At the A1 level, the word 'prima' is introduced as a fundamental part of family vocabulary. It means 'female cousin'. Learning family members is one of the first steps in mastering Spanish, as it allows you to describe your immediate world. You will use 'prima' alongside words like madre (mother), padre (father), hermano (brother), and abuela (grandmother). At this stage, the focus is on basic descriptions and introductions. You will learn to use possessive adjectives with 'prima', such as 'mi prima' (my cousin) or 'tu prima' (your cousin). You will also practice using the verb 'ser' (to be) to describe her, for example, 'Mi prima es alta' (My cousin is tall), and the verb 'tener' (to have) to state her age, 'Mi prima tiene veinte años' (My cousin is twenty years old). It is crucial at this level to understand gender agreement: because 'prima' is feminine, all adjectives describing her must end in '-a' (e.g., simpática, bonita, inteligente). You will also learn the masculine counterpart, 'primo', for a male cousin. The cultural context is also introduced simply: family is very important in Spanish-speaking countries, and cousins often spend a lot of time together. Practice introducing your family members using simple sentences to build confidence.
At the A2 level, your ability to use 'prima' expands as you learn to tell stories and describe past events. You still primarily use 'prima' to mean 'female cousin', but your sentences become more complex. You can now use verbs in the past tense (pretérito and imperfecto) to talk about childhood memories or recent family gatherings. For example, 'Cuando era niño, jugaba mucho con mi prima' (When I was a boy, I used to play a lot with my cousin) or 'Ayer fui al cine con mi prima' (Yesterday I went to the movies with my cousin). You will also learn to use comparative structures, such as 'Mi prima es mayor que yo' (My cousin is older than me) or 'Soy más alto que mi prima' (I am taller than my cousin). At this level, you should be comfortable pluralizing the word to 'primas' when talking about multiple female cousins, and remembering to use 'primos' if the group includes both males and females. You might also start encountering 'prima' in simple reading texts about family life, holidays, and celebrations. The focus remains on personal and social contexts, ensuring you can communicate effectively about your extended family in everyday situations.
At the B1 level, the usage of 'prima' broadens significantly. While you continue to use it fluently to discuss family relationships, you are introduced to its secondary meanings, particularly in the context of industry and basic finance. You will learn the essential phrase 'materia prima', which translates to 'raw material'. This is crucial for discussing topics related to the environment, manufacturing, and the economy. For example, 'El país exporta mucha materia prima' (The country exports a lot of raw material). You will also encounter 'prima' meaning a 'bonus' or 'premium' in a work context, such as 'una prima de productividad' (a productivity bonus). Grammatically, you are expected to handle these new contexts without confusing them with the family meaning. You will use more advanced vocabulary to describe your cousins, discussing their professions, opinions, and your relationship dynamics in greater detail using subjunctive clauses, e.g., 'Espero que mi prima venga a la fiesta' (I hope my cousin comes to the party). This level marks the transition from purely personal vocabulary to terminology useful for reading news articles, discussing societal issues, and understanding basic business concepts in Spanish.
At the B2 level, you are expected to have a strong command of all the different meanings of 'prima' and use them accurately in both social and professional contexts. The financial and insurance meanings become much more prominent. You will frequently use 'prima' to refer to an insurance premium ('prima de seguro'). You should be able to discuss complex topics like buying car insurance, negotiating contracts, or understanding employee benefits packages. For instance, 'La prima del seguro de coche ha aumentado este año' (The car insurance premium has increased this year). You will also confidently use 'materia prima' in discussions about global trade, sustainability, and supply chains. In terms of family, you can discuss complex family dynamics, inheritance, and cultural differences in family structures using advanced grammar, including the past subjunctive and conditional tenses. For example, 'Si mi prima hubiera sabido la verdad, no habría venido' (If my cousin had known the truth, she wouldn't have come). At this level, you understand the nuances of the word and can easily infer its meaning from the context, whether reading a financial report in a newspaper or writing a formal email to an insurance company.
At the C1 level, your use of 'prima' is sophisticated and nuanced, reflecting near-native fluency. You are comfortable with advanced economic and financial terminology. A key concept at this level is 'prima de riesgo' (risk premium), a term frequently used in economic news to describe the extra return demanded by investors for taking on higher risk, often discussed in the context of sovereign debt. You can engage in deep debates about the economy, using sentences like 'La prima de riesgo de España bajó tras las declaraciones del Banco Central' (Spain's risk premium dropped after the Central Bank's statements). You also understand literary and idiomatic uses of the word. You might encounter the phrase 'obra prima' (masterpiece), though 'obra maestra' is more common. You can seamlessly switch between discussing a highly technical industrial process involving 'materias primas' and sharing an intimate, complex narrative about your 'prima'. Your vocabulary is rich with synonyms and related terms (bonificación, cuota, insumos), allowing you to avoid repetition and express yourself with precision. You understand regional variations and colloquialisms, recognizing when 'prima' is used playfully or ironically in certain dialects.
At the C2 level, you possess a complete, masterful understanding of 'prima' in all its forms, historical contexts, and specialized jargon. You can read complex academic papers, legal documents, and advanced economic analyses where 'prima' is used in highly specific ways, such as 'prima de emisión' (share premium) in corporate finance or 'prima de opciones' (option premium) in stock trading. You understand the etymological roots of the word (from Latin 'primus') and how it connects to other Spanish words. You can use 'prima' effortlessly in sophisticated rhetorical structures, employing it in metaphors or persuasive arguments. In literary contexts, you appreciate the subtle connotations of the word when used by different authors. Your spoken and written Spanish is indistinguishable from a highly educated native speaker, allowing you to navigate the most complex discussions about global supply chains (materias primas), macroeconomic indicators (prima de riesgo), and intricate family histories with absolute confidence and grammatical perfection. You can also play with the language, understanding puns or wordplay that might involve the dual meanings of 'prima' as a family member and a financial term.

