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B1 noun #2,500 सबसे आम 8 मिनट पढ़ने का समय

finanças

Finances; the management of large amounts of money, especially by governments or companies.

At the A1 level, 'finanças' is a word you might see on signs or in the news, but you don't need to use it often. Think of it as a fancy word for 'money management'. You might hear someone say 'minhas finanças' to mean 'my money situation'. It is important to know it is plural. You might see it on a building in Portugal (The Tax Office). Just remember: Finanças = Money things.
पूरी व्याख्या पढ़ने के लिए मुफ़्त साइन अप करें
At A2, you start to use 'finanças' to talk about basic planning. You can say 'Eu preciso de organizar as minhas finanças' (I need to organize my finances). You understand that it is different from just 'dinheiro' (cash). You might also recognize 'Finanças' as the place where you go to get a tax number (NIF) in Portugal. It's about the basic organization of your wallet and responsibilities.
पूरी व्याख्या पढ़ने के लिए मुफ़्त साइन अप करें
At B1, you should be able to discuss 'finanças pessoais' (personal finances) in more detail. You can talk about 'poupança' (savings) and 'gastos' (expenses) as part of your finances. You understand terms like 'Ministério das Finanças'. You can follow a simple news report about the country's finances. You use the word to describe the management of money, not just the money itself.
At B2, you use 'finanças' in professional contexts. You can discuss 'finanças empresariais' (corporate finance) or 'mercados financeiros' (financial markets). You understand the nuances of 'finanças públicas' and how they affect the economy. You can use the adjective 'financeiro' correctly and distinguish between 'tesouraria', 'orçamento', and 'finanças'. You are comfortable with the bureaucratic use of the term in Portugal.
पूरी व्याख्या पढ़ने के लिए मुफ़्त साइन अप करें
At C1, you use 'finanças' with precision in academic or high-level business discussions. You can analyze 'políticas de finanças' (finance policies) and discuss 'sustentabilidade financeira'. You understand the historical and legal implications of the term. You can read complex financial reports and use the word to describe abstract systems of capital allocation and fiscal responsibility without hesitation.
पूरी व्याख्या पढ़ने के लिए मुफ़्त साइन अप करें
At C2, the word 'finanças' is a tool for sophisticated discourse. You can discuss the philosophy of finance, the intricacies of international fiscal law, and the subtle differences between 'erário', 'fazenda', and 'finanças'. You use the word in idiomatic and highly formal ways, understanding every cultural connotation in different Lusophone countries, from the 'Secretaria da Fazenda' in Brazil to the 'Ministério das Finanças' in Angola or Portugal.
पूरी व्याख्या पढ़ने के लिए मुफ़्त साइन अप करें
इसका अभ्यास करें उदाहरण नोट्स और सुझाव

finanças 30 सेकंड में

  • Finanças is a plural noun referring to the management of money, assets, and liabilities for individuals or institutions.
  • In Portugal, 'As Finanças' specifically refers to the Tax Authority and its physical offices.
  • The word is almost always used in the plural form 'finanças' rather than the singular 'finança'.
  • Commonly paired with verbs like 'gerir' (manage) and 'organizar' (organize) to describe financial health.

The term finanças is a multifaceted Portuguese noun that primarily refers to the management, creation, and study of money, banking, investments, assets, and liabilities. At its core, it encompasses the systems that facilitate the flow of capital between individuals, businesses, and governments. In a personal context, it refers to how you handle your income and expenses, while in a professional or governmental context, it takes on a much broader, more institutional meaning. It is almost always used in the plural form in Portuguese to denote the collective state of monetary affairs.

Personal Context
Refers to household budgeting, savings, and individual investments.
Corporate Context
Relates to capital structure, funding, and the financial health of a company.
Public Context
Involves government revenue (taxes) and expenditure (public services).

"Preciso de organizar as minhas finanças pessoais antes de comprar uma casa nova."

— Common usage regarding personal budgeting.

Historically, the word derives from the Old French 'finance', meaning 'end, settlement, or payment'. In the Portuguese-speaking world, specifically in Portugal, 'As Finanças' is also the colloquial and official shorthand for the Tax Authority (Autoridade Tributária). When someone says 'Tenho de ir às Finanças', they aren't talking about their bank; they are talking about going to the tax office to resolve issues related to IRS, property taxes, or business registration. This dual meaning—money management versus the tax office—is vital for learners to master.

