At the A1 level, 'cajero' is introduced primarily as the word for an ATM machine, a place where you can get money. Learners will understand simple sentences like 'Quiero ir al cajero' (I want to go to the ATM). The concept of a person being a 'cajero' might be introduced later or through context, focusing on the machine first for practical, immediate use.
At the A2 level, learners will solidify their understanding of 'cajero' as both the ATM machine and a person who handles money, such as a bank teller. They can form more complex sentences, asking for directions to the 'cajero' or stating they need to speak with 'el cajero' for a specific transaction. The distinction between 'cajero' (male teller/ATM) and 'cajera' (female teller) might be introduced.
For B1 learners, 'cajero' is a well-understood term. They can discuss financial matters using the word, differentiating between the 'cajero automático' and the role of a 'cajero' or 'cajera'. They can understand nuances like 'El cajero me explicó las opciones' (The teller explained the options to me) and use it in more descriptive contexts. They can also grasp the difference between 'cajero' and 'caja'.
At the B2 level, learners are expected to use 'cajero' with fluency and precision. They can engage in discussions about banking services, compare different financial institutions, and understand the broader implications of the word in economic contexts. They will be comfortable using it in formal and informal settings, and understand regional variations or less common uses.
C1 learners will have a comprehensive understanding of 'cajero', including its etymological roots and its various semantic extensions. They can analyze texts where 'cajero' is used metaphorically or in specialized financial jargon. They are able to discuss the evolution of banking technology and its impact on the role of the 'cajero' (both machine and person) with sophisticated vocabulary and critical insight.
C2 learners possess native-like mastery of 'cajero'. They can interpret its use in highly nuanced literary or technical texts, understand subtle connotations, and employ it with perfect idiomatic accuracy in any situation. Their understanding extends to historical uses and potential future interpretations of the term within evolving financial landscapes.

cajero en 30 secondes

  • Cajero can mean an ATM or a person who handles money.
  • Used for getting cash or interacting with bank staff.
  • Essential for everyday financial tasks.
  • Recognize both meanings in context.
Understanding 'Cajero'
ATM Machine
When you need to withdraw cash from your bank account, you look for a 'cajero automático' or simply 'cajero'. These machines are found in banks, shopping centers, and many other public places. You insert your card, enter your PIN, and can then take out money, check your balance, or sometimes even deposit checks or cash. It's a convenient way to access your funds 24/7.
Bank Teller/Cashier
'Cajero' also refers to the person who works at the bank counter, assisting customers with their transactions. This could be for opening an account, making a large withdrawal, getting foreign currency, or asking for financial advice. In a broader sense, 'cajero' can also mean a cashier in a store who handles payments. So, whether you're at a bank or a shop, the person handling the money might be called a 'cajero'.

Necesito sacar dinero del cajero más cercano.

El cajero del banco me ayudó con mi cuenta.

Common Scenarios
You'll hear 'cajero' when discussing daily errands like getting cash before shopping, paying bills at the bank, or even when referring to the person who gives you your change after a purchase in some contexts (though 'caja' or 'cajera' might be more common for the register itself).
Putting 'Cajero' into Practice

Understanding how to use 'cajero' in sentences is key to mastering its meaning. Remember, it can refer to both the machine and the person.

Referring to the ATM
When you need to use the machine, you'll often use verbs like 'usar' (to use), 'ir' (to go to), or 'encontrar' (to find).

¿Dónde está el cajero automático?

Voy a usar el cajero para sacar dinero.

Referring to the Person
When talking about the person, you might use verbs like 'hablar' (to speak to), 'preguntar' (to ask), or 'pedir ayuda' (to ask for help).

Necesito hablar con el cajero sobre una transacción.

Le pregunté al cajero si podía cambiar euros por dólares.

Common Structures
You'll often see 'cajero' used with prepositions like 'en' (in/at) or 'del' (of the/from the).

Dejé mi tarjeta en el cajero.

El dinero salió del cajero.

Real-World Encounters with 'Cajero'

The word 'cajero' is an everyday term in Spanish-speaking countries, and you'll hear it in various settings related to finance and commerce.

Banks
This is the most common place. You'll hear people asking where the 'cajero automático' is, or talking to 'el cajero' (the teller) about their accounts. Bank employees themselves might be referred to as 'cajeros'.

