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入金する

B1 verb #4,500 most common 7 min read

入金する

nyukin suru Top 4,500

Practice it Examples Notes & Tips 入金する in 30 Seconds

Explanation 入金する in your Level:

At the A1 level, you just need to know that 'nyūkin' means putting money into a bank or a card. You might see this word at a train station when using a Suica or Pasmo card. It is often written as 入金 (Nyūkin) on buttons. Think of it as 'Money In.' You don't need to use it in complex sentences yet, just recognize it on screens.

At the A2 level, you should be able to use 'nyūkin suru' in simple sentences. For example, 'ATM de nyūkin shimasu' (I will deposit money at the ATM). You should also understand the difference between 'nyūkin' (deposit) and 'shukkin' (withdrawal). You will use this word when talking about topping up your phone or transit card at a convenience store.

At the B1 level, you use 'nyūkin suru' in business and official contexts. You should understand phrases like 'nyūkin kakunin' (confirming payment) which you might see when buying things online. You also start to see it in the passive voice: 'kyūryō ga nyūkin sareta' (salary was deposited). This level requires understanding that 'nyūkin' is the formal term for money entering an account.

At the B2 level, you can discuss financial transactions in detail. You understand 'nyūkin' within the context of accounting, such as 'nyūkin kōza' (deposit account) or 'nyūkin kigen' (payment deadline). You can explain the difference between a direct deposit and a manual transfer. You are comfortable using the word in professional emails to clients.

At the C1 level, you understand the legal and technical nuances of 'nyūkin.' This includes understanding how deposits are treated in contracts, 'nyūkin hoshō' (payment guarantees), and handling discrepancies in financial records. You can use the term in discussions about cash flow management and corporate finance without hesitation.

At the C2 level, 'nyūkin' is part of a broad vocabulary of financial and economic terms. You can discuss the macroeconomic implications of 'nyūkin' trends, banking regulations regarding large deposits, and the historical evolution of the Japanese banking terminology. You use the word with perfect precision in high-level financial reporting.

Practice it Examples Notes & Tips

入金する in 30 Seconds

Nyūkin suru is the standard Japanese verb for depositing money into an account.
It is used both for personal ATM deposits and business payment receipts.
It literally means 'entering money' and is the opposite of 'shukkin' (withdrawal).
Essential for banking, e-commerce, and using transit cards like Suica in Japan.

The Japanese verb 入金する (nyūkin suru) is a fundamental financial term that literally translates to 'entering money.' In a practical sense, it refers to the act of depositing money into a bank account, topping up a digital wallet, or the receipt of a payment in a business context. Unlike the more general word for saving money, chokin, which implies long-term accumulation, 入金する is specifically about the transaction itself—the moment the balance increases. This word is essential for anyone living in Japan, as it appears on every ATM screen, utility bill, and online shopping confirmation page.

Banking Context: When you stand at a Japanese ATM (現金自動預け払い機), the button for 'Deposit' is usually labeled as お預入れ (o-azuke-ire), but the actual transaction recorded in your passbook is noted as 入金. It covers both cash deposits and electronic transfers arriving in your account.
Business Context: For freelancers and companies, 入金確認 (nyūkin kakunin) or 'payment confirmation' is a daily task. It refers to verifying that a client has sent the funds agreed upon in an invoice. In this sense, it means 'the arrival of funds.'
Digital Wallets: With the rise of PayPay, LinePay, and Suica, 入金 is often used interchangeably with the English loanword 'charge' (チャージ). When you add 1,000 yen to your transit card, you are performing a 入金.

銀行の口座に給料が入金されました。
My salary has been deposited into my bank account.

The nuances of 入金する extend into the timing of transactions. In Japan, the 'nyūkin-bi' (deposit date) is critical. Many companies have a fixed 'shimebi' (closing date) and 'nyūkin-bi' (payment date), such as 'end of month closing, end of next month payment.' Understanding this word helps you navigate the rigid financial structure of Japanese society. Furthermore, the word contrasts sharply with 出金する (shukkin suru), which means to withdraw or pay out money. Together, they form the 'nyū-shukkin' (deposits and withdrawals) history of any account.