"O governo anunciou novas medidas para as finanças públicas no próximo ano."

Understanding 'finanças' also requires understanding its relationship with 'economia'. While economics is the study of the production and consumption of goods, finances are the practical tools and systems used to manage the money involved in those processes. It is the 'how' of money. Whether you are discussing the 'finanças' of a startup or the 'finanças' of a nation, you are looking at the balance sheet, the cash flow, and the strategic allocation of resources to ensure sustainability and growth.

"As finanças da empresa estão em excelente estado após o último trimestre."

Finanças Pessoais
The management of an individual's or family's financial resources.
Finanças Públicas
The study of government revenue and spending.

Using the word finanças correctly involves understanding its grammatical behavior and the common verbs that accompany it. Since it is a feminine plural noun, all adjectives and articles must agree: 'as finanças', 'boas finanças', 'finanças saudáveis'. The most common verbs used with this word are 'gerir' (to manage), 'organizar' (to organize), 'equilibrar' (to balance), and 'controlar' (to control).

"É fundamental saber gerir as finanças desde cedo."

When discussing the tax office in Portugal, you will often use the preposition 'nas' or 'às'. For example, 'Vou às Finanças' (I am going to the Tax Office) or 'Tenho uma dívida nas Finanças' (I have a debt with the Tax Authority). In Brazil, while the word 'finanças' is used for money management, the tax office is more commonly referred to as the 'Receita Federal'. This is a key distinction for learners focusing on specific regional variants of Portuguese.

Gerir finanças
To manage finances; the act of overseeing income and expenses.
Saúde das finanças
The 'health' of finances; used metaphorically to describe financial stability.

In academic or professional writing, 'finanças' appears in compound terms like 'mercados financeiros' (financial markets) or 'diretor de finanças' (CFO/Finance Director). Note that 'financeiro' is the adjective form. If you want to describe a problem related to money, you would say 'um problema financeiro', not 'um problema de finanças', although the latter is occasionally used in informal speech. The word also appears frequently in news headlines regarding the 'Ministério das Finanças', which is the Ministry of Finance, responsible for the country's budget.

"O Ministro das Finanças apresentou o orçamento de estado."

You will encounter finanças in several distinct environments. The most common is the evening news, specifically during the economic segment. Journalists often discuss 'finanças globais' or 'finanças públicas' when reporting on stock market fluctuations, inflation, or government spending. If you are watching a Portuguese news channel like SIC Notícias or RTP, the word will appear in almost every broadcast related to the economy.

"As finanças internacionais estão instáveis devido à crise do petróleo."

Another place is the workplace, especially in corporate settings. Meetings regarding 'departamento de finanças' or 'relatórios de finanças' are standard. Employees might discuss their 'finanças pessoais' in the breakroom when talking about the cost of living or investment tips. In a more formal setting, a bank manager might ask about the 'estado das suas finanças' before approving a loan or mortgage.

Telejornais
News programs frequently use the term for economic reports.
Bancos
Banks use it in formal documentation and consultations.

In Portugal, you will hear it constantly in the context of bureaucracy. 'Tens as tuas finanças em dia?' (Are your taxes up to date?) is a common question among freelancers and business owners. The 'Portal das Finanças' is a household name, and people often talk about 'resolver assuntos nas Finanças'. This specific cultural usage makes the word ubiquitous in daily life, far beyond the realm of high-level economics.

"Preciso de ir ao balcão das Finanças para pedir uma certidão."

One of the most frequent mistakes learners make is using the singular form 'finança'. While technically a word, it is almost never used in modern Portuguese to describe money management. Always stick to the plural finanças. Another common error is confusing 'finanças' with 'dinheiro' (money). While related, they are not interchangeable. 'Dinheiro' refers to the physical or digital currency itself, whereas 'finanças' refers to the *system* or *management* of that money.

"Errado: Eu não tenho finança para isto. Correto: Eu não tenho dinheiro para isto."

Learners also often confuse 'finanças' with 'economia'. Economics (economia) is the broad social science, while finances (finanças) are the specific activities of managing money. You study 'Economia' at university, but you manage your 'finanças' at home. Additionally, in Brazil, using 'finanças' to mean the tax office is a mistake; you should use 'Receita Federal'. Using 'Finanças' in this context in São Paulo might lead to confusion, as it sounds very European Portuguese.

