' means 'after doing'.

어제 도서관에서 책을 대출받았니?

Did you check out a book from the library yesterday?

Informal question ending '-니?'.

요즘은 금리가 높아서 대출받기가 부담스러워요.

These days, interest rates are high, so getting a loan is burdensome.

'-아/어서' indicates reason.

전세 자금을 대출받기 위해 상담을 받았어요.

I had a consultation to get a loan for the Jeonse deposit.

'-기 위해' means 'in order to'.

신용 등급이 좋아야 대출받을 수 있어요.

You need a good credit rating to be able to get a loan.

'-아/어야' indicates a necessary condition.

대출받은 금액이 너무 커서 걱정이에요.

I'm worried because the amount I borrowed is too large.

'-ㄴ/은 금액' modifies the noun.

은행마다 대출받는 조건이 달라요.

The conditions for getting a loan vary by bank.

'-마다' means 'every' or 'each'.

인터넷으로도 쉽게 대출받을 수 있는 시대예요.

We are in an era where you can easily get a loan online.

'-ㄴ/은 시대' modifies the noun.

부모님 도움 없이 대출받아서 대학에 갔어요.

I went to college by taking out a loan without my parents' help.

'없이' means 'without'.

대출받기 전에 이자율을 꼭 확인하세요.

Make sure to check the interest rate before taking out a loan.

'-기 전에' means 'before doing'.

정부의 규제 때문에 대출받기가 더 까다로워졌습니다.

Getting a loan has become more difficult due to government regulations.

'-아/어지다' indicates a change in state.

담보가 없으면 큰 금액을 대출받기 어렵습니다.

It is difficult to get a large loan without collateral.

'-면' with '어렵다' shows a logical consequence.

대출받은 원금과 이자를 매달 상환해야 합니다.

You must repay the principal and interest of the loan every month.

'-아/어야 하다' indicates obligation.

사업 확장을 위해 추가로 대출받기로 결정했습니다.

I decided to take out an additional loan to expand the business.

'-기로 결정하다' means 'to decide to'.

무리하게 대출받았다가 파산할 수도 있어요.

You might go bankrupt if you take out an excessive loan.

'-았다가' indicates a sequence where the first action leads to a negative result.

그는 대출받은 돈을 주식에 투자했습니다.

He invested the money he borrowed in stocks.

Past tense narrative.

대출받을 수 있는 한도가 얼마나 되나요?

What is the maximum limit for the loan I can get?

'-ㄴ가요?' is a polite interrogative.

비대면으로 대출받는 과정이 매우 간편합니다.

The process of getting a loan non-face-to-face is very simple.

'비대면' means 'non-face-to-face' or 'untact'.

가계 부채가 급증하면서 대출받은 가구의 부담이 커지고 있습니다.

As household debt surges, the burden on households that took out loans is increasing.

'-면서' indicates simultaneous actions or states.

변동 금리로 대출받으면 이자 변동 리스크를 감수해야 합니다.

If you take out a loan with a variable interest rate, you must bear the risk of interest rate fluctuations.

'감수해야 한다' means 'must endure/bear'.

그는 영끌까지 해서 대출받았지만 결국 집값이 하락했습니다.

He even used 'soul-pulling' (every resource) to get a loan, but eventually, house prices fell.

'영끌' is contemporary slang for maximal borrowing.

기업들이 자금난을 해소하기 위해 긴급 대출받는 사례가 늘고 있습니다.

Cases of companies taking out emergency loans to resolve financial difficulties are increasing.

'-는 사례' means 'cases of'.

대출받을 당시의 계약 조건을 꼼꼼히 따져봐야 합니다.

You must meticulously examine the contract conditions at the time of taking out the loan.

'따져보다' means 'to weigh' or 'to examine closely'.

저신용자들은 제1금융권에서 대출받기가 사실상 불가능합니다.

It is practically impossible for low-credit holders to get a loan from primary financial institutions.

'제1금융권' refers to major commercial banks.

대출받은 자금을 용도 외에 사용하는 것은 불법입니다.

It is illegal to use the loaned funds for purposes other than intended.

'용도 외' means 'outside of intended use'.

고금리 시대에 무리하게 대출받는 것은 가계 파탄의 지름길입니다.

In an era of high interest rates, taking out excessive loans is a shortcut to household ruin.

'지름길' means 'shortcut'.

금융 당국은 대출받는 이들의 상환 능력을 엄격히 심사하고 있습니다.

Financial authorities are strictly screening the repayment ability of those taking out loans.

