A2 Idiom Neutral

tulla toimeen palkalla

to make ends meet

Meaning

To survive financially on one's salary.

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Cultural Background

Finns value 'sisu' (stoic determination). Being able to 'tulla toimeen' even when things are hard is seen as a sign of character. The concept of 'toimeentulo' is legally defined in Finland. If you cannot 'tulla toimeen', the state is obligated to help you. Discussing exact salaries is often taboo, but using this idiom allows people to discuss their financial health without revealing numbers. In Helsinki, 'tulla toimeen' requires a much higher salary than in the countryside, a frequent topic of debate.

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Use Adverbs

Add 'hyvin' (well) or 'juuri ja juuri' (barely) to sound more natural.

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Case Matters

Always use the -lla ending for 'palkka' in this phrase.

Meaning

To survive financially on one's salary.

💡

Use Adverbs

Add 'hyvin' (well) or 'juuri ja juuri' (barely) to sound more natural.

⚠️

Case Matters

Always use the -lla ending for 'palkka' in this phrase.

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The 'Kanssa' Rule

Remember: Palkalla = Money, Kanssa = People.

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Politeness

This is the safest way to talk about money without being rude.

Test Yourself

Fill in the correct form of the verb 'tulla'.

Minä ______ toimeen tällä palkalla.

✓ Correct! ✗ Not quite. Correct answer: tulen

The subject is 'Minä' (I), so the verb must be 'tulen'.

Which sentence is correct?

How do you say 'I get by on a small salary'?

✓ Correct! ✗ Not quite. Correct answer: Tulen toimeen pienellä palkalla.

You need the adessive case (-lla) for both the adjective and the noun.

Match the phrase to the situation.

You are at a job interview and want to say the salary is enough.

✓ Correct! ✗ Not quite. Correct answer: Tulen toimeen tällä palkalla.

This is a polite and professional way to accept the salary level.

Complete the dialogue.

A: Onko elämä kallista Suomessa? B: On, mutta ______.

✓ Correct! ✗ Not quite. Correct answer: tulen toimeen palkalla

The standard idiom uses the adessive case.

🎉 Score: /4

Visual Learning Aids

Financial Survival Levels

Barely
juuri ja juuri just barely
Well
hyvin well

Practice Bank

4 exercises
Fill in the correct form of the verb 'tulla'. Fill Blank A2

Minä ______ toimeen tällä palkalla.

✓ Correct! ✗ Not quite. Correct answer: tulen

The subject is 'Minä' (I), so the verb must be 'tulen'.

Which sentence is correct? Choose A2

How do you say 'I get by on a small salary'?

✓ Correct! ✗ Not quite. Correct answer: Tulen toimeen pienellä palkalla.

You need the adessive case (-lla) for both the adjective and the noun.

Match the phrase to the situation. situation_matching A2

You are at a job interview and want to say the salary is enough.

✓ Correct! ✗ Not quite. Correct answer: Tulen toimeen tällä palkalla.

This is a polite and professional way to accept the salary level.

Complete the dialogue. dialogue_completion A2

A: Onko elämä kallista Suomessa? B: On, mutta ______.

✓ Correct! ✗ Not quite. Correct answer: tulen toimeen palkalla

The standard idiom uses the adessive case.

🎉 Score: /4

Frequently Asked Questions

10 questions

Yes! You can say 'tulla toimeen eläkkeellä' (get by on a pension).

It is always 'toimeen' (singular). 'Toimiin' would mean 'into actions' and is not used here.

It is neutral. You can use it with your boss or your best friend.

You could say 'ei tule toimeen' or 'olla vaikeuksissa' (to be in trouble).

Yes, but 'palkalla' is more specific to work income.

Use 'Tulen juuri ja juuri toimeen'.

Almost. 'Pärjätä' is more common in spoken language, 'tulla toimeen' in written.

Yes: 'Tulin toimeen palkallani viime vuonna.'

It's a bit personal. Better to use it about yourself or general groups.

Not necessarily. It just means you have enough. You can 'tulla toimeen hyvin' (get by very well).

Related Phrases

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pärjätä

synonym

to cope or manage

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selviytyä

similar

to survive or pull through

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elää herroiksi

contrast

to live like a lord/wealthy

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toimeentulotuki

builds on

income support/welfare

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tulla toimeen jonkun kanssa

similar

to get along with someone

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