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재정적

B2 adjective #3,000 most common 9 min read

재정적

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Practice it Examples Notes & Tips 재정적 in 30 Seconds

Explanation 재정적 in your Level:

At the A1 level, you don't need to use the word '재정적' (jae-jeong-jeok) yourself. It is a very formal and difficult word. Instead, you should focus on the word '돈' (don), which means 'money'. If you want to say you have a problem with money, you can say '돈이 없어요' (I don't have money). However, you might see '재정적' in very formal signs or news headlines. Just remember that it is related to 'money' and 'big organizations' like companies or the government. Think of it as the 'grown-up' way to say 'money-related'. At this stage, just recognizing the first character '재' (jae), which often relates to wealth, is a great start.

For A2 learners, '재정적' is a word you will start to encounter in reading passages about work or news. You should know that '-적' at the end of a word makes it an adjective, like '-al' in 'financial'. You might see it in phrases like '재정적 지원' (financial support). Even if you can't use it perfectly in a sentence yet, understanding that it refers to formal money matters—like budgets or government funding—is important. If you are taking a test like TOPIK I, knowing this word can help you understand formal announcements about scholarships or company news. Try to remember it as 'formal financial'.

At the B1 level, you should begin to use '재정적' in formal writing, such as essays or reports. You should understand the difference between '돈' (casual money) and '재정적' (formal financial). You can use it to describe serious situations, like '재정적 위기' (financial crisis) or '재정적 부담' (financial burden). You should also learn the adverb form '재정적으로' (financially) to describe actions or states, like '재정적으로 독립하다' (to become financially independent). This is a great level to start practicing using this word to discuss your future plans or the reasons behind social issues in a more sophisticated way.

At the B2 level, which is where '재정적' is officially categorized, you are expected to use this word fluently in both speaking and writing. You should be able to distinguish it from similar words like '경제적' (economic) and '금전적' (monetary). You should use '재정적' when discussing administrative or systemic financial issues. For example, you might discuss the '재정적 타당성' (financial feasibility) of a project in a business meeting. You should also be comfortable with common collocations like '재정적 건전성' (fiscal soundness) and '재정적 자립' (financial independence). Your usage should reflect an understanding of the word's formal tone.

As a C1 learner, you should have a nuanced command of '재정적'. You should be able to use it in complex arguments about public policy, corporate strategy, or high-level economic theory. You should understand how it relates to Hanja-based synonyms like '재무적' or '세입/세출' (revenue/expenditure). In a professional Korean environment, you would use '재정적' to analyze risks and propose solutions. You should also be able to recognize its use in legal contexts, such as '재정적 파탄' (financial ruin/bankruptcy). Your ability to use this word correctly in various formal registers demonstrates a high level of linguistic and cultural competence.

At the C2 level, '재정적' is a word you use with total precision and native-like intuition. You can use it to discuss the intricacies of '재정 정책' (fiscal policy) vs. '통화 정책' (monetary policy) with ease. You understand the historical weight of the word in Korea, particularly in the context of the IMF crisis, and can use it to evoke specific social or political meanings. You can write professional-grade financial reports or academic papers using this term and its related vocabulary. At this level, you are not just using a word; you are operating within the complex semantic field of Korean administrative and economic thought.

Practice it Examples Notes & Tips

재정적 in 30 Seconds

재정적 means 'financial' or 'fiscal' and is used in formal contexts involving budgets and funding.
It is an adjective form created by adding '-적' to the noun '재정' (finance).
Commonly paired with nouns like support (지원), crisis (위기), and stability (안정).
It is much more formal than the basic word for money, '돈'.

The Korean word 재정적 (jae-jeong-jeok) is a formal adjective that translates to 'financial' or 'fiscal' in English. It is derived from the Hanja characters 財 (wealth/property) and 政 (government/administration), followed by the suffix 的 (characteristic of). While English speakers might use 'financial' in almost any context involving money, 재정적 carries a weightier, more administrative tone. It is most frequently encountered in news reports, business meetings, government documents, and formal discussions about a person's long-term economic stability. It doesn't just mean 'having to do with cash'; it implies a structured system of managing money, budgeting, and resource allocation.

Scope of Use: This term is used when discussing the macro-level health of an economy or the micro-level stability of a household's long-term budget. It is the standard term for describing 'financial support' or 'financial crisis'.
Tone and Register: It is highly formal. You wouldn't typically use it when asking a friend for five dollars; instead, you use it when a company is seeking a multi-million dollar investment or when a government is discussing the national budget.