'금융 당국' refers to financial regulators.

대출받은 채무가 자산 가치를 상회하는 '깡통 주택' 문제가 심각합니다.

The issue of 'empty houses' (underwater mortgages), where the borrowed debt exceeds the asset value, is serious.

'상회하다' means 'to exceed'.

그는 사채업자에게 대출받은 후 협박에 시달려야 했습니다.

After taking out a loan from a loan shark, he had to suffer from threats.

'시달리다' means 'to be hounded/suffered from'.

국가 간 차관을 통해 외화를 대출받는 것은 주권에 영향을 줄 수 있습니다.

Borrowing foreign currency through inter-country loans can affect sovereignty.

'차관' refers to an international loan.

대출받는 행위 자체가 현대 자본주의 신용 창출의 핵심입니다.

The act of taking out a loan itself is the core of credit creation in modern capitalism.

'신용 창출' means 'credit creation'.

부실 대출받은 채권들이 금융 시스템 전체의 리스크로 전이되었습니다.

Bad loan bonds have spread as a risk to the entire financial system.

'전이되다' means 'to metastasize' or 'to spread'.

대출받을 권리와 책임에 대한 사회적 합의가 필요합니다.

A social consensus on the right and responsibility to take out loans is necessary.

'사회적 합의' means 'social consensus'.

그는 대출받은 과거를 숨기고 새로운 삶을 시작하려 했습니다.

He tried to start a new life while hiding his past of taking out loans (debt).

'-려 하다' indicates an attempt or intention.

Colocações comuns

은행에서 대출받다

학자금을 대출받다

전세 자금을 대출받다

신용으로 대출받다

대출받기 힘들다

추가로 대출받다

저금리로 대출받다

무이자로 대출받다

대출받은 금액

무리하게 대출받다

Frases Comuns

대출받을 수 있나요?

— Is it possible for me to get a loan? Used when inquiring at a bank.

제 신용으로 대출받을 수 있나요?

대출받은 지 얼마나 됐어요?

— How long has it been since you took out the loan? Used to ask about the age of a debt.

그 돈 대출받은 지 얼마나 됐어요?

대출받기가 하늘의 별 따기

— Getting a loan is as hard as plucking a star from the sky. Used to describe extreme difficulty.

규제가 심해서 대출받기가 하늘의 별 따기예요.

대출받아 집 사다

— To buy a house by taking out a loan. A very common life event.

우리 부부도 대출받아 집 샀어요.

대출받은 돈

— The money received as a loan. Refers to the borrowed capital.

대출받은 돈은 다 어디에 썼니?

대출받으러 가다

— To go to get a loan. Indicates the action of visiting a bank.

점심시간에 대출받으러 갈 거예요.

대출받은 책

— Books checked out from a library.

대출받은 책은 다음 주까지 반납해야 해요.

쉽게 대출받다

— To get a loan easily. Often used in advertisements.

앱을 통해서 쉽게 대출받으세요.

대출받는 절차

— The process of getting a loan.

대출받는 절차가 너무 복잡해요.

대출받은 경험

— Experience of having taken out a loan.

저는 대출받은 경험이 한 번도 없어요.

Frequentemente confundido com

대출받다 vs 대출하다

대출하다 can mean either to lend or to borrow depending on context, but 대출받다 is strictly to receive/borrow.

대출받다 vs 빌리다

빌리다 is for general borrowing (pencils, friends), 대출받다 is for banks/libraries.

대출받다 vs 인출하다

인출하다 means to withdraw your own money from an ATM; 대출받다 is taking the bank's money as a loan.

Expressões idiomáticas

"영끌해서 대출받다"

— To pull every bit of 'soul' (resource) to get a loan. Modern slang for extreme borrowing.

영끌해서 대출받아 아파트를 샀다.

Slang

"빚 좋은 개살구"

— A wild apricot with a good color but bad taste. Used for something that looks good but is actually a burden (like a big loan for a flashy car).

대출받아 산 외제차는 빚 좋은 개살구일 뿐이다.

Idiom

"밑 빠진 독에 물 붓기"

— Pouring water into a jar with a broken bottom. Used when taking loans to cover interest on other loans.

대출받아 이자 갚는 건 밑 빠진 독에 물 붓기예요.

Proverb

"눈덩이처럼 불어나다"

— To grow like a rolling snowball. Used for the interest on a loan.

대출받은 이자가 눈덩이처럼 불어났어요.

Common

"목줄을 죄다"

— To tighten the leash. Used when a loan becomes a suffocating burden.