コンビニでSuicaに入金することができます。
You can deposit money (top up) your Suica at a convenience store.

Using 入金する correctly requires understanding its grammatical role as a suru-verb. It typically takes the particle に (ni) to indicate the destination (the account or card) and を (o) if you are specifying the amount, though the amount is often omitted if clear from context. For example, '10,000 yen o kōza ni nyūkin suru' (Deposit 10,000 yen into the account).

Pattern 1: Personal Action: When you are the one performing the deposit at an ATM or via an app. Example: 'ATM de genkin o nyūkin shita' (I deposited cash at the ATM).
Pattern 2: Passive Receipt: When money arrives in your account from an external source. Example: 'Uriage ga nyūkin sareta' (The sales proceeds were deposited/received).

明日までに1万円を入金してください。
Please deposit 10,000 yen by tomorrow.

It is also important to distinguish between 'nyūkin' and 'furikomi'. While 'nyūkin' is the general act of money entering an account, 'furikomi' is the specific act of transferring money from one account to another. If you are paying a bill at an ATM, you are 'furikomu' (transferring), but the recipient sees it as a 'nyūkin' (deposit received). This perspective shift is vital for clear communication in Japanese business.

まだ取引先からの入金がありません。
There hasn't been a payment from the client yet.

You will encounter 入金する in several distinct environments, each with its own set of expectations. In the banking world, it's everywhere. When you use an ATM, the voice guidance will say, 'Gogenkin o nyūkin shite kudasai' (Please insert/deposit your cash). On your banking app, you'll see a 'Nyūkin Meisai' (Deposit Details) section which lists all incoming funds, including your salary or tax refunds.

E-commerce & Retail: When shopping on sites like Mercari or Amazon Japan using 'ATM payment' or 'Convenience store payment,' the system will wait for your 入金 before shipping the item. You'll receive an email saying 'Nyūkin o kakunin shimashita' (We have confirmed your payment).
Public Transportation: Ticket machines at train stations often use the word チャージ (Charge) for passengers, but the formal term used in receipts or help menus is often 入金. If your balance is low, the gate might display a message suggesting 入金.

ご入金を確認後、商品を発送いたします。
After confirming your deposit, we will ship the product.

In professional settings, accountants and administrative staff use this word constantly. They might ask, 'Nyūkin yotei wa itsu desu ka?' (When is the scheduled deposit date?). This refers to when they can expect money to hit the company's account. It is a sterile, objective term that avoids the awkwardness of talking about 'getting money' directly.

The most common mistake for learners is confusing 入金 (nyūkin) with 出金 (shukkin). Since they share the second kanji 金 (money), it's easy to mix up 'in' (入) and 'out' (出). Always remember: 入 looks like a person entering a door, representing money entering your account.

Nyūkin vs. Furikomi: Many students say 'nyūkin suru' when they mean they are transferring money to someone else. While the other person 'receives a deposit,' your action of sending it is 振込 (furikomi). If you tell a clerk 'Nyūkin shitai,' they will point you to the deposit function, not the transfer function.
Nyūkin vs. Chokin: 'Chokin' (貯金) is 'savings' as a concept or a goal. You 'chokin' when you want to buy a car. You 'nyūkin' when you physically put the 10,000 yen into the machine. You can 'nyūkin' without it being 'chokin' (e.g., just putting money in to pay a bill immediately).

Incorrect: 友達に1000円を入金しました。
Correct: 友達に1000円を振り込みました。

Another nuance is the use of 'nyūkin' for cash. While it's perfectly fine for digital balances, if you are specifically talking about depositing physical cash into a bank, the term 預け入れ (azuke-ire) is more common on ATM UI menus, though 'nyūkin' is the technical term for the resulting balance change. Avoid using 'nyūkin' for giving cash to a person directly (like a gift); use 'watasu' (to hand over) or 'ageru' (to give) instead.

To master financial Japanese, you must distinguish 入金する from its siblings. Each word has a specific domain where it is the 'correct' choice.