Prima in 30 Seconds

  • Family Member: A female cousin, the daughter of an aunt or uncle.
  • Insurance Cost: The amount of money paid for an insurance policy (premium).
  • Financial Bonus: An extra payment given as a reward or incentive at work.
  • Raw Material: Used in the phrase 'materia prima' to mean basic manufacturing materials.

The Spanish word prima primarily translates to female cousin in English, referring to the daughter of one's aunt or uncle. In Hispanic cultures, the concept of extended family is deeply ingrained, making the word prima a highly frequent and culturally significant term. Unlike in some English-speaking cultures where extended family might only gather for major holidays, cousins in many Spanish-speaking countries often grow up as close as siblings, sharing daily life, weekend gatherings, and significant milestones. This deep familial bond elevates the word prima from a mere genealogical descriptor to a term of endearment, trust, and lifelong companionship. Understanding this cultural backdrop is essential for grasping the full emotional weight of the word. Beyond its primary familial meaning, prima holds several important secondary meanings depending on the context, particularly as one advances in language proficiency. In business and finance, prima translates to premium. For instance, prima de seguro refers to an insurance premium, the amount paid for an insurance policy. In economics, prima de riesgo translates to risk premium, a crucial concept in financial markets representing the minimum amount of money by which the expected return on a risky asset must exceed the known return on a risk-free asset. Furthermore, the phrase materia prima translates to raw material, which is foundational in manufacturing and industry discussions. In mathematics, a número primo is a prime number, though prima itself is not used for the number, the root is the same. In literary or artistic contexts, an obra prima refers to a masterpiece, though obra maestra is more common in everyday Spanish. The versatility of prima makes it a fascinating word to study, as it bridges the gap between intimate family life and complex professional terminology. To fully master prima, learners must pay attention to the context in which it is used. When preceded by a possessive adjective like mi, tu, or su, and used in a casual setting, it almost universally means cousin. However, when paired with prepositions and nouns like de seguro or de riesgo, or when used as an adjective modifying materia, its meaning shifts entirely to the professional realm.

Familial Context
Refers to a female cousin, the daughter of an aunt or uncle, often considered a close confidante in Hispanic cultures.

Mi prima María viene a visitarnos este fin de semana para celebrar el cumpleaños de la abuela.

Financial Context
Refers to a premium, such as an insurance premium or a financial bonus paid to employees.

La prima de mi seguro de coche ha subido este año debido a la inflación.

Industrial Context
Used in the phrase materia prima, meaning raw material, essential for production and manufacturing.

