An ATM is a self-service machine that provides instant access to cash and basic banking services.
Word in 30 Seconds
- An automated machine for cash withdrawals and banking.
- Commonly referred to as ATM in daily life.
- Essential facility for modern financial self-service.
Overview
- 1概述：提款机，全称为自动柜员机（Automated Teller Machine），是金融机构为了方便客户在非营业时间或非柜台办理业务而设立的自助设备。它极大地提高了金融交易的效率，减少了柜台排队时间。
常见语境：主要出现在银行网点、便利店、购物中心或写字楼大厅。在日常生活中，当人们需要现金支付小额账单或进行紧急支出时，提款机是首选工具。
- 1近义词辨析：虽然“提款机”和“自动柜员机”意思相同，但“提款机”更侧重于取钱的功能，而“自动柜员机”则是一个更正式、涵盖存取款及转账等综合功能的称呼。在某些地区，如台湾，人们也常直接使用“提款机”这一说法。
Examples
我需要去附近的提款机取点现金。
everydayI need to go to the nearby ATM to withdraw some cash.
请确保您在操作提款机时保护好密码。
formalPlease ensure you protect your PIN when using the ATM.
楼下那个提款机坏了，取不出钱。
informalThe ATM downstairs is broken, it won't dispense money.
随着数字金融的发展，提款机的覆盖率正在下降。
academicWith the development of digital finance, the coverage of ATMs is declining.
Common Collocations
Common Phrases
跨行取款
Interbank withdrawal
余额查询
Balance inquiry
吞卡
Card swallowed by ATM
Often Confused With
A bank counter involves personal service by a teller, whereas an ATM is a self-service machine.
Grammar Patterns
How to Use It
Usage Notes
The term is neutral and widely understood. It is used in both formal banking instructions and casual daily talk. Note that 'ATM' is also frequently used in spoken Chinese.
Common Mistakes
Some learners might confuse it with '柜台' (teller counter). Remember that '提款机' is strictly for machines. Using it to refer to a person is incorrect.
Tips
Use ATM for short
In casual conversation, Chinese speakers often use the English acronym 'ATM' instead of the full term '提款机'.
Protect your PIN
Always cover the keypad when entering your PIN to prevent shoulder surfing.
Cashless society trend
With the rise of mobile payments like WeChat Pay and Alipay, the reliance on physical ATMs in China has significantly decreased.
Word Origin
Derived from the functional components of the machine. The term reflects the transition from manual banking to automated self-service.
Cultural Context
In China, ATMs are becoming less common due to the dominance of mobile payment apps. However, they remain essential for elderly people or in rural areas where cash is still preferred.
Memory Tip
Think of '提' (carry/lift/withdraw) + '款' (money) + '机' (machine). It is literally a 'money-withdrawing machine'.
Frequently Asked Questions
4 questions两者在功能上没有区别，指的都是同一种设备。提款机是口语化的叫法，自动柜员机则是更正式的名称。
现代的提款机功能多样，不仅可以取款，还可以存款、查询余额、转账以及修改密码。
如果使用异地银行卡或跨行取款，通常会收取一定的手续费，具体费用取决于银行政策。
建议立即拨打机器上标注的银行客服电话，并保留交易凭条，切勿离开现场直到确认资金安全。
Test Yourself
我今天去___取了五百块钱现金。
提款机是标准称呼，其他选项搭配不当。
提款机可以用来做什么？
提款机主要用于基础的现金和账户管理操作。
提款机 / 没钱了 / 我 / 在 / 取
符合中文主谓宾结构。
Score: /3
Summary
An ATM is a self-service machine that provides instant access to cash and basic banking services.
- An automated machine for cash withdrawals and banking.
- Commonly referred to as ATM in daily life.
- Essential facility for modern financial self-service.
Use ATM for short
In casual conversation, Chinese speakers often use the English acronym 'ATM' instead of the full term '提款机'.
Protect your PIN
Always cover the keypad when entering your PIN to prevent shoulder surfing.
Cashless society trend
With the rise of mobile payments like WeChat Pay and Alipay, the reliance on physical ATMs in China has significantly decreased.
Examples
4 of 4我需要去附近的提款机取点现金。
I need to go to the nearby ATM to withdraw some cash.
请确保您在操作提款机时保护好密码。
Please ensure you protect your PIN when using the ATM.
楼下那个提款机坏了，取不出钱。
The ATM downstairs is broken, it won't dispense money.
随着数字金融的发展，提款机的覆盖率正在下降。
With the development of digital finance, the coverage of ATMs is declining.
Related Content
Related Phrases
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More daily_life words
朝九晚五
B2From nine to five; regular working hours.
废弃
B2To abandon; to discard; to cease to use.
恪守
B2To scrupulously observe; to strictly adhere to.
未免
B2Rather; a bit too; truly (implies something excessive).
反常
B2abnormal, unusual
充裕
B2Abundant; ample.
充沛
B2Abundant; plentiful; full of energy.
门禁卡
B2Access card; entry card.
门禁
B2Access control (system).
配件
B2Fittings; accessories; spare parts.
