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해지하다

A2 verb 5分で読める

해지하다

haejihada

練習する例文メモとヒント 해지하다 30秒で

解説 해지하다 in your Level:

At the A1 level, you don't need to master '해지하다' yet, but you might see it on buttons in apps. Think of it as a special 'Bye-bye' word for services you pay for every month. If you see this word on a screen, it usually means 'Stop paying and stop using this service.' It is the 'Cancel' button for your Netflix or gym. Just remember: it's for services, not for ordering food.

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At the A2 level, you should start using '해지하다' for basic life tasks. When you move houses or change your phone, you need this word. It's used with things like 'internet' (인터넷), 'phone' (핸드폰), and 'subscription' (구독). You use the pattern '을/를 해지하고 싶어요' (I want to cancel/terminate...). It's a very helpful word for living in Korea because it helps you manage your bills and services properly.

At the B1 level, you should understand the difference between '해지하다' and '취소하다'. You use '해지하다' when you are ending a continuous relationship, like a gym membership you've had for months. You should also be familiar with the passive form '해지되다'. You might encounter phrases like '자동 해지' (automatic termination) and be able to ask about termination fees (위약금).

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At the B2 level, you should be able to use '해지하다' in professional and formal contexts. This includes discussing the '해지 사유' (reason for termination) and understanding '중도 해지' (termination before the contract ends). You should be able to read and understand the termination clauses in a simple contract or a terms of service agreement. You will also see it used in financial contexts like '적금을 해지하다' (to close a savings installment account).

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At the C1 level, you will encounter '해지하다' in legal documents and complex business negotiations. You should understand the legal distinction between '해지' (termination for the future) and '해제' (rescission, which often acts retroactively). You should be able to discuss the legal consequences of '일방적 해지' (unilateral termination) and the conditions under which a contract can be legally terminated without penalty.

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At the C2 level, you have a masterly grasp of '해지하다' and its nuances in high-level jurisprudence and economic theory. You can analyze how '해지권' (the right to terminate) is applied in international treaties or complex corporate mergers. You understand the subtle differences between '해지', '해약', '해제', and '실효' (loss of effect) in various legal frameworks and can use them with absolute precision in academic or legal writing.

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練習する例文メモとヒント

해지하다 30秒で

Used for terminating ongoing contracts like phone plans or gym memberships.
Differs from 취소하다 (cancel) which is for one-time orders or events.
Hanja-based: 解 (loosen) + 止 (stop), meaning 'un-binding'.
Common in banking, insurance, and digital subscription contexts.

The Korean verb 해지하다 (hae-ji-ha-da) is a specialized term primarily used in the context of legal, financial, and service-based agreements. While many English speakers might initially reach for the word 'cancel' (취소하다), 해지하다 carries a much more specific nuance: it refers to the termination of a contract or an ongoing relationship that has already been in effect. Imagine you have a gym membership, a Netflix subscription, or a mobile phone plan. When you decide to end that service, you are 'terminating' the ongoing agreement, which is exactly where 해지하다 shines. It is derived from the Hanja characters 解 (hae - to loosen/untie) and 止 (ji - to stop), literally meaning to untie the knot of a commitment and bring it to a halt.

Contractual Context: Used when ending insurance policies, bank accounts, or rental agreements. It implies that the contract was valid until the moment of termination.

더 이상 필요 없어서 서비스를 해지하다. (I am terminating the service because I no longer need it.)

In daily Korean life, you will encounter this word most frequently when dealing with administrative tasks. Whether you are visiting a bank to close a savings account (예금을 해지하다) or calling a telecommunications company to stop your internet service, this is the professional and accurate term to use. It differs from 취소하다 (to cancel), which is generally used for things that haven't happened yet, like a reservation or an order that hasn't been shipped. Using 해지하다 correctly marks you as a sophisticated speaker who understands the administrative nuances of the Korean language.

Common Objects: Common objects for this verb include 보험 (insurance), 카드 (credit card), 구독 (subscription), and 계약 (contract).

계약 기간이 끝나서 자동으로 해지되었습니다. (The contract was automatically terminated because the period ended.)

Grammatically, 해지하다 is an active verb that takes an object marked by the particles -을/를. Because it is a '하다' verb, it follows standard conjugation patterns. In formal settings like banks or customer service centers, you will often hear it in the honorific forms 해지합니다 or 해지해 드립니다. If you are the one requesting the termination, you might say 해지하고 싶어요 (I want to terminate) or 해지해 주세요 (Please terminate it).