La madera es la materia prima principal para la fabricación de estos muebles artesanales.

El gobierno anunció una prima especial para los trabajadores del sector salud.

España logró reducir su prima de riesgo tras las nuevas medidas económicas.

Using the word prima correctly requires an understanding of its grammatical properties and the specific contexts in which it appears. As a noun, prima is feminine and singular. Its plural form is primas. When referring to a female cousin, it is almost always preceded by a possessive adjective (mi, tu, su, nuestra, vuestra, sus) or an article (la, una). For example, 'Mi prima es alta' (My cousin is tall) or 'Las primas de Juan son simpáticas' (Juan's cousins are nice). It is important to remember that in Spanish, adjectives must agree in gender and number with the noun they modify. Therefore, any adjective describing prima must also be feminine and singular (e.g., prima hermosa, prima inteligente). When a group of cousins includes both males and females, the masculine plural form primos is used, following the standard Spanish grammatical rule of masculine dominance in mixed-gender groups. However, if the group consists entirely of female cousins, the feminine plural primas is used. Beyond its use as a family term, prima functions differently in its secondary meanings. When used to mean 'premium' in a financial or insurance context, it is also a feminine noun and follows the same rules of gender and number agreement. For instance, 'una prima alta' could mean a high insurance premium, not just a tall cousin. The context will make the meaning clear. In the phrase 'materia prima' (raw material), prima acts as an adjective modifying the noun materia. Here, it means 'first' or 'primary' in a foundational sense. The plural is 'materias primas'. This is a fixed collocation, and the words should not be separated. Additionally, in some regions, prima is used in colloquial expressions. For example, in parts of Spain, 'hacer el primo' (using the masculine form) means to be duped or to act foolishly, though this rarely applies to the feminine prima. When writing or speaking, ensure that the verb agrees with the subject. If prima is the subject, the verb must be in the third person singular (e.g., 'Mi prima vive en Madrid'). If primas is the subject, the verb must be in the third person plural (e.g., 'Mis primas viven en Madrid'). Mastering these grammatical nuances will allow you to use prima fluently and accurately across all its various meanings and contexts.

Possessive Adjectives
Use possessive adjectives like mi, tu, su to indicate whose cousin it is. Ensure the adjective matches the number of cousins.

Mi prima y yo fuimos al cine ayer por la tarde.

Gender and Number Agreement
Adjectives describing prima must be feminine. If referring to multiple female cousins, use primas and plural adjectives.

Tengo tres primas muy divertidas que viven en México.

Fixed Collocations
In phrases like materia prima, prima acts as an adjective. The entire phrase must be pluralized together as materias primas.

El país exporta mucha materia prima a Europa y Asia.

La empresa pagó una prima de productividad a todos sus empleados.

Necesitamos calcular la prima anual de la póliza de vida.

The word prima is ubiquitous in the Spanish-speaking world, and you will hear it in a wide variety of settings, from the most intimate family gatherings to formal business meetings. In everyday life, prima is most commonly heard in domestic and social environments. Family reunions, birthday parties, weddings, and holiday celebrations are prime locations for this word. You will hear people introducing their relatives: 'Te presento a mi prima' (Let me introduce you to my cousin). In many Hispanic cultures, cousins are part of the immediate social circle, so you will frequently hear friends talking about their primas in casual conversations, planning outings, or sharing anecdotes. Children use the word constantly when playing with their extended family members. In addition to social settings, prima is a staple in the corporate and financial worlds. If you work in insurance, banking, or human resources in a Spanish-speaking country, you will encounter this word daily. Insurance agents discuss the 'prima de seguro' with clients, explaining the costs and benefits of different policies. Human resources professionals might talk about a 'prima de contratación' (signing bonus) or a 'prima de fin de año' (end-of-year bonus) when discussing employee compensation packages. In the realm of economics and news broadcasting, financial analysts and journalists frequently report on the 'prima de riesgo' (risk premium), especially when discussing national debt, bond yields, and the overall economic health of a country. This was particularly common during the European debt crisis, where the Spanish 'prima de riesgo' was a daily headline. Furthermore, in the manufacturing and agricultural sectors, the term 'materia prima' is unavoidable. Factory managers, supply chain coordinators, and farmers use it to discuss the raw materials needed for production, from cotton and steel to wheat and oil. You will also hear it in environmental discussions regarding the sustainable extraction of natural resources. Finally, in some regional dialects, particularly in parts of Latin America, prima can be used as a friendly, colloquial term of address between women who are not actually related, similar to 'amiga' or 'hermana'. This usage highlights the warmth and closeness associated with the word. Whether you are navigating a bustling family fiesta in Mexico, negotiating an insurance contract in Spain, or analyzing economic trends in Argentina, the word prima is an essential part of the vocabulary.