그 회사는 현재 심각한 재정적 어려움을 겪고 있습니다.
— "That company is currently experiencing serious financial difficulties."

Understanding the nuance of 재정적 requires recognizing its systemic nature. If you lose your wallet, that is a 'monetary loss' (금전적 손실), but if your business's revenue cannot cover its operating costs over a year, that is a 'financial problem' (재정적 문제). It suggests a structural issue rather than a one-time event. In Korean media, you will see this word paired with nouns like 지원 (support), 위기 (crisis), 자립 (independence), and 부담 (burden).

정부는 중소기업에 재정적 지원을 아끼지 않겠다고 발표했습니다.
— "The government announced that it would not spare financial support for small and medium-sized enterprises."

In everyday adult life in Korea, this word appears frequently in the context of marriage or moving. Couples might discuss their 'financial stability' (재정적 안정) before deciding to have children. It is a word that signals maturity and a focus on the logistical realities of life. It is also a key term in the 'FIRE' movement (Financial Independence, Retire Early), which is popular among young Koreans, where 'financial independence' is translated as 재정적 자립.

Key Collocations: 재정적 지원 (Financial support), 재정적 위기 (Financial crisis), 재정적 부담 (Financial burden), 재정적 안정 (Financial stability).

결혼을 하기 전에는 재정적 준비가 필요합니다.
— "Before getting married, financial preparation is necessary."

Using 재정적 correctly requires understanding its role as a modifier. In Korean grammar, words ending in '-적' act as determiners (관형사) or nouns that modify other nouns. Therefore, 재정적 is almost always followed immediately by a noun. It provides a specific context for the noun that follows, narrowing the scope of the discussion to monetary and budgetary matters.

우리는 재정적으로 독립하고 싶어 합니다.
— "We want to be financially independent." (Note: 재정적으로 is the adverbial form).

When you want to use it as an adverb ('financially'), you add the particle '-으로' to get 재정적으로. This is extremely common when describing the state of a person or organization. For example, saying someone is 'financially stable' would be 재정적으로 안정되다. This flexibility allows the word to fit into various sentence structures, from simple descriptions to complex formal reports.

Common Sentence Pattern 1: [Noun] + 재정적 지원: This is used when an entity provides money to another. '유학생들은 정부의 재정적 지원을 받습니다' (International students receive financial support from the government).
Common Sentence Pattern 2: [Noun] + 재정적 부담: Used to describe a heavy cost. '대학 등록금은 부모님께 큰 재정적 부담이 됩니다' (University tuition is a big financial burden to parents).

그 프로젝트는 재정적 가치가 충분합니다.
— "That project has sufficient financial value."

In professional writing, 재정적 is often used to contrast with other types of value or support, such as 'psychological support' (정서적 지원) or 'technical support' (기술적 지원). By using 재정적, you are clearly delineating that the topic of discussion is the 'bottom line'—the actual money involved. This precision is highly valued in Korean corporate culture.

많은 사람들이 재정적 자유를 꿈꿉니다.
— "Many people dream of financial freedom."

Finally, consider the nuances of '재정적 위기' (financial crisis). This can refer to a personal bankruptcy, a company's insolvency, or a nation's fiscal collapse (like the 1997 IMF crisis in Korea). Because of this historical context, the word 재정적 can sometimes carry a slightly stressful or serious connotation, as it is so often linked to survival and stability in a competitive society.

If you turn on a Korean news broadcast like KBS, MBC, or SBS, you will likely hear 재정적 within the first ten minutes. It is the bread and butter of the 'Economy' (경제) segment. News anchors use it to describe the government's fiscal health, the impact of new tax laws, or the state of global markets. In this context, it sounds authoritative and objective.

이번 정책은 국가의 재정적 건전성을 위협할 수 있습니다.
— "This policy could threaten the nation's financial soundness."

In the workplace, particularly in departments like accounting (회계), planning (기획), or management (경영), 재정적 is used in every report. When a team proposes a new project, the management will ask about its 'financial feasibility' (재정적 타당성). It is also heard during performance reviews or salary negotiations, though often indirectly, as companies discuss their 'financial situation' (재정적 상황) to justify budget cuts or bonuses.

Documentary and Non-Fiction: Educational programs about investment, retirement planning, or history frequently use this word to explain the underlying causes of social changes or personal success stories.
Legal and Administrative Settings: In courtrooms or when dealing with government agencies (like the tax office), 재정적 is used to describe one's ability to pay fines, child support, or taxes.