신용카드를 해지하려면 어디로 가야 하나요? (Where should I go to cancel my credit card?)

One interesting aspect of 해지하다 is its passive counterpart, 해지되다 (to be terminated). You will see this frequently in automated emails or text messages from service providers. For example, '서비스가 해지되었습니다' (The service has been terminated). Understanding the transition from active (I terminate) to passive (It is terminated) is crucial for navigating Korean bureaucracy.

Conditional Usage: When discussing penalties or fees for early termination, use the structure: [Object] + 을/를 해지할 경우 (In case of terminating [Object]).

중도에 해지하면 수수료가 발생합니다. (If you terminate in the middle of the term, a fee will occur.)

You will encounter 해지하다 in almost every adult administrative interaction in Korea. If you walk into a Woori Bank or KB Star Bank, the teller might ask, '통장을 해지하시겠습니까?' (Would you like to close/terminate this bankbook?). Similarly, when you are looking at your phone app for services like Coupang Wow or Melon, the button to stop your monthly payment will almost certainly be labeled 멤버십 해지 (Membership Termination).

고객님, 지금 바로 해지 처리를 도와드릴까요? (Customer, shall I help you with the termination process right now?)

In the news or business world, it is used for larger-scale events. If two companies end a partnership agreement, the media will report that they '계약을 해지했다'. It is a word that conveys a sense of finality and legal resolution. Unlike 'stopping' something (멈추다), '해지하다' implies that a formal link has been severed according to agreed-upon terms.

Digital Platforms: On websites, look for the '마이페이지' (My Page) or '설정' (Settings) menu to find the 해지 option for subscriptions.

The most frequent mistake learners make is confusing 해지하다 with 취소하다 (to cancel). While they both translate to 'cancel' in English, their usage in Korean is strictly divided. If you order a pizza and change your mind five minutes later, you use 취소하다 because the transaction hasn't been completed—the pizza hasn't been delivered. However, if you have been receiving a daily newspaper for three months and want to stop, you must use 해지하다 because you are ending an ongoing contractual relationship.

Wrong: 식당 예약을 해지하고 싶어요. (Incorrect)
Right: 식당 예약을 취소하고 싶어요. (Correct)

Another mistake is using 해지하다 for physical objects. You cannot '해지' a door or a machine; it must be a non-physical agreement or service. Lastly, some learners confuse it with 해제하다 (to release/lift). While they look similar, 해제하다 is used for lifting restrictions, like 'unlocking' a phone or 'lifting' a ban (금지를 해제하다).

Nuance Check: 취소 (Cancel an event/order) vs. 해지 (Terminate a contract) vs. 해제 (Release a lock/restriction).

When you want to express the idea of stopping or ending something, Korean offers several alternatives depending on the level of formality and the specific context. 해약하다 (hae-yak-ha-da) is a very close synonym. While 해지하다 focuses on ending a contract for the future, 해약하다 often implies breaking the contract entirely, sometimes with the connotation of voiding it. In most daily situations, they are interchangeable, but 해지 is more common for subscriptions and utilities.

해지 vs. 해약: 해지 (Termination): Stops future effects of a contract. Used for phones, internet.
해약 (Cancellation of contract): Often used for insurance or larger financial agreements where the contract is 'broken'.

For a more general 'stop', you might use 중단하다 (to suspend/interrupt). This is used when a process is stopped temporarily or permanently, but not necessarily a legal contract. For example, '공사를 중단하다' (to stop construction). If you are 'closing' an account specifically, 폐쇄하다 or 닫다 might be used in technical contexts, but 해지하다 remains the standard for the legal act of closing it.

구독을 중단하다 (To suspend a subscription) vs 구독을 해지하다 (To terminate/cancel a subscription).

How Formal Is It?

豆知識

The character 解 also appears in '해결' (solution), suggesting that terminating a contract is like 'solving' or 'untying' a problem.

発音ガイド

UK /hɛdʒiɦada/

US /heɪdʒihɑːdɑː/

The primary stress is on the first syllable '해' (Hae).

韻が合う語

정지하다 (stop) 유지하다 (maintain) 공지하다 (notice) 인지하다 (recognize) 수지하다 (receive) 의지하다 (rely) 방지하다 (prevent) 탐지하다 (detect)

よくある間違い

Pronouncing '해' like 'he' in English.
Making the 'j' sound too sharp like 'ch'.
Over-emphasizing the 'ha-da' part.
Merging '해' and '지' into one syllable.
Forgetting the aspiration in 'h'.