預け入れ (Azuke-ire): Used primarily on ATM screens. It literally means 'putting in for safekeeping.' It focuses on the physical act of giving your money to the bank.
振込 (Furikomi): Bank transfer. This is the act of moving money from your account to another's. It's an active outward process, whereas nyūkin is an inward result.
チャージ (Charge): Modern loanword used for e-money (Suica, PayPay). While 'nyūkin' is formal, 'charge' is what people say in daily life: 'Suica o charge shinakucha' (I have to charge my Suica).
送金 (Sōkin): Remittance. Usually used for sending money across borders or larger distances. It's more formal than furikomi.

When choosing between these, consider the 'direction' and the 'medium.' If money is coming *to* you, it's 入金. If you are putting money *into* a machine, it's 預け入れ or 入金. If you are sending it *away* to pay a bill, it's 振込 or 支払い (shiharai).

貯金 (Savings) vs. 入金 (Deposit)
'Chokin' is the money you keep; 'Nyūkin' is the act of putting it there.

How Formal Is It?

Fun Fact

In ancient times, 'kin' literally referred to gold. So 'nyūkin' was the act of bringing physical gold into a vault. Today, it's mostly digital numbers!

Pronunciation Guide

UK njuːkɪn suːruː

US nukin suːru

The stress is relatively flat, as in most Japanese words, but a slight pitch drop occurs after 'nyu'.

Rhymes With

Tsūkin (commute) Shukkin (withdrawal) Kakin (billing/microtransaction) Sōkin (remittance) Chokin (savings) Bokin (fundraising) Zaikin (being at work) Yūkin (gold dust)

Common Errors

Pronouncing 'kin' like English 'kin' (family). It should be 'keen' but shorter.
Adding a heavy 'r' sound to 'suru'. It should be a light tap.
Confusing the pitch with 'shukkin'.
Forgetting the long 'u' sound in 'nyu'.
Pronouncing the 'n' too strongly at the end.

Difficulty Rating

Reading 2/5

The kanji are very basic (N5 level), but the context is financial.

Writing 2/5

Simple to write, though the stroke order of '金' needs care.

Speaking 3/5

Easy to pronounce, but requires knowing when to use it vs 'furikomi'.

Listening 2/5

Distinctive sound, commonly heard in banks and stations.

What to Learn Next

Prerequisites

お金 (Okane) 入る (Hairu) 金 (Kane/Kin) する (Suru) 銀行 (Ginko)

Learn Next

出金 (Shukkin) 振込 (Furikomi) 口座 (Koza) 残高 (Zandaka) 手数料 (Tesuryo)

Advanced

貸借対照表 (Balance sheet) 資金繰り (Cash flow management) 売掛金 (Accounts receivable) 相殺 (Offsetting/Clearing)

Grammar to Know

Suru-verbs with Sino-Japanese Nouns

入金 + する = To deposit.

Passive Voice for Automatic Actions

給料が入金される (Salary is deposited).

Te-form for Request

入金してください (Please deposit).

Noun + No + Noun

入金の手続き (Procedure of deposit).

Potential Form

入金できる (Can deposit).

Examples by Level

ここで入金できますか？

Can I deposit money here?

Uses 'dekimasu' for possibility.

入金、お願いします。

Deposit, please.

Simple noun + onegaishimasu.

ボタンの「入金」を押します。

Press the 'Deposit' button.

Noun as a direct object.

1000円入金します。

I will deposit 1000 yen.

Amount + verb.

カードに入金しました。

I deposited money onto the card.

Past tense 'shimashita'.

入金はどこですか？

Where is the deposit (machine)?

Topic marker 'wa' with 'doko'.

お金を入金する。

To deposit money.

Basic dictionary form.

はい、入金です。

Yes, it is a deposit.

Simple copula 'desu'.

ATMで入金しました。

I deposited money at the ATM.

Particle 'de' for location.

コンビニで入金できます。

You can deposit money at a convenience store.

Potential form 'dekimasu'.