Perdí mi recibo del cajero.

Shopping Centers and Stores
ATMs ('cajeros') are ubiquitous in malls and large stores. You'll also hear 'cajero' used for the person at the checkout counter, especially in smaller shops or markets, though 'caja' is very common for the register itself.

¿Hay un cajero cerca de aquí?

Street and Public Areas
You'll find standalone ATMs on many street corners and in public squares, making 'cajero' a word associated with convenience and accessibility for cash.

El cajero de la esquina no funciona.

Travel and Tourism
Tourists often need to find a 'cajero' to get local currency. Signage in airports, train stations, and tourist areas will frequently feature the word.
Avoiding Pitfalls with 'Cajero'

While 'cajero' is a straightforward word, learners can sometimes make small errors. Here are some common mistakes to watch out for:

Confusing 'Cajero' with 'Caja'
'Caja' primarily refers to a box, a cash register, or the act of paying at a checkout. While related to money, 'caja' is not an ATM and not typically a person (though 'cajera' is the female cashier). 'Cajero' is the ATM or the male teller/cashier.

Incorrect: Voy a la caja para sacar dinero.

Correct: Voy al cajero para sacar dinero.

Gender Agreement
'Cajero' is a masculine noun. If you are referring to a female bank teller, you would typically use 'cajera'. However, the ATM machine is always 'el cajero' or 'el cajero automático'.

Incorrect: La cajero me dio el recibo.

Correct: El cajero me dio el recibo. (Referring to a male teller or the machine)

Correct: La cajera me dio el recibo. (Referring to a female teller)

Overgeneralization
Assuming 'cajero' always means a bank teller can lead to confusion. Remember its primary meaning is the ATM machine, especially when preceded by 'automático'.
Exploring Related Terms

While 'cajero' is common, other words can be used depending on the specific context and region. Understanding these nuances will enhance your vocabulary.

Cajero Automático vs. ATM
'Cajero automático' is the full Spanish term for an ATM. However, in everyday speech, people often shorten it to just 'cajero' when referring to the machine. In English, we use 'ATM' or 'cash machine'.
Cajero vs. Cajera
'Cajero' is masculine and refers to a male bank teller, cashier, or the ATM machine. 'Cajera' is feminine and specifically refers to a female bank teller or cashier. If the gender of the person is unknown or irrelevant, 'cajero' is often used generically, but using 'cajera' for a woman is more precise.
Cajero vs. Caja
This is a common point of confusion. 'Caja' means 'box' or 'cash register'. When you go to pay for items in a store, you go to the 'caja'. The person operating the 'caja' is the 'cajero' (male) or 'cajera' (female). The ATM is 'el cajero automático'.

Comparison: 'Cajero' (ATM/Teller) vs. 'Caja' (Register/Box)

Other Terms for Tellers
In some regions or specific banking contexts, you might hear 'dependiente' (clerk) or 'empleado del banco' (bank employee) used when referring to a teller, though 'cajero' is more specific to their role in handling money.

How Formal Is It?

Le savais-tu ?

The evolution from 'box' to 'person handling money' and then to 'machine handling money' is a fascinating journey reflecting economic and technological changes. The ATM is essentially a 'money box machine'.

Guide de prononciation

UK /kaˈxeɾo/
US /kaˈxeɾo/
The stress falls on the second syllable: ca-XE-ro.
Rime avec
acero cerro cuero esmero ferro lucero madero negro obrero perro quiero sincero sombrero trueno viento
Erreurs fréquentes
  • Pronouncing 'x' as 'ks' instead of 'h'.
  • Using a hard 'r' sound instead of a flapped 'r'.
  • Incorrectly stressing a different syllable.

Niveau de difficulté

Lecture 2/5

At A1 level, reading 'cajero' is straightforward when referring to an ATM. Understanding its dual meaning requires slightly more context, moving it to a difficulty of 2 for full comprehension.

Écriture 2/5
Expression orale 2/5
Écoute 2/5

Quoi apprendre ensuite

Prérequis

dinero banco tarjeta cuenta

Apprends ensuite

retirar depositar transacción saldo

Avancé

sucursal interés préstamo inversión

Grammaire à connaître

Gender of Nouns

'Cajero' is masculine. Use 'el cajero' and 'los cajeros'. If referring to a female teller, use 'la cajera' and 'las cajeras'.

