B1 Collocation 중립

கடன் தொல்லை

கடன தலல

Debt trouble

Issues arising from owing money

🌍

문화적 배경

Debt is often a communal topic. In villages, if someone has 'Kadan Thollai', the whole street might know because moneylenders often shout or create a scene to shame the borrower into paying. Many Tamil movies (e.g., 'Kadaisi Vivasayi', 'Papanasam') use 'Kadan Thollai' as a central plot device to show the hero's struggle against a corrupt system or a greedy villain. Classical texts like Thirukkural emphasize that 'the debt of a person who does not know how to manage wealth will grow like a fire.' Modern literature uses 'Kadan Thollai' to critique capitalism. With the rise of IT jobs, 'Kadan Thollai' has shifted from moneylenders to 'EMI' (Equated Monthly Installments) for houses and cars, leading to a new kind of middle-class stress.

💡

Use with 'Thaanga'

Pair it with 'thaanga mudiyavillai' (cannot bear) to sound very natural when complaining.

⚠️

Don't use for 'Loan'

If you are asking for a loan, just say 'Kadan'. If you say 'Kadan Thollai', you are asking for trouble!

Issues arising from owing money

💡

Use with 'Thaanga'

Pair it with 'thaanga mudiyavillai' (cannot bear) to sound very natural when complaining.

⚠️

Don't use for 'Loan'

If you are asking for a loan, just say 'Kadan'. If you say 'Kadan Thollai', you are asking for trouble!

🎯

Social Context

In Tamil culture, talking about 'Kadan Thollai' is a sign of deep trust. Don't say it to strangers unless you are in a formal setting like a bank.

셀프 테스트

Fill in the blank with the correct phrase.

அவருக்கு அதிக வட்டியால் ______ ஏற்பட்டது.

✓ 정답! ✗ 아쉬워요. 정답: கடன் தொல்லை

The sentence says 'He faced ____ due to high interest.' Debt trouble (கடன் தொல்லை) is the only logical answer.

Which sentence is more natural for a news headline?

Choose the best headline:

✓ 정답! ✗ 아쉬워요. 정답: கடன் தொல்லை காரணமாக விவசாயி தற்கொலை

This is a standard, albeit tragic, news format in Tamil Nadu.

Complete the dialogue.

A: ஏன் தூங்காமல் இருக்கிறாய்? B: ______

✓ 정답! ✗ 아쉬워요. 정답: கொஞ்சம் கடன் தொல்லை, அதான் கவலையா இருக்கு.

The question asks 'Why are you not sleeping?' Worrying about debt trouble is a logical reason.

Match the phrase to the situation.

Situation: A man is getting 20 calls a day from credit card companies.

✓ 정답! ✗ 아쉬워요. 정답: கடன் தொல்லை

Calls from credit card companies are a classic example of 'Kadan Thollai'.

🎉 점수: /4

시각 학습 자료

연습 문제 은행

4 연습 문제
Fill in the blank with the correct phrase. Fill Blank A2

அவருக்கு அதிக வட்டியால் ______ ஏற்பட்டது.

✓ 정답! ✗ 아쉬워요. 정답: கடன் தொல்லை

The sentence says 'He faced ____ due to high interest.' Debt trouble (கடன் தொல்லை) is the only logical answer.

Which sentence is more natural for a news headline? Choose B1

Choose the best headline:

✓ 정답! ✗ 아쉬워요. 정답: கடன் தொல்லை காரணமாக விவசாயி தற்கொலை

This is a standard, albeit tragic, news format in Tamil Nadu.

Complete the dialogue. dialogue_completion A2

A: ஏன் தூங்காமல் இருக்கிறாய்? B: ______

✓ 정답! ✗ 아쉬워요. 정답: கொஞ்சம் கடன் தொல்லை, அதான் கவலையா இருக்கு.

The question asks 'Why are you not sleeping?' Worrying about debt trouble is a logical reason.

Match the phrase to the situation. situation_matching A1

Situation: A man is getting 20 calls a day from credit card companies.

✓ 정답! ✗ 아쉬워요. 정답: கடன் தொல்லை

Calls from credit card companies are a classic example of 'Kadan Thollai'.

🎉 점수: /4

자주 묻는 질문

10 질문

No, it's not a swear word. It's a common way to describe a difficult financial situation.

Yes, if the student loans are causing you stress or if you are struggling to pay them back.

There isn't a direct opposite phrase, but you could say 'Kadan illatha vazhkai' (A life without debt).

It's better to use 'Kadan Sumai' or 'Nithi Nerukkadi' (Financial Crisis) in a very formal business meeting.

No, 'Thollai' can be used with many things: 'Kosut thollai' (mosquito trouble), 'Veyil thollai' (heat trouble).

You can say 'நான் கடன் தொல்லையிலிருந்து மீண்டுவிட்டேன்' (I have recovered from debt trouble).

'Kadan' is just the money. 'Kadan Thollai' is the headache that comes with it.

Yes, it is widely understood and used in all Tamil-speaking regions.

If you are the one who lent the money, you wouldn't say you have 'Kadan Thollai'. You would say 'Enakku vara vendiya kadan' (The debt that needs to come to me).

Yes, 'Kadan kodaichal' is a more casual, slangy way to say it.

관련 표현

🔄

கடன் சுமை

synonym

Debt burden

🔗

கடன் வலை

specialized form

Debt trap

🔗

வட்டி கொடுமை

similar

Cruelty of interest

🔗

கடனாளியாகு

builds on

To become a debtor

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