Family Gatherings
The most common setting. Used to introduce or refer to female cousins during parties, holidays, and daily life.

En Navidad, siempre me siento al lado de mi prima favorita.

Insurance and Finance
Used in offices, banks, and by insurance agents to discuss policy premiums and financial bonuses.

El agente de seguros me explicó cómo reducir la prima mensual.

Manufacturing and Industry
Used in factories and supply chain management to refer to raw materials (materia prima).

La escasez de materia prima ha retrasado la producción de los vehículos.

Recibí una prima por alcanzar mis objetivos de ventas este trimestre.

¡Hola, prima! ¿Cómo has estado? (Used colloquially among friends).

When learning the word prima, students often make several common mistakes, primarily related to gender agreement, false friends, and confusing its multiple meanings. The most frequent error for beginners is failing to match the gender of the word with the person they are describing. Because prima specifically means a female cousin, using it to refer to a male cousin is incorrect; the masculine form primo must be used. For example, saying 'Él es mi prima' is a grammatical error; it should be 'Él es mi primo'. Similarly, adjectives modifying prima must be feminine. Saying 'Mi prima es muy alto' is incorrect; it must be 'Mi prima es muy alta'. Another common mistake occurs when pluralizing mixed-gender groups. English speakers are used to the gender-neutral 'cousins', but in Spanish, a group containing both male and female cousins must be referred to as primos. Using primas for a mixed group is a common beginner mistake. Another significant area of confusion arises from false friends and etymological similarities. Because prima looks and sounds like the English word 'prime' or 'primary', learners sometimes try to use it as an adjective meaning 'first' or 'best'. While prima shares a Latin root with these words, the Spanish word for 'first' is primero or primera. For example, saying 'Ella es mi prima opción' (She is my prime option) is incorrect; it should be 'Ella es mi primera opción'. The only common exception where prima acts as an adjective meaning 'first' or 'primary' is in the fixed expression materia prima (raw material). Furthermore, learners at intermediate and advanced levels often struggle with the financial and business meanings of prima. They might encounter the phrase prima de seguro and incorrectly translate it as 'insurance cousin' or fail to recognize it as 'insurance premium'. Context is key here. If the topic is money, contracts, or economics, prima does not mean cousin. Finally, pronunciation mistakes can occur. The emphasis in prima is on the first syllable (PRI-ma). Placing the stress on the second syllable (pri-MA) sounds unnatural and can confuse native speakers. By being mindful of gender agreement, avoiding false friends, and paying close attention to context, learners can easily overcome these common pitfalls and use prima with confidence.

Gender Mismatch
Using prima for a male cousin or failing to use feminine adjectives with prima.

Incorrecto: Él es mi prima. Correcto: Él es mi primo.

Mixed Group Pluralization
Using primas to refer to a group of cousins that includes at least one male. Always use primos for mixed groups.

Incorrecto: Mis primas (Juan y Ana). Correcto: Mis primos (Juan y Ana).

False Friends (Prime/First)
Using prima to mean 'first' or 'prime' instead of primera, except in specific fixed phrases like materia prima.

Incorrecto: La prima vez. Correcto: La primera vez.

Incorrecto: Pagué el primo del seguro. Correcto: Pagué la prima del seguro.

Incorrecto: Necesitamos más materiales primos. Correcto: Necesitamos más materias primas.