入金の手数料はいくらですか？

How much is the deposit fee?

Possessive 'no' linking nouns.

明日、銀行で入金します。

I will deposit money at the bank tomorrow.

Future/Habitual tense.

入金を確認してください。

Please check the deposit.

Te-form + kudasai for requests.

この機械で入金できますか？

Can I deposit money with this machine?

Particle 'de' for means/tool.

入金はまだしていません。

I haven't made the deposit yet.

Present perfect negative 'shite imasen'.

入金するとメールが来ます。

When you deposit, an email will come.

Conditional 'to' for natural results.

給料が口座に入金されました。

The salary was deposited into the account.

Passive voice 'saremashita'.

入金が遅れて申し訳ありません。

I am sorry that the payment is late.

Te-form for reasons/causes.

入金が確認でき次第、発送します。

As soon as the payment is confirmed, we will ship.

Grammar 'shidai' (as soon as).

昨日、3万円を入金しておきました。

I deposited 30,000 yen yesterday (in preparation).

Te-oku (doing in advance).

入金履歴をチェックしてください。

Please check the deposit history.

Compound noun 'nyūkin rireki'.

自動入金の設定をしています。

I have set up an automatic deposit.

Continuous state 'shite imasu'.

入金がない場合はキャンセルとなります。

If there is no deposit, it will be cancelled.

Conditional 'baai' (in case of).

取引先から入金がありました。

There was a payment from the client.

Polite existence 'arimashita'.

入金消し込み作業に時間がかかる。

Reconciling deposits takes time.

Technical term 'keshikomi' (reconciliation).

入金予定日を教えていただけますか？

Could you tell me the scheduled payment date?

Humble request 'itadakemasu ka'.

一括で入金することにしました。

I decided to deposit the whole amount at once.

Decision expression 'koto ni shita'.

未入金の請求書がたまっている。

Unpaid invoices are piling up.

Prefix 'mi-' (un-/not yet).

入金金額が間違っているようです。

It seems the deposit amount is wrong.

Appearance 'yō desu'.

即時入金サービスを利用する。

To use the instant deposit service.

Compound noun 'sokuji nyūkin'.

入金伝票を正しく記入してください。

Please fill out the deposit slip correctly.

Adverbial 'tadashiku'.

入金を確認するまでお待ちください。

Please wait until we confirm the deposit.

Until 'made'.

入金管理の徹底がキャッシュフロー改善の鍵だ。

Thorough deposit management is key to improving cash flow.

Abstract noun 'tettei' (thoroughness).

入金サイトが長すぎると、資金繰りが苦しくなる。

If the payment cycle is too long, cash flow becomes difficult.

Business term 'saito' (payment terms/cycle).

誤入金が発生した際の対応マニュアルを作成する。

Create a response manual for when an erroneous deposit occurs.

Formal 'sai' (at the time of).

入金照合システムを導入し、効率化を図る。

Introduce a deposit matching system to improve efficiency.

Verb 'hakaru' (to aim for).

入金義務の不履行により、契約を解除する。

Terminate the contract due to non-fulfillment of payment obligations.

Legal term 'fukō' (non-fulfillment).

仮入金の状態では、正式な領収書は発行できない。

In the state of provisional deposit, a formal receipt cannot be issued.

Prefix 'kari-' (provisional/temporary).

入金口座の変更を速やかに通知してください。

Please promptly notify us of any changes to the deposit account.

Adverb 'sumiyaka ni' (promptly).

入金サイクルを短縮する交渉を行う。

Negotiate to shorten the payment cycle.

Noun 'tanshuku' (shortening).

入金消込の自動化は、経理部門のデジタルトランスフォーメーションの第一歩である。

Automating deposit reconciliation is the first step in the accounting department's digital transformation.

Formal copula 'de aru'.

不正入金の疑いがあるとして、当局が調査を開始した。

Authorities have launched an investigation on suspicion of fraudulent deposits.

Clause 'to shite' (on the grounds of).

入金予測モデルの精度を高め、投資判断に活かす。

Improve the accuracy of deposit prediction models and use them for investment decisions.

