Qiancai refers to the collective concept of money and material assets in one's possession.
Word in 30 Seconds
- Refers to money and material belongings collectively.
- Used to discuss personal assets or wealth management.
- Common in both formal warnings and casual financial discussions.
1) 概览：“钱财”是由“钱”（货币）和“财”（财物、资产）组成的复合词，在现代汉语中是一个非常常用的词汇。它不仅指代手里的现金，还包含各种有价值的资产，是一个涵盖面较广的集合名词。
2) 使用模式：在句子中，“钱财”通常作为宾语或主语出现。它常与动词搭配，如“积累钱财”、“挥霍钱财”、“看重钱财”等。在书面语和口语中均可使用，但带有一定的概括意味。
3) 常见语境：在谈论个人经济状况、家庭财富管理，或者在道德评价（如“视钱财如粪土”）的语境下经常出现。它也常出现在文学作品或警示语中，例如提醒人们注意“钱财安全”。
4) 近义词辨析：与“金钱”相比，“钱财”更强调“财物”的属性，范围比单纯的货币要大。与“财富”相比，“财富”更偏向于一种抽象的积累或长期的资本，而“钱财”则更具体、更贴近日常生活。
Examples
出门旅游要保管好自己的钱财。
everydayTake care of your money and valuables when traveling.
他因贪图钱财而走上了犯罪的道路。
formalHe went down the path of crime due to his greed for wealth.
这点钱财对他来说不算什么。
informalThis amount of money is nothing to him.
该地区居民的钱财积累主要源于农业。
academicThe accumulation of wealth for residents in this area mainly comes from agriculture.
Common Collocations
Common Phrases
钱财安全
financial security/safety of valuables
视钱财如粪土
to treat wealth as dirt (to be indifferent to money)
钱财乃身外之物
wealth is something outside the body (money is not everything)
Often Confused With
Refers specifically to currency or money itself. '钱财' has a broader meaning including physical belongings.
Often refers to a large amount of accumulated wealth or abstract prosperity. '钱财' is more concrete and personal.
Grammar Patterns
How to Use It
Usage Notes
Qiancai is a versatile noun used in both formal and informal contexts. It is more comprehensive than 'money' (钱) because it includes physical assets. It is frequently used in cautionary phrases regarding safety and security.
Common Mistakes
Learners often mistake it for a verb or use it interchangeably with 'wealth' (财富) in abstract contexts. It is strictly a noun and usually refers to tangible assets or money. Avoid using it in contexts where 'currency' (货币) is the technical focus.
Tips
Use it to generalize assets
Use '钱财' when you want to refer to a person's total belongings or money rather than just cash.
Do not use as a verb
Remember that '钱财' is a noun. You cannot use it to describe the act of earning money.
Traditional views on wealth
In Chinese culture, phrases like '钱财乃身外之物' reflect a philosophical detachment from material wealth.
Word Origin
The word combines the concept of currency (钱) and material assets/treasure (财), reflecting the historical Chinese view of wealth as a combination of cash and physical goods.
Cultural Context
In Chinese culture, money is often discussed with a mix of pragmatism and moral caution. '钱财' is frequently used in proverbs to warn people that wealth is temporary or should not be the sole focus of life.
Memory Tip
Think of '钱' (money) + '财' (treasure). Together they represent everything you own that has value.
Frequently Asked Questions
4 questions“金钱”侧重于货币本身，而“钱财”涵盖了货币及其他有价值的财物。在表达“财产”概念时，“钱财”显得更全面一些。
比较常用，但带有一定的书面色彩。在日常生活中，人们更多直接说“钱”，但在强调财产安全时会使用“钱财”。
不可以，“钱财”只能作为名词使用。它不能用来表示动作，只能作为被修饰或被支配的对象。
本身是中性词。但在某些语境下，如“贪图钱财”，它会带有对金钱过于执着的负面评价。
Test Yourself
出门在外，一定要注意保管好自己的___。
在强调个人随身携带的财产安全时，“钱财”最为地道。
选出错误的搭配：
“钱财”不能直接用“很大”来修饰，通常用“多”或“少”。
他/为了/钱财/工作/拼命
这几种语序在中文中都是成立的，表达意思一致。
Score: /3
Summary
Qiancai refers to the collective concept of money and material assets in one's possession.
- Refers to money and material belongings collectively.
- Used to discuss personal assets or wealth management.
- Common in both formal warnings and casual financial discussions.
Use it to generalize assets
Use '钱财' when you want to refer to a person's total belongings or money rather than just cash.
Do not use as a verb
Remember that '钱财' is a noun. You cannot use it to describe the act of earning money.
Traditional views on wealth
In Chinese culture, phrases like '钱财乃身外之物' reflect a philosophical detachment from material wealth.
Examples
4 of 4出门旅游要保管好自己的钱财。
Take care of your money and valuables when traveling.
他因贪图钱财而走上了犯罪的道路。
He went down the path of crime due to his greed for wealth.
这点钱财对他来说不算什么。
This amount of money is nothing to him.
该地区居民的钱财积累主要源于农业。
The accumulation of wealth for residents in this area mainly comes from agriculture.
Related Content
This Word in Other Languages
Related Vocabulary
More work words
充裕的
B2Abundant, ample, or sufficient in quantity.
事故
A2accident; mishap
依照
A2According to; in accordance with.
准确地
A2accurately, precisely
做到
A2to achieve; to accomplish
积极地
A2actively; enthusiastically
应变
B2Adaptive; capable of dealing with emergencies.
行政
A2Administration; the management of affairs.
过后
A2Afterwards; at a later or subsequent time.
赞同
A2To approve of, to endorse; to agree with or support.
