بازپرداخت en 30 secondes
- Paying back loans or debts.
- The act of returning borrowed money.
- Settling financial obligations over time.
- The process of repaying a loan.
The Persian word بازپرداخت (bāzpardākht) refers to the act of paying back money that was borrowed. This can be a loan from a bank, a debt to a friend, or any financial obligation that needs to be settled. It implies a return of funds to the lender or creditor. Think of it as the completion of a financial cycle where money given out is now being returned.
- Core Meaning
- The action of repaying a debt or loan.
- Contexts
- Financial transactions, loan agreements, debt settlement, mortgages, credit card payments.
- Synonymous Concepts
- Repayment, paying back, settling a debt, amortization.
The bank announced a new policy regarding the بازپرداخت of student loans.
When you take out a loan, whether it's for a car, a house, or a business, you enter into an agreement to make regular payments towards the principal amount plus interest. The term بازپرداخت encapsulates this entire process of returning the borrowed money over time. It's a crucial concept in personal finance, banking, and economics. You'll hear this term frequently in discussions about financial planning, investment returns, and managing personal or business finances. For instance, when someone discusses their mortgage, they are talking about the بازپرداخت of their home loan. Similarly, when a company issues bonds, the investors expect timely بازپرداخت of the principal amount plus interest. The schedule and terms of بازپرداخت are usually clearly defined in the loan agreement. Understanding this term is essential for anyone dealing with borrowed money, as it directly impacts their financial obligations and future financial health. It's not just about making a payment; it's about fulfilling a commitment to return what was borrowed. The efficiency and terms of بازپرداخت can significantly affect the total cost of borrowing. For example, a longer repayment period might mean smaller installments but a higher total interest paid over time.
The company is working on a plan for the بازپرداخت of its outstanding debts.
- Financial Responsibility
- It signifies a borrower's commitment and responsibility to return borrowed funds.
- Economic Impact
- Crucial for the flow of capital in an economy, enabling lending and investment.
We need to discuss the بازپرداخت schedule for this personal loan.
The word بازپرداخت (bāzpardākht) is primarily used as a noun in financial and economic contexts. It refers to the act of paying back money that has been borrowed, typically a loan or a debt. Understanding its grammatical function and common collocations will help you use it correctly.
- Subject of a Sentence
- بازپرداخت وام مسکن برای بسیاری از خانوادهها یک تعهد بلندمدت است. (The repayment of a housing loan is a long-term commitment for many families.)
- Object of a Verb
- ما باید برنامه منظمی برای بازپرداخت این بدهی داشته باشیم. (We must have a regular plan for the repayment of this debt.)
- In Prepositional Phrases
- شرایط بازپرداخت وام بسیار مهم است. (The terms of the loan repayment are very important.)
When using بازپرداخت, it's often accompanied by words related to loans, debts, or financial agreements. For example, you might hear or see phrases like 'وام' (loan), 'بدهی' (debt), 'اقساط' (installments), 'سود' (interest), and 'قرارداد' (contract). The structure of sentences will typically involve who is doing the repaying, what is being repaid, and the terms or schedule of the repayment.
The government is offering incentives for the early بازپرداخت of business loans.
Consider the typical sentence structure: Subject (who repays) + Verb (related to the act of repaying) + Object (بازپرداخت) + Details (loan type, terms, etc.). Or, the topic might be the بازپرداخت itself, making it the subject. For instance, 'The بازپرداخت of this loan will take ten years.' is a common structure. You can also use it in phrases indicating the process or schedule: 'We are discussing the بازپرداخت plan.' It's important to note that بازپرداخت is a formal term, generally used in more serious financial discussions rather than casual conversation about borrowing a small amount from a friend, where simpler terms might be preferred.
The company's ability to meet its بازپرداخت obligations is crucial for its financial stability.
- Describing the Process
- The بازپرداخت of the principal amount is usually spread over several years.
- Discussing Terms
- We need to agree on the بازپرداخت schedule before signing the contract.
The new legislation aims to simplify the بازپرداخت process for small businesses.
The word بازپرداخت (bāzpardākht) is a staple in formal financial discussions, news reports, and official documents related to money. You'll frequently encounter it in contexts where borrowing and lending are involved.
- Banking and Finance
- When discussing mortgages, car loans, personal loans, or business loans, banks and financial institutions will use بازپرداخت to refer to the repayment schedule and process. For example, a bank representative might explain the terms of بازپرداخت for a new loan.
- News and Economics
- Economic news channels and financial publications often use بازپرداخت when reporting on national debt, corporate earnings, interest rates, or government fiscal policies. You might hear about the government's strategy for بازپرداخت of its sovereign debt.
- Legal and Contractual Agreements
- Loan agreements, credit contracts, and other legal documents will explicitly mention بازپرداخت, detailing the amounts, dates, and methods of payment. Lawyers and legal professionals use this term in contracts.
The financial advisor explained the بازپرداخت options for our investment loan.