Verb 'ikasu' (to make use of).

巨額の入金が市場の流動性に与える影響を分析する。

Analyze the impact of massive deposits on market liquidity.

Particle 'ni' with 'ataeru' (give/impact).

入金ルートの多角化により、決済リスクを分散させる。

Diversify payment routes to spread settlement risks.

Noun 'takakuka' (diversification).

入金遅延が連鎖し、中小企業の倒産が相次いでいる。

Payment delays are chaining, leading to a series of bankruptcies among small businesses.

Verb 'aitsugu' (to follow in succession).

入金管理の瑕疵が、監査法人からの指摘事項となった。

Flaws in deposit management became a point of contention from the auditing firm.

Formal noun 'kashi' (flaw/defect).

入金情報の透明性を確保することが、ガバナンス強化に繋がる。

Ensuring the transparency of deposit information leads to stronger governance.

Verb 'tsunagaru' (to lead to).

Common Collocations

現金を入金する

口座に入金する

入金を確認する

入金が遅れる

一括で入金する

入金予定日

入金手数料

自動入金

未入金

入金履歴

Common Phrases

入金確認済み

— Payment confirmed. Used in online shopping statuses.

ステータスが入金確認済みになった。

入金待ち

— Awaiting payment. Used when a seller is waiting for the buyer to pay.

現在は入金待ちの状態です。

スピード入金

— Instant deposit. A feature of some banking or trading apps.

スピード入金を利用して取引する。

入金不要

— No deposit required. Often seen in promotions or bonus offers.

入金不要ボーナスをもらう。

入金制限

— Deposit limit. A cap on how much money can be put in.

1日の入金制限を超えました。

即時入金

— Immediate deposit. Funds are available right away.

即時入金ならすぐに反映されます。

入金伝票

— Deposit slip. Paper used at banks.

入金伝票を書いて窓口へ行く。

入金通知

— Deposit notification. An alert that money has arrived.

スマホに入金通知が届いた。

入金口座

— Deposit account. The specific account where money should go.

入金口座を間違えないでください。

入金方法

— Deposit method. How the money is being put in.

入金方法を選択してください。

Often Confused With

入金する vs 出金 (Shukkin)

Opposite direction (Money Out).

入金する vs 振込 (Furikomi)

Refers to the transfer process, not just the deposit result.

入金する vs 貯金 (Chokin)

Refers to the act of saving, not the specific transaction.

Idioms & Expressions

"入金が途絶える"

— Payments stop coming in. Used when a source of income dries up.

不況で入金が途絶えてしまった。

Business/Serious

"入金に追われる"

— To be hard-pressed to make deposits or payments. Usually implies financial stress.

毎月、入金に追われる日々だ。

Colloquial

"入金を待つ身"

— Being in the position of waiting for money to arrive. Implies a lack of control.

こちらは入金を待つ身なので、何もできない。

Neutral

"入金が命"

— Deposit/Payment is everything. Often used in small business to emphasize cash flow.

商売は入金が命だ。

Business Slang

"入金を渋る"

— To be reluctant to make a payment or deposit.

あのクライアントはいつも入金を渋る。

Business

"入金が反映される"

— For a deposit to show up in the balance.

システムに入金が反映されるまで時間がかかる。

Technical

"入金ベース"

— On a cash-in basis. Calculating profit based on actual money received.

入金ベースで売り上げを計算する。

Accounting

"入金が浮く"

— To have an unexpected surplus or a deposit that wasn't immediately accounted for.

ミスで1万円入金が浮いている。

Accounting

"入金を流す"

— To process a deposit or move funds through a system.

経理が入金を流してくれた。

Internal Business

"入金が固まる"

— For a deposit schedule to be finalized.

来月の入金がようやく固まった。

Business

Easily Confused

入金する vs 預金 (Yokin)

Both involve banks and money.

Yokin is the 'balance' or the 'savings account' itself. Nyūkin is the 'action' of putting money in.

預金残高を確認して、1万円を入金した。

入金する vs 課金 (Kakin)

Both involve paying money.

