Zhuǎnzhǎng is the verb for transferring money between accounts, a fundamental financial action.
Word in 30 Seconds
- Transfer money between bank accounts.
- Common in daily life and business.
- Used with account and recipient info.
Overview
“转账”是一个非常实用的动词，在日常生活中被广泛使用，尤其是在处理金融交易时。它指的是将资金从一个账户转移到另一个账户的过程。这个过程可以发生在同一个银行的不同账户之间，也可以发生在不同银行的账户之间。随着电子支付和网上银行的普及，“转账”的频率和便捷性都大大提高。
“转账”通常与表示资金来源和目的的词语连用。常见的搭配包括“转账给某人”、“转账到某个账户”、“从某个账户转账”等。它也可以与时间、金额等信息结合使用，例如“今天转账”、“转账1000元”。在口语和书面语中，“转账”都可以使用，但其具体用法会根据语境有所不同。
**日常生活**
朋友之间借钱还钱、家庭成员之间转钱、支付房租水电费等。例如：“我明天给你转账。” 2. 商业交易: 公司向供应商付款、客户向商家付款、工资发放等。例如：“请将货款转账至我公司账户。” 3. 网上银行/手机银行: 用户通过银行App或网站进行操作。例如：“我刚在手机上转账了。” 4. ATM机: 部分ATM机也支持跨行转账功能。
Examples
请把房租转账到这个账户。
everydayPlease transfer the rent to this account.
我需要从我的信用卡账户转账一部分资金到我的借记卡账户。
formalI need to transfer some funds from my credit card account to my debit card account.
哎，你赶紧帮我转个账呗，我急着用钱。
informalHey, can you quickly transfer the money for me? I need the cash urgently.
根据合同规定，乙方需在收到甲方发票后三个工作日内将款项转账至甲方指定账户。
academicAs per the contract, Party B shall transfer the payment to Party A's designated account within three business days of receiving the invoice.
Common Collocations
Common Phrases
银行转账
bank transfer
网上转账
online transfer
立即转账
immediate transfer
Often Confused With
Huikuǎn (remittance) is a broader term that can include transfers via banks, post offices, or other channels, often implying sending money to a distant place. Zhuǎnzhǎng specifically refers to electronic transfers between bank accounts.
Fùkuǎn (payment) is the act of giving money for goods or services. Zhuǎnzhǎng is one method of making a payment, but payment can also be made by cash or other means.
Grammar Patterns
How to Use It
Usage Notes
The term '转账' is neutral and widely applicable in both spoken and written Chinese. It is commonly used in everyday conversations, business dealings, and financial contexts. Ensure you use the correct recipient details when performing a transfer.
Common Mistakes
A common mistake is confusing '转账' (transferring between accounts) with '取款' (withdrawing cash) or '存款' (depositing cash). Another error is not verifying the recipient's account information, which can lead to the money going to the wrong person.
Tips
Check Recipient Details Carefully
Always double-check the recipient's account number and name before confirming a transfer to avoid errors.
Beware of Scams
Be cautious of requests to transfer money urgently or to unknown individuals, as these could be fraudulent schemes.
Digital Payments are Common
In China, digital transfers via apps like WeChat Pay and Alipay are extremely common for everyday transactions, often replacing traditional bank transfers.
Word Origin
The word '转账' is a compound word. '转' (zhuǎn) means to turn, transfer, or shift. '账' (zhàng) refers to an account, especially a financial account. Together, they describe the action of shifting funds from one account to another.
Cultural Context
Digital money transfers are deeply integrated into daily life in China, with platforms like WeChat Pay and Alipay facilitating instant transfers for everything from utility bills to splitting restaurant checks.
Memory Tip
Think of '转' (zhuǎn) as 'turn' or 'transfer' and '账' (zhàng) as 'account'. So, '转账' is literally 'transfer account', meaning moving money between accounts.
Frequently Asked Questions
4 questions转账主要指银行账户之间的资金转移，操作便捷且普遍。汇款的范围更广，可以指通过银行、邮局等多种方式将钱寄往他处，有时带有地域性或特定目的。
通常需要收款人的姓名、银行账号以及开户银行。如果是跨行转账，可能还需要收款人的开户行名称或支行信息。
手续费因银行、转账金额和是否跨行而异。目前很多银行对同城、同行转账免收手续费，跨行或异地转账可能收取少量费用。
打开手机银行App，登录后选择“转账”或“汇款”功能，输入收款人信息、金额，确认无误后输入支付密码即可完成转账。
Test Yourself
我需要把这个月的工资 ______ 到我的储蓄账户。
这里描述的是将工资从一个账户转移到另一个账户，所以“转账”是最合适的词。
给朋友买礼物，我应该怎么付钱？
手机银行转账是支付给朋友的便捷方式，符合日常使用的场景。
他 / 给我 / 转账 / 昨天 / 500元
这个句子结构完整，语序自然，符合中文表达习惯。
Score: /3
Summary
Zhuǎnzhǎng is the verb for transferring money between accounts, a fundamental financial action.
- Transfer money between bank accounts.
- Common in daily life and business.
- Used with account and recipient info.
Check Recipient Details Carefully
Always double-check the recipient's account number and name before confirming a transfer to avoid errors.
Beware of Scams
Be cautious of requests to transfer money urgently or to unknown individuals, as these could be fraudulent schemes.
Digital Payments are Common
In China, digital transfers via apps like WeChat Pay and Alipay are extremely common for everyday transactions, often replacing traditional bank transfers.
Examples
4 of 4请把房租转账到这个账户。
Please transfer the rent to this account.
我需要从我的信用卡账户转账一部分资金到我的借记卡账户。
I need to transfer some funds from my credit card account to my debit card account.
哎，你赶紧帮我转个账呗，我急着用钱。
Hey, can you quickly transfer the money for me? I need the cash urgently.
根据合同规定，乙方需在收到甲方发票后三个工作日内将款项转账至甲方指定账户。
As per the contract, Party B shall transfer the payment to Party A's designated account within three business days of receiving the invoice.
Related Content
This Word in Other Languages
Related Phrases
Related Vocabulary
More business words
本事
A2Skill; ability; capability.
相应地
B1Correspondingly.
账号
A2account (e.g., bank, online)
会计
A2accounting, accountant
客户经理
A2account manager
账户
B1A record of financial transactions for an individual or business, usually at a bank; or a user profile for a digital service.
收购
B1To purchase; to acquire (a company).
商业活动
A2Business activity.
广告费
A2Advertising expenses.
调整
B1To change something slightly in order to make it more correct, effective, or suitable.