대출받은 빚이 내 목줄을 죄는 것 같다.

Metaphor

"등골이 휘다"

— One's spine bends. Used when the effort to repay a loan is back-breaking.

대출받은 돈 갚느라 등골이 휘어요.

Common

"손을 벌리다"

— To reach out one's hand. Often used when one can't get a loan and has to ask family.

대출받기 힘들어 부모님께 손을 벌렸다.

Common

"발목을 잡다"

— To catch one's ankle. When a past loan prevents someone from moving forward.

대출받은 과거가 그의 발목을 잡았다.

Common

"피 같은 돈"

— Money like blood. Used to describe the hard-earned money used to repay a loan.

대출받은 피 같은 돈을 잃어버렸다.

Common

"하늘이 노랗다"

— The sky turns yellow. Feeling faint or overwhelmed by the amount of loan one took.

대출받은 금액을 보니 하늘이 노랗다.

Common

Fácil de confundir

대출받다 vs 환불받다

Both end in '받다'.

환불받다 means to get a refund, 대출받다 means to get a loan.

옷이 마음에 안 들어서 환불받았어요.

대출받다 vs 대여하다

Both involve temporary use.

대여하다 is for renting items (cars, clothes), 대출받다 is for money/books.

한복을 대여해서 입었어요.

대출받다 vs 송금하다

Banking context.

송금하다 is to transfer money to someone else.

고향에 돈을 송금했어요.

대출받다 vs 예금하다

Banking context.

예금하다 is to deposit money into your account.

은행에 백만 원을 예금했습니다.

대출받다 vs 상환하다

Loan context.

상환하다 is to pay back the loan, the opposite of 대출받다.

대출금을 10년 동안 상환했어요.

Padrões de frases

[Place]에서 대출받아요.

은행에서 대출받아요.

[Object]을/를 대출받았어요.

책을 대출받았어요.

[Reason] 때문에 대출받아야 해요.

등록금 때문에 대출받아야 해요.

[Condition]이면 대출받을 수 있어요.

직장이 있으면 대출받을 수 있어요.

대출받은 [Noun]이/가 [Adjective].

대출받은 돈이 부족해요.

[Action]하려고 대출받기로 했어요.

결혼하려고 대출받기로 했어요.

대출받기에 앞서 [Action]해야 합니다.

대출받기에 앞서 금리를 비교해야 합니다.

대출받는 행위의 [Noun]적 측면.

대출받는 행위의 경제적 측면을 고려해야 한다.

Família de palavras

Substantivos

대출 (Loan/Lending)

대출금 (Loan amount)

대출자 (Borrower)

대출처 (Lending institution)

대출증 (Library card/Loan certificate)

Verbos

대출하다 (To lend/To check out)

대출해주다 (To give a loan)

대출되다 (To be loaned out)

Adjetivos

대출 가능한 (Loanable/Available for loan)

Relacionado

이자 (Interest)

신용 (Credit)

담보 (Collateral)

상환 (Repayment)

은행 (Bank)

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Como usar

frequency

Very high in adult daily life and media.

Erros comuns

친구한테 대출받았어요. → 친구한테 빌렸어요.
You don't '대출받다' from friends; it's too formal.
은행에 대출받았어요. → 은행에서 대출받았어요.
Use '에서' to indicate the source of the loan.
차를 대출받았어요. → 차를 렌트했어요 / 빌렸어요.
'대출받다' is for money or books, not cars.
돈을 대출했어요. → 돈을 대출받았어요.
'대출하다' can be ambiguous; '대출받다' clearly shows you are the borrower.
대출받은 돈을 상환받았어요. → 대출받은 돈을 상환했어요.
You don't 'receive' repayment of your own loan; you just 'do' it (상환하다).

Dicas

Use the correct particle

Always use '에서' for the bank. '은행에서 대출받다' is the most natural way to say it.

Institutional only

Only use this for banks, libraries, or government agencies. Never for friends.

Library vs. Bank

Remember it works for both. In a library, it means 'check out'. In a bank, it means 'take a loan'.

Tensification

The '받다' part is pronounced like 'bat-ta'. Don't forget the tense 't' sound.

The weight of the word

In Korea, taking a loan is a major life decision often discussed with family. Use it seriously.

Noun + Verb

You can also write it as '대출을 받다' with a space and a particle for emphasis.

Common prefixes

Listen for '신용' (credit) or '담보' (collateral) right before '대출'.

Young-kkeul

If you want to sound like a local, use '영끌해서 대출받다' when talking about buying a house.