難易度

読解 3/5

Common in apps and documents.

ライティング 4/5

Hanja roots make it slightly formal.

スピーキング 3/5

Standard pronunciation.

リスニング 3/5

Clear sounds, but often spoken fast in call centers.

次に学ぶべきこと

前提知識

하다 계약 취소 서비스 보험

次に学ぶ

해약 해제 위약금 환급 갱신

上級

소급효 이행지체 신의성실 약관 무효

知っておくべき文法

-(으)려고 하다 (Intention)

해지하려고 해요.

-기 전에 (Before)

해지하기 전에 확인하세요.

-아/어/해야 하다 (Obligation)

직접 가서 해지해야 해요.

-(으)면 (If/When)

해지하면 혜택이 사라져요.

-ㄴ/은/는 것 (Nounizing)

해지하는 것은 간단해요.

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レベル別の例文

구독을 해지해요.

I cancel the subscription.

Present tense polite form.

이거 해지해 주세요.

Please cancel this.

Request form -주세요.

해지하고 싶어요.

I want to cancel.

Desire form -고 싶다.

은행에서 해지해요.

I cancel it at the bank.

Location particle -에서.

오늘 해지해요?

Are you canceling today?

Question form.

해지 버튼이 어디예요?

Where is the cancel button?

Noun + 이/가 어디예요?

카드를 해지했어요.

I canceled the card.

Past tense -았/었/했어요.

서비스 해지.

Service termination.

Noun form.

인터넷을 해지하려고 해요.

I intend to cancel the internet.

Intention form -(으)려고 하다.

보험을 해지하면 안 돼요.

You shouldn't cancel the insurance.

Prohibition form -(으)면 안 되다.

멤버십을 해지할 수 있어요?

Can I cancel the membership?

Ability form -(으)ㄹ 수 있다.

해지하기가 너무 힘들어요.

It is too hard to cancel.

Nounizing form -기 + 가 힘들다.

어제 신문을 해지했어요.

I canceled the newspaper yesterday.

Time adverb '어제'.

해지할 때 신분증이 필요해요.

You need an ID when you cancel.

Time clause -(으)ㄹ 때.

전화를 해서 해지했어요.

I called and canceled.

Sequential action -아서/어서.

자동으로 해지되었습니다.

It was canceled automatically.

Passive form -되다.

중도에 해지하면 위약금을 내야 해요.

If you cancel in the middle, you have to pay a penalty.

Conditional -(으)면 + obligation -아/어야 하다.

해지 사유를 말씀해 주시겠어요?

Could you tell me the reason for cancellation?

Honorific -시- and polite request.

사용하지 않는 카드는 해지하는 것이 좋아요.

It is good to cancel cards you don't use.

Descriptive clause + -는 것이 좋다.

계약 기간이 끝나서 해지 신청을 했어요.

I applied for termination because the contract period ended.

Reason particle -아서/어서.

해지 처리가 완료되었습니다.

The termination process has been completed.

Noun + 처리 (processing).

이사 가기 전에 인터넷을 해지해야 해요.

I have to cancel the internet before I move.

Before -기 전에.

해지하고 싶은데 방법을 모르겠어요.

I want to cancel, but I don't know how.

Contrastive ending -(으)ㄴ/는데.

적금을 해지해서 노트북을 샀어요.

I closed my savings account and bought a laptop.

Sequential action -아서/어서.

계약 조건 위반으로 계약을 해지합니다.

We are terminating the contract due to a breach of terms.

Noun + -(으)로 (reason/cause).

일방적으로 해지하는 것은 불가능합니다.

It is impossible to terminate unilaterally.

Adverbial -적 + nounizing -는 것.

해지 시 환급금은 얼마나 되나요?

How much is the refund upon termination?

Noun + 시 (at the time of).

정당한 사유 없이 해지할 수 없습니다.

You cannot terminate without a justifiable reason.

Without -없이.

서비스 품질에 불만이 있어 해지하려고요.

I'm intending to cancel because I'm dissatisfied with the service quality.

Intention ending -(으)려고요.

해지 통보를 받은 지 일주일이 지났어요.

It's been a week since I received the termination notice.

Time since -ㄴ 지 + time + 지나다.

유료 회원을 해지해도 혜택은 유지됩니다.

