At the A1 level, you don't need to use the word 'अदायगी' (Adayagi) often, as it is quite formal. Instead, you usually say 'पैसे देना' (to give money). However, you might see it on a simple bill or a shop sign. It just means 'paying'. Think of it as the formal way to say 'giving money for something you bought'. For example, if you see 'अदायगी यहाँ करें' (Adayagi yahan karein), it means 'Pay here'. It is a feminine word, so we use 'की' (ki) with it.
At the A2 level, you start to see 'अदायगी' in more official contexts, like at a bank or when paying school fees. You should recognize that it is a noun meaning 'payment'. You might hear a teacher say, 'फीस की अदायगी समय पर करें' (Make the payment of fees on time). Notice how 'fees' and 'adayagi' are linked by 'ki'. It's a useful word to know for basic administrative tasks in a Hindi-speaking environment.
At the B1 level, you should be able to use 'अदायगी' in your own sentences, especially when writing formal letters or discussing money. You will notice it used with specific financial terms like 'ऋण' (loan) or 'कर' (tax). It implies a sense of responsibility. You can also start to recognize it in the context of 'dialogue delivery' in movies. It is more formal than 'bhugtan' and shows that you have a better grasp of sophisticated Hindi vocabulary.
At the B2 level, 'अदायगी' is a key word for professional fluency. You should understand its nuances in legal and financial documents. You should know that it is a feminine noun and use it correctly with verbs like 'करना' (to do) or 'होना' (to happen). You'll encounter it in phrases like 'अदायगी की शर्तें' (terms of payment) or 'विलंबित अदायगी' (delayed payment). At this level, you should also be comfortable using it to describe an actor's performance or 'delivery' of lines.
At the C1 level, you explore the stylistic and historical weight of 'अदायगी'. You understand its Persian roots and how it differs from the Sanskrit 'bhugtan' in terms of 'tehzeeb' (etiquette) and register. You can use it in complex sentences involving abstract obligations or high-level financial discourse. You might use it to discuss the 'delivery' of a speech in a political context, noting the rhythm and tone. It becomes a tool for precision in your formal writing.
At the C2 level, 'अदायगी' is used with complete mastery across all domains. You can appreciate its use in classical literature and legal statutes where the exact nature of 'fulfillment' is critical. You might analyze how the word functions in a contract to define the discharge of liability. You understand the subtle difference between 'Ada' and 'Adayagi' in poetic vs. prose contexts. Your usage is indistinguishable from that of a highly educated native speaker in formal settings.

अदायगी in 30 Seconds

  • Adayagi means 'payment' or 'settlement' in a formal context.
  • It is a feminine noun of Persian origin used in Hindi.
  • Commonly used for loans, taxes, and dialogue delivery in arts.
  • It is more formal than the Sanskrit synonym 'Bhugtan'.

The Hindi word अदायगी (Adayagi) is a sophisticated noun that primarily refers to the act of payment, settlement, or the fulfillment of a financial obligation. Rooted in Persian linguistic traditions, it carries a formal and slightly elegant weight compared to the more common Sanskrit-derived word 'भुगतान' (Bhugtan). While both mean 'payment,' Adayagi is frequently encountered in legal, banking, and administrative contexts where the process of settling a debt or a fee is being discussed with a degree of officiality.

Financial Context
It is most commonly used when referring to the repayment of loans (ऋण की अदायगी), the payment of taxes (कर की अदायगी), or the settlement of dues (बकाया की अदायगी). It implies a formal transfer of funds to satisfy a requirement.

Beyond the strictly monetary, Adayagi can occasionally be used in a broader sense to mean the 'performance' or 'delivery' of a duty, although the root word 'अदा' (Ada) is more common for artistic performance. When you hear Adayagi, think of a structured, necessary, and often documented exchange of value. It is the word a bank manager uses when discussing your mortgage or the word a lawyer uses when detailing a court-ordered settlement.

