B1 adjective

hypothécaire

Beispiele nach Niveau

1

Le prêt hypothécaire à taux fixe offre une stabilité financière.

The fixed-rate mortgage provides financial stability.

2

Elle a contracté un crédit hypothécaire pour acheter sa maison de rêve.

She took out a mortgage loan to buy her dream house.

3

Les taux hypothécaires ont baissé, rendant l'achat plus abordable.

Mortgage rates have dropped, making purchasing more affordable.

4

L'inscription hypothécaire est une garantie pour la banque.

The mortgage registration is a guarantee for the bank.

5

Ils sont à la recherche du meilleur conseiller hypothécaire.

They are looking for the best mortgage advisor.

6

La crise financière a eu un impact majeur sur le marché hypothécaire.

The financial crisis had a major impact on the mortgage market.

7

Son dossier hypothécaire était solide, ce qui a facilité l'approbation.

Her mortgage application was strong, which facilitated approval.

8

Les experts prévoient une légère augmentation des charges hypothécaires l'année prochaine.

Experts predict a slight increase in mortgage burdens next year.

Tipps

Adjective Agreement is Key

Remember that hypothécaire is an adjective, so it will agree in number with the noun it modifies. For example, un prêt hypothécaire (a mortgage loan) but des prêts hypothécaires (mortgage loans).

Common Collocations

You'll often hear prêt hypothécaire (mortgage loan) or crédit hypothécaire (mortgage credit). These are the most common ways to talk about a mortgage loan.

Relating to Property

Think of hypothécaire as 'mortgage-related.' It describes something connected to a mortgage, often a loan or a type of interest.

The Noun Form: Une Hypothèque

The noun form is une hypothèque, which means 'a mortgage.' So, hypothécaire describes something that pertains to une hypothèque.

Contextual Clues

If you see hypothécaire in a sentence, it's almost always in the context of buying property, loans, or banking. This context helps you understand its meaning.

Verbs Used with Hypothécaire

You might see verbs like contracter (to take out) or rembourser (to repay) used with terms like prêt hypothécaire. For example, contracter un prêt hypothécaire (to take out a mortgage loan).

No Direct English Equivalent

While we say 'mortgage loan' in English, hypothécaire acts as the adjective 'mortgage' in French. Don't try to translate 'mortgage' directly as a standalone adjective.

Use in Formal Settings

This term is usually found in more formal or financial contexts, such as when discussing banking, real estate, or legal documents related to property.

Pronunciation Practice

Practice pronouncing hypothécaire: ee-po-teh-kair. Pay attention to the 'th' sound, which is like a 't' in French, and the 'ai' which sounds like 'eh'.

Contrast with 'Immobilier'

While hypothécaire relates specifically to mortgages, immobilier (real estate) is a broader term for anything related to property in general. Think of hypothécaire as a specific type of financial transaction within the broader immobilier sector.

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