When expanding your Spanish vocabulary around the word prima, it is helpful to explore similar words, synonyms, and related terms that fall into the same semantic fields. In the context of family, the most obvious related word is primo, the masculine counterpart meaning male cousin. Other family members often mentioned alongside cousins include tía (aunt), tío (uncle), sobrina (niece), and sobrino (nephew). The general term for a relative is pariente or familiar. While pariente can refer to any blood relative, it is often used for extended family, much like cousins. In some contexts, close friends are treated like family, and you might hear terms like hermana postiza (foster/honorary sister) used to describe a relationship that feels as close as a prima. Moving to the financial and business meanings of prima, there are several synonyms and related terms depending on the specific context. When prima means a bonus or extra payment, synonyms include bono (bonus), bonificación (bonus/reward), extra (extra pay), or incentivo (incentive). For example, a prima de productividad could also be called a bono de productividad. When prima refers to an insurance premium, related terms include cuota (quota/installment), tarifa (rate/fare), or pago (payment). While these are not exact synonyms, they belong to the same financial vocabulary. In the context of materia prima (raw material), related words include recurso natural (natural resource), material básico (basic material), or insumo (input/supply). Understanding these related terms allows for richer and more precise communication. For instance, instead of repeating prima in a business report, you could alternate with bonificación or cuota depending on the exact meaning. Furthermore, exploring the etymological relatives of prima can be enlightening. Words like primero (first), primario (primary), and primitivo (primitive) all share the Latin root primus, meaning 'first'. This connection helps explain why prima is used for 'raw material' (the first material) and 'premium' (a primary or extra payment). By learning these similar words and their subtle distinctions, you can significantly enhance your Spanish fluency and adaptability across different conversational and professional scenarios.

Family Relatives
Words like primo (male cousin), pariente (relative), and familiar (family member) are closely related to the primary meaning of prima.

En la fiesta estaban todos mis parientes, incluyendo a mi prima.

Financial Bonuses
When prima means bonus, synonyms include bono, bonificación, and incentivo.

La empresa nos dio un bono en lugar de la prima habitual.

Insurance and Payments
Related to insurance premiums, words like cuota and tarifa are frequently used in similar contexts.

Tengo que pagar la cuota mensual de mi seguro de salud.

El petróleo es un recurso natural y una materia prima esencial.

Mi tío es el hermano de mi madre, y su hija es mi prima.

How Formal Is It?

Fun Fact

The word 'prime' in English (as in Amazon Prime or prime number) shares the exact same Latin root, which is why 'prima' is used for 'premium' or 'first-rate' concepts in Spanish.

Difficulty Rating

Grammar to Know

Possessive adjectives (mi, tu, su)

Gender agreement (feminine nouns and adjectives)

Pluralization of nouns ending in vowels

Definite and indefinite articles (la, una)

Fixed adjective-noun collocations (materia prima)

Examples by Level

1

Mi prima se llama Laura.

My cousin's name is Laura.

Use 'mi' (my) to show possession.

2

Tengo una prima en Madrid.

I have a cousin in Madrid.

'Una' is the feminine indefinite article.

3

Mi prima es muy alta.

My cousin is very tall.

Adjective 'alta' must be feminine to match 'prima'.

4

Ella es la prima de Juan.

She is Juan's cousin.

Use 'de' to indicate relationship/possession.

5

Mi prima tiene diez años.

My cousin is ten years old.

Use the verb 'tener' (to have) for age.

6

Juego con mi prima.

I play with my cousin.

'Con' means 'with'.

7

Mis primas son simpáticas.

My cousins are nice.

Plural form 'primas' and plural adjective 'simpáticas'.

8

¿Cómo está tu prima?

How is your cousin?

'Tu' is the informal possessive adjective.

1

Ayer fui al parque con mi prima.

Yesterday I went to the park with my cousin.

Preterite tense 'fui' for a completed past action.

2

Mi prima mayor estudia en la universidad.

My older cousin studies at the university.

'Mayor' means older.

3

Cuando era niño, visitaba a mi prima.

When I was a child, I used to visit my cousin.

Imperfect tense 'visitaba' for repeated past actions.

4

Le compré un regalo a mi prima.

I bought a gift for my cousin.

Indirect object pronoun 'le' used with 'a mi prima'.

5

Mi prima y yo somos muy buenas amigas.

My cousin and I are very good friends.

Subject pronoun 'yo' and plural verb 'somos'.

6

¿Vas a invitar a tu prima a la fiesta?

Are you going to invite your cousin to the party?

'Ir a + infinitive' for near future.

7

Mi prima vive más lejos que mi hermano.

My cousin lives farther away than my brother.

