Use 'broke' informally to mean temporarily out of money; use 'insolvent' or 'bankrupt' for formal business failure.
Word in 30 Seconds
- Means having no money, usually temporarily.
- Informal adjective, common in everyday speech.
- Can imply business insolvency in formal contexts.
- Distinct from the past tense of 'break'.
Overview
The word 'broke' is a common adjective in English used to describe a state of lacking money. While it can sometimes imply a more serious financial insolvency, its most frequent usage denotes a temporary condition of having no cash on hand, often just before payday or when unexpected expenses arise.
1. Overview, Nuances, and Connotations:
At its core, 'broke' means penniless. However, the connotation can vary. When used informally, especially in everyday conversation, it usually suggests a temporary shortage of funds. For example, a student might say, "I can't go out tonight, I'm completely broke until Friday." This implies they expect to have money soon. In contrast, when applied to businesses or in more formal contexts, 'broke' can lean towards insolvency or bankruptcy, indicating a more severe and potentially permanent financial failure. It's important to note that 'broke' typically refers to a lack of liquid assets (cash) rather than a complete lack of net worth. Someone might be 'broke' but still own valuable assets like a house or stocks.
The term carries a sense of immediacy and often a touch of mild desperation or resignation. It's generally not used to describe long-term poverty, which would be better expressed with terms like 'destitute' or 'impoverished'. 'Broke' is more about the immediate absence of money.
2. Usage Patterns:
'Broke' is predominantly used in informal spoken English. It's a very common phrase in casual conversation among friends, family, and colleagues. While it can appear in informal writing (like emails or social media posts), it's rarely found in formal academic papers, official business reports, or serious journalistic articles unless quoting someone or discussing informal sentiment.
Regional variations are minimal; 'broke' is understood and used widely across the English-speaking world. However, its intensity can be amplified with adverbs. Phrases like “flat broke,” “totally broke,” or “completely broke” emphasize the severity of the lack of funds. The phrase “dead broke” is an even stronger, though somewhat dated, informal intensifier.
3. Common Contexts:
- Daily Life: This is where 'broke' shines. People commonly use it to explain why they can't afford something: "Can I borrow $20? I'm broke until next week." It's used to manage social expectations or explain financial limitations in everyday situations.
- Work/Business: While less common in formal reports, it's used informally among colleagues: "The project's budget is broke; we need more funding.“ In a more serious context, it might be used to describe a company on the verge of collapse: ”After the scandal, the company went broke and had to close its doors." This usage edges closer to 'insolvent' or 'bankrupt'.
- Media and Literature: You'll find 'broke' used frequently in dialogue in movies, TV shows, and novels to make characters sound realistic and relatable. It can be used humorously or dramatically depending on the context.
4. Comparison with Similar Words:
- Penniless: This is a more formal synonym for 'broke', often implying a more permanent state of lacking money, though it can also be temporary. It sounds slightly more literary or dramatic than 'broke'.
- Insolvent/Bankrupt: These terms are much more formal and serious. Insolvency means a company or individual cannot pay their debts. Bankruptcy is a legal status declaring inability to pay debts, with significant legal and financial consequences. 'Broke' is informal and usually lacks these legal implications.
- Broke (verb past tense): This is a common point of confusion. The past tense of the verb 'break' (to shatter, violate, interrupt) is 'broke'. For example, “He broke the window.” This is entirely unrelated to the adjective 'broke' meaning 'without money'.
5. Register and Tone:
'Broke' is best suited for informal and neutral registers. It's generally inappropriate for highly formal settings like diplomatic meetings, legal documents, or academic publications unless used in a direct quote or discussing informal language. Its tone is typically casual, sometimes tinged with mild frustration or humor.
6. Common Collocations Explained:
- Flat broke: This is a very common idiom meaning completely without money. “After losing his job, he was flat broke.” It emphasizes the totality of the lack of funds.
- Completely broke: Similar to 'flat broke', emphasizing the absolute nature of the situation. "I'm completely broke until my student loan comes in."
- Totally broke: Another intensifier, conveying the same meaning as 'completely broke'.
- Broke and busted: An informal, somewhat dated phrase emphasizing a state of severe financial hardship and misfortune.
- Broke college student: A stereotypical image of a young person with limited funds, often associated with ramen noodles and cheap living.
