impago

'Impago' refers to the act or situation of not paying something that is due. It's the non-payment itself. For example, 'El impago de la factura.' (The non-payment of the invoice.) 'Deuda', on the other hand, is the money owed. It's the obligation itself. For example, 'Tengo una deuda grande.' (I have a big debt.) So, an 'impago' leads to or is a part of a 'deuda'.

Generally, 'impago' is used specifically for financial obligations or payments. While you might hear it colloquially in other contexts, its primary and most common use is related to money owed. If you're talking about not fulfilling other kinds of obligations, there are other Spanish words that would be more appropriate.

Yes, 'impago' almost always carries a negative connotation because it means a failure to fulfill a financial obligation. It implies that something that should have been paid was not. It can lead to penalties, late fees, or other legal consequences.

The plural of 'impago' (when used as a noun) is 'impagos'. You simply add an '-s' to the end. For example, 'Hay varios impagos este mes.' (There are several non-payments this month.)

The verb related to 'impago' is 'impagar', which means 'to fail to pay' or 'to not pay'. For example, 'No quiero impagar la renta.' (I don't want to fail to pay the rent.)

You'll often see 'impago' with prepositions like 'de' or 'por'. Common phrases include:

• 'Impago de la factura' (Non-payment of the invoice)
• 'Impago de cuotas' (Non-payment of installments/fees)
• 'Estar en situación de impago' (To be in a situation of non-payment / default)
• 'Un recibo impago' (An unpaid receipt – here 'impago' is an adjective)

'Impago' is a standard and quite common word, used in both formal and informal contexts when discussing financial matters. It's not overly academic, nor is it slang. You'll hear it in daily conversations and see it in official documents.

Yes, 'impago' can also be used as an adjective, meaning 'unpaid'. When used as an adjective, it changes its ending to match the gender and number of the noun it describes. For example:

• 'Un recibo impago' (An unpaid receipt - masculine singular)
• 'Una factura impaga' (An unpaid invoice - feminine singular)
• 'Los servicios impagos' (The unpaid services - masculine plural)
• 'Las deudas impagas' (The unpaid debts - feminine plural)

Some synonyms for 'impago' (as a noun meaning non-payment) could include:

• 'Falta de pago' (lack of payment)
• 'Incumplimiento de pago' (non-fulfillment of payment)
• 'Morosidad' (delinquency, arrears)

For B1 learners, understanding 'impago' is quite practical. You'll likely encounter it when discussing everyday financial situations like bills, loans, or services. Knowing both the noun and adjective forms will help you understand and talk about common real-world scenarios involving money.