Mistaking for 'Dinheiro'
Don't say 'finanças' when you just mean cash in your pocket.
Singular Usage
Avoid 'a finança' unless you are writing a 17th-century treatise.

Finally, watch out for the adjective 'financeiro'. Many students try to use 'de finanças' as an adjective (e.g., 'problema de finanças'), which is grammatically acceptable but sounds less natural than 'problema financeiro'. Using the correct adjective form makes your Portuguese sound much more fluent and professional. Also, remember that 'finanças' is a feminine noun, so 'o finanças' is incorrect—it must be 'as finanças'.

"Errado: O finanças do país. Correto: As finanças do país."

Several words share a semantic field with finanças, and understanding their nuances will greatly expand your vocabulary. The most direct synonym in many contexts is tesouraria (treasury), which refers specifically to the department or place where money is kept and managed, especially in a company or organization. While 'finanças' is the broad concept, 'tesouraria' is the physical or administrative office.

"O pagamento deve ser feito na tesouraria da escola."

Another related word is orçamento (budget). This is a specific plan for 'finanças'. You manage your 'finanças' by creating an 'orçamento'. Then there is património (assets/heritage), which refers to the total value of what someone owns, a key component of their overall 'finanças'. In a more technical sense, capital refers to the wealth in the form of money or assets owned by a person or organization.

Orçamento
A plan for spending; a budget.
Tesouraria
The cash management department.
Fundo
A sum of money saved or made available for a particular purpose.

In the context of government, you might hear erário, which is a formal term for the public treasury or public funds. While 'finanças públicas' is the general term, 'erário público' specifically refers to the money itself. Understanding these distinctions helps you choose the right word for the right level of formality. For example, 'dinheiro' is informal, 'finanças' is standard/professional, and 'erário' is highly formal/legal.

"O desvio de dinheiro do erário público é um crime grave."

How Formal Is It?

औपचारिक

""

अनौपचारिक

""

कठिनाई स्तर

ज़रूरी व्याकरण

पूरी व्याख्या पढ़ने के लिए मुफ़्त साइन अप करें

स्तर के अनुसार उदाहरण

1

As finanças são importantes.

Finances are important.

Note the plural 'as finanças'.

2

Onde ficam as Finanças?

Where is the tax office?

In Portugal, this refers to the tax office.

3

Eu cuido das minhas finanças.

I take care of my finances.

Verb 'cuidar' + 'de'.

4

As finanças da família estão bem.

The family's finances are well.

Feminine plural agreement.

5

Preciso de um papel das Finanças.

I need a paper from the Tax Office.

Common bureaucratic phrase.

6

Ele trabalha nas finanças.

He works in finance.

General field of work.

7

Minhas finanças estão no fim.

My finances are at the end (I'm broke).

Informal expression.

8

As finanças são um tema difícil.

Finances are a difficult topic.

Subject-verb agreement.

1

Vou organizar as minhas finanças este mês.

I will organize my finances this month.

Future tense with 'vou'.

2

As finanças públicas estão em crise.

Public finances are in crisis.

Adjective 'públicas' follows the noun.

3

Ela estuda finanças na escola.

She studies finance at school.

General subject of study.

4

O Portal das Finanças é útil.

The Finance Portal is useful.

Specific Portuguese context.

5

Como estão as tuas finanças?

How are your finances?

Informal question.

6

As finanças da empresa são secretas.

The company's finances are secret.

Possessive 'da empresa'.

7

Não entendo nada de finanças.

I don't understand anything about finance.

Negative construction.

8

As finanças ajudam a planear o futuro.

Finances help to plan the future.

Infinitive 'planear'.

1

É necessário ter um bom controlo das finanças pessoais.

It is necessary to have good control of personal finances.

Compound noun 'finanças pessoais'.

2

O governo quer melhorar as finanças do país.

The government wants to improve the country's finances.

Verb 'melhorar'.

3

As finanças internacionais são muito complexas.

International finances are very complex.

Adjective 'internacionais'.

4

Fui às Finanças para resolver o meu IRS.

I went to the Tax Office to solve my IRS.