ऋण की समय पर अदायगी आपके क्रेडिट स्कोर के लिए महत्वपूर्ण है। (Timely payment of the loan is important for your credit score.)

The word is feminine in gender. This is crucial for grammar: you say 'अदायगी की गई' (payment was done) rather than 'अदायगी किया गया'. This subtle grammatical detail marks the speaker as proficient. In modern urban Hindi, while people might say 'payment' in English, Adayagi remains the standard in news broadcasts and formal documents. Understanding this word allows a learner to navigate the world of Indian bureaucracy and finance with much more confidence.

Linguistic Nuance
The suffix '-gi' transforms the abstract root 'Ada' into a concrete process. This is a common feature in words of Persian origin used in Hindi, such as 'Zindagi' (Life) or 'Bandagi' (Devotion).

क्या आपने बिजली के बिल की अदायगी कर दी है? (Have you made the payment for the electricity bill?)

Using अदायगी correctly requires understanding its role as a feminine noun and its typical association with the verb 'करना' (to do). You don't just 'give' an Adayagi; you 'perform' or 'make' it. In a sentence, it often follows a possessive marker like 'की' (ki) because it is usually the payment *of* something.

Common Sentence Structure
[Subject] + [Object] + की + अदायगी + [Verb]. For example: 'सरकार ने मुआवजे की अदायगी की' (The government made the payment of compensation).

In formal writing, you will see it used in compound phrases. 'किस्तों में अदायगी' (Payment in installments) is a very common phrase in advertisements for cars or homes. Here, Adayagi provides a sense of a structured financial plan. If you are writing a formal email to a client in India, using Adayagi instead of the English word 'payment' or the simpler 'paisa dena' will immediately elevate your register to a professional level.

फीस की अदायगी के बिना प्रवेश संभव नहीं है। (Admission is not possible without the payment of fees.)

Furthermore, Adayagi is used when discussing the 'method' of payment. 'अदायगी का तरीका' (Method of payment) is a standard heading on websites. Whether it is through credit card, cash, or UPI, the overarching term for the act remains Adayagi. It is also used in the negative to describe defaults: 'अदायगी में चूक' (Default in payment). This specific collocation is essential for anyone reading financial news in Hindi.

अंतिम अदायगी अगले महीने की दस तारीख तक होनी चाहिए। (The final payment must be made by the tenth of next month.)

While you might not hear a child use अदायगी to ask for pocket money, you will hear it constantly in professional and public life in India. It is a staple of the 'Samachar' (news) broadcasts. When the finance minister presents the budget, or when a news anchor discusses the national debt, Adayagi is the word of choice. It provides a level of seriousness and precision that colloquial terms lack.

Professional Environments
In banks (बैंक), you will see signs regarding 'ऋण की अदायगी' (repayment of loans). In corporate offices, the accounts department will use it in memos regarding 'वेतन की अदायगी' (payment of salary).

Interestingly, you also hear it in the world of performing arts, though with a slight shift in meaning. In theater or cinema, 'संवाद अदायगी' (Samvad Adayagi) refers to 'dialogue delivery.' Here, the word retains its sense of 'fulfillment'—the actor is 'paying out' or 'delivering' the lines to the audience. This is a higher-level usage that bridges the gap between the financial and the artistic. If you are watching a review of a Bollywood movie, a critic might praise an actor's 'behtareen adayagi' (excellent delivery).

उस अभिनेता की संवाद अदायगी बहुत प्रभावशाली है। (That actor's dialogue delivery is very impressive.)

Legal documents and insurance policies are also prime places to find this word. Phrases like 'दावे की अदायगी' (payment of claim) are standard. If you are dealing with an insurance company in India, you will likely see this on every form. It signifies the formal discharge of a liability. For a learner, recognizing this word helps demystify the dense language of Indian contracts and official correspondence.