Contractions

'de el' becomes 'del'. Example: 'dinero del cajero' (money from the ATM).

Prepositions with Locations

Use 'en' or 'al' with 'cajero'. Example: 'Estoy en el cajero' (I am at the ATM). 'Voy al cajero' (I am going to the ATM).

Verb Conjugation for 'Cajero' as Subject

El cajero automático dispensa dinero. (The ATM dispenses money.) La cajera me atendió. (The female teller served me.)

Using 'Cajero' with 'Automático'

'Cajero automático' is a compound noun phrase referring specifically to the ATM machine.

Exemples par niveau

1

Quiero ir al cajero.

I want to go to the ATM.

'ir al' means 'to go to the'.

2

Necesito dinero del cajero.

I need money from the ATM.

'del' is a contraction of 'de el' (from the).

3

¿Dónde está el cajero automático?

Where is the ATM?

'automático' means automatic.

4

El cajero da dinero.

The ATM gives money.

'da' is the third person singular of 'dar' (to give).

5

Uso el cajero para sacar efectivo.

I use the ATM to withdraw cash.

'sacar efectivo' means to withdraw cash.

6

El cajero está en el banco.

The ATM is in the bank.

'en' means in or at.

7

No tengo tarjeta para el cajero.

I don't have a card for the ATM.

'para' means for.

8

El cajero no funciona.

The ATM is not working.

'no funciona' means it doesn't work.

1

¿Puedes decirme dónde está el cajero más cercano?

Can you tell me where the nearest ATM is?

'más cercano' means nearest.

2

Tuve que hablar con el cajero del banco para resolver un problema.

I had to speak with the bank teller to resolve a problem.

'resolver un problema' means to solve a problem.

3

El cajero automático tiene una comisión por retiro.

The ATM has a fee for withdrawals.

'comisión por retiro' means withdrawal fee.

4

La cajera me dio el cambio correcto.

The female cashier gave me the correct change.

'cajera' is the female form of cashier/teller.

5

Voy a retirar dinero del cajero antes de ir de compras.

I'm going to withdraw money from the ATM before going shopping.

'retirar dinero' is another way to say withdraw money.

6

El cajero me pidió mi identificación.

The teller asked for my identification.

'identificación' means identification.

7

¿Puedo cambiar euros por dólares en el cajero?

Can I exchange euros for dollars at the ATM?

'cambiar' means to exchange.

8

El cajero automático está fuera de servicio hoy.

The ATM is out of service today.

'fuera de servicio' means out of service.

1

Olvidé mi pin en el cajero automático y ahora no puedo sacar dinero.

I forgot my PIN at the ATM and now I can't withdraw money.

'pin' is an abbreviation for Personal Identification Number.

2

Fui a hablar con el cajero para consultar sobre las tasas de interés de los préstamos.

I went to speak with the teller to inquire about loan interest rates.

'tasas de interés' means interest rates.

3

Es importante verificar el saldo después de usar el cajero para asegurarse de que la transacción fue correcta.

It's important to check the balance after using the ATM to ensure the transaction was correct.

'saldo' means balance.

4

La cajera me ofreció una cuenta de ahorros con mejores beneficios.

The female teller offered me a savings account with better benefits.

'cuenta de ahorros' means savings account.

5

En algunos países, la comisión por usar un cajero de otra red bancaria puede ser alta.

In some countries, the fee for using an ATM from another banking network can be high.

'red bancaria' means banking network.

6

Pregunté al cajero si podían emitir un cheque de caja.

I asked the teller if they could issue a cashier's check.

'cheque de caja' means cashier's check.

7

El cajero automático sufrió un intento de robo, por lo que está temporalmente cerrado.

The ATM was subject to an attempted robbery, so it is temporarily closed.

'intento de robo' means attempted robbery.

8

Agradecí al cajero por su paciencia al explicarme el proceso de transferencia internacional.

I thanked the teller for their patience in explaining the international transfer process to me.

'transferencia internacional' means international transfer.

1

La proliferación de cajeros automáticos ha transformado la forma en que los consumidores acceden a sus fondos, reduciendo la dependencia de los servicios presenciales en las sucursales bancarias.