In everyday life, you'll hear بازپرداخت when people discuss their personal finances, especially concerning major purchases like a house or car. For instance, a conversation might revolve around 'the بازپرداخت of my student loan.' It's also common in discussions about credit cards, particularly when talking about paying off balances. While you might not use it every day in casual chat, it's a fundamental term when discussing significant financial commitments. It's the official term for the process of giving money back after borrowing it. You might also hear it in government budget discussions or when a company announces its financial results and discusses how it plans to manage its debts.
The report detailed the company's strategy for بازپرداخت of its long-term debt.
- Real Estate
- Discussions about home buying invariably involve the بازپرداخت of the mortgage.
- Personal Finance Planning
- When budgeting or discussing financial goals, people might talk about accelerating the بازپرداخت of their loans.
The terms of بازپرداخت for this loan are quite flexible.
When learning بازپرداخت (bāzpardākht), learners might make a few common errors, often related to confusing it with similar-sounding words or using it in inappropriate contexts. Understanding these potential pitfalls can significantly improve your accuracy.
- Confusing with 'پرداخت' (pardākht)
- 'پرداخت' means 'payment' in general. بازپرداخت specifically means 'repayment' or 'paying back' a loan or debt. Using 'پرداخت' when you mean 'بازپرداخت' might be too general and miss the specific nuance of returning borrowed money. For instance, saying 'پرداخت وام' (payment of loan) is okay, but 'بازپرداخت وام' (repayment of loan) is more precise when referring to the act of returning the borrowed amount over time.
- Using in Casual Contexts
- بازپرداخت is a formal term. Using it to describe paying back a small amount of money you borrowed from a friend for coffee might sound overly formal or even humorous. In such casual situations, simpler terms like 'پس دادن پول' (to give back money) or 'تسویه حساب' (settling up) might be more appropriate.
- Misinterpreting the Prefix 'باز-' (bāz-)
- The prefix 'باز-' often implies repetition or doing something again. While بازپرداخت involves the act of paying back, which is a repeated action over time for loans, learners might mistakenly associate 'باز-' with other meanings like 'opening' or 'returning' in a non-financial sense. It's important to remember its specific financial context.
Mistake: He made a payment of the loan. Correct: He made the بازپرداخت of the loan.
Another potential mistake is not specifying what is being repaid. While بازپرداخت implies repaying borrowed money, it's clearer and more grammatically sound to include the object of repayment, such as 'بازپرداخت وام' (loan repayment) or 'بازپرداخت بدهی' (debt repayment). Omitting this can sometimes lead to ambiguity, although the context often makes it clear.
Mistake: The bank asked for the payment of the money. Correct: The bank asked for the بازپرداخت of the money.
- Overuse in Informal Settings
- Using بازپرداخت when a simpler term like 'paying back' would suffice in informal conversation.
- Grammatical Errors
- Incorrectly conjugating verbs associated with بازپرداخت or using it as a verb instead of a noun.
Mistake: I need to بازپرداخت this debt. Correct: I need to make the بازپرداخت of this debt.
While بازپرداخت (bāzpardākht) is the precise term for repaying loans or debts, several other words and phrases can be used depending on the context and formality. Understanding these nuances allows for more flexible and appropriate communication.
- پرداخت (pardākht)
- Meaning: Payment (general).
Comparison: بازپرداخت is a specific type of 'پرداخت' that involves returning borrowed money. 'پرداخت' can refer to any payment, like paying for groceries or taxes.
Usage: بازپرداخت is used for loans and debts; 'پرداخت' is for any transaction.
Example: بازپرداخت وام مسکن (Repayment of a housing loan) vs. پرداخت قبض آب (Payment of water bill). - تسویه حساب (tasviyeh hesāb)
- Meaning: Settlement, squaring accounts.
Comparison: This term often implies settling all outstanding dues or closing an account completely, which can include the final بازپرداخت. It's broader than just repayment and can involve resolving all financial matters between parties.
Usage: Often used when finalizing a deal or resolving all debts.
Example: او با بازپرداخت کامل بدهی خود، حسابش را با بانک تسویه کرد. (By the full repayment of his debt, he settled his account with the bank.) - استهلاک (estehlāk)
- Meaning: Amortization, depreciation.
Comparison: In finance, 'استهلاک' refers to the gradual reduction of the value of an asset or the gradual repayment of a debt over time through a series of installments. It describes the *process* or *schedule* of بازپرداخت, particularly for loans.
Usage: Focuses on the systematic reduction of debt.
Example: جدول بازپرداخت وام، برنامه استهلاک آن را نشان میدهد. (The loan repayment schedule shows its amortization.) - قسط (qest)
- Meaning: Installment.
Comparison: 'قسط' refers to a single payment within a series of payments for بازپرداخت. It's a component of the overall repayment process.
Usage: Refers to a part of the total repayment.
Example: هر ماه یک قسط از وام را بازپرداخت میکنیم. (We repay one installment of the loan each month.)
The bank offered flexible terms for the بازپرداخت of the loan.
In more informal settings, especially when borrowing small amounts from friends or family, one might use simpler phrases. However, for any official or significant financial transaction, بازپرداخت remains the most appropriate and precise term. It clearly delineates the action of returning borrowed funds, distinguishing it from general payments or other financial settlements.