The most frequent mistake learners make with अदायगी is treating it as a masculine noun. Because many Hindi nouns ending in 'i' sounds can be tricky, students often say 'अदायगी किया' instead of the correct feminine form 'अदायगी की'. Always remember that Adayagi, like many Persian-derived nouns ending in '-gi' (like 'zindagi'), is feminine.

The 'Ada' vs. 'Adayagi' Confusion
Learners often confuse 'Ada' (अदा) with 'Adayagi' (अदायगी). While 'Ada' can mean style, gesture, or the act of paying, 'Adayagi' is specifically the noun for the *process* or *action* of payment/fulfillment. You cannot use 'Adayagi' to mean 'style'.

Another mistake is using Adayagi in overly casual situations. If you are at a street food stall and want to pay for your Samosa, saying 'मुझे समोसे की अदायगी करनी है' (I need to make the payment for the samosa) sounds unnaturally formal and even a bit humorous. In such cases, simply saying 'पैसे देने हैं' (I have to give money) or 'कितने हुए?' (How much?) is much more appropriate. Adayagi belongs in the bank, the office, or the courtroom, not the vegetable market.

Incorrect: उसने बिल का अदायगी किया
Correct: उसने बिल की अदायगी की

Finally, avoid confusing it with 'Adai' (अदाई), which is a much rarer and more specific term for the act of paying. Adayagi is the standard, versatile term you should stick to. Also, ensure you don't confuse it with 'Amadani' (आदमनी - income), which is the opposite concept (money coming in vs. money being paid out).

To truly master अदायगी, it is helpful to compare it with its synonyms and see how the register changes. The most common alternative is भुगतान (Bhugtan). While both mean payment, Bhugtan is the Sanskrit-based word and is slightly more common in general government forms and everyday formal speech. Adayagi feels a bit more 'literary' or 'Urdu-inflected'.

Comparison Table
  • अदायगी (Adayagi): Formal, elegant, used for debts and dialogue delivery.
  • भुगतान (Bhugtan): Standard formal, used for bills and transactions.
  • पैसे देना (Paisa Dena): Informal, used in daily life.
  • चुकता करना (Chukta Karna): Specifically means 'to settle' or 'to clear' a balance.

Another related word is प्रतिदान (Pratidan), which means 'repayment' or 'giving back' in a more philosophical or emotional sense. You wouldn't use Pratidan for a credit card bill; you would use it for 'repaying' a mother's love or a friend's favor. In contrast, Adayagi remains firmly in the realm of tangible or formal obligations.

ऋण का भुगतान और ऋण की अदायगी—दोनों का अर्थ एक ही है, लेकिन अदायगी अधिक औपचारिक है। (Repayment of debt and Adayagi of debt—both mean the same, but Adayagi is more formal.)

If you want to talk about 'clearing' a debt entirely, the verb चुकाना (Chukana) is often used alongside Adayagi. For example, 'कर्ज़ की अदायगी करके उसने अपना हिसाब चुकाया' (By making the payment of the debt, he settled his account). Understanding these nuances allows you to choose the exact right word for the level of formality and the specific type of 'paying' you are describing.

Pronunciation Guide

UK /ə.d̪ɑː.jə.ɡiː/
US /ə.d̪ɑː.jə.ɡiː/
The primary stress is on the second syllable 'daa'.
Rhymes With
Bandagi (Devotion) Zindagi (Life) Tazagi (Freshness) Deewangi (Madness) Sadagi (Simplicity) Narangi (Orange) Rangi (Colored) Gandagi (Dirt)
Common Errors
  • Pronouncing the 'd' like the English 'd' (it should be dental).
  • Shortening the final 'ee' sound.
  • Confusing the 'ya' with a 'ja' sound.
  • Adding a stress on the first syllable.
  • Mispronouncing the 'g' as a 'j'.

Examples by Level

1

पैसे की अदायगी यहाँ करें।

Make the payment of money here.