Comparative structure 'más... que'.

8

A mi prima le gusta mucho bailar.

My cousin likes to dance a lot.

Verb 'gustar' requires indirect object pronoun 'le'.

1

La madera es una materia prima muy importante.

Wood is a very important raw material.

'Materia prima' is a fixed phrase for raw material.

2

Espero que mi prima apruebe sus exámenes.

I hope my cousin passes her exams.

Subjunctive 'apruebe' used after 'Espero que'.

3

La empresa pagó una prima a los empleados.

The company paid a bonus to the employees.

'Prima' used as a financial bonus.

4

Mi prima, que vive en Italia, vendrá en verano.

My cousin, who lives in Italy, will come in the summer.

Relative clause using 'que'.

5

Necesitamos exportar más materias primas.

We need to export more raw materials.

Plural form 'materias primas'.

6

Me alegré de que mi prima consiguiera el trabajo.

I was glad that my cousin got the job.

Past subjunctive 'consiguiera' after emotion in the past.

7

Recibí una prima por mi buen rendimiento.

I received a bonus for my good performance.

'Por' used for cause/reason.

8

Si mi prima viene, iremos a cenar fuera.

If my cousin comes, we will go out for dinner.

First conditional 'Si + present, future'.

1

La prima del seguro de hogar se paga anualmente.

The home insurance premium is paid annually.

'Prima de seguro' refers to an insurance premium.

2

El aumento del precio de la materia prima afecta la inflación.

The increase in the price of raw materials affects inflation.

Use of abstract economic concepts.

3

Si hubiera sabido lo de la prima, habría contratado la póliza.

If I had known about the premium, I would have taken out the policy.

Third conditional (Si + pluperfect subjunctive, conditional perfect).

4

Mi prima se ha convertido en una abogada de prestigio.

My cousin has become a prestigious lawyer.

'Convertirse en' for a major change or career path.

5

La compañía ofrece una prima de contratación muy atractiva.

The company offers a very attractive signing bonus.

'Prima de contratación' means signing bonus.

6

A pesar de que mi prima vive lejos, mantenemos el contacto.

Even though my cousin lives far away, we keep in touch.

Concessive clause 'A pesar de que'.

7

Es fundamental asegurar el suministro de materias primas.

It is essential to secure the supply of raw materials.

Impersonal expression 'Es fundamental + infinitive'.

8

Calcularemos la prima neta antes de aplicar los impuestos.

We will calculate the net premium before applying taxes.

Financial terminology 'prima neta'.

1

La prima de riesgo del país alcanzó niveles históricos ayer.

The country's risk premium reached historic levels yesterday.

'Prima de riesgo' is an advanced economic term.

2

La escasez de materias primas ha provocado un cuello de botella en la producción.

The shortage of raw materials has caused a bottleneck in production.

Advanced vocabulary 'cuello de botella' (bottleneck).

3

El consejo aprobó una prima extraordinaria para los directivos.

The board approved an extraordinary bonus for the executives.

Formal business register.

4

Mi prima, cuya trayectoria es impecable, fue galardonada.

My cousin, whose trajectory is impeccable, was awarded.

Relative pronoun 'cuya' (whose).

5

La volatilidad de la prima de riesgo ahuyenta a los inversores.

The volatility of the risk premium scares away investors.

Abstract nouns 'volatilidad'.

6

Para mitigar el impacto, fijaron la prima del seguro a largo plazo.

To mitigate the impact, they fixed the insurance premium long-term.

Infinitive of purpose 'Para mitigar'.

7

Dependemos excesivamente de la importación de materias primas críticas.

We depend excessively on the importation of critical raw materials.

Adverb 'excesivamente' modifying the verb.

8

Se estipuló una prima de fidelidad en el nuevo convenio colectivo.

A loyalty bonus was stipulated in the new collective agreement.

Passive voice with 'se' (Se estipuló).

1

La fluctuación de la prima de riesgo soberano dictamina la política fiscal.

The fluctuation of the sovereign risk premium dictates fiscal policy.

Highly specialized macroeconomic vocabulary.

2

El autor culminó su carrera con una verdadera obra prima.

The author culminated his career with a true masterpiece.

Literary use 'obra prima' (masterpiece).