- پس دادن پول (pas dādan-e pul)
- Meaning: Giving back money.
Comparison: This is a very general and informal phrase. It can be used for repaying a small loan from a friend, but it lacks the financial formality of بازپرداخت.
Usage: Highly informal, suitable for casual borrowing.
Example: ممنون که پولم را پس دادی. (Thanks for giving my money back.)
The company is exploring options for the بازپرداخت of its corporate bonds.
How Formal Is It?
Le savais-tu ?
The prefix 'باز-' (bāz-) is quite common in Persian and often indicates repetition or reversal. For example, 'باز کردن' (bāz kardan) means 'to open' (undoing a closed state), and 'بازگشت' (bāzgasht) means 'return' (going back). In 'بازپرداخت', it signifies the act of paying back, hence returning the money.
Guide de prononciation
- Pronouncing 'bāz' with a short 'a' sound.
- Not rolling the 'r' in 'pardākht'.
- Omitting the final 't' sound.
- Incorrect stress placement.
Niveau de difficulté
This word is common in financial news, legal documents, and formal discussions. Understanding its context is key. Readers familiar with financial terminology will find it straightforward.
Quoi apprendre ensuite
Prérequis
Apprends ensuite
Avancé
Grammaire à connaître
Using the Ezafe construction to link nouns, e.g., 'بازپرداختِ وام' (repayment of the loan).
بازپرداختِ وام مسکن برای بسیاری از خانوادهها مهم است.
Using compound verbs like 'بازپرداخت کردن' (to repay).
آنها وام را به موقع بازپرداخت کردند.
Forming passive voice constructions related to repayment.
این وام باید به زودی بازپرداخت شود.
Using prepositions like 'برای' (for) or 'از' (from) with 'بازپرداخت'.
برنامه ای برای بازپرداخت بدهی وجود دارد.
Using possessive suffixes with 'بازپرداخت' to indicate ownership or responsibility.
بازپرداختِ ما از ماه آینده شروع میشود.
Exemples par niveau
من پول را پس دادم.
I gave back the money.
Simple past tense verb 'پس دادن' (to give back).
او وام را پرداخت کرد.
He paid the loan.
Using 'پرداخت کردن' (to pay) for a loan.
این پول برای شماست.
This money is for you.
Simple sentence structure with 'بودن' (to be).
ما پول قرض کردیم.
We borrowed money.
Past tense verb 'قرض کردن' (to borrow).
این یک بدهی است.
This is a debt.
Simple noun identification.
او پول را گرفت.
He took the money.
Past tense verb 'گرفتن' (to take/receive).
من باید پول بدهم.
I must give money.
Modal verb 'باید' (must) with 'دادن' (to give).
این یک معامله است.
This is a deal.
Simple noun identification.
شرایط بازپرداخت این وام سخت است.
The repayment terms of this loan are difficult.
Using 'بازپرداخت' with 'وام' (loan) and adjectives.
ما باید اقساط ماهانه را به موقع پرداخت کنیم.
We must pay the monthly installments on time.
Using 'اقساط' (installments) and 'پرداخت کردن' (to pay).
آیا امکان بازپرداخت زودهنگام وجود دارد؟
Is early repayment possible?
Using 'بازپرداخت زودهنگام' (early repayment).
این شرکت بدهی های زیادی دارد.
This company has many debts.
Using 'بدهی' (debt) in plural.
بانک یک برنامه بازپرداخت منظم ارائه می دهد.
The bank offers a regular repayment plan.
Using 'بازپرداخت' with 'برنامه' (plan).
او تمام پول را در یک پرداخت تسویه کرد.
He settled all the money in one payment.
Using 'پرداخت' and 'تسویه کردن' (to settle).
وام مسکن نیاز به بازپرداخت طولانی دارد.
A housing loan requires long repayment.
Using 'بازپرداخت' with 'وام مسکن' (housing loan).
آنها در حال بررسی شرایط استهلاک هستند.
They are reviewing the amortization terms.
Using 'استهلاک' (amortization).
شرکت ما به دنبال راهی برای تسهیل بازپرداخت وام های خود است.
Our company is looking for a way to facilitate the repayment of its loans.
Using 'بازپرداخت' with 'تسهیل کردن' (to facilitate) and 'وام' (loan).
مبلغ بازپرداخت وام به نرخ بهره بستگی دارد.
The amount of loan repayment depends on the interest rate.
Using 'بازپرداخت' with 'مبلغ' (amount) and 'نرخ بهره' (interest rate).
بازپرداخت زودهنگام وام می تواند منجر به صرفه جویی در سود شود.
Early repayment of the loan can lead to savings on interest.
Using 'بازپرداخت زودهنگام' (early repayment) and 'صرفه جویی' (savings).
دولت برنامه ای برای بازپرداخت بدهی های ملی خود دارد.
The government has a plan for the repayment of its national debts.
Using 'بازپرداخت' with 'بدهی های ملی' (national debts).