그는 재정적인 문제로 인해 학업을 중단해야 했습니다.
— "He had to stop his studies due to financial problems."

Interestingly, you will also hear this in K-Dramas, particularly those involving 'Chaebol' (conglomerate) families or legal dramas. When a character is being threatened with a lawsuit or a hostile takeover, the dialogue often revolves around 재정적 pressure. It serves as a plot device to show the high stakes involved in the characters' lives. Even in more realistic 'slice-of-life' dramas, characters often talk about their 'financial reality' (재정적 현실) when deciding whether to buy a house or get married.

우리는 재정적 손실을 최소화해야 합니다.
— "We must minimize financial losses."

Lastly, in the era of YouTube and podcasts, financial influencers (often called 'economy YouTubers' in Korea) use 재정적 constantly. They teach their audience about 'financial literacy' and 'financial planning'. If you are interested in learning how Koreans talk about money, searching for '재정적 독립' (financial independence) on Korean YouTube will provide you with hours of high-level listening practice.

One of the most common mistakes English speakers make is overusing 재정적 in casual conversations. In English, we might say, "I'm having some financial trouble," to a close friend. In Korean, saying "나는 재정적 문제가 있어" sounds like you are reading a newspaper headline. For casual settings, it is much more natural to say "돈이 없어" (I don't have money) or "요즘 형편이 안 좋아" (My circumstances aren't good lately).

Incorrect: 친구야, 나 재정적으로 힘들어. (Too formal)
Correct: 친구야, 나 요즘 돈 때문에 좀 힘들어. (Natural)

Another mistake is confusing 재정적 (financial/fiscal) with 경제적 (economic/economical). While they overlap, 경제적 is much broader. You use 경제적 when talking about the economy as a whole or when something is 'cost-effective' (saving money). You use 재정적 specifically for the management of funds, budgets, and debts. If you say a car is '재정적', it sounds like the car itself has a budget; you should use '경제적' to mean the car is fuel-efficient or cheap to run.

Mistake: Using it as a Standalone Noun: Remember that 재정적 is an adjective form. You cannot say "재정적은 중요해" (Financial is important). You must say "재정은 중요해" (Finance is important) or "재정적인 면은 중요해" (The financial aspect is important).
Mistake: Misplacing the Adverbial Suffix: Sometimes learners forget to add '-으로' when they want to say 'financially'. "그는 재정적 독립했다" is grammatically incorrect. It must be "그는 재정적으로 독립했다".

이 차는 매우 경제적입니다. (Correct: Economical/Fuel-efficient)
이 차는 매우 재정적입니다. (Incorrect: Makes no sense in this context)

A subtle mistake involves the nuance of '재정적 지원'. Beginners might use '돈 지원' (money support), which is technically understandable but sounds very childish. On the other hand, using 재정적 지원 in a context where someone just bought you lunch is overly dramatic. Use '밥 사줘서 고마워' (Thanks for buying me a meal) instead of thanking them for '재정적 지원'.

Finally, be careful with the Hanja roots. Some learners confuse '재정' (finance) with '제정' (enactment of a law). While they sound similar, their meanings are entirely different. Always look at the context—if it's about money, it's almost certainly 재정적.

To truly master 재정적, you need to know the related words that occupy the same semantic space. Korean has a rich vocabulary for money, and choosing the right one depends on the level of formality and the specific type of 'financial' matter you are discussing.

경제적 (Gyeong-je-jeok) - Economic / Economical: The most common alternative. Use this for the general economy, saving money, or efficiency.
Example: 경제적 자유 (Economic/Financial freedom) - often used interchangeably with 재정적 자유.
금전적 (Geum-jeon-jeok) - Monetary / Pecuniary: Specifically refers to 'cash' or 'money' as an object. Use this for 'monetary compensation' or 'monetary loss'.
Example: 금전적 보상 (Monetary compensation).
금융적 (Geum-yung-jeok) - Financial (Banking/Investment): Specifically relates to the banking, stock market, and investment sectors.
Example: 금융적 혜택 (Financial/Banking benefits).

그는 금전적인 이익보다 명예를 중시합니다.
— "He values honor more than monetary gain."

When should you choose 재정적 over these? Choose it when you are talking about a **budget** (national, corporate, or household) or **funding**. If you are talking about the **stock market**, use 금융적. If you are talking about **bills and coins**, use 금전적. If you are talking about **saving money on groceries**, use 경제적.