Dae-Chul = Debt-Tool

Think of 'Dae-Chul' as a 'Debt-Tool' you receive to build your future.

Avoid 'Sache'

If someone mentions '사채' (private loan) with '대출받다', it means a dangerous loan shark.

Memorize

Mnemônico

Imagine a giant 'DAE' (Big) 'CHUL' (Tool) that you 'BAT' (Receive) to build your house. You need the tool (the loan) to get the job done.

Associação visual

Visualize a bank teller handing you a large envelope with '대출' written on it, and you reaching out to '받다' (receive) it with both hands.

Word Web

Bank Money Library Interest Debt Contract Credit Repayment

Desafio

Try to write three sentences: one about a bank loan, one about a library book, and one about why you *don't* want to 대출받다.

Origem da palavra

From Hanja 貸出 (대출) + Korean native verb 받다 (to receive). 貸 (대) means 'to lend' and 出 (출) means 'to go out'.

Significado original: To receive something that has been sent out as a loan.

Sino-Korean compound.

Contexto cultural

Be sensitive when asking Koreans about their loans. It can be a source of significant stress due to high household debt levels in the country.

In English, we say 'get a loan' or 'take out a loan'. Korean uses 'receive a loan', which emphasizes the institutional source.

The drama 'Squid Game' revolves around characters who could no longer '대출받다' from banks and turned to loan sharks. Economic news often discusses the 'LTV' (Loan to Value) ratio, which determines how much one can '대출받다'. The 'Jeonse Fund Loan' (전세자금대출) is a common topic in Korean variety shows about house hunting.

Pratique na vida real

Contextos reais

Bank Consultation

대출받고 싶습니다.
얼마나 대출받을 수 있나요?
이자가 얼마나 되나요?
필요한 서류가 무엇인가요?

Library Visit

이 책 대출받을 수 있나요?
대출받은 책을 연장하고 싶어요.
한 번에 몇 권까지 대출받나요?
대출증을 잃어버렸어요.

News/Economy

가계 대출이 늘고 있다.
대출받기가 어려워졌다.
금리가 올라 대출받은 사람들의 부담이 크다.
정부가 대출 규제를 강화했다.

Buying a House

주택 담보 대출을 받다.
대출받아 중도금을 내다.
대출받은 돈으로 잔금을 치르다.
대출 한도를 확인하다.

University Life

한국장학재단에서 대출받다.
학자금 대출을 신청하다.
졸업 후에 대출금을 갚다.
취업 후 상환 대출을 받다.

Iniciadores de conversa

"은행에서 대출받아 본 적 있어요?"

"요즘 대출받기가 참 힘들죠?"

"도서관에서 어떤 책을 대출받았어요?"

"학자금 대출받는 과정이 복잡한가요?"

"집을 살 때 얼마나 대출받아야 할까요?"

Temas para diário

처음으로 은행에서 대출받았을 때의 기분을 써 보세요. (Write about how you felt when you first got a loan.)

만약 10억을 대출받을 수 있다면 무엇을 하고 싶나요? (If you could get a 1 billion won loan, what would you do?)

도서관에서 대출받은 책 중에서 가장 기억에 남는 책은 무엇인가요? (What is the most memorable book you've checked out from a library?)

대출받는 것의 장점과 단점에 대해 서술해 보세요. (Describe the pros and cons of taking out a loan.)

친구에게 돈을 빌리는 것과 은행에서 대출받는 것의 차이는 무엇이라고 생각하나요? (What do you think is the difference between borrowing from a friend and a bank?)

Perguntas frequentes

10 perguntas

No, for a car you should use '렌트하다' or '빌리다'. '대출받다' is reserved for money from banks or books from libraries.

'빌리다' is general and informal. '대출받다' is formal and institutional. You borrow a pen with '빌리다', but you get a mortgage with '대출받다'.

You can say '책을 대출받았어요' or simply '책을 빌렸어요'. '대출받았어요' is more formal.

It is a verb. The noun form is '대출' (loan).

In a banking context, you can omit '돈을' because '대출' implies money. However, in a library, you should specify '책을'.

You say '대출이 거절되었어요' or '대출받지 못했어요'.

It means 'student loan' or 'tuition loan'. To take one out, you say '학자금을 대출받다'.

Usually no. You use '에게서/한테서 빌리다' for people. '대출받다' is for institutions (에서).

It's a slang term for taking out the maximum possible loan by 'pulling your soul'.

The term is used, but since the banking system is different, the context is much more limited compared to South Korea.

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