Kakin is specifically for paying for digital services or games (microtransactions). Nyūkin is for bank/card balances.

ゲームに課金するために、口座に入金した。

入金する vs 送金 (Sōkin)

Both involve moving money.

Sōkin is 'remittance' or 'sending'. Nyūkin is 'receiving' or 'depositing'.

実家に送金したら、母から入金確認の電話が来た。

入金する vs 納金 (Nōkin)

Both mean paying in money.

Nōkin is specifically paying taxes, fees, or membership dues to an organization.

税金を納金する。

入金する vs 返金 (Henkin)

Both involve money entering an account.

Henkin is a 'refund'. Nyūkin is a general 'deposit'.

キャンセルしたので、代金が返金（入金）された。

Sentence Patterns

[Amount] を入金します。

千円を入金します。

[Place] で入金できます。

コンビニで入金できます。

[Item] が入金されました。

給料が入金されました。

入金を確認してから [Action]。

入金を確認してから発送します。

入金予定日は [Date] です。

入金予定日は来週の月曜日です。

未入金の [Noun] があります。

未入金の請求書があります。

入金サイクルを [Verb] する。

入金サイクルを短縮する。

入金管理の [Noun] を図る。

入金管理の効率化を図る。

Word Family

Nouns

入金 (Nyūkin) - Deposit/Payment received

入金者 (Nyūkinsha) - Depositor

入金額 (Nyūkingaku) - Deposit amount

入金日 (Nyūkinbi) - Deposit date

Verbs

入金する (Nyūkin suru) - To deposit/receive payment

お金 (Okane) - Money

銀行 (Ginkō) - Bank

口座 (Kōza) - Account

通帳 (Tsūchō) - Passbook

現金 (Genkin) - Cash

How to Use It

frequency

Extremely high in daily life and business.

Common Mistakes

Using nyūkin for physical wallets. → Saifu ni okane o ireru.
Nyūkin is for bank accounts and digital systems, not physical pockets.
Confusing nyūkin with furikomi. → Tomodachi ni furikomu.
You 'furikomu' (transfer) to a friend. The friend 'receives a nyūkin'.
Saying 'Okane o nyūkin shimasu' for saving money. → Chokin shimasu.
Chokin implies the goal of saving; nyūkin is just the transaction.
Mixing up nyūkin and shukkin. → Check the kanji: 入 (In) vs 出 (Out).
This is a fundamental error that can lead to financial mistakes at the ATM.
Using nyūkin for paying a shop clerk cash. → Shiharau / Watasu.
Nyūkin is not used for handing over physical cash in a shop transaction.

Tips

Use with 'ni'

Always indicate where the money is going using the particle 'ni'. Kōza ni nyūkin suru.

The 25th is Key

The 25th of every month is the busiest day for 'nyūkin' in Japan due to payday. ATMs will have long lines!

Nyū vs Shuk

Mnemonic: 'Nyū' sounds like 'New' (New money in). 'Shuk' sounds like 'Shook' (The money was shaken out).

Confirmation Email

When you receive a payment, it is polite to send a 'nyūkin kakunin' email immediately.

App Terminology

Most Japanese banking apps use 'nyū-shukkin' (入出金) for the transaction history tab.

Kanji Breakdown

入 (Enter) + 金 (Money). It's one of the most logical kanji pairings in Japanese!

Politeness

Add 'go' (ご入金) when referring to a customer's deposit to sound professional.

JLPT Context

This word often appears in N3-N2 listening sections involving bank or office scenarios.

Station Machines

If your Suica fails at the gate, look for the 'Norikae Nyūkin-ki' (Adjustment/Deposit machine).

Fraud Prevention

Be wary of 'furikome sagi' (transfer fraud), where people are tricked into making a 'nyūkin' to a stranger's account.

Memorize It

Mnemonic

Think of 'NEW KIN'. When you deposit money, you have 'New Kin' (new relatives/money) entering your bank family.

Visual Association

Imagine a giant gold coin (金) walking through a door (入) into a safe.