정부는 재무적 건전성을 확보하기 위해 노력하고 있습니다.
— "The government is striving to secure financial/fiscal soundness." (Here 재무적 and 재정적 are very close).

For lower-level speakers, the best 'alternative' is simply using the noun '돈' (money) with a descriptive verb. Instead of '재정적 어려움' (financial difficulty), you can say '돈 문제' (money problem). It conveys the same basic meaning in a way that is much easier to pronounce and use in daily life. However, as you move toward the B2 and C1 levels, using 재정적 becomes essential for sounding like a professional, educated adult.

How Formal Is It?

Fun Fact

The 'Jeong' (政) in 'Jaejeong' is the same 'Jeong' used in 'Jeongchi' (Politics), reflecting the historical link between managing a country and managing its wealth.

Pronunciation Guide

UK /t͡ɕɛ.d͡ʑʌŋ.d͡ʑʌk̚/

US /t͡ɕɛ.d͡ʑʌŋ.d͡ʑʌk̚/

Stress is even across all syllables, typical of Korean, but 'jeong' may feel slightly longer due to the nasal ending.

Rhymes With

열정적 (yeol-jeong-jeok - passionate) 긍정적 (geung-jeong-jeok - positive) 부정적 (bu-jeong-jeok - negative) 안정적 (an-jeong-jeok - stable) 감정적 (gam-jeong-jeok - emotional) 결정적 (gyeol-jeong-jeok - decisive) 상징적 (sang-jing-jeok - symbolic) 실정적 (sil-jeong-jeok - practical/realistic)

Common Errors

Pronouncing 'jae' like 'jay' in English (it should be shorter).
Missing the 'ng' sound at the end of 'jeong'.
Releasing the 'k' at the end of 'jeok' (it should be a 'stop' sound).
Confusing the 'eo' (어) sound with 'o' (오).
Making the 'j' sounds too voiced like English 'z'.

Difficulty Rating

Reading 4/5

Common in news and books, but requires knowledge of Hanja-based terms.

Writing 5/5

Requires correct usage of the suffix '-적' and formal collocations.

Speaking 4/5

Pronunciation is straightforward, but finding the right context is tricky.

Listening 4/5

Often spoken quickly in news broadcasts.

What to Learn Next

Prerequisites

돈 (Money) 경제 (Economy) 지원 (Support) 위기 (Crisis) 문제 (Problem)

Learn Next

재무 (Finance) 회계 (Accounting) 투자 (Investment) 자본 (Capital) 부채 (Debt)

Advanced

세입 (Revenue) 세출 (Expenditure) 건전성 (Soundness) 타당성 (Feasibility) 파급 효과 (Ripple effect)

Grammar to Know

The '-적' Suffix

Noun + 적 = Adjective (e.g., 경제 + 적 = 경제적)

Adverbial '-으로'

재정적 + 으로 = 재정적으로 (Financially)

Noun Modifier '-인'

재정적 + 인 = 재정적인 (Financial - used before a noun with a slightly different nuance)

Formal Sentence Endings

재정적입니다 (It is financial)

Contrastive Particle '-은/는'

재정적 지원은 필요하지만, 전부는 아닙니다.

Examples by Level

그는 재정적 지원을 받아요.

He receives financial support.

재정적 (financial) + 지원 (support)

회사가 재정적 문제가 있어요.

The company has financial problems.

재정적 (financial) + 문제 (problem)

우리는 재정적 도움이 필요해요.

We need financial help.

재정적 (financial) + 도움 (help)

그것은 재정적 부담이에요.

That is a financial burden.

재정적 (financial) + 부담 (burden)

재정적 안정은 중요해요.

Financial stability is important.

재정적 (financial) + 안정 (stability)

정부는 재정적 계획을 세워요.

The government makes a financial plan.

재정적 (financial) + 계획 (plan)

재정적 가치가 커요.

The financial value is big.

재정적 (financial) + 가치 (value)

그는 재정적 자유를 원해요.

He wants financial freedom.

재정적 (financial) + 자유 (freedom)

정부는 가난한 사람들에게 재정적 지원을 합니다.

The government provides financial support to poor people.

Focus on the formal object '재정적 지원'.

그 사업은 재정적 위기에 처해 있습니다.

The business is in a financial crisis.

위기에 처하다 means 'to be in a crisis'.

부모님은 저의 재정적 자립을 도와주셨어요.

My parents helped my financial independence.

자립 means 'standing on one's own'.

이 도시는 재정적 자립도가 낮습니다.

This city has a low degree of financial independence.