3

La prima de emisión de las nuevas acciones superó las expectativas del mercado.

The share premium of the new stocks exceeded market expectations.

Corporate finance term 'prima de emisión'.

4

Se debate la viabilidad de sustituir materias primas finitas por alternativas sintéticas.

The viability of substituting finite raw materials with synthetic alternatives is debated.

Complex academic sentence structure.

5

El pago de la prima devengada se realizará a mes vencido.

The payment of the accrued premium will be made in arrears.

Legal/administrative jargon 'prima devengada', 'a mes vencido'.

6

Mi prima es una erudita en filología románica, especializada en textos medievales.

My cousin is a scholar in Romance philology, specializing in medieval texts.

Advanced descriptive vocabulary 'erudita'.

7

La aseguradora calculó la prima pura de riesgo basándose en modelos actuariales complejos.

The insurer calculated the pure risk premium based on complex actuarial models.

Actuarial terminology 'prima pura de riesgo'.

8

La hegemonía del país se sustenta en su control sobre las materias primas estratégicas.

The country's hegemony is sustained by its control over strategic raw materials.

Geopolitical discourse vocabulary 'hegemonía'.

Common Collocations

mi prima
prima hermana
prima de seguro
prima de riesgo
materia prima
pagar la prima
cobrar una prima
prima anual
prima mensual
prima de productividad

Often Confused With

Prima vs primo (male cousin)

Prima vs primera (first - feminine)

Prima vs primavera (spring - season)

Easily Confused

Prima vs

Prima vs

Prima vs

Prima vs

Prima vs

Sentence Patterns

How to Use It

nuances

The emotional weight of 'prima' (cousin) is often stronger in Hispanic cultures than in Anglo cultures due to tighter extended family bonds.

formality

'Prima' (cousin) is neutral/informal. 'Prima' (premium/bonus) is formal/professional.

regionalisms

In Colombia, 'la prima' specifically refers to a legally mandated bi-annual bonus. In Spain, 'hacer el primo' means to be fooled.

Common Mistakes
  • Using 'prima' for a male cousin (should be primo).
  • Using 'primas' for a mixed group of cousins (should be primos).
  • Translating 'first time' as 'prima vez' (should be primera vez).
  • Translating 'insurance premium' as 'premio de seguro' (should be prima de seguro).
  • Forgetting to pluralize both words in 'materias primas' (saying 'materia primas').

Tips

Gender Agreement is Crucial

Always ensure that adjectives modifying 'prima' are feminine. Say 'mi prima es simpática', not 'simpático'. This is a common beginner mistake that is easy to fix with practice.

Learn the Collocations

Memorize 'prima' in chunks rather than isolated words. Learn 'prima de seguro', 'materia prima', and 'prima de riesgo' as single vocabulary items. This will drastically improve your fluency and comprehension.

Family Importance

Understand that in Hispanic cultures, a 'prima' is often a very close relationship, sometimes akin to a sibling. When a native speaker talks about their prima, recognize the emotional weight of that bond.

Financial Contexts

If you are learning Spanish for business, prioritize the financial meanings of 'prima'. Knowing terms like 'prima de contratación' (signing bonus) will be highly beneficial in corporate environments.

Stress the First Syllable

Always put the vocal stress on 'PRI'. Saying pri-MA sounds unnatural and might confuse the listener. Practice saying it out loud: PRI-ma.

Mixed Groups = Primos

Never use 'primas' to refer to a group of cousins if there is even one male in the group. The Spanish language defaults to the masculine plural 'primos' for mixed-gender groups.

Prima vs Primera

Do not use 'prima' when you mean 'first'. 'First class' is 'primera clase', not 'prima clase'. Keep 'prima' for cousins, premiums, and raw materials.

Read Financial News

To master the advanced meanings of 'prima', read the economy section of Spanish newspapers like El País or Clarín. You will see 'prima de riesgo' and 'materias primas' used in real-world contexts.

Listen for Possessives

When listening to native speakers, pay attention to the words immediately preceding 'prima'. If you hear 'mi', 'tu', or 'su', they are almost certainly talking about their cousin.

Pluralizing Materia Prima

When writing essays or reports, remember that both words in 'materia prima' become plural: 'materias primas'. This shows a high level of grammatical competence.