Even if you cancel your paid membership, benefits are maintained.

Even if -아/어도.

온라인으로도 간편하게 해지할 수 있습니다.

You can also cancel easily online.

Adverbial -게 + ability.

상대방의 이행 지체로 인해 계약 해지권을 행사했다.

The right to terminate the contract was exercised due to the other party's delay in performance.

Formal literary style.

해지와 해제는 법적으로 엄연히 다른 개념이다.

Termination and rescission are distinctly different legal concepts.

Comparative structure.

보험 계약 해지 시 발생하는 불이익을 숙지하십시오.

Please be fully aware of the disadvantages that occur upon termination of an insurance contract.

Imperative -십시오.

부득이한 사정으로 가맹점 계약을 해지하게 되었습니다.

Due to unavoidable circumstances, the franchise agreement has been terminated.

Resultative -게 되다.

해지 통지서가 도달한 시점부터 효력이 발생한다.

The effect takes place from the moment the termination notice arrives.

From the point of -시점부터.

양측의 합의하에 계약을 해지하기로 결론지었습니다.

It was concluded to terminate the contract under mutual agreement.

Decision -기로 하다.

묵시적 갱신 이후에도 언제든지 해지가 가능하다.

Termination is possible at any time even after implicit renewal.

Advanced vocabulary (묵시적 갱신).

허위 사실 유포는 계약 해지 사유에 해당합니다.

Spreading false information constitutes a reason for contract termination.

Formal phrase -에 해당하다.

본 계약은 당사자 간의 신뢰 관계 파탄으로 인하여 해지되었음을 선언한다.

It is declared that this contract has been terminated due to the breakdown of the trust relationship between the parties.

Highly formal declaration style.

해지의 소급효 인정 여부에 관한 학계의 논쟁이 치열하다.

There is intense academic debate regarding whether to recognize the retroactive effect of termination.

Academic nominalization.

채무불이행에 따른 해지권의 발생 요건을 면밀히 검토해야 한다.

The requirements for the occurrence of the right to terminate due to non-performance of debt must be closely examined.

Complex legal terminology.

계약의 해지는 장래에 대하여만 그 효력을 잃는다는 점이 특징이다.

A characteristic of contract termination is that it loses its effect only for the future.

Defining feature structure.

약관의 규제에 관한 법률에 따라 부당한 해지 조항은 무효이다.

According to the Act on the Regulation of Terms and Conditions, unfair termination clauses are void.

Reference to law.

해지 가액의 산정 방식에 대한 합리적 근거가 부족하다.

There is a lack of rational basis for the method of calculating the termination value.

Abstract noun phrases.

해지권 행사의 남용은 신의성실의 원칙에 반할 수 있다.

Abuse of the right to terminate may violate the principle of good faith.

Ethical/Legal principles.

계약 해지 시의 원상회복 의무 범위에 대해 논하시오.

Discuss the scope of the obligation to restore to original condition upon contract termination.

Discussion prompt -에 대해 논하시오.

よく使う組み合わせ

보험을 해지하다

계약을 해지하다

구독을 해지하다

통장을 해지하다

멤버십을 해지하다

인터넷을 해지하다

카드를 해지하다

위약금 없이 해지하다

일방적으로 해지하다

즉시 해지하다

よく使うフレーズ

해지 신청

— Application for termination. Used when submitting a request to stop a service.

해지 신청서를 작성해 주세요.

해지 사유

— Reason for termination. Often asked by customer service.

해지 사유가 무엇인가요?

중도 해지

— Termination before the end of a contract period.

중도 해지 시 수수료가 있습니다.

자동 해지

— Automatic termination. Happens when a condition is met.

기간 만료 시 자동 해지됩니다.

해지 대행

— Termination by proxy. Someone else doing it for you.

해지 대행 서비스가 있나요?

해지 환급금

— Refund amount received upon termination (especially insurance).

해지 환급금을 조회해 보세요.

해지 수수료

— Termination fee. Money paid to end a contract early.

해지 수수료가 너무 비싸요.

해지 통보

— Notice of termination. Informing the other party.

해지 통보를 미리 해야 합니다.

해지 불가

— Impossible to terminate. A state where cancellation is blocked.

현재는 해지 불가 상태입니다.

해지 완료

— Termination complete. The final status message.

해지 완료 문자를 받았어요.

よく混同される語

해지하다 vs 취소하다

Used for one-time orders or events that haven't happened yet.