자립도 refers to the 'degree of independence'.

그는 재정적 이유로 유학을 포기했습니다.

He gave up studying abroad for financial reasons.

이유로 means 'for the reason of'.

회사는 재정적 손실을 막기 위해 노력합니다.

The company works hard to prevent financial losses.

손실을 막다 means 'to prevent loss'.

재정적 상황이 좋아지면 차를 살 거예요.

I will buy a car when my financial situation improves.

상황이 좋아지다 means 'situation improves'.

그들은 재정적 보상을 요구했습니다.

They demanded financial compensation.

보상을 요구하다 means 'to demand compensation'.

우리는 재정적으로 독립하기 위해 저축을 시작했습니다.

We started saving money to become financially independent.

재정적으로 is the adverb form.

정부의 재정적 지원 덕분에 공부를 계속할 수 있었습니다.

Thanks to the government's financial support, I could continue my studies.

덕분에 means 'thanks to'.

그 영화는 재정적 성공을 거두었습니다.

The movie achieved financial success.

성공을 거두다 means 'to achieve success'.

결혼은 재정적 부담이 큰 결정입니다.

Marriage is a decision with a large financial burden.

부담이 크다 means 'the burden is large'.

그 단체는 재정적 투명성을 강조합니다.

The organization emphasizes financial transparency.

투명성 means 'transparency'.

재정적 안정을 찾는 것이 제 인생의 목표입니다.

Finding financial stability is the goal of my life.

안정을 찾다 means 'to find stability'.

회사는 재정적 어려움을 극복하기 위해 구조조정을 단행했습니다.

The company carried out restructuring to overcome financial difficulties.

극복하다 means 'to overcome'.

우리는 재정적 이익을 사회에 환원하기로 했습니다.

We decided to return financial profits to society.

사회에 환원하다 means 'to give back to society'.

이번 투자는 재정적 타당성 검토를 거쳐야 합니다.

This investment must go through a financial feasibility review.

타당성 검토 means 'feasibility review'.

그 나라는 심각한 재정적 위기에 직면해 있습니다.

The country is facing a serious financial crisis.

위기에 직면하다 means 'to face a crisis'.

재정적 제약 때문에 프로젝트를 축소했습니다.

The project was scaled down due to financial constraints.

제약 means 'constraint' or 'limitation'.

기업의 재정적 건전성은 신용 등급에 영향을 미칩니다.

A company's financial soundness affects its credit rating.

영향을 미치다 means 'to influence'.

그는 재정적 지원을 아끼지 않은 후원자에게 감사했습니다.

He thanked the sponsor who did not spare financial support.

지원을 아끼지 않다 means 'to provide support generously'.

재정적 자립을 이루는 것은 성인의 필수 조건입니다.

Achieving financial independence is a prerequisite for being an adult.

필수 조건 means 'prerequisite' or 'essential condition'.

재정적 가치뿐만 아니라 사회적 가치도 고려해야 합니다.

We must consider not only financial value but also social value.

A뿐만 아니라 B도 means 'not only A but also B'.

그들은 재정적 파탄을 피하기 위해 협상 중입니다.

They are in negotiations to avoid financial ruin.

파탄 means 'ruin' or 'breakdown'.

지방 자치 단체의 재정적 자립도를 높이는 것이 시급한 과제입니다.

Increasing the financial independence of local governments is an urgent task.

시급한 과제 means 'urgent task'.

재정적 투명성이 확보되지 않으면 투자자들의 신뢰를 얻기 어렵습니다.

Without ensuring financial transparency, it is hard to gain investors' trust.

확보되다 means 'to be secured/ensured'.

이번 정책의 재정적 파급 효과를 면밀히 분석해야 합니다.

We must closely analyze the financial ripple effects of this policy.

파급 효과 means 'ripple effect'.

그 기업은 재정적 위기를 기회로 삼아 도약했습니다.

The company used the financial crisis as an opportunity to leap forward.

A를 B로 삼다 means 'to use A as B'.

재정적 인센티브가 창의성을 저해할 수도 있다는 주장이 있습니다.

There is an argument that financial incentives might hinder creativity.

저해하다 means 'to hinder' or 'to impede'.

우리는 재정적 관점에서 벗어나 인간 중심의 가치를 지향해야 합니다.

We must move away from a financial perspective and aim for human-centered values.

지향하다 means 'to aim for' or 'to pursue'.

국가의 재정적 건전성을 유지하는 것은 미래 세대에 대한 책임입니다.