مذاکرات در مورد شرایط بازپرداخت وام تجاری ادامه دارد.
Negotiations regarding the repayment terms of the business loan are ongoing.
Using 'بازپرداخت' with 'وام تجاری' (business loan) and 'مذاکرات' (negotiations).
تسویه کامل بدهی ها اغلب با بازپرداخت های منظم امکان پذیر است.
Full settlement of debts is often possible with regular repayments.
Combining 'تسویه' (settlement) and 'بازپرداخت' (repayment).
جدول استهلاک نشان دهنده نحوه بازپرداخت اصل و سود وام است.
The amortization schedule shows how the principal and interest of the loan are repaid.
Using 'استهلاک' (amortization) and 'بازپرداخت' (repayment).
او با پرداخت هر قسط، بدهی خود را کاهش می دهد.
He reduces his debt by paying each installment.
Using 'قسط' (installment) and 'بازپرداخت' implicitly.
بانک مرکزی سیاست های خود را برای مدیریت بازپرداخت وام های مسکن تغییر داده است.
The Central Bank has changed its policies for managing the repayment of housing loans.
Using 'بازپرداخت' in a formal economic context with 'بانک مرکزی' (Central Bank).
شرایط بازپرداخت وام های دانشجویی اغلب شامل دوره تنفس پس از فارغ التحصیلی است.
The repayment terms of student loans often include a grace period after graduation.
Using 'بازپرداخت' with 'وام دانشجویی' (student loan) and 'دوره تنفس' (grace period).
تأخیر در بازپرداخت بدهی های شرکتی می تواند منجر به جریمه های سنگین شود.
Delay in the repayment of corporate debts can lead to heavy penalties.
Using 'بازپرداخت' with 'بدهی های شرکتی' (corporate debts) and 'جریمه' (penalty).
برنامه بازپرداخت بدهی ملی باید پایدار و واقع بینانه باشد.
The national debt repayment plan must be sustainable and realistic.
Using 'بازپرداخت' with 'بدهی ملی' (national debt) and concepts like 'پایدار' (sustainable).
مذاکرات برای بازپرداخت وام های کلان در سطح بین المللی پیچیده است.
Negotiations for the repayment of mega-loans at the international level are complex.
Using 'بازپرداخت' with 'وام های کلان' (mega-loans) in an international context.
تسویه حساب نهایی شامل بازپرداخت کامل تمام تعهدات مالی است.
The final settlement includes the full repayment of all financial obligations.
Combining 'تسویه حساب نهایی' (final settlement) with 'بازپرداخت' (repayment).
استهلاک وام مسکن به طور قابل توجهی بر جریان نقدی ماهانه تأثیر می گذارد.
The amortization of a housing loan significantly affects monthly cash flow.
Using 'استهلاک' (amortization) in relation to 'بازپرداخت' (repayment).
اولویت بندی بازپرداخت وام های با بهره بالا باید در برنامه مالی قرار گیرد.
Prioritizing the repayment of high-interest loans should be included in the financial plan.
Using 'بازپرداخت' with 'وام های با بهره بالا' (high-interest loans).
استراتژی های نوین بازپرداخت بدهی های دولتی نیازمند تحلیل دقیق ریسک های اقتصادی است.
Innovative strategies for the repayment of government debts require precise analysis of economic risks.
Using 'بازپرداخت' with abstract concepts like 'استراتژی های نوین' (innovative strategies) and 'ریسک های اقتصادی' (economic risks).
بهره وری در بازپرداخت وام های سرمایه گذاری تأثیر مستقیمی بر سودآوری پروژه دارد.
Efficiency in the repayment of investment loans has a direct impact on project profitability.
Using 'بازپرداخت' with 'وام های سرمایه گذاری' (investment loans) and 'بهره وری' (efficiency).
قانون گذاران در حال بررسی اصلاحاتی برای تسهیل بازپرداخت وام های بخش خصوصی هستند.
Lawmakers are considering amendments to facilitate the repayment of private sector loans.
Using 'بازپرداخت' in a legislative context with 'بخش خصوصی' (private sector).
مدیریت فعالانه جریان نقدی برای اطمینان از بازپرداخت به موقع بدهی ها حیاتی است.
Proactive cash flow management is vital for ensuring timely repayment of debts.
Using 'بازپرداخت' with 'مدیریت فعالانه جریان نقدی' (proactive cash flow management).
فرآیند بازپرداخت وام های رهنی پیچیده بوده و نیازمند درک عمیق از ساختار مالی است.
The process of mortgage loan repayment is complex and requires a deep understanding of financial structure.
Using 'بازپرداخت' with 'وام های رهنی' (mortgage loans) and 'درک عمیق' (deep understanding).
تسویه حساب های بلندمدت اغلب مستلزم بازنگری در استراتژی های بازپرداخت است.
Long-term settlements often require a review of repayment strategies.
Combining 'تسویه حساب های بلندمدت' (long-term settlements) with 'بازپرداخت' (repayment) and 'بازنگری' (review).
تأثیرات تعدیلات استهلاکی بر برنامه بازپرداخت بلندمدت وام های شرکتی قابل توجه است.