해지하다 vs 해제하다

Used for lifting restrictions or unlocking things.

해지하다 vs 정지하다

Used for temporary suspension, not permanent termination.

慣用句と表現

"계약서를 찢다"

— To tear up a contract. Figuratively means to terminate a relationship or agreement aggressively.

그는 화가 나서 계약서를 찢고 해지했다.

Informal

"발을 빼다"

— To pull one's foot out. To withdraw from an agreement or business relationship.

그 사업에서 발을 빼고 계약을 해지했다.

Idiomatic

"남남이 되다"

— To become strangers. Often used when a partnership or long-term contract ends.

계약을 해지하고 이제 남남이 되었다.

Metaphorical

"도장을 찍다"

— To stamp the seal. Can refer to the final act of termination if it's a 'termination seal'.

해지 서류에 도장을 찍었다.

Formal

"선을 긋다"

— To draw a line. To set boundaries or end a previous arrangement.

해지를 통해 확실히 선을 그었다.

Idiomatic

"끝장을 보다"

— To see the end. To finish something completely, often used for ending a long contract.

결국 해지로 끝장을 봤다.

Informal

"정리하다"

— To clean up/organize. Often used as a euphemism for terminating accounts or services.

안 쓰는 카드들을 정리(해지)했다.

Neutral

"손을 떼다"

— To take one's hands off. To stop being involved in an agreement.

운영권에서 손을 떼고 해지했다.

Idiomatic

"마침표를 찍다"

— To put a period. To bring a final end to a contract or relationship.

오랜 계약에 마침표를 찍었다.

Literary

"관계를 청산하다"

— To liquidate a relationship. A very formal way to say terminating all ties.

모든 법적 관계를 청산하고 해지했다.

Formal

間違えやすい

해지하다 vs 해약하다

Very similar meaning.

해약 is often used for high-value financial contracts like insurance or real estate, while 해지 is more common for utilities and subscriptions.

보험을 해약하다 vs. 인터넷을 해지하다.

해지하다 vs 폐지하다

Both mean ending something.

폐지 is for laws, systems, or institutions. 해지 is for individual contracts.

법을 폐지하다 vs. 계약을 해지하다.

해지하다 vs 탈퇴하다

Both mean leaving a service.

탈퇴 is for leaving a group, organization, or website membership. 해지 is for ending the contract/payment.

카페를 탈퇴하다 vs. 멤버십을 해지하다.

해지하다 vs 중단하다

Both mean stopping.

중단 is general stopping of an action. 해지 is legal termination.

공급을 중단하다 vs. 서비스를 해지하다.

해지하다 vs 파기하다

Both mean ending a contract.

파기 is stronger, often implying one side broke the rules or the document itself was destroyed.

조약을 파기하다.

文型パターン

N을/를 해지하고 싶어요.

보험을 해지하고 싶어요.

N을/를 해지해 주세요.

카드를 해지해 주세요.

N을/를 해지하려면 어떻게 해요?

구독을 해지하려면 어떻게 해요?

N이/가 자동으로 해지됐어요.

계약이 자동으로 해지됐어요.

N을/를 해지하는 데 수수료가 들어요.

인터넷을 해지하는 데 수수료가 들어요.

N을/를 해지할 사유가 생겼어요.

계약을 해지할 사유가 생겼어요.

N의 이행 불능으로 해지권을 행사하다.

채무자의 이행 불능으로 해지권을 행사하다.

N을/를 해지함에 있어 주의할 점.

보험을 해지함에 있어 주의할 점.

語族

名詞

해지 (termination)

해지자 (terminator/person who cancels)

해지권 (right to terminate)

動詞

해지되다 (to be terminated)

形容詞

해지 가능한 (terminable)

使い方

frequency

Common in administrative and financial life.

よくある間違い

식당 예약을 해지하다. → 식당 예약을 취소하다.
Reservations are one-time events, so use 취소.
친구랑 관계를 해지하다. → 친구랑 절교하다/헤어지다.
Relationships aren't formal contracts; use social terms.
불을 해지하다. → 불을 끄다.
Turning off lights is not a contract termination.
신발 끈을 해지하다. → 신발 끈을 풀다.
Physical untying uses 풀다, not the abstract Hanja 해지.
주문을 해지하다. → 주문을 취소하다.
Orders are one-off transactions; use 취소.

ヒント

Object Marker

Always use -을/를 with 해지하다. For example: 계약을 해지하다.

