Meaning
A plastic card used to make payments on credit.
Cultural Background
The 'Shetab' network allows any bank card to work in any ATM or POS machine across the country, making 'کارت اعتباری' a universal tool. It is culturally acceptable and common to tell your PIN to a shopkeeper out loud. Due to inflation, many people use 'کارت اعتباری' for even the smallest purchases, like a single loaf of bread. The 'Second Password' (رمز دوم) or 'Dynamic Password' (رمز پویا) is required for all online transactions with your card.
The 'Swipe' Verb
Always use 'keshidan' (to swipe) when paying in person. It makes you sound much more like a native speaker than 'estefade kardan' (to use).
PIN Security
While locals share PINs, as a traveler, it's safer to enter it yourself. You can say 'خودم وارد میکنم' (I'll enter it myself).
Meaning
A plastic card used to make payments on credit.
The 'Swipe' Verb
Always use 'keshidan' (to swipe) when paying in person. It makes you sound much more like a native speaker than 'estefade kardan' (to use).
PIN Security
While locals share PINs, as a traveler, it's safer to enter it yourself. You can say 'خودم وارد میکنم' (I'll enter it myself).
Ta'arof at the Counter
Expect the shopkeeper to say 'Ghabel nadare' (It's free). Just smile, say 'Mamnoon' (Thanks), and insist on swiping your card.
CVV2 and Date
For online shopping, you'll need the CVV2 (usually 3 or 4 digits) and the 'Tarikh-e Engheza' (Expiry date) printed on the card.
Test Yourself
Fill in the blank with the correct form of the phrase.
من میخواهم با ____ ____ پرداخت کنم.
The singular neutral form is 'کارت اعتباری'.
Which verb is most commonly used with 'کارت' at a store?
در فروشگاه میگوییم: لطفاً ____ بکشید.
'کارت کشیدن' is the standard idiom for swiping a card.
Complete the dialogue.
فروشنده: قابل ندارد. مشتری: خواهش میکنم، ____ ____ من را بگیرید.
In a payment context, you offer your credit card.
Match the phrase to the situation.
کارت اعتباری من منقضی شده است.
If a card is expired, you need a replacement from the bank.
🎉 Score: /4
Visual Learning Aids
Card vs Cash
Practice Bank
4 exercisesمن میخواهم با ____ ____ پرداخت کنم.
The singular neutral form is 'کارت اعتباری'.
در فروشگاه میگوییم: لطفاً ____ بکشید.
'کارت کشیدن' is the standard idiom for swiping a card.
فروشنده: قابل ندارد. مشتری: خواهش میکنم، ____ ____ من را بگیرید.
In a payment context, you offer your credit card.
کارت اعتباری من منقضی شده است.
If a card is expired, you need a replacement from the bank.
🎉 Score: /4
Frequently Asked Questions
10 questionsNo, due to international sanctions, global credit cards do not work in Iran. You must use local cards or cash.
It is a special password for online transactions. Nowadays, it is usually a 'Dynamic Password' sent via SMS for each purchase.
It is neutral-formal. In very casual settings, just 'کارت' is enough.
Rarely. Usually, just the card and the PIN are sufficient for transactions.
This means 'Insufficient Funds'. You may need to use a different card or pay cash.
You can use an ATM (عابربانک) or a mobile banking app to see your 'Mojudi'.
Generally, there are no fees for the customer when swiping at a POS, but there might be small fees for ATM withdrawals from other banks.
It is called 'کارت هدیه' (Kārt-e Hedye).
Many modern taxis and all ride-sharing apps like Snapp allow card or digital payment.
It is common in Iran, but for maximum security, ask them to bring the POS machine to your table.
Related Phrases
کارت بانکی
synonymBank card
دستگاه پوز
similarPOS machine
رمز کارت
builds onCard PIN
موجودی حساب
similarAccount balance
کارت هدیه
specialized formGift card