The effects of amortization adjustments on the long-term repayment plan of corporate loans are significant.
Using 'استهلاک' (amortization) and 'بازپرداخت' (repayment) in a sophisticated financial context.
اولویت بندی بازپرداخت بدهی های سود بالا در مقابل سرمایه گذاری های سودآور، یک تصمیم استراتژیک است.
Prioritizing the repayment of high-interest debts versus profitable investments is a strategic decision.
Using 'بازپرداخت' with 'بدهی های سود بالا' (high-interest debts) and contrasting it with 'سرمایه گذاری های سودآور' (profitable investments).
پایداری مالی بلندمدت یک کشور به توانایی آن در مدیریت مؤثر بازپرداخت بدهی های ملی و خارجی وابسته است.
A country's long-term financial stability depends on its ability to effectively manage the repayment of national and foreign debts.
Using 'بازپرداخت' in a macro-economic context with 'بدهی های ملی و خارجی' (national and foreign debts) and 'پایداری مالی' (financial stability).
تحولات اخیر در بازارهای مالی جهانی، رویکردهای نوآورانه ای را برای بازپرداخت وام های کلان ضروری ساخته است.
Recent developments in global financial markets have necessitated innovative approaches to the repayment of mega-loans.
Using 'بازپرداخت' with 'وام های کلان' (mega-loans) in the context of global financial market dynamics.
اصلاحات ساختاری در سیستم بانکی با هدف بهینه سازی فرآیندهای بازپرداخت وام های رهنی و کاهش ریسک سیستماتیک انجام می شود.
Structural reforms in the banking system aim to optimize mortgage loan repayment processes and reduce systemic risk.
Using 'بازپرداخت' with 'وام های رهنی' (mortgage loans) and 'ریسک سیستماتیک' (systemic risk) in a reform context.
توانایی شرکت ها در انجام تعهدات بازپرداخت بدهی های خود، شاخص کلیدی در ارزیابی سلامت مالی آنهاست.
Companies' ability to meet their debt repayment obligations is a key indicator in assessing their financial health.
Using 'بازپرداخت' with 'تعهدات' (obligations) and 'سلامت مالی' (financial health).
استراتژی های پیشرفته مدیریت بدهی شامل استفاده از ابزارهای مشتقه برای پوشش ریسک های مربوط به بازپرداخت وام های بلندمدت است.
Advanced debt management strategies include using derivative instruments to hedge risks related to long-term loan repayment.
Using 'بازپرداخت' with advanced financial concepts like 'ابزارهای مشتقه' (derivative instruments) and 'پوشش ریسک' (hedging risks).
تسویه حساب های بین المللی پیچیده غالباً نیازمند رایزنی های دیپلماتیک و مالی گسترده برای تعیین چارچوب های بازپرداخت است.
Complex international settlements often require extensive diplomatic and financial consultations to determine repayment frameworks.
Using 'تسویه حساب های بین المللی' (international settlements) and 'بازپرداخت' (repayment) in a diplomatic context.
تأثیرات سیاست های پولی انبساطی بر نرخ استهلاک و در نتیجه بر برنامه بازپرداخت وام های رهنی نیازمند بررسی دقیق است.
The effects of expansionary monetary policies on amortization rates and consequently on mortgage loan repayment schedules require careful examination.
Using 'استهلاک' (amortization) and 'بازپرداخت' (repayment) in relation to monetary policy.
اولویت بندی بازپرداخت بدهی های سود بالا در مقابل سرمایه گذاری های استراتژیک، یک معضل پیچیده در تخصیص منابع شرکتی است.
Prioritizing the repayment of high-interest debts versus strategic investments is a complex dilemma in corporate resource allocation.
Using 'بازپرداخت' with 'بدهی های سود بالا' (high-interest debts) and contrasting it with 'سرمایه گذاری های استراتژیک' (strategic investments) in a resource allocation context.
Synonymes
Antonymes
Collocations courantes
Phrases Courantes
— Loan repayment. This is the most common use of the word, referring to paying back a loan.
ما در حال بررسی بازپرداخت وام خود هستیم.
— Repayment terms. This refers to the conditions and rules set for paying back a loan or debt.
لطفاً شرایط بازپرداخت این وام را به من بگویید.
— Repayment plan. This is the schedule or strategy for how the loan will be paid back.
بانک یک برنامه بازپرداخت سفارشی برای ما طراحی کرد.
— Debt repayment. Similar to loan repayment, but can be more general for any kind of debt.
بازپرداخت بدهی های شرکت اولویت اصلی است.
— Repayment period. This is the total length of time allowed for repaying the loan or debt.
دوره بازپرداخت این وام پنج ساله است.
— Repayment amount. This refers to the sum of money that needs to be paid back, either in total or per installment.
مبلغ بازپرداخت ماهانه ما چقدر خواهد بود؟
— Early repayment. Paying back the loan or debt before the scheduled due date.
آیا جریمه ای برای بازپرداخت زودهنگام وجود دارد؟
— Mortgage loan repayment. Specifically for home loans.