Simple 'ki' usage with a feminine noun.

2

क्या अदायगी हो गई?

Is the payment done?

Using 'ho gayi' because 'adayagi' is feminine.

3

बिल की अदायगी ज़रूरी है।

Payment of the bill is necessary.

Subject + ki + noun + adjective.

4

अदायगी के लिए धन्यवाद।

Thank you for the payment.

'Ke liye' (for) used after the noun.

5

नकद अदायगी मत करो।

Don't make a cash payment.

Negative imperative sentence.

6

यह अदायगी आसान है।

This payment is easy.

Demonstrative pronoun 'Yeh' used with the noun.

7

अदायगी कब करनी है?

When is the payment to be made?

Interrogative sentence with 'kab'.

8

मेरी अदायगी बाकी है।

My payment is pending.

Possessive 'meri' matches the feminine noun.

1

स्कूल की फीस की अदायगी आज ही करें।

Pay the school fees today itself.

Double 'ki' usage (School's fees's payment).

2

बैंक में ऋण की अदायगी के लिए लंबी लाइन थी।

There was a long line for loan repayment in the bank.

Compound noun 'rin ki adayagi'.

3

ऑनलाइन अदायगी सबसे तेज़ तरीका है।

Online payment is the fastest way.

Adjective 'tez' modifying the noun 'tarika'.

4

अदायगी की रसीद संभाल कर रखें।

Keep the payment receipt carefully.

Imperative sentence with 'rakhein'.

5

क्या आपने कर की अदायगी कर दी?

Did you pay the tax?

Perfective aspect 'kar di'.

6

अदायगी में देरी न करें।

Do not delay in payment.

Locative case 'mein' used with 'delay'.

7

पूरी अदायगी एक बार में करें।

Make the full payment at once.

Adjective 'poori' matches feminine noun.

8

अदायगी का समय समाप्त हो गया है।

The time for payment has ended.

Masculine 'samay' dictates 'ho gaya'.

1

किस्तों में अदायगी करने की सुविधा उपलब्ध है।

The facility to pay in installments is available.

Use of 'suvidha' (facility).

2

मुआवजे की अदायगी में सरकार ने तेज़ी दिखाई।

The government showed speed in the payment of compensation.

Abstract noun 'muavza' (compensation).

3

अंतिम अदायगी के बाद ही आपको कागज़ात मिलेंगे।

You will get the documents only after the final payment.

Postposition 'ke baad' (after).

4

अदायगी की शर्तों को ध्यान से पढ़ें।

Read the terms of payment carefully.

Plural 'shartein' (terms).

5

उसकी संवाद अदायगी ने सबको मंत्रमुग्ध कर दिया।

His dialogue delivery mesmerized everyone.

Artistic context of 'adayagi'.

6

ऋण की अदायगी न करने पर जुर्माना लगेगा।

A fine will be imposed for not paying the loan.

Conditional 'na karne par'.

7

अदायगी का कोई भी अन्य विकल्प नहीं है।

There is no other option for payment.

Use of 'vikalp' (option).

8

कृपया अदायगी की पुष्टि करें।

Please confirm the payment.

Formal request 'kripya'.

1

बकाया राशि की अदायगी के लिए बैंक ने नोटिस भेजा है।

The bank has sent a notice for the payment of the outstanding amount.

Technical term 'bakaya rashi' (outstanding amount).

2

फिल्म में उनकी संवाद अदायगी बहुत ही स्वाभाविक थी।

His dialogue delivery in the film was very natural.

Adjective 'swabhavik' (natural).

3

कंपनी ने बोनस की अदायगी दिवाली से पहले करने का वादा किया है।

The company has promised to make the bonus payment before Diwali.

Infinitive 'karne ka vada'.

4

अदायगी में चूक होने पर आपकी संपत्ति ज़ब्त की जा सकती है।

In case of default in payment, your property can be confiscated.