Word Web

ATM Salary Bank Suica Wallet Payment Invoice Balance

Challenge

Try to find the word '入金' on a Japanese ATM or a shopping website today.

Word Origin

Derived from Middle Chinese roots. '入' (nyū) meaning 'to enter' and '金' (kin) meaning 'gold' or 'money.'

Original meaning: To bring gold/money inside a storage or treasury.

Sino-Japanese (Kango)

Cultural Context

Be careful when asking someone 'Nyūkin shimashita ka?' (Did you deposit it?). In a business context, it can sound like you are accusing them of being late. Use 'Nyūkin no go-kakunin wa itadakemashita ka?' (Were you able to confirm the deposit?) for more politeness.

In English, we use 'deposit' for banks but 'top up' for cards. In Japanese, 'nyūkin' covers both.

Bank of Japan (Nippon Ginko) guidelines Suica/Pasmo charging instructions PayPay app interface

Practice in Real Life

Real-World Contexts

At a Bank ATM

入金ボタンを押す
現金をセットする
通帳を入れる
手数料を確認する

Using Public Transport

券売機で入金する
1000円チャージする
残高が足りない
改札を通る

Online Shopping

コンビニ入金を選ぶ
期限内に入金する
入金完了メール
発送を待つ

At the Office

入金確認をお願いします
請求書を送る
入金予定を確認する
経理に報告する

Personal Finance Apps

入金通知を設定する
入金履歴を見る
他行から入金する
ポイントを入金する

Conversation Starters

"銀行の入金手数料、最近高くなりましたよね？ (Bank deposit fees have gotten expensive lately, haven't they?)"

"Suicaの入金はどこでやるのが一番便利ですか？ (Where is the most convenient place to top up a Suica?)"

"給料の入金日は毎月何日ですか？ (What day of the month is your salary deposited?)"

"間違えて知らない人の口座に入金しちゃったらどうすればいい？ (What should I do if I accidentally deposit money into a stranger's account?)"

"最近は現金を入金する機会が減りましたね。 (The chances to deposit cash have decreased lately, haven't they?)"

Journal Prompts

今日、銀行でいくら入金しましたか？そのお金は何に使う予定ですか？ (How much did you deposit at the bank today? What do you plan to use it for?)

初めて自分で入金の手続きをした時のことを覚えていますか？ (Do you remember the first time you handled a deposit procedure yourself?)

日本の銀行の「入金」システムについてどう思いますか？ (What do you think about the 'deposit' system in Japanese banks?)

もし100万円が突然口座に入金されたら、どうしますか？ (If 100,000 yen was suddenly deposited into your account, what would you do?)

キャッシュレス決済の入金（チャージ）の便利さと不便さについて書いてください。 (Write about the convenience and inconvenience of depositing money into cashless payments.)

Frequently Asked Questions

10 questions

Not exactly. It means 'to deposit' or 'to receive payment.' If you are the one paying, you usually say 'shiharau' or 'furikomu.' However, in e-commerce, 'nyūkin' is used to describe the completion of your payment from the seller's perspective.

Technically, no. 'Nyūkin' is for formal financial accounts or digital systems. For a piggy bank, you would say 'chokinbako ni okane o ireru.'

For IC cards like Suica and apps like PayPay, 'charge' is much more common in casual conversation. 'Nyūkin' sounds more formal or technical.

It is the scheduled day when money (like your salary or a payment from a client) will be deposited into your account.

Nyūkin is the verb/action (to deposit). Yokin is the noun (the deposit/savings in the bank).

'O-azuke-ire' is a more polite, customer-facing term meaning 'entrusting your money to the bank.' 'Nyūkin' is the functional term for the transaction.

Yes, when you move fiat currency or crypto into an exchange wallet, it is called 'nyūkin.'

It means 'unpaid' or 'payment not yet received.' It's a common term in accounting.

Yes, you can say 'Okane o nyūkin suru' (Deposit money).

You can say 'Nyūkin o kakuninいたしました' (I have confirmed the deposit/payment).