بازپرداخت وام مسکن بخش بزرگی از بودجه ما را تشکیل می دهد.
— Car loan repayment. Specifically for car loans.
بازپرداخت وام خودرو را به موقع انجام می دهیم.
— Student loan repayment. Specifically for loans taken for education.
قوانین بازپرداخت وام دانشجویی ممکن است متفاوت باشد.
Souvent confondu avec
'پرداخت' means general payment. 'بازپرداخت' specifically means repayment of a loan or debt. You 'پرداخت' for goods, but you 'بازپرداخت' a loan.
'تسویه حساب' means settlement of all accounts. It can include the final 'بازپرداخت', but is broader and implies resolving all financial dealings between parties.
'قسط' is an installment, a single payment within the larger process of 'بازپرداخت'. 'بازپرداخت' is the overall action of repaying.
Expressions idiomatiques
— To pay off one's debt. This is a common idiomatic expression that uses the concept of 'paying back' a debt.
پس از سال ها تلاش، او سرانجام بدهی خود را ادا کرد.
Formal— To settle accounts, to square things up. This often implies a complete financial resolution, which includes the act of بازپرداخت.
قبل از رفتن، باید با همه حساب هایم تسویه حساب کنم.
Neutral— To put money to work, to invest. While not directly about بازپرداخت, the returns from investment might be used for بازپرداخت.
بهتر است این پول را به چرخ بیندازیم تا سود کند.
Informal— To fill someone's pockets (often by charging high prices or interest). This is related to the lender's perspective, but highlights the cost associated with borrowing and subsequent بازپرداخت.
این شرکت با بهره های بالا جیب مردم را پر می کند.
Informal/Figurative— To take on debt, to become indebted. This is the act that leads to the need for بازپرداخت.
او مجبور شد زیر بار قرض سنگینی برود.
Neutral— To pay back a debt on time. This emphasizes the timeliness aspect of بازپرداخت.
مهم است که قرض را به روز برسانی تا مشکلات پیش نیاید.
Neutral— To waste money, to squander. This is the opposite of responsible financial management that includes proper بازپرداخت.
اگر مراقب نباشی، تمام پولت را دود خواهی کرد.
Informal— To make income cover expenses. This is about financial balance, where بازپرداخت is a key expense.
با این حقوق، به سختی می توانیم درآمد را به هزینه برسانیم.
Neutral— Black money, illicit funds. This is unrelated to legitimate borrowing and بازپرداخت.
آنها با پول سیاه معامله می کردند.
Informal/Figurative— To borrow money. This is the action that necessitates بازپرداخت.
من از او پول قرض گرفتم و قول دادم که به زودی پس بدهم.
NeutralFacile à confondre
Both involve money transactions.
'پرداخت' is a general term for any payment, like buying groceries or paying bills. 'بازپرداخت' is specifically the act of paying back borrowed money, such as a loan or a debt. You 'پرداخت' for a service, but you 'بازپرداخت' a loan.
من برای کتابم پرداخت کردم. (I paid for my book.) vs. من بازپرداخت وامم را شروع کردم. (I started my loan repayment.)
Both are related to borrowing money.
'وام' refers to the loan itself, the money that is borrowed. 'بازپرداخت' is the action of paying that borrowed money back. You receive a 'وام' and then you perform 'بازپرداخت'.
او یک وام بانکی گرفت. (He took a bank loan.) vs. او بازپرداخت وام را آغاز کرد. (He began the repayment of the loan.)
Both relate to owing money.
'بدهی' is the state of owing money, the debt itself. 'بازپرداخت' is the action taken to clear that debt. You have a 'بدهی', and you perform 'بازپرداخت' to eliminate it.
من یک بدهی بزرگ دارم. (I have a large debt.) vs. بازپرداخت این بدهی زمانبر است. (The repayment of this debt is time-consuming.)
Both are related to paying money over time.
'قسط' refers to a single installment, a portion of the total amount to be repaid. 'بازپرداخت' is the overall process or act of repaying the entire loan or debt, which is often done through multiple 'اقساط'.
قسط ماهانه من ۵۰۰ دلار است. (My monthly installment is $500.) vs. بازپرداخت وام پنج سال طول میکشد. (The loan repayment takes five years.)
Both describe the process of reducing a loan over time.
'استهلاک' (amortization) is a financial term describing the systematic reduction of a loan's principal and interest over its life, often through regular payments. 'بازپرداخت' is the broader term for the action of making these repayments. 'استهلاک' describes the *method* or *schedule* of repayment.
جدول استهلاک وام را ببین. (Look at the loan amortization schedule.) vs. بازپرداخت وام باید منظم باشد. (Loan repayment must be regular.)
Structures de phrases
Subject + بازپرداخت + Object (Loan/Debt)
من بازپرداخت وام را شروع کردم.
بازپرداخت + Object (Loan/Debt) + Verb
بازپرداخت قسط ها مهم است.
شرایط + بازپرداخت + Object (Loan/Debt)
شرایط بازپرداخت این وام خوب است.