Passive voice 'ki ja sakti hai'.

5

जीएसटी की अदायगी की प्रक्रिया अब और भी सरल हो गई है।

The process of GST payment has now become even simpler.

Use of 'prakriya' (process).

6

बीमा दावे की अदायगी में छह महीने का समय लगा।

It took six months for the payment of the insurance claim.

Compound 'beema dava' (insurance claim).

7

विदेशी मुद्रा में अदायगी करने के कुछ नियम हैं।

There are certain rules for making payments in foreign currency.

Locative 'videshi mudra mein'.

8

अदायगी की रसीद के बिना कोई भी शिकायत दर्ज नहीं होगी।

No complaint will be registered without the payment receipt.

Negative future 'darj nahi hogi'.

1

पूंजीगत लाभ कर की अदायगी से जुड़े कानूनी प्रावधान जटिल हैं।

The legal provisions related to the payment of capital gains tax are complex.

Advanced vocabulary 'punjigat labh' (capital gains).

2

शास्त्रीय गायन में शब्दों की अदायगी का विशेष महत्व होता है।

In classical singing, the delivery/pronunciation of words is of special importance.

Metaphorical use in classical arts.

3

ऋण की समयबद्ध अदायगी अर्थव्यवस्था की स्थिरता के लिए अनिवार्य है।

Timely payment of debt is mandatory for the stability of the economy.

Adjective 'samaybaddh' (time-bound/timely).

4

न्यायालय ने पीड़ित को तुरंत हर्जाने की अदायगी का आदेश दिया।

The court ordered immediate payment of damages to the victim.

Legal term 'harjana' (damages/fine).

5

अदायगी की विफलता अनुबंध के उल्लंघन के समान मानी जाएगी।

Failure of payment will be considered equivalent to a breach of contract.

Formal 'vifalta' (failure) and 'ullanghan' (breach).

6

डिजिटल क्रांति ने अदायगी के पारंपरिक तरीकों को पूरी तरह बदल दिया है।

The digital revolution has completely changed traditional methods of payment.

Historical/Sociological context.

7

संवादों की सधी हुई अदायगी ही एक अच्छे अभिनेता की पहचान है।

The controlled delivery of dialogues is the hallmark of a good actor.

Adjective 'sadhi hui' (controlled/precise).

8

लाभांश की अदायगी शेयरधारकों के विश्वास को सुदृढ़ करती है।

The payment of dividends strengthens the confidence of shareholders.

Business term 'labhansh' (dividend).

1

संप्रभु ऋण की अदायगी में विफलता के वैश्विक भू-राजनीतिक परिणाम हो सकते हैं।

Failure in the payment of sovereign debt can have global geopolitical consequences.

High-level 'samprabhu rin' (sovereign debt).

2

इस नाटक में नायक की संवाद अदायगी में एक सूक्ष्म दार्शनिक पुट था।

In this play, there was a subtle philosophical touch in the protagonist's dialogue delivery.

Nuanced 'sukshm darshanik put' (subtle philosophical touch).

3

अदायगी की बाध्यता से मुक्ति केवल दिवालियापन की स्थिति में ही संभव है।

Freedom from the obligation of payment is only possible in the event of bankruptcy.

Legal 'badhyata' (obligation).

4

अंतर्राष्ट्रीय व्यापार समझौतों में अदायगी की मुद्रा का निर्धारण अत्यंत महत्वपूर्ण होता है।

The determination of the currency of payment is extremely important in international trade agreements.

Complex noun phrase 'mudra ka nirdharan'.

5

लेखक ने समाज के प्रति अपने ऋण की अदायगी अपनी लेखनी के माध्यम से की।

The author repaid his debt to society through his writing.

Metaphorical use of 'rin ki adayagi'.

6

प्रीमियम की अदायगी में निरंतरता बीमा पॉलिसी की वैधता के लिए अनिवार्य शर्त है।

Continuity in the payment of premium is a mandatory condition for the validity of the insurance policy.