The proliferation of ATMs has transformed how consumers access their funds, reducing reliance on in-person services at bank branches.

'proliferación' means proliferation. 'sucursales bancarias' means bank branches.

2

El cajero del banco me asesoró sobre las mejores opciones de inversión a largo plazo disponibles.

The bank teller advised me on the best long-term investment options available.

'asesoró' means advised. 'inversión a largo plazo' means long-term investment.

3

Aunque los cajeros automáticos son convenientes, algunos usuarios prefieren la interacción humana con un cajero para consultas más complejas o para obtener un trato más personalizado.

Although ATMs are convenient, some users prefer human interaction with a teller for more complex inquiries or to receive more personalized service.

'interacción humana' means human interaction. 'trato personalizado' means personalized service.

4

La cajera principal de la sucursal gestiona las operaciones diarias y supervisa al personal de atención al cliente.

The head female cashier of the branch manages daily operations and supervises customer service staff.

'cajera principal' means head female cashier. 'gestiona' means manages.

5

Es fundamental que los usuarios comprendan las políticas de seguridad al utilizar un cajero automático para prevenir fraudes.

It is fundamental for users to understand security policies when using an ATM to prevent fraud.

'políticas de seguridad' means security policies. 'prevenir fraudes' means to prevent fraud.

6

En caso de discrepancia en el saldo, se debe contactar inmediatamente al cajero o al departamento de atención al cliente del banco.

In case of a balance discrepancy, the teller or the bank's customer service department should be contacted immediately.

'discrepancia en el saldo' means balance discrepancy.

7

La implementación de tecnología biométrica en los cajeros automáticos promete aumentar la seguridad y agilizar las transacciones.

The implementation of biometric technology in ATMs promises to increase security and speed up transactions.

'tecnología biométrica' means biometric technology. 'agilizar' means to speed up.

8

El cajero fue elogiado por su profesionalismo y eficiencia al manejar una gran cantidad de transacciones durante la hora pico.

The teller was praised for their professionalism and efficiency in handling a large volume of transactions during peak hour.

'hora pico' means peak hour.

1

La digitalización de los servicios bancarios ha llevado a una redefinición del rol del cajero, quien ahora a menudo actúa como un asesor financiero más que como un mero procesador de transacciones.

The digitalization of banking services has led to a redefinition of the teller's role, who now often acts as a financial advisor rather than a mere transaction processor.

'redefinición del rol' means redefinition of the role. 'mero procesador' means mere processor.

2

La ubicuidad de los cajeros automáticos ha democratizado el acceso al efectivo, pero también ha planteado interrogantes sobre la brecha digital y la exclusión financiera de ciertos segmentos de la población.

The ubiquity of ATMs has democratized access to cash, but has also raised questions about the digital divide and the financial exclusion of certain population segments.

'ubicuidad' means ubiquity. 'brecha digital' means digital divide.

3

Los cajeros automáticos modernos integran funcionalidades avanzadas, permitiendo no solo retiros y depósitos, sino también la gestión de inversiones y la solicitud de créditos, transformándose en centros financieros multifuncionales.

Modern ATMs integrate advanced functionalities, allowing not only withdrawals and deposits, but also investment management and loan applications, transforming into multifunctional financial hubs.

'gestión de inversiones' means investment management. 'multifuncionales' means multifunctional.

4

La capacitación continua del personal bancario, incluidos los cajeros, es crucial para adaptarse a las nuevas regulaciones y a las cambiantes expectativas de los clientes en un entorno financiero cada vez más complejo.

Continuous training of banking staff, including tellers, is crucial for adapting to new regulations and changing customer expectations in an increasingly complex financial environment.

'capacitación continua' means continuous training. 'expectativas de los clientes' means customer expectations.

5

El diseño intuitivo de la interfaz del cajero automático es un factor determinante para la satisfacción del usuario y la eficiencia operativa.

The intuitive design of the ATM interface is a determining factor for user satisfaction and operational efficiency.

'diseño intuitivo' means intuitive design. 'eficiencia operativa' means operational efficiency.

6

Las transacciones realizadas a través de cajeros automáticos suelen estar sujetas a límites diarios para mitigar riesgos de seguridad y fraude.

Transactions made through ATMs are usually subject to daily limits to mitigate security and fraud risks.