Maintaining the nation's fiscal soundness is a responsibility to future generations.

건전성 means 'soundness' or 'health'.

재정적 이익을 극대화하기 위해 다각적인 노력이 필요합니다.

Multifaceted efforts are needed to maximize financial profit.

다각적인 means 'multifaceted' or 'from many angles'.

재정적 지속 가능성을 담보하기 위한 제도적 장치가 마련되어야 합니다.

Institutional mechanisms must be established to guarantee financial sustainability.

담보하다 means 'to guarantee' or 'to secure'.

그의 주장은 재정적 논리에만 매몰되어 사회적 약자를 외면하고 있습니다.

His argument is buried in financial logic alone, ignoring the socially vulnerable.

매몰되다 means 'to be buried' or 'to be lost in'.

재정적 지원의 효율성을 제고하기 위해 평가 시스템을 개선했습니다.

The evaluation system was improved to enhance the efficiency of financial support.

제고하다 means 'to enhance' or 'to improve'.

거시 경제적 지표와 재정적 건전성 사이의 상관관계를 규명해야 합니다.

The correlation between macroeconomic indicators and fiscal soundness must be investigated.

규명하다 means 'to investigate' or 'to clarify'.

재정적 불확실성이 증대되면서 시장의 변동성이 커지고 있습니다.

As financial uncertainty increases, market volatility is growing.

불확실성 means 'uncertainty'.

그 프로젝트는 재정적 리스크를 감수할 만큼의 가치가 없습니다.

The project is not worth taking the financial risk.

리스크를 감수하다 means 'to take a risk'.

재정적 자원을 효율적으로 배분하는 것은 경영진의 핵심 역량입니다.

Efficiently allocating financial resources is a core competency of management.

역량 means 'competency' or 'capability'.

복지 확대가 국가의 재정적 부담으로 이어질 것이라는 우려가 팽배합니다.

Concerns are rampant that expanding welfare will lead to a national financial burden.

팽배하다 means 'to be rampant' or 'to be widespread'.

Synonyms

경제적 금전적 회계적

Common Collocations

재정적 지원

재정적 위기

재정적 안정

재정적 자립

재정적 부담

재정적 타당성

재정적 투명성

재정적 어려움

재정적 보상

재정적 손실

Common Phrases

재정적 독립

— Having enough money to live without working or being supported by others.

그녀는 30대에 재정적 독립을 이루었습니다.

재정적 기반

— A solid financial foundation or starting point.

사업을 시작하려면 재정적 기반이 튼튼해야 합니다.

재정적 혜택

— Financial benefits or advantages (like tax breaks).

이 정책은 서민들에게 재정적 혜택을 줍니다.

재정적 여건

— Financial conditions or circumstances.

현재 재정적 여건으로는 무리입니다.

재정적 책임

— Responsibility for money or debts.

그는 모든 재정적 책임을 졌습니다.

재정적 파탄

— Complete financial ruin or collapse.

무리한 투자는 재정적 파탄을 초래할 수 있습니다.

재정적 여유

— Having extra money or being comfortably off.

재정적 여유가 생기면 여행을 가고 싶어요.

재정적 구조

— The structure of a budget or financial system.

회사의 재정적 구조를 개선해야 합니다.

재정적 수입

— Financial income or revenue.

재정적 수입이 줄어들어 걱정입니다.

재정적 목표

— Specific goals related to money management.

새해에는 명확한 재정적 목표를 세우세요.

Often Confused With

재정적 vs 경제적

Means 'economic' or 'economical'. Use for saving money or general economy.

재정적 vs 금전적

Means 'monetary'. Use when specifically referring to cash/money as an object.

재정적 vs 제정적

Sounds similar but relates to the enactment of laws (제정).

Idioms & Expressions

"재정적 숨통을 틔우다"

— To provide financial relief to someone in a desperate situation.

정부의 지원금이 중소기업의 재정적 숨통을 틔워 주었다.

Formal/Metaphorical

"재정적 압박을 가하다"

— To put financial pressure on someone or an entity.

상대국에 재정적 압박을 가하기 위해 제재를 시작했다.

Formal/Political

"재정적 자립의 길을 걷다"

— To start the process of becoming financially independent.

그는 부모님을 떠나 재정적 자립의 길을 걷기 시작했다.

Literary

"재정적 파국을 맞다"

— To meet a financial catastrophe.

회사는 결국 재정적 파국을 맞고 말았다.

Formal/Dramatic

"재정적 안정을 꾀하다"

— To seek or plan for financial stability.