- Broke the bank: This idiom means to cost a lot of money, often more than expected or affordable. “That vacation almost broke the bank.”
- Went broke: This refers to a business failing financially. “The small restaurant went broke during the recession.”
- Broke the law: This uses the past tense of the verb 'break', meaning to violate a rule or regulation. “He broke the law by speeding.”
Examples
I'd love to join you for dinner, but I'm completely broke this week.
informalI would love to join you for dinner, but I have absolutely no money this week.
After the unexpected car repairs, the family found themselves broke until payday.
everydayFollowing the unforeseen costs of fixing the car, the family discovered they had no money until they received their salary.
The startup, despite its innovative product, went broke within a year due to poor financial management.
businessThe new company, even with its original product, failed financially within a year because of inadequate money handling.
The research grant ran out, leaving the lab effectively broke and unable to purchase new equipment.
academicThe funding for the research ended, leaving the laboratory without money and unable to buy new apparatus.
He lived like a king for a month after the lottery win, but ended up flat broke by the year's end.
informalHe lived extravagantly for a month after winning the lottery but ended up with no money at all by the end of the year.
The once-thriving textile mill declared bankruptcy, leaving hundreds of workers broke and jobless.
formalThe factory, which was once successful, officially announced its inability to pay debts, leaving hundreds of employees without money and employment.
She salvaged her career after a period where she was utterly broke, rebuilding her finances slowly.
literaryShe managed to recover her professional life after a time when she had absolutely no money, gradually restoring her financial stability.
My wallet is empty, my bank account is low – basically, I'm broke.
everydayMy wallet has no money in it, my bank account balance is small – essentially, I have no money.
Common Collocations
Common Phrases
flat broke
Completely without money
went broke
Failed financially; became bankrupt
broke the bank
Cost more money than affordable; was very expensive
broke and busted
In a state of total financial ruin
Often Confused With
The verb 'break' means to shatter, violate, or interrupt (e.g., 'He broke the window'). 'Broke' (adjective) means having no money. The confusion arises because 'broke' is the past tense of 'break'.
'Insolvent' is a formal term meaning unable to pay debts, often used for businesses or legal contexts. 'Broke' is informal and usually implies a temporary lack of cash, not necessarily legal insolvency.
'Poor' describes a general, often long-term, state of lacking sufficient money or resources. 'Broke' typically refers to an immediate, temporary lack of funds.
Grammar Patterns
How to Use It
Usage Notes
Primarily an informal adjective used in everyday conversation. Avoid using 'broke' in formal writing or professional settings unless quoting someone or discussing informal sentiment. While understood globally, its casual nature makes it unsuitable for serious financial or legal discussions. The phrase 'went broke' is more acceptable when discussing business failure, but 'insolvent' or 'bankrupt' are more precise.
Common Mistakes
Learners sometimes confuse the adjective 'broke' (penniless) with the past tense of the verb 'break' (e.g., 'He broke the vase'). Ensure you use 'broke' in contexts related to lacking money and 'break'/'broke' for actions of shattering or violating. Using 'broke' in formal business reports can sound unprofessional; opt for terms like 'underfunded' or 'facing liquidity issues'.
Tips
Use for Temporary Lack
Employ 'broke' when you want to convey a short-term absence of funds, like needing cash until payday. It's perfect for casual chats about your immediate financial status.
Avoid in Formal Settings
Steer clear of 'broke' in formal reports, academic papers, or official correspondence. Use terms like 'lacking liquidity', 'financially constrained', or 'insolvent' instead.
Relatability and Humor
Saying you're 'broke' can make you seem more relatable and human, especially among peers. It's often used with a shrug or a laugh to diffuse potential awkwardness about money matters.
Distinguish from 'Break'
Always remember 'broke' (adjective) means penniless, while 'broke' (verb) is the past tense of 'break' (e.g., 'He broke the vase'). Context is key to avoid confusion.
Word Origin
The adjective 'broke' meaning 'penniless' likely originated in the 16th century, possibly from the French word 'broche' (a spit for roasting) or related terms implying something being 'broken' or 'spent'. It evolved from the idea of being financially ruined or 'broken'.
Cultural Context
In many Western cultures, openly discussing being 'broke' is common among friends and family, often used humorously or to manage expectations. It signifies a relatable human experience of financial ups and downs. The trope of the 'broke artist' or 'broke student' is prevalent in media, portraying creativity or youth often coinciding with financial struggles.