Abstract 'nirantarata' (continuity).

7

तथ्यों की स्पष्ट अदायगी ही किसी भी तर्क की सफलता का आधार होती है।

The clear delivery/presentation of facts is the basis of the success of any argument.

Abstract use in rhetoric.

8

विरासत कर की अदायगी को लेकर कानूनी विशेषज्ञों के बीच गहरा मतभेद है।

There is a deep disagreement among legal experts regarding the payment of inheritance tax.

Specific 'virasat kar' (inheritance tax).

Common Collocations

ऋण की अदायगी
किस्तों में अदायगी
कर की अदायगी
संवाद अदायगी
नकद अदायगी
अंतिम अदायगी
अदायगी की शर्तें
अदायगी में चूक
विलंबित अदायगी
पूर्ण अदायगी

Common Phrases

अदायगी का तरीका

— The method of payment. Used on websites and forms.

अदायगी का तरीका चुनें।

अदायगी की रसीद

— Payment receipt. Essential for documentation.

अदायगी की रसीद खो गई।

समय पर अदायगी

— Timely payment. Crucial for credit ratings.

समय पर अदायगी करना अच्छी आदत है।

अदायगी के लिए बाध्य

— Obliged to pay. Used in legal contexts.

वह हर्जाने की अदायगी के लिए बाध्य है।

न्यूनतम अदायगी

— Minimum payment. Often used for credit cards.

न्यूनतम अदायगी से बचें।

अग्रिम अदायगी

— Advance payment. Money paid before service.

अग्रिम अदायगी आवश्यक है।

मासिक अदायगी

— Monthly payment. Like a subscription or EMI.

मेरी मासिक अदायगी बढ़ गई है।

अदायगी का प्रमाण

— Proof of payment. Necessary for disputes.

अदायगी का प्रमाण दिखाएं।

अदायगी की अंतिम तिथि

— Deadline for payment. The due date.

अदायगी की अंतिम तिथि कल है।

आंशिक अदायगी

— Partial payment. Paying only a portion.

आंशिक अदायगी स्वीकार्य नहीं है।

Idioms & Expressions

"ऋण की अदायगी करना"

— Literally to repay a loan, but also used metaphorically to fulfill a life's duty.

उसने देश की सेवा करके अपने ऋण की अदायगी की।

Formal/Literary
"कीमत की अदायगी"

— To pay the price for something (usually a mistake).

उसे अपनी गलती की भारी अदायगी करनी पड़ी।

Metaphorical
"फर्ज़ की अदायगी"

— The fulfillment of one's duty.

सैनिक ने अपने फर्ज़ की अदायगी में जान दे दी।

Literary
"अदायगी में कसर न छोड़ना"

— To leave no stone unturned in making a payment or performing.

उसने अदायगी में कोई कसर नहीं छोड़ी।

Idiomatic
"खून की अदायगी"

— A very intense way to say 'blood for blood' or paying with life.

इतिहास में कई बार खून की अदायगी हुई है।

High Literary
"एहसान की अदायगी"

— Repaying a favor.

मैं आपके एहसान की अदायगी कभी नहीं कर पाऊंगा।

Formal
"वादे की अदायगी"

— Fulfilling a promise.

वादे की अदायगी ही असली ईमानदारी है।

Formal
"किस्त-किस्त अदायगी"

— Paying back bit by bit, often used for long-term emotional debts.

ज़िंदगी अपनी अदायगी किस्त-किस्त मांगती है।

Poetic
"हक़ की अदायगी"

— Giving someone their rightful due.

गरीबों के हक़ की अदायगी समाज का कर्तव्य है।

Formal/Legal
"मोहब्बत की अदायगी"

— Repaying love with love (often used in songs).

मोहब्बत की अदायगी आसान नहीं होती।

Poetic

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