Contraction 'às' (a + as).

5

Um curso de finanças pode abrir muitas portas.

A finance course can open many doors.

Preposition 'de' for specialization.

6

As finanças daquela associação são transparentes.

That association's finances are transparent.

Adjective 'transparentes'.

7

Precisamos de um especialista em finanças.

We need a specialist in finance.

Preposition 'em' for expertise.

8

O livro fala sobre a história das finanças.

The book talks about the history of finance.

Preposition 'sobre'.

1

A gestão de finanças exige rigor e disciplina.

Finance management requires rigor and discipline.

Abstract noun phrase.

2

As finanças éticas estão a ganhar popularidade.

Ethical finances are gaining popularity.

Present continuous 'estão a ganhar'.

3

O diretor de finanças apresentou o balanço anual.

The finance director presented the annual balance sheet.

Professional title.

4

Houve um desequilíbrio nas finanças públicas este ano.

There was an imbalance in public finances this year.

Noun 'desequilíbrio'.

5

As finanças descentralizadas (DeFi) são o futuro.

Decentralized finance (DeFi) is the future.

Modern technical term.

6

É difícil manter as finanças em ordem durante a inflação.

It is difficult to keep finances in order during inflation.

Idiom 'em ordem'.

7

As finanças comportamentais estudam as nossas decisões.

Behavioral finance studies our decisions.

Scientific subfield.

8

A auditoria revelou irregularidades nas finanças.

The audit revealed irregularities in the finances.

Formal vocabulary 'irregularidades'.

1

A sustentabilidade das finanças públicas é um pilar da estabilidade.

The sustainability of public finances is a pillar of stability.

Complex noun phrase.

2

As finanças corporativas focam na maximização do valor.

Corporate finance focuses on maximizing value.

Technical verb 'focar'.

3

O colapso das finanças globais em 2008 mudou o mundo.

The collapse of global finance in 2008 changed the world.

Historical reference.

4

As finanças são intrínsecas ao funcionamento do Estado.

Finances are intrinsic to the functioning of the State.

Formal adjective 'intrínsecas'.

5

Analisar as finanças requer uma visão holística do mercado.

Analyzing finances requires a holistic view of the market.

Gerund/Infinitive usage.

6

As finanças quantitativas utilizam modelos matemáticos complexos.

Quantitative finance uses complex mathematical models.

Specialized field.

7

A opacidade das finanças offshore é um desafio para os reguladores.

The opacity of offshore finance is a challenge for regulators.

Advanced vocabulary 'opacidade'.

8

As finanças de impacto visam benefícios sociais e financeiros.

Impact finance aims for social and financial benefits.

Modern investment concept.

1

A volatilidade das finanças contemporâneas desafia a ortodoxia económica.

The volatility of contemporary finance challenges economic orthodoxy.

Highly formal academic tone.

2

As finanças públicas devem ser pautadas pelo princípio da equidade.

Public finances must be guided by the principle of equity.

Passive voice 'ser pautadas'.

3

O intrincado sistema de finanças internacionais é vulnerável a choques sistémicos.

The intricate system of international finance is vulnerable to systemic shocks.

Advanced adjectives 'intrincado' and 'sistémicos'.

4

As finanças, enquanto ciência, evoluíram drasticamente no último século.

Finance, as a science, has evolved drastically in the last century.

Conjunction 'enquanto' (as/while).

5

A erosão das finanças locais compromete a autonomia municipal.

The erosion of local finances compromises municipal autonomy.

Metaphorical use of 'erosão'.

6

As finanças de guerra exigem uma mobilização total de recursos.

War finance requires a total mobilization of resources.

Specific historical/political term.

7

A dialética entre finanças e política molda as sociedades modernas.

The dialectic between finance and politics shapes modern societies.

Philosophical vocabulary 'dialética'.

8

As finanças comportamentais desconstroem o mito do 'homo economicus'.

Behavioral finance deconstructs the myth of 'homo economicus'.

Academic verb 'desconstruir'.

