B1 Collocation 중립

mieć długi

to be in debt

to owe money to someone

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문화적 배경

The movie 'Dług' (1999) is a cultural touchstone. It's based on a true story of two businessmen who become victims of a ruthless debt collector. It changed how Poles view the dangers of informal loans. In Polish history, the 'szlachta' (nobility) were famous for having massive debts while maintaining a lavish lifestyle. This led to the proverb 'Zastaw się, a postaw się' (Go into debt, but show off). Poles are generally private about their debts. Asking someone directly 'Czy masz długi?' is considered very rude and intrusive unless you are a very close family member or a banker. The 'dług wdzięczności' is taken seriously. If someone helps you find a job or move house, you are expected to 'spłacić' (repay) that debt with a similar favor in the future.

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The Negation Rule

Always remember: 'Mam długi' but 'Nie mam długów'. This is the most common error for B1 students.

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Use 'winien' for friends

If you owe a friend 10 PLN, it's more natural to say 'Jestem ci winien dychę' than 'Mam u ciebie dług'.

to owe money to someone

⚠️

The Negation Rule

Always remember: 'Mam długi' but 'Nie mam długów'. This is the most common error for B1 students.

🎯

Use 'winien' for friends

If you owe a friend 10 PLN, it's more natural to say 'Jestem ci winien dychę' than 'Mam u ciebie dług'.

💬

Debt of Gratitude

Don't be afraid to use 'dług wdzięczności' in formal letters of thanks; it sounds very sophisticated and sincere.

💡

Kredyt vs Dług

Use 'kredyt' for a bank loan you are currently paying. Use 'dług' if the payment is late or if it's an informal loan.

셀프 테스트

Fill in the correct form of 'dług' in the negative sentence.

Marek spłacił wszystko i teraz nie ma żadnych _______.

✓ 정답! ✗ 아쉬워요. 정답: długów

After 'nie ma' (negation), we must use the Genitive plural form 'długów'.

Which sentence means 'I owe you money'?

Wybierz poprawne zdanie:

✓ 정답! ✗ 아쉬워요. 정답: Mam dług u ciebie.

The preposition 'u' is used with 'mieć dług' to indicate the person you owe.

Match the phrase to the situation.

Kiedy powiesz 'Mam u pani dług wdzięczności'?

✓ 정답! ✗ 아쉬워요. 정답: U lekarza po udanej operacji

'Dług wdzięczności' is a moral debt of gratitude.

Complete the dialogue.

A: Czy on ma pieniądze na wakacje? B: Nie, on wciąż _______.

✓ 정답! ✗ 아쉬워요. 정답: ma długi

'Ma długi' is the standard way to say someone is in debt.

🎉 점수: /4

시각 학습 자료

연습 문제 은행

4 연습 문제
Fill in the correct form of 'dług' in the negative sentence. Fill Blank B1

Marek spłacił wszystko i teraz nie ma żadnych _______.

✓ 정답! ✗ 아쉬워요. 정답: długów

After 'nie ma' (negation), we must use the Genitive plural form 'długów'.

Which sentence means 'I owe you money'? Choose A2

Wybierz poprawne zdanie:

✓ 정답! ✗ 아쉬워요. 정답: Mam dług u ciebie.

The preposition 'u' is used with 'mieć dług' to indicate the person you owe.

Match the phrase to the situation. situation_matching B1

Kiedy powiesz 'Mam u pani dług wdzięczności'?

✓ 정답! ✗ 아쉬워요. 정답: U lekarza po udanej operacji

'Dług wdzięczności' is a moral debt of gratitude.

Complete the dialogue. dialogue_completion A2

A: Czy on ma pieniądze na wakacje? B: Nie, on wciąż _______.

✓ 정답! ✗ 아쉬워요. 정답: ma długi

'Ma długi' is the standard way to say someone is in debt.

🎉 점수: /4

자주 묻는 질문

14 질문

Mostly, yes. It implies a burden. For a neutral bank loan, 'mieć kredyt' is better.

You can say 'Nie mam żadnych długów' or 'Jestem wolny od długów'.

No, that's the adjective. 'Długa droga' (singular) or 'Długie drogi' (plural). 'Długi' as a noun only means debts.

'Debet' is specifically an overdraft on a bank account. 'Dług' is any money owed.

'Dług u kogoś' means you owe them. 'Dług kogoś' means the debt belongs to that person.

The verb is 'ściągać długi' or 'windykować'.

Not really. We don't say 'dług czasu'. We say 'zaległości' (backlog/arrears) for time-based tasks.

A 'dłużnik' is a debtor—the person who has the debts.

It's neutral. It's fine in a newspaper or a conversation with a boss.

It's a bit poetic, but yes, it means life has given you a lot and you owe something back.

It means 'to drown in debts'—to have so many that you can't manage them.

The phrase is 'darować dług' or 'umorzyć dług'.

No, you can have 'jeden dług' (one debt), but we usually speak about them in plural unless it's one specific loan.

It is the national debt owed by the government.

관련 표현

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spłacać długi

builds on

to pay off debts

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zadłużyć się

similar

to get into debt

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dług wdzięczności

specialized form

debt of gratitude

🔄

być winnym

synonym

to owe

🔗

tonąć w długach

specialized form

to drown in debt

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wyjść z długów

contrast

to get out of debt

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