A2 Collocation Neutral 1 Min. Lesezeit

银行卡

yín háng kǎ

Bank card.

Jetzt üben

Phrase in 30 Seconds

A {银行卡|yínhángkǎ} is the physical card you use to access your money or make payments at a bank.

  • Means: A plastic card issued by a bank for financial transactions.
  • Used in: Paying at stores, withdrawing cash from ATMs, and online shopping.
  • Don't confuse: {信用卡|xìnyòngkǎ} (credit card) with {借记卡|jièjìkǎ} (debit card).
Bank + Card = Financial Freedom

Erklärung auf deinem Niveau:

A {银行卡|yínhángkǎ} is a card from a bank. You use it to buy things or get money.
A {银行卡|yínhángkǎ} is a plastic card issued by a financial institution. It allows users to access their bank accounts for payments or ATM withdrawals.
In Chinese, {银行卡|yínhángkǎ} is the generic term for any bank-issued payment card. It encompasses both debit and credit cards, serving as a primary tool for financial transactions in daily life.
The term {银行卡|yínhángkǎ} functions as a hypernym for various banking instruments. While mobile payments are ubiquitous in China, the {银行卡|yínhángkǎ} remains the underlying mechanism for linking bank accounts to digital wallets.
Etymologically, {银行卡|yínhángkǎ} reflects the modernization of Chinese financial lexicon. It is a compound noun that has become indispensable in the discourse of consumerism and personal finance, often used in both formal banking procedures and casual social interactions.
The lexical item {银行卡|yínhángkǎ} serves as a quintessential example of loan-translation integration in modern Mandarin. It encapsulates the shift from a cash-centric economy to a digitized financial landscape, acting as a critical node in the semantic field of monetary exchange and institutional trust.

Bedeutung

A card issued by a bank for financial transactions.

🌍

Kultureller Hintergrund

Cash is becoming rare; cards are the link to digital wallets.

💡

Pronunciation

Focus on the third tone of {银|yín}.

💡

Pronunciation

Focus on the third tone of {银|yín}.

Teste dich selbst

Fill in the blank.

我丢了我的______。

✓ Richtig! ✗ Nicht ganz. Richtige Antwort: 银行卡

Context of losing a payment card.

🎉 Ergebnis: /1

Aufgabensammlung

2 Aufgaben
Wähle die richtige Antwort Fill Blank

✓ Richtig! ✗ Nicht ganz. Richtige Antwort:
Fill in the blank. Fill Blank A1

我丢了我的______。

✓ Richtig! ✗ Nicht ganz. Richtige Antwort: 银行卡

Context of losing a payment card.

🎉 Ergebnis: /2

Häufig gestellte Fragen

1 Fragen

No, it covers credit cards too.

Verwandte Redewendungen

🔗

信用卡

specialized form

Credit card

Wo du es verwendest

🏧

At the ATM

User: 请插入您的{银行卡|yínhángkǎ}。

neutral

Einprägen

Eselsbrücke

Bank (Yin-hang) + Card (Ka) = Bank Card.

Visuelle Assoziation

Imagine a shiny plastic card with a bank logo on it.

Story

I went to the bank. I asked for a card. They gave me a {银行卡|yínhángkǎ}. Now I can shop!

In Other Languages

Most languages use a compound of 'Bank' and 'Card'.

Word Web

银行卡钱支付取款账户

Herausforderung

Say 'I lost my bank card' in Chinese 5 times.

Review in 1, 3, 7, 14, and 30 days.

Aussprache

Betonung Even stress.

Standard Mandarin tones.

Formalitätsspektrum

Formell
请问您携带{银行卡|yínhángkǎ}了吗？

请问您携带{银行卡|yínhángkǎ}了吗？ (Asking for payment method)

Neutral
你有{银行卡|yínhángkǎ}吗？

你有{银行卡|yínhángkǎ}吗？ (Asking for payment method)

Informell
带{银行卡|yínhángkǎ}了吗？

带{银行卡|yínhángkǎ}了吗？ (Asking for payment method)

Umgangssprache
卡带了吗？

卡带了吗？ (Asking for payment method)

Derived from the Western concept of banking cards introduced to China.

1990s:

Wusstest du?

The character {卡|kǎ} is a phonetic loan from English 'card'.

Kulturelle Hinweise

Cash is becoming rare; cards are the link to digital wallets.

“我用{银行卡|yínhángkǎ}绑定了微信支付。”

Gesprächseinstiege

“

你通常用什么支付？

Häufige Fehler

✗

银行的卡

✓

银行卡

wrong context
While 'bank's card' is understandable, {银行卡|yínhángkǎ} is the correct compound noun.

L1 Interference

0

In Other Languages

Spanish Very Similar

Tarjeta bancaria

Word order is reversed.

French Very Similar

Carte bancaire

Adjective follows noun.

German Very Similar

Bankkarte

Written as one word.

Japanese Very Similar

銀行カード

Pronunciation differs.

Arabic moderate

بطاقة بنكية

Script and grammar.

Chinese self

银行卡

None.

Korean Very Similar

은행 카드

Space between words.

Portuguese Very Similar

Cartão bancário

Gendered noun.

Spotted in the Real World

🎬

(2007)

“我的银行卡...”

Financial struggle scene.

Leicht verwechselbar

银行卡 vs. 信用卡

Learners think all bank cards are credit cards.

Use {借记卡|jièjìkǎ} for debit.

Häufig gestellte Fragen (1)

No, it covers credit cards too.

basic understanding

Learning Path

Prerequisites

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