सामान्य शब्द संयोजन

finanças pessoais
finanças públicas
finanças corporativas
gerir finanças
ministro das finanças
mercado de finanças
saúde das finanças
portal das finanças
especialista em finanças
controlo de finanças

सामान्य वाक्यांश

Ir às finanças

Ter as finanças em dia

Organizar as finanças

Finanças saudáveis

Problemas de finanças

Departamento de finanças

Diretor de finanças

Finanças do estado

Finanças de família

Mestre em finanças

अक्सर इससे भ्रम होता है

finanças vs Dinheiro (Money - the physical currency)

finanças vs Economia (Economics - the social science)

finanças vs Fazenda (Farm - but also Finance in Brazil)

मुहावरे और अभिव्यक्तियाँ

""

""

""

""

""

""

""

""

""

""

आसानी से भ्रमित होने वाले

finanças vs

finanças vs

finanças vs

finanças vs

finanças vs

वाक्य संरचनाएँ

सभी उदाहरण देखने के लिए मुफ़्त साइन अप करें

इसे कैसे इस्तेमाल करें

Geography

Huge difference between Portugal (Tax Office) and Brazil (General Finance).

Plurality

The singular 'finança' is virtually non-existent in daily speech.

सामान्य गलतियाँ
  • Using 'a finança' (singular).
  • Using 'o finanças' (wrong gender).
  • Confusing 'finanças' with 'dinheiro' in casual sentences.
  • Using 'Finanças' for the tax office in Brazil.
  • Forgetting the nasal pronunciation of the first 'a'.

सुझाव

Plural Always

Always use the plural 'finanças'. Using the singular sounds like a translation error from English 'finance'.

Portugal Tax

If you live in Portugal, bookmark 'Portal das Finanças'. You will use it for everything related to taxes.

Adjective Agreement

Remember that 'finanças' is feminine. Say 'as finanças são boas', not 'os finanças são bons'.

Financeiro vs Finanças

Use 'financeiro' for adjectives: 'crise financeira', 'mercado financeiro'.

Nasal Vowels

The 'an' in 'finanças' is a nasal vowel. Don't pronounce the 'n' fully like in 'finance'.

Check the Country

Be careful using 'Finanças' for the tax office in Brazil; they might not understand you immediately.

Formal Reports

In business writing, 'gestão de finanças' sounds more professional than 'cuidar do dinheiro'.

News Keywords

When you hear 'Ministério das Finanças', expect news about taxes or the national budget.

Related Words

Learn 'orçamento' (budget) and 'poupança' (savings) alongside 'finanças'.

The 'S' Rule

Think: 'Finances' has an 's', 'Finanças' has an 's'. Keep it plural!

याद करें

शब्द की उत्पत्ति

Latin 'finis' (end) via Old French 'finance'

सांस्कृतिक संदर्भ

Uses 'Ministério das Finanças' similarly to Portugal.

The tax office is 'Receita Federal'.

The tax office is called 'Finanças'.

असल ज़िंदगी में अभ्यास करें

वास्तविक संदर्भ

बातचीत की शुरुआत

"Como geres as tuas finanças pessoais?"

"Já foste às Finanças este ano para o IRS?"

"Achas que as finanças do país vão melhorar?"

"Qual é a melhor app para controlar as finanças?"

"O que pensas sobre as finanças descentralizadas?"

डायरी विषय

Descreve como organizas as tuas finanças todos os meses.

Qual é a importância das finanças públicas para um país?

Escreve sobre um momento em que tiveste de ir às Finanças.

Como as finanças influenciam os teus planos para o futuro?

O que ensinarias a uma criança sobre finanças?

अक्सर पूछे जाने वाले सवाल

10 सवाल

It is extremely rare. In 99% of cases, you should use 'finanças' in the plural.

It means going to the government tax office to handle taxes or documents.

No, 'finanças' is the management of money, while 'economia' is the study of production and consumption.

You say 'Diretor de Finanças' or 'Diretor Financeiro'.

It is feminine: 'as finanças'.

It refers to an individual's personal money management and budgeting.

Yes, but they don't use it to refer to the tax office (they use Receita Federal).

The adjective is 'financeiro' (masculine) or 'financeira' (feminine).

It is the management of a country's revenue, debt, and spending.

Yes, it is considered intermediate because it moves beyond basic 'money' vocabulary into systems.

सुझाव और नोट्स के लिए मुफ़्त साइन अप करें

खुद को परखो 180 सवाल

/ 180 correct

Perfect score!

अभ्यास करने के लिए मुफ़्त साइन अप करें

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