노후를 위해 재정적 안정을 꾀하는 것이 중요하다.

Formal

"재정적 타격을 입다"

— To suffer a financial blow or damage.

코로나19로 인해 많은 자영업자들이 재정적 타격을 입었다.

Formal

"재정적 뒷받침이 되다"

— To become the financial backbone or support for something.

그의 저축이 이번 사업에 큰 재정적 뒷받침이 되었다.

Formal

"재정적 허덕임에서 벗어나다"

— To get out of a state of struggling financially.

그는 드디어 재정적 허덕임에서 벗어나 안정을 찾았다.

Literary/Formal

"재정적 균형을 맞추다"

— To balance a budget (income vs expenditure).

가계부의 재정적 균형을 맞추는 것이 쉽지 않다.

Formal

"재정적 건전성을 도모하다"

— To promote or work toward fiscal health.

정부는 국가의 재정적 건전성을 도모하기 위해 예산을 삭감했다.

Highly Formal

Easily Confused

재정적 vs 재정

It is the noun form.

재정 is 'finance' (noun), while 재정적 is 'financial' (adjective).

국가 재정이 튼튼하다 vs 국가의 재정적 지원.

재정적 vs 재무

Both relate to finance.

재무 is more common in corporate accounting contexts; 재정 is more common in government/personal contexts.

재무 제표 (Financial statements) vs 국가 재정 (National finance).

재정적 vs 제정

Homophone risk.

제정 means 'enactment' or 'establishment' (of a law/rule).

법률 제정 (Enactment of law).

재정적 vs 금전

Both involve money.

금전 refers to actual physical currency or a specific amount of money.

금전 거래 (Money transaction).

재정적 vs 자금

Both involve money for a purpose.

자금 refers to 'funds' or 'capital' specifically earmarked for a project.

사업 자금 (Business funds).

Sentence Patterns

저는 [Noun]의 재정적 지원을 받아요.

저는 정부의 재정적 지원을 받아요.

[Noun]은/는 재정적 부담이 큽니다.

대학 등록금은 재정적 부담이 큽니다.

우리는 재정적으로 [Adjective]해지고 싶어요.

우리는 재정적으로 자유로워지고 싶어요.

[Noun]은/는 재정적 위기에 처해 있습니다.

그 회사는 재정적 위기에 처해 있습니다.

재정적 [Noun]을/를 위해 노력해야 합니다.

재정적 자립을 위해 노력해야 합니다.

[Noun]의 재정적 타당성을 검토했습니다.

이 사업의 재정적 타당성을 검토했습니다.

재정적 [Noun]뿐만 아니라 [Noun]도 중요합니다.

재정적 가치뿐만 아니라 사회적 가치도 중요합니다.

재정적 건전성을 담보하기 위해 [Verb-ing].

재정적 건전성을 담보하기 위해 예산을 삭감했습니다.

Word Family

Nouns

재정 (Finance/Fiscal matters)

재정학 (Public finance study)

재정가 (Financier)

Verbs

재정하다 (To manage finances - rare)

재정비하다 (To reorganize/refurbish - different root but sounds similar)

Adjectives

재정적 (Financial)

경제 (Economy)

회계 (Accounting)

세무 (Taxation)

자금 (Funds)

예산 (Budget)

How to Use It

frequency

High in news, business, and formal writing; Low in casual street slang.

Common Mistakes

Using '재정적' for 'economical' (cheap). → 경제적
'재정적' is about the management of money, not how much something costs to use.
Saying '재정적은 중요해'. → 재정은 중요해
'-적' words are adjectives/determiners and usually need a noun to follow them.
Using '재정적' in a casual conversation about a small debt. → 돈 문제
It sounds overly dramatic and strange in casual settings.
Confusing '재정' with '제정'. → 재정
'제정' is about making laws; '재정' is about money management.
Forgetting '-으로' in '재정적으로 독립하다'. → 재정적으로 독립하다
You need the adverbial form to modify the verb '독립하다'.

Tips

Formal Writing

Always use '재정적' instead of '돈' in formal essays to sound more academic and professional.

Particle Check

Don't forget the particle '-으로' when you need an adverb. '재정적으로' is very common.

Context Matters

If you are talking about a government's budget, '재정적' is the only correct choice.

The Ending

Make sure the 'jeok' sound is short and clipped. Don't let it drag out.

Switching

In corporate settings, you can often swap '재정적' with '재무적' for a more technical feel.