Memory Tip
Imagine a piggy bank that's been physically smashed ('broken') and is now completely empty – it's 'broke'. The visual of a shattered, empty container links the action of breaking to the state of being penniless.
Frequently Asked Questions
8 questionsNot necessarily. While it means lacking money, it's often used lightly in informal contexts to explain a temporary situation, sometimes with humor. It's not usually used for long-term destitution.
Yes, absolutely. 'Broke' typically refers to a lack of immediate cash or funds available for spending. A person could have significant assets (like property or investments) but be 'broke' if they don't have liquid money accessible.
'Broke' usually implies a temporary state of having no money, often expected to change soon. 'Poor' suggests a more chronic or long-term condition of lacking sufficient resources.
It's considered informal rather than strict slang. It's widely understood and used in everyday conversation but less common in formal writing or speech.
When used in a business context, especially with verbs like 'went' or 'became', 'broke' can imply insolvency or bankruptcy. For example, 'The company went broke after losing its main client.'
You can use adverbs like 'completely', 'totally', or the idiom 'flat broke' to emphasize that you have absolutely no money. 'Dead broke' is a stronger, though slightly dated, informal option.
It depends on the context and your relationship with the recipient. It might be acceptable in a very informal internal email to a close colleague, but generally, it's best avoided in formal business communication.
Rarely. While the situation it describes isn't ideal, the word itself is neutral-to-negative. However, it can be used humorously to lighten a difficult financial situation among friends.
Test Yourself
After paying rent, I'm completely ______ until my next paycheck.
'Broke' is the adjective meaning without money, fitting the context of lacking funds until payday.
He wanted to buy the expensive watch, but he was too broke.
In this context, 'broke' clearly refers to a lack of sufficient funds to make the purchase.
payday / until / broke / I'm / next
This structure correctly uses 'broke' as an adjective describing the subject 'I', with the prepositional phrase 'until next payday' indicating the duration.
She wanted to go on holiday but was too broke to afford the flight.
There is no error in this sentence. 'Broke' is used correctly as an adjective here.
Score: /4
Summary
Use 'broke' informally to mean temporarily out of money; use 'insolvent' or 'bankrupt' for formal business failure.
- Means having no money, usually temporarily.
- Informal adjective, common in everyday speech.
- Can imply business insolvency in formal contexts.
- Distinct from the past tense of 'break'.
Use for Temporary Lack
Employ 'broke' when you want to convey a short-term absence of funds, like needing cash until payday. It's perfect for casual chats about your immediate financial status.
Avoid in Formal Settings
Steer clear of 'broke' in formal reports, academic papers, or official correspondence. Use terms like 'lacking liquidity', 'financially constrained', or 'insolvent' instead.
Relatability and Humor
Saying you're 'broke' can make you seem more relatable and human, especially among peers. It's often used with a shrug or a laugh to diffuse potential awkwardness about money matters.
Distinguish from 'Break'
Always remember 'broke' (adjective) means penniless, while 'broke' (verb) is the past tense of 'break' (e.g., 'He broke the vase'). Context is key to avoid confusion.
Examples
6 of 8I'd love to join you for dinner, but I'm completely broke this week.
I would love to join you for dinner, but I have absolutely no money this week.
After the unexpected car repairs, the family found themselves broke until payday.
Following the unforeseen costs of fixing the car, the family discovered they had no money until they received their salary.
The startup, despite its innovative product, went broke within a year due to poor financial management.
The new company, even with its original product, failed financially within a year because of inadequate money handling.
The research grant ran out, leaving the lab effectively broke and unable to purchase new equipment.
The funding for the research ended, leaving the laboratory without money and unable to buy new apparatus.
He lived like a king for a month after the lottery win, but ended up flat broke by the year's end.
He lived extravagantly for a month after winning the lottery but ended up with no money at all by the end of the year.
The once-thriving textile mill declared bankruptcy, leaving hundreds of workers broke and jobless.
The factory, which was once successful, officially announced its inability to pay debts, leaving hundreds of employees without money and employment.
Quick Quiz
After paying his rent and all his bills, Mark was completely ____ until his next paycheck.
Correct!
The correct answer is: broke
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