برنامه + بازپرداخت + Object (Loan/Debt)
برنامه بازپرداخت ما آماده است.
Verb + بازپرداخت + Object (Loan/Debt) + Adverbial Phrase
آنها بازپرداخت بدهی را به صورت منظم انجام می دهند.
Possessive + بازپرداخت + Object (Loan/Debt)
بازپرداخت وام مسکن ما یک تعهد بلندمدت است.
Adjective + بازپرداخت + Object (Loan/Debt)
بازپرداخت زودهنگام وام باعث صرفه جویی می شود.
Verb + در + بازپرداخت + Object (Loan/Debt)
بانک در بازپرداخت وام ها انعطاف نشان داد.
Famille de mots
Noms
Verbes
Apparenté
Comment l'utiliser
High in financial contexts.
-
Using 'پرداخت' when 'بازپرداخت' is needed.
→
Using 'بازپرداخت' for loan/debt repayment.
'پرداخت' is for any payment, while 'بازپرداخت' is specifically for returning borrowed money. For example, 'پرداخت قبض' (paying a bill) is correct, but for a loan, 'بازپرداخت وام' is precise.
-
Using 'بازپرداخت' in very informal chat.
→
Using simpler phrases or avoiding 'بازپرداخت' in casual contexts.
'بازپرداخت' is a formal financial term. Saying 'I need to بازپرداخت my friend $5' sounds too formal. 'پس دادن پول' (giving back money) is more appropriate for casual borrowing.
-
Confusing 'بازپرداخت' with 'قسط'.
→
Using 'بازپرداخت' for the overall repayment process and 'قسط' for individual payments.
'بازپرداخت' is the entire act of paying back a loan. 'قسط' is one installment payment within that process. You make 'اقساط' as part of your 'بازپرداخت'.
-
Not specifying what is being repaid.
→
Specifying the loan or debt, e.g., 'بازپرداخت وام' or 'بازپرداخت بدهی'.
While context can sometimes clarify, explicitly stating what is being repaid makes the sentence clearer and more grammatically sound. 'بازپرداخت' alone can sometimes be ambiguous.
-
Incorrectly associating 'باز-' with meanings other than 'back/again'.
→
Understanding 'باز-' in 'بازپرداخت' specifically means returning or paying back.
The prefix 'باز-' often implies repetition or reversal. In 'بازپرداخت', it specifically denotes the act of paying back money that was previously received.
Astuces
Distinguish from General Payment
Always remember that 'بازپرداخت' is specific to repaying loans or debts. For general payments, use 'پرداخت'. This distinction is crucial for accurate financial communication.
Maintain Formal Register
'بازپرداخت' is a formal term. Use it in official documents, financial discussions, and news reports. Avoid using it in casual conversations about small amounts.
Specify the Loan/Debt
To make your meaning clear, often specify what is being repaid, e.g., 'بازپرداخت وام' (loan repayment) or 'بازپرداخت بدهی' (debt repayment). This avoids ambiguity.
Practice Pronunciation
Pay attention to the stress on the second syllable (baz-PAR-dakht) and the clear pronunciation of the 'r' and final 't' sounds. Correct pronunciation aids understanding.
Use Mnemonics
Connect 'باز' (bāz) to 'back' (as in 'pay back') and 'پرداخت' (pardākht) to 'payment'. This simple association helps recall the meaning: 'back payment'.
Master Ezafe
Familiarize yourself with the Ezafe construction (e.g., 'بازپرداختِ وام') as it's fundamental for linking 'بازپرداخت' with the object of repayment in many grammatical structures.
Learn Common Collocations
Memorize common phrases like 'شرایط بازپرداخت', 'برنامه بازپرداخت', and 'بازپرداخت وام' as they frequently appear together and will help you use the word more naturally.
Understand Nuances of Synonyms
Know the difference between 'بازپرداخت' and related terms like 'پرداخت', 'تسویه حساب', and 'قسط' to choose the most precise word for the context.
Apply in Sentences
Actively try to construct sentences using 'بازپرداخت' in various financial scenarios. The more you practice, the more comfortable you will become with its usage.
Recognize Cultural Significance
Understand that fulfilling financial obligations ('بازپرداخت') is culturally valued, adding weight to the term's importance in Persian-speaking societies.
Mémorise-le
Moyen mnémotechnique
Imagine someone 'باز' (back) at the bank, making a 'پرداخت' (payment) to return the money they borrowed. The 'باز' emphasizes the return, and 'پرداخت' is the payment itself.
Association visuelle
Picture a person handing money back to a bank teller, with an arrow pointing from the person's hand back to the bank, symbolizing 'باز' (back) and the 'پرداخت' (payment).
Word Web
Défi
Try to explain the concept of 'بازپرداخت' to someone in English using only words related to finance and returning money.
Origine du mot
The word 'بازپرداخت' is a compound word formed from two parts: 'باز' (bāz) and 'پرداخت' (pardākht). 'باز' in this context means 'again' or 'back', indicating a repetition or return of an action. 'پرداخت' means 'payment' or 'settlement'. Therefore, 'بازپرداخت' literally translates to 'paying back again' or 're-payment'.