Pali-Pali

In Korea, you can often 해지 services through an app instantly without calling anyone.

Avoid 취소

Don't use 취소 for your phone plan; use 해지 to sound more like a native speaker.

Legal Nuance

In legal contexts, 해지 refers to the future termination of a continuous contract.

Bank accounts

Closing a bank account is always '해지', never '닫다' in a formal sense.

Subscriptions

Look for the word '해지' in the 'My Page' section of Korean shopping apps.

Call Centers

When you hear '해지', get ready to explain why you want to stop the service.

Forms

On forms, look for '해지' next to '가입' (Join) or '변경' (Change).

Hae-Ji

Hae (Release) + Ji (Stop) = Release and Stop the contract.

Penalties

Always ask about '위약금' (penalty) before you say '해지해 주세요'.

暗記しよう

記憶術

Imagine you are 'Hae' (Hey!) and you 'Ji' (Just) want it to 'Ha-da' (Stop). Hey, just stop!

視覚的連想

A pair of scissors cutting a red string that connects a person to a bank building.

Word Web

Bank Contract Phone Internet Insurance Stop Legal Subscription

チャレンジ

Go to a Korean app (like Kakao) and find where the '해지' button is located in the settings.

語源

Derived from Sino-Korean (Hanja).

元の意味：解 (to loosen/solve) + 止 (to stop).

Sino-Korean

文化的な背景

Be polite when using it in person; use '해지하고 싶은데요' to sound less demanding.

In English, 'cancel' covers both 취소 and 해지. Learning the distinction is a key step in moving from beginner to intermediate Korean.

Commonly seen in 'Terms and Conditions' of Korean MMO games. Frequent topic in Korean consumer rights TV shows. Used in news reports about international treaty withdrawals.

実生活で練習する

実際の使用場面

At the Bank

통장 해지해 주세요.
적금 해지하면 이자가 어떻게 돼요?
해지 절차가 어떻게 되나요?
신분증 여기 있습니다.

Phone/Internet Service

약정이 끝나서 해지하려고요.
위약금 얼마예요?
오늘 바로 해지해 주세요.
해지 문자가 안 왔어요.

Online Subscriptions

멤버십 해지 버튼이 어디 있죠?
이번 달만 쓰고 해지할게요.
자동 결제 해지해 주세요.
해지 예약도 되나요?

Insurance

보험 해지 환급금 조회해 주세요.
이 보험 해지하면 손해인가요?
해지 서류 보내주세요.
중도 해지하고 싶습니다.

Gym/Academy

다음 달부터 해지할게요.
이사 때문에 해지해야 해요.
해지 신청서 어디 있어요?
남은 기간 환불해 주세요.

会話のきっかけ

"혹시 이 서비스 해지하는 법 알아요?"

"넷플릭스 구독 해지할까 고민 중이에요."

"통장 해지하러 은행에 가야 해요."

"위약금 때문에 해지를 못 하고 있어요."

"해지 사유를 뭐라고 적어야 할까요?"

日記のテーマ

최근에 해지한 서비스가 있나요? 왜 해지했는지 써보세요.

구독 서비스를 너무 많이 쓰고 있지는 않나요? 해지하고 싶은 것이 있는지 생각해보세요.

한국에서 은행 계좌를 해지해 본 경험이 있나요? 없으면 어떻게 할지 상상해 보세요.

계약을 해지할 때 가장 중요하게 생각하는 것은 무엇인가요?

만약 모든 구독 서비스를 해지한다면 당신의 삶은 어떻게 변할까요?

よくある質問

10 問

No, for a hotel reservation, you should use '취소하다' (to cancel). '해지하다' is for ongoing services.

It means 'early termination' or canceling before the agreed contract period is over, which usually results in a penalty fee.

Yes, '해지' is the noun form meaning 'termination'. You often see it in phrases like '해지 신청'.

'해지' stops a contract from now into the future. '해제' can sometimes cancel a contract as if it never existed (retroactive).

You say '넷플릭스 구독을 해지하고 싶어요'.

No, it's strictly for formal or legal contracts. For friendships, use '절교하다' or '헤어지다'.

It is the 'termination refund' you get back, common when canceling insurance policies or long-term savings.

Yes, '카드를 해지하다' is the standard way to say you are closing your credit card account.

Yes, it is very common in business when discussing the ending of partnerships or service agreements.

Yes, it's the passive form. You'll hear it in '서비스가 해지되었습니다' (The service has been terminated).

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