15초 만에
- Refers specifically to an insurance policy document.
- Combines 'protection' and 'list/sheet' in its literal meaning.
- Used for health, car, travel, or life insurance contracts.
뜻
This word refers to an insurance policy document. It is the physical or digital contract that proves you have insurance coverage.
주요 예문
3 / 6Checking travel documents
我的旅游保单在邮箱里。
My travel insurance policy is in my email.
Talking to an insurance agent
请给我看一份保单样本。
Please show me a sample policy.
Losing an important document
糟糕！我不记得保单放哪儿了。
Oh no! I don't remember where I put the policy.
문화적 배경
Insurance culture in China has shifted from traditional family-based support to formal financial products. The `保单` is now a symbol of middle-class stability and responsible planning. During the Lunar New Year, some insurance agents even give out red envelopes to clients who hold active policies.
Electronic is King
In China, most `保单` are now digital. If someone asks for it, they usually want a PDF or a screenshot from an app like WeChat or Alipay.
Policy vs. Policy
Never use `保单` for government rules. If you want to talk about the 'One Child Policy' or 'Tax Policy', the word is `政策` (zhèngcè).
15초 만에
- Refers specifically to an insurance policy document.
- Combines 'protection' and 'list/sheet' in its literal meaning.
- Used for health, car, travel, or life insurance contracts.
What It Means
保单 is short for 保险单. Think of it as your safety certificate. The first character 保 means to protect or guarantee. The second character 单 means a list or a sheet of paper. Together, they represent that official document you get after buying insurance. It is your proof that the insurance company has your back.
How To Use It
You use this word whenever you talk about insurance paperwork. You might say you are 'checking' your 保单. Or perhaps you need to 'submit' your 保单 for a claim. It acts like a noun in almost every sentence. You can 'lose' it, 'find' it, or 'sign' it. Just don't try to use it for a general 'policy' like a company rule. That is a different word entirely!
When To Use It
Use it at the bank or the insurance office. Use it when talking to your family about health coverage. It is common when buying a new car or a house. Even when traveling, you might need to show your travel 保单. It is a very practical, everyday word for adulting in China. If you are filing a claim after a fender bender, this word is your best friend.
When NOT To Use It
Do not use 保单 to mean a 'government policy' or 'company policy'. For those, use 政策. If you are talking about your personal 'life policy' or 'philosophy', this is not the word. 保单 is strictly for insurance contracts. Also, do not use it for a simple receipt or a bill. Those are 收据 or 账单. Using 保单 for a restaurant bill will get you some very confused looks from the waiter!
Cultural Background
In China, insurance was once seen with a bit of skepticism. Now, it is a huge part of modern life. People often keep physical 保单 in a very safe place, like a 'special drawer'. However, 'electronic policies' or 电子保单 are becoming the standard. In some families, showing a child their life insurance 保单 is a way of saying 'I have planned for your future.' It represents security and responsibility.
Common Variations
You will often hear 电子保单 for the digital version. There is also 分红保单 which is a policy that pays dividends. If you lose it, you talk about 保单补发 to get a replacement. When the policy is active, it is 有效保单. If it expires, it is 失效保单. Most people just stick to the simple 保单 for daily conversation.
사용 참고사항
The term is strictly a noun. It is highly specific to the insurance industry. While neutral in formality, it always implies a legal or financial context.
Electronic is King
In China, most `保单` are now digital. If someone asks for it, they usually want a PDF or a screenshot from an app like WeChat or Alipay.
Policy vs. Policy
Never use `保单` for government rules. If you want to talk about the 'One Child Policy' or 'Tax Policy', the word is `政策` (zhèngcè).
The 'Safe' Gift
It is quite common for Chinese parents to buy a `保单` for their children as a university graduation gift to ensure their future health and safety.
예시
6我的旅游保单在邮箱里。
My travel insurance policy is in my email.
Common use for digital documents.
请给我看一份保单样本。
Please show me a sample policy.
Professional request for information.
糟糕！我不记得保单放哪儿了。
Oh no! I don't remember where I put the policy.
Expressing worry about a lost document.
车险保单收到了吗？
Did you receive the car insurance policy?
Short, functional text message.
他连买个西瓜都想办份保单。
He even wants to get an insurance policy for buying a watermelon.
Hyperbole used for humor.
请在保单最后一页签字。
Please sign on the last page of the policy.
Standard instruction in a formal setting.
셀프 테스트
Choose the correct word to complete the sentence about a car accident.
理赔时，你需要出示你的汽车___。
When making a claim (理赔), you need to show your insurance policy (保单), not a menu (菜单) or a name list (名单).
Which word refers to an electronic version of this document?
现在很多人都使用___保单。
Electronic policy is `电子保单`. `电话` means telephone and `电力` means electric power.
🎉 점수: /2
시각 학습 자료
Formality of '保单'
Texting a friend about travel insurance.
保单发我。
Talking to family about household papers.
保单在抽屉里。
Signing documents at an insurance company.
请确认保单条款。
When to reach for your '保单'
Car Accident
Checking coverage details.
Hospital Visit
Showing proof of health insurance.
Visa Application
Providing travel insurance proof.
Financial Planning
Reviewing life insurance benefits.
연습 문제 은행
2 연습 문제理赔时，你需要出示你的汽车___。
When making a claim (理赔), you need to show your insurance policy (保单), not a menu (菜单) or a name list (名单).
现在很多人都使用___保单。
Electronic policy is `电子保单`. `电话` means telephone and `电力` means electric power.
🎉 점수: /2
자주 묻는 질문
10 질문No, insurance as a concept or industry is 保险. 保单 is specifically the contract document itself.
No, that would be a 合同 (contract). 保单 is strictly for insurance.
It is neutral. You can use it with a friend or in a high-level business meeting without changing the word.
You use the verb 退 (to return/withdraw). So, 'canceling a policy' is 退保 or 退保单.
It is called 电子保单 (diànzǐ bǎodān). This is the most common form in China today.
No, company policies are usually called 规定 (regulations) or 政策 (policies).
The most common measure word is 份 (fèn). For example, 一份保单.
Not really. It is a technical term, so people usually stick to the standard word.
Usually, yes. A 保单 is issued after the agreement is made and often after the first payment.
Yes! That means 'My policy has expired.' It is a very natural way to say it.