Sens originel : The original meaning is directly derived from its components: 'back payment' or 're-payment'.
Indo-Iranian, specifically Persian (Farsi).Contexte culturel
The term itself is neutral, but the context of debt and repayment can be sensitive for individuals facing financial difficulties. Discussions should be handled with empathy.
While direct translation might be 'repayment', the cultural weight of fulfilling obligations in Persian-speaking societies adds a layer of importance to the term 'بازپرداخت'.
Pratique dans la vie réelle
Contextes réels
Applying for a loan
- شرایط بازپرداخت وام
- برنامه بازپرداخت
- مبلغ بازپرداخت
- دوره بازپرداخت
Discussing financial obligations
- بازپرداخت بدهی
- توانایی بازپرداخت
- اهمیت بازپرداخت
Real estate transactions
- بازپرداخت وام مسکن
- جدول بازپرداخت وام
- بازپرداخت زودهنگام وام
Corporate finance
- بازپرداخت بدهی های شرکتی
- استراتژی بازپرداخت
- بازپرداخت اوراق قرضه
Personal budgeting
- اولویت بازپرداخت وام
- مدیریت بازپرداخت
- برنامه ریزی بازپرداخت
Amorces de conversation
"What are the typical repayment terms for a mortgage in Iran?"
"How does early repayment of a loan affect the total interest paid?"
"Can you explain the difference between 'پرداخت' and 'بازپرداخت'?"
"What strategies can individuals use to manage their debt repayment effectively?"
"How do government policies influence the repayment of national debt?"
Sujets d'écriture
Describe a time you had to manage the بازپرداخت of a significant loan. What challenges did you face?
Imagine you are a financial advisor. Outline a repayment plan for a client with multiple debts.
Reflect on the importance of fulfilling financial obligations. How does timely بازپرداخت contribute to financial well-being?
Research and write about the impact of interest rates on the total بازپرداخت amount of a loan.
Consider a hypothetical scenario where a country is struggling with national debt. What measures could be taken for its بازپرداخت?
Questions fréquentes
10 questionsThe word 'بازپرداخت' (bāzpardākht) is composed of 'باز' (bāz), meaning 'back' or 'again', and 'پرداخت' (pardākht), meaning 'payment'. Thus, its literal meaning is 'back payment' or 'repayment'.
No, 'بازپرداخت' is specifically used for the repayment of loans or debts. For general payments, like buying goods or services, the word 'پرداخت' (pardākht) is used.
While technically correct, 'بازپرداخت' is a formal term. In very casual settings, like returning a small amount of money to a friend, simpler phrases like 'پس دادن پول' (pas dādan-e pul) might be more natural. However, for any significant financial transaction, 'بازپرداخت' is appropriate.
'بازپرداخت' refers to the overall act or process of paying back a loan or debt. 'قسط' (qest) refers to a single installment, which is a part of the total 'بازپرداخت'.
'بدهی' (bedehi) is the debt itself, the amount of money owed. 'بازپرداخت' is the action taken to clear that 'بدهی'. You have a 'بدهی', and you perform 'بازپرداخت' to settle it.
'تسویه حساب' (tasviyeh hesāb) means 'settlement' or 'squaring accounts'. It's a broader term that often implies resolving all financial matters between parties, which may include the final 'بازپرداخت' of all outstanding dues.
Yes, learners often confuse it with the general term 'پرداخت' (payment) or use it in overly informal contexts. It's important to remember its specific financial meaning and formal register.
'بازپرداخت زودهنگام' (bāzpardākht-e zūdehangām) means 'early repayment' or 'prepayment' of a loan or debt, paying it off before the scheduled due date.
'استهلاک' (estehlāk) refers to amortization, the process of gradually paying off a loan over time. 'بازپرداخت' is the action of making these payments as part of the amortization process.
As a concept, 'بازپرداخت' is generally uncountable. However, 'بازپرداختها' (bāzpardākht-hā) can be used to refer to multiple instances or schedules of repayment, though this is less common than using it as a singular concept.
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Summary
بازپرداخت (bāzpardākht) is the formal term for the act of paying back borrowed money, such as loans or debts, according to an agreed schedule.
- Paying back loans or debts.
- The act of returning borrowed money.
- Settling financial obligations over time.
- The process of repaying a loan.
Distinguish from General Payment
Always remember that 'بازپرداخت' is specific to repaying loans or debts. For general payments, use 'پرداخت'. This distinction is crucial for accurate financial communication.
Maintain Formal Register
'بازپرداخت' is a formal term. Use it in official documents, financial discussions, and news reports. Avoid using it in casual conversations about small amounts.
Specify the Loan/Debt
To make your meaning clear, often specify what is being repaid, e.g., 'بازپرداخت وام' (loan repayment) or 'بازپرداخت بدهی' (debt repayment). This avoids ambiguity.
Practice Pronunciation
Pay attention to the stress on the second syllable (baz-PAR-dakht) and the clear pronunciation of the 'r' and final 't' sounds. Correct pronunciation aids understanding.
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