'sujetas a límites diarios' means subject to daily limits. 'mitigar riesgos' means to mitigate risks.

7

La evolución tecnológica ha propiciado la aparición de soluciones de banca móvil que complementan, y en algunos casos sustituyen, la necesidad de acudir a un cajero físico.

Technological evolution has led to the emergence of mobile banking solutions that complement, and in some cases substitute, the need to go to a physical ATM.

'evolución tecnológica' means technological evolution. 'banca móvil' means mobile banking.

8

El cajero, como punto de contacto primario, juega un rol fundamental en la construcción de la confianza del cliente hacia la institución financiera.

The teller, as a primary point of contact, plays a fundamental role in building customer trust towards the financial institution.

'punto de contacto primario' means primary point of contact. 'confianza del cliente' means customer trust.

1

La metarrealidad de la interacción en el cajero automático, donde la interfaz digital media la relación del usuario con su patrimonio, refleja las complejidades de la economía contemporánea.

The meta-reality of ATM interaction, where the digital interface mediates the user's relationship with their assets, reflects the complexities of the contemporary economy.

'metarrealidad' means meta-reality. 'patrimonio' means assets/wealth.

2

La semántica del término 'cajero' abarca desde el artefacto tecnológico hasta la figura humana en la cadena de valor financiera, evidenciando la polisemia inherente al lenguaje.

The semantics of the term 'cajero' range from the technological artifact to the human figure in the financial value chain, demonstrating the inherent polysemy of language.

'semántica' means semantics. 'polisemia' means polysemy.

3

La obsolescencia programada de los cajeros automáticos, frente a la incesante innovación en plataformas de pago digital, plantea un dilema económico y ecológico para las entidades financieras.

The planned obsolescence of ATMs, in the face of incessant innovation in digital payment platforms, poses an economic and ecological dilemma for financial institutions.

'obsolescencia programada' means planned obsolescence. 'incesante innovación' means incessant innovation.

4

El arquetipo del cajero como guardián del tesoro, aunque anacrónico en su literalidad, persiste en la psique colectiva como un símbolo de seguridad y acceso al capital.

The archetype of the teller as the guardian of treasure, though anachronistic in its literalness, persists in the collective psyche as a symbol of security and access to capital.

'arquetipo' means archetype. 'anacrónico' means anachronistic.

5

La fenomenología de la espera frente a un cajero automático revela aspectos psicológicos de la gratificación diferida y la ansiedad ante la dependencia tecnológica.

The phenomenology of waiting in front of an ATM reveals psychological aspects of deferred gratification and anxiety regarding technological dependence.

'fenomenología' means phenomenology. 'gratificación diferida' means deferred gratification.

6

La ubicuidad del cajero automático como nodo transaccional ha reconfigurado el paisaje urbano y las dinámicas sociales en torno al intercambio monetario.

The ubiquity of the ATM as a transactional node has reconfigured the urban landscape and social dynamics surrounding monetary exchange.

'nodo transaccional' means transactional node. 'reconfigurado' means reconfigured.

7

La dialéctica entre la automatización del cajero y la humanización del servicio bancario define la estrategia competitiva de las instituciones financieras en la era digital.

The dialectic between ATM automation and the humanization of banking services defines the competitive strategy of financial institutions in the digital age.

'dialéctica' means dialectic. 'humanización' means humanization.

8

La antropología del dinero, al estudiar el rol del cajero y del cajero automático, desvela las interconexiones entre la tecnología, la cultura y el comportamiento económico.

The anthropology of money, by studying the role of the teller and the ATM, reveals the interconnections between technology, culture, and economic behavior.

'antropología del dinero' means anthropology of money. 'interconexiones' means interconnections.

Collocations courantes

cajero automático
ir al cajero
sacar dinero del cajero
el cajero del banco
la cajera
preguntar al cajero
cajero no funciona
comisión del cajero
cajero de confianza
cajero rápido

Phrases Courantes

¿Dónde está el cajero?

— Asks for the location of an ATM.

Disculpe, ¿dónde está el cajero más cercano?

Voy al cajero.

— States the intention to go to the ATM.

Necesito ir al cajero antes de que cierre el banco.

Sacar dinero del cajero.

— The action of withdrawing money from an ATM.

