B2 noun Neutral 1 min read

欠债

qiànzhài /tɕʰjɛn⁵¹ tʂai⁵¹/

Qiànzhài refers to the state of being in debt or the debt itself, spanning financial and moral contexts.

Word in 30 Seconds

  • Refers to money or obligations owed to someone else.
  • Commonly used in financial distress or personal loan contexts.
  • Can metaphorically represent moral or emotional obligations (情债).

Overview

  1. 1概述:‘欠债’是一个由动词‘欠’(欠缺、欠下)和名词‘债’(债务)构成的复合词。它既可以作为名词指代债务本身,也可以作为动词短语使用,描述一种负债的状态。2) 使用模式:作为名词时,常与‘清偿’、‘背负’、‘躲避’等动词连用;作为动词短语时,常接‘累累’、‘过亿’等程度词。3) 常见语境:最常见于个人或企业的财务危机描述,如‘生意失败导致欠债累累’。此外,它在社会文化中常带有一定的负面色彩,暗示信用受损或经济压力。4) 词义辨析:与‘债务’(Debt)相比,‘欠债’更口语化,且更强调‘欠’这个动作带来的后果;‘债务’则是一个中性的法律或财务术语。与‘欠款’相比,‘欠债’的范围更广,‘欠款’通常指具体的、某一项未付的金额,而‘欠债’可以指代长期的、多项的财务负担,甚至可以引申为‘情债’(emotional debt)。

Examples

1

他因为赌博欠债累累,最后不得不卖掉房子。

everyday

He was heavily in debt due to gambling and eventually had to sell his house.

2

欠债还钱,天经地义。

informal

It is only right and proper to pay back what you owe.

3

该公司因欠债过多,已向法院申请破产保护。

formal

The company has filed for bankruptcy protection due to excessive debt.

4

他觉得自己在精神上对父母有一份深深的欠债。

academic

He feels a deep sense of spiritual debt toward his parents.

Common Collocations

欠债累累 to be heavily in debt
还清欠债 to pay off debts
人情债 debt of gratitude

Common Phrases

躲债

to dodge a creditor

讨债

to demand debt repayment

情债

emotional debt

Often Confused With

欠债 vs 债务

债务 is a formal noun referring to the legal obligation; 欠债 is more colloquial and can act as a verb phrase.

欠债 vs 欠款

欠款 usually refers to a specific unpaid bill or amount, whereas 欠债 is a broader term for general indebtedness.

Grammar Patterns

Subject + 欠债 + Amount/Degree Verb + 所有的 + 欠债 背负着 + 沉重的 + 欠债

How to Use It

Usage Notes

In daily conversation, '欠债' is the go-to term for owing money. In writing, it is neutral but often appears in negative contexts. It can be used as a noun (the debt) or a verb (to owe).


Common Mistakes

English speakers often use 'debt' only as a noun, but '欠债' can function as a verb phrase. Don't say '我有一个欠债' (use 债务 instead); say '我欠债了' or '我有一笔欠债'.

Tips

💡

Using the 'V-O' structure effectively

Remember that 欠债 is a verb-object construction. You can insert modifiers like 欠了一大笔债.

⚠️

Avoid confusing with '还债'

还债 (huán zhài) is the opposite, meaning to pay back the debt. Don't mix them up in conversation.

🌍

The concept of 'Face' and Debt

In Chinese culture, being publicly known for 欠债 can lead to a significant loss of 'face' (Mianzi).

Word Origin

From 欠 (to lack/owe) and 债 (debt). Historically, 债 comes from 责 (responsibility/duty), implying that debt is a moral responsibility to repay.

Cultural Context

In China, debt is not just financial; the concept of 'Renqing' (human sentiment) creates 'Renqing zhai,' where social favors must be repaid to maintain harmony.

Memory Tip

The character 欠 (qiàn) looks like a person yawning or bowing, and 债 (zhài) consists of 'person' (人) and 'responsibility' (责). A person responsible for what they lack is in debt.

Frequently Asked Questions

4 questions

“负债”多用于会计和正式财务报告中,是一个中性术语;“欠债”更口语化,通常暗示一种压力或负面的经济状况。

可以。常说“欠下人情债”或“情债”,表示在情感上亏欠他人,无法用金钱衡量。

这是一个常用成语,形容欠下的债务非常多,已经到了难以偿还的地步。

在正式法律文书中,通常使用“债务”或“欠款”,因为它们比“欠债”更严谨、专业。

Test Yourself

fill blank

由于过度消费,他年纪轻轻就___了十几万元。

Correct! Not quite. Correct answer: b

‘欠债’在这里表示负债的状态,符合过度消费导致的结果。

multiple choice

形容一个人欠了很多钱,可以用:

Correct! Not quite. Correct answer: b

‘债台高筑’是一个成语,形容欠债极多,与‘欠债累累’意思相近。

sentence building

他 / 所有的 / 终于 / 欠债 / 了 / 还清

Correct! Not quite. Correct answer: d

在汉语中,宾语‘所有的欠债’可以放在动词后,也可以为了强调提前到句首。

Score: /3

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