Memorize It

Mnemonic

My PRIME-a (prima) is my number one female cousin.

Word Origin

Latin

Cultural Context

In Spain, 'prima de riesgo' is a very common term in daily news, referring to the country's economic stability compared to Germany.

In Mexico, the 'prima vacacional' is a mandatory extra payment given to employees when they take their vacation days.

In Colombia, 'la prima' usually refers to the mandatory mid-year and end-of-year bonuses paid to formal employees.

In Argentina, 'materia prima' is a crucial term due to the country's heavy reliance on agricultural exports.

Practice in Real Life

Real-World Contexts

Conversation Starters

"¿Tienes muchas primas? (Do you have many female cousins?)"

"¿Tu empresa paga una buena prima a fin de año? (Does your company pay a good end-of-year bonus?)"

"¿Cuánto pagas de prima por tu seguro de coche? (How much do you pay for your car insurance premium?)"

"¿Quién es tu prima favorita? (Who is your favorite cousin?)"

"¿Qué materia prima exporta tu país? (What raw material does your country export?)"

Journal Prompts

Describe a tu prima favorita. ¿Cómo es ella? (Describe your favorite cousin. What is she like?)

Escribe sobre un recuerdo divertido de la infancia con tus primos y primas. (Write about a funny childhood memory with your cousins.)

¿Crees que las empresas deberían pagar una prima de productividad? ¿Por qué? (Do you think companies should pay a productivity bonus? Why?)

Investiga y explica qué es la 'prima de riesgo' en tus propias palabras. (Research and explain what the 'risk premium' is in your own words.)

¿Cuál es la materia prima más importante para la economía de tu región? (What is the most important raw material for your region's economy?)

Frequently Asked Questions

10 questions

No. While 'prima' is most commonly known as a female cousin, it has several other important meanings. In finance, it means a premium or a bonus. In industry, 'materia prima' means raw material. The meaning depends entirely on the context of the sentence. Always look at the surrounding words to understand the intended meaning.

The word for a male cousin is 'primo'. Spanish nouns have gender, so the ending changes based on the person's gender. 'Prima' is strictly for females, and 'primo' is strictly for males. If you are talking about a group of cousins that includes both males and females, you must use the masculine plural 'primos'.

Generally, no. The Spanish word for 'first' is 'primero' (masculine) or 'primera' (feminine). For example, 'the first time' is 'la primera vez', not 'la prima vez'. The only common exception is the fixed phrase 'materia prima', which translates to 'raw material' (literally 'first material'). Otherwise, avoid using 'prima' as an adjective meaning first.

'Prima de seguro' translates to 'insurance premium'. It is the amount of money an individual or business pays for an insurance policy. You will hear this term frequently when dealing with car insurance, health insurance, or home insurance in a Spanish-speaking country. It is a standard financial term.

In several Latin American countries, particularly Mexico, a 'prima vacacional' is a legally mandated vacation bonus. Employers are required to pay employees an extra percentage of their salary when they take their annual vacation days. This is designed to give workers extra money to actually enjoy their time off.

To pluralize 'materia prima' (raw material), you must make both words plural. The correct form is 'materias primas'. Because 'prima' acts as an adjective modifying the noun 'materia', it must agree in number. Saying 'materia primas' or 'materias prima' is grammatically incorrect.

The 'prima de riesgo', or risk premium, is an economic term. It refers to the extra return that investors demand for taking on higher risk, usually compared to a risk-free asset like German bonds in Europe. It is a common term in financial news, used to gauge a country's economic stability and investor confidence.

Yes, in some regions, particularly in parts of Latin America, women might call their close female friends 'prima' as a term of endearment. It signifies a bond that is as close as family. However, this is highly colloquial and should only be used in very informal settings with people you know well.

Yes, they share the same etymological root. Both come from the Latin word 'primus', meaning 'first'. This is why 'prima' is used for concepts that involve something primary or foundational, like 'materia prima' (primary material) or a financial premium (a primary payment).

The pronunciation is straightforward. It is pronounced PRI-ma. The emphasis is on the first syllable. The 'r' is a single tapped 'r', not a rolled 'rr'. The 'i' sounds like the 'ee' in 'see', and the 'a' sounds like the 'a' in 'father'. Ensure you do not stress the second syllable.

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