Es muy fácil sacar dinero del cajero.

Hablar con el cajero.

— To speak with a bank teller.

Tengo que hablar con el cajero sobre un error en mi cuenta.

La cajera me atendió.

— The female cashier/teller served me.

La cajera me atendió muy amablemente.

¿Funciona el cajero?

— Asks if the ATM is working.

Antes de insertar mi tarjeta, pregunto: ¿Funciona el cajero?

Dinero en el cajero.

— Money available at the ATM.

No había suficiente dinero en el cajero.

El cajero automático.

— The full term for an ATM.

El cajero automático es muy útil.

Pedir ayuda al cajero.

— To ask for help from the teller.

Si tienes dudas, pide ayuda al cajero.

Cajero de banco.

— Bank teller.

El cajero de banco me explicó las opciones.

Famille de mots

Noms

cajero
cajera
caja

Verbes

cajear

Apparenté

caja

Mémorise-le

Moyen mnémotechnique

Imagine a 'cashier' (sounds like cajero) who is always 'hero'ic because they handle money. Or, think of a 'cash' box ('caja') and the person responsible for it is the 'cajero'.

Association visuelle

Picture a person in a bank uniform standing next to a large, old-fashioned wooden chest (representing 'caja' and 'cash'). Or, visualize a modern ATM machine with a friendly face on the screen offering cash.

Word Web

Money Bank Withdrawal Deposit Transaction Machine Person Teller Cashier ATM Finance Currency Account Card PIN

Défi

Try to use 'cajero' at least three times today: once referring to an ATM, once referring to a bank teller, and once in a sentence comparing it to 'caja'.

Origine du mot

The word 'cajero' originates from the Italian word 'cassa', meaning 'box' or 'chest'. This evolved into the Spanish 'caja' (box, cash register) and then 'cajero', referring to the person who handles the 'caja' (money box/register).

Sens originel : Originally, it referred to a treasurer or someone in charge of a money box or chest.

Romance language, derived from Latin 'capsa' (box).

Contexte culturel

When referring to a person, it's important to use 'cajero' for a male teller/cashier and 'cajera' for a female teller/cashier. While 'cajero' can sometimes be used generically, using the correct gendered term is more precise and respectful.

In English, we use 'ATM' or 'cash machine' for the device, and 'teller' or 'cashier' for the person. The Spanish word 'cajero' conveniently covers both roles.

There aren't specific famous fictional characters universally known as 'el cajero' in the same way as, for example, a famous detective. However, the role of the bank teller is a common feature in movies and literature, often depicted as a trustworthy or sometimes even a vulnerable character. The concept of a 'cajero automático' is a modern invention, so its cultural references are tied to technological advancement and convenience. In some regional comedies or dramas, a character might be a 'cajero' or 'cajera' and their interactions at the bank or store serve as plot points.

Pratique dans la vie réelle

Contextes réels

Getting cash

  • ¿Dónde está el cajero?
  • Voy al cajero.
  • Sacar dinero del cajero.

Bank transactions

  • Hablar con el cajero.
  • La cajera me ayudó.
  • Preguntar al cajero.

Shopping

  • ¿Hay un cajero cerca?
  • Necesito efectivo del cajero.

Technical issues

  • El cajero no funciona.
  • ¿Está abierto el cajero?

Financial advice

  • Consultar con el cajero.
  • El cajero del banco me explicó.

Amorces de conversation

"¿Has usado el cajero automático hoy? ¿Funcionó bien?"

"Necesito sacar algo de dinero. ¿Sabes dónde hay un cajero cerca?"

"Fui al banco ayer y hablé con un cajero muy amable."

"A veces prefiero hablar con un cajero real en lugar de usar el cajero automático."

"¿Te ha pasado alguna vez que el cajero no te dio el dinero correcto?"

Sujets d'écriture

Describe tu experiencia usando un cajero automático por primera vez. ¿Qué sentiste?

Si pudieras diseñar tu propio cajero automático, ¿qué funciones tendría y cómo se vería?

Piensa en la última vez que hablaste con un cajero de banco. ¿Qué te pareció su servicio?

¿Cómo crees que la tecnología está cambiando el rol del cajero en los bancos?

Escribe una breve historia donde el cajero (máquina o persona) juega un papel importante.

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