Root Learning

Learn the Hanja 財 (wealth). It will help you understand dozens of other words like 재산, 재물, and 소재.

The IMF Crisis

Knowing the history of Korea's 1997 financial crisis helps you understand why '재정적 위기' is such a powerful phrase.

Don't Overuse

Avoid using '재정적' when talking to children or close friends about lunch money.

News Practice

Watch the 'Economy' section of Korean news to hear '재정적' used in its natural habitat.

Collocations

Memorize '재정적 지원' as a single block. It's used so often it's basically one word.

Memorize It

Mnemonic

Think of 'Jae' as 'Jay-Z' (who has a lot of wealth) and 'Jeong' as 'Judge' (who administers rules). Jay-Z + Judge = Managing wealth = Financial.

Visual Association

Imagine a person sitting at a desk with a calculator in one hand and a government seal in the other, looking at a large pile of gold coins.

Word Web

Money Budget Government Crisis Stability Independence Support Burden

Challenge

Write three sentences about your future '재정적' goals using the word '재정적으로' at least once.

Word Origin

From Hanja (Sino-Korean characters) 財政的.

Original meaning: 財 (jae) means 'wealth' or 'property'. 政 (jeong) means 'government' or 'administration'. 的 (jeok) is a suffix meaning 'having the quality of'.

Sino-Korean

Cultural Context

Be careful when discussing someone's '재정적 상황' (financial situation) as it can be a sensitive topic related to pride and status in Korea.

In English, we use 'financial' for both personal and corporate contexts. In Korean, '재정적' is strictly formal; using it for personal matters sounds very serious.

The 1997 IMF Crisis (often referred to as a national '재정적 위기') FIRE Movement in Korea (Financial Independence, Retire Early - 재정적 독립) National Budget speeches by the President (focus on 재정적 건전성)

Practice in Real Life

Real-World Contexts

Business Meetings

재정적 타당성
재정적 리스크
재정적 손실
재정적 투명성

News/Politics

국가 재정
재정적 지원
재정적 위기
재정 정책

Personal Planning

재정적 독립
재정적 자유
재정적 안정
재정적 목표

Legal/Administrative

재정적 보상
재정적 책임
재정적 파탄
재정적 증명

Academic Writing

재정적 관점
재정적 영향
재정적 요인
재정적 구조

Conversation Starters

"재정적 독립을 위해 어떤 노력을 하고 계신가요?"

"정부의 재정적 지원이 충분하다고 생각하시나요?"

"결혼할 때 재정적 안정이 얼마나 중요할까요?"

"최근에 겪은 가장 큰 재정적 어려움은 무엇이었나요?"

"재정적 자유를 얻으면 무엇을 가장 먼저 하고 싶으세요?"

Journal Prompts

나의 10년 후 재정적 목표에 대해 구체적으로 써 보세요.

재정적 가치보다 더 중요한 가치는 무엇이라고 생각하나요?

우리 사회가 겪고 있는 재정적 문제와 그 해결책에 대해 논해 보세요.

재정적 독립을 이룬 사람들의 공통점은 무엇일까요?

내가 만약 정부라면 어떤 분야에 재정적 지원을 가장 많이 할 것인가요?

Frequently Asked Questions

10 questions

It's better not to. For small, personal amounts, use '돈' (don). '재정적' implies a larger scale or more formal management, like a monthly budget or corporate funding.

Mostly, yes. But 'financial' in English is used more broadly. In Korean, '재정적' is more formal. You wouldn't say 'I have a financial question' to a friend; you'd say 'I have a question about money'.

There isn't a direct single-word opposite like 'un-financial support'. Instead, you might use '재정적 제재' (financial sanctions) or simply '지원을 중단하다' (stop support).

Yes, but usually in phrases like '재정적 자립' (financial independence) or '재정적 상황' (financial situation). It describes their status, not their personality.

Use '재정적으로' (jae-jeong-jeok-eu-ro). Example: '그는 재정적으로 성공했다' (He succeeded financially).

It means the person is having serious trouble managing their debt, income, and expenses, often implying they might go bankrupt.

Rarely in lyrics, as it's too formal. However, you might hear it in news articles about K-pop agencies' '재정적 상황' (financial situation).

'재정적' is about the budget and management of funds. '경제적' is about the broader economy or being 'economical' (saving money).

Yes, it frequently appears in TOPIK II (Intermediate/Advanced) reading and listening sections, especially in news-related passages.

Remember the root '재' (wealth) which is in '재산' (property) and '정' (administration) which is in '정부' (government).