B1 Idiom Informal 6 min de leitura

break the bank

To cost too much money

Literalmente: To shatter the financial institution.

Em 15 segundos

  • Means something costs too much money.
  • Often used negatively to mean affordable.
  • Originates from old-time bank heists.
  • Casual phrase for discussing prices.

Significado

Esta frase descreve algo que é muito caro, mas geralmente é usada no negativo para dizer que algo é acessível. Significa que você pode comprá-lo sem gastar todas as suas economias.

Exemplos-chave

3 de 12
1

Texting a friend about a concert ticket

Hey, are you getting tickets for that concert? I hope they don't `break the bank`!

I hope they are not too expensive!

2

At a restaurant, looking at the menu

The steak looks amazing, but it costs $50. That might `break the bank` for a Tuesday night.

That might cost too much for a Tuesday night.

3

Planning a budget vacation

We're looking for a getaway that is fun but won't `break the bank`.

We are looking for a getaway that is fun but affordable.

🌍

Contexto cultural

This idiom likely emerged from a time when banks held physical cash in large, vulnerable containers. The idea of 'breaking the bank' conjures images of a dramatic heist, implying a catastrophic loss of funds. It exists because it provides a vivid, albeit slightly dramatic, way to discuss the concept of extreme expense or, more commonly, affordability in everyday conversation.

💡

The Power of the Negative

Remember, `won't break the bank` is the most common way you'll hear this phrase. It's a friendly way to say 'It's affordable!' Use it to reassure others (or yourself!).

⚠️

Don't Sound Flippant!

Avoid using `break the bank` in serious financial contexts like official reports or major investment meetings. It can sound unprofessional or dismissive of significant costs.

Em 15 segundos

  • Means something costs too much money.
  • Often used negatively to mean affordable.
  • Originates from old-time bank heists.
  • Casual phrase for discussing prices.

What It Means

Ever seen something you really wanted, but the price tag made your eyes water? That's when you might say, "Wow, that's going to break the bank!" It means something costs a lot of money. Usually, we use it to say something is *not* too expensive. "Don't worry, this coffee won't break the bank." This is a way to say it's affordable. It's a common way to talk about money. It adds a little drama to the conversation. It makes talking about prices more fun.

Origin Story

This phrase likely comes from the early days of banking. Imagine a time before secure vaults and digital transfers. Banks kept their money in large chests or safe rooms. If someone managed to steal *all* the money, they would literally break open the bank's strongbox. This would be a huge, catastrophic event! It implies a total financial disaster. The phrase captures that feeling of extreme expense. It's like saying something costs so much, it's a financial ruin. It paints a vivid picture, doesn't it? Like a scene from an old movie!

How To Use It

You use break the bank to talk about cost. It's most common in the negative. "This vacation won't break the bank." This means it's affordable. You can also use it as a question. "Can we afford this without breaking the bank?" Sometimes, people use it positively. "That new gaming console really broke the bank, but it was worth it!" This means it was very expensive. Be aware of the context. The negative form is super common. It's a casual way to discuss budgets. It avoids sounding too serious about money. You'll hear it a lot in everyday chats. It's a friendly way to discuss prices. It's like saying "it won't cost an arm and a leg."

Real-Life Examples

  • Texting a friend: "Thinking of buying that new phone. Do you think it'll break the bank?"
  • Ordering food: "Can I get the lobster? Or will that break the bank?"
  • Planning a trip: "We want a beach vacation, but nothing that will break the bank."
  • Online shopping: "Found a great dress! The price is good, it won't break the bank."
  • Job interview: "My previous role involved managing budgets, ensuring projects stayed within financial limits and didn't break the bank."

When To Use It

Use break the bank when discussing prices. It's perfect for casual conversations. Talk about buying gifts. Discussing weekend plans works too. It's great for planning vacations. Use it when you want to know about affordability. It's also good for reassuring someone. "Don't worry, dinner is on me. It won't break the bank." It's a lighthearted way to mention cost. You can use it with friends and family. It fits well in informal settings. Think about everyday spending. This phrase adds color to those chats. It makes talking about money less dull.

When NOT To Use It

Avoid break the bank in very formal situations. Official financial reports are a no-go. A serious business proposal isn't the place. Don't use it when discussing large, critical investments. It sounds too casual for those topics. It might sound flippant. For example, don't say "The company's expansion plan will break the bank" in a board meeting. It might undermine the seriousness. Stick to formal terms like "exceed the budget" or "financially unsustainable." It's all about matching the tone. Keep it for relaxed chats. Save it from the boardroom!

Common Mistakes

Learners sometimes struggle with the negative. They might say, "This is affordable, it doesn't break the bank." This is actually correct! But sometimes they flip it around. They might say, "This is too expensive, it breaks the bank." This is also correct, but less common. The most confusing part is the *implication*. Saying "It won't break the bank" means it's affordable. Saying "It breaks the bank" means it's *very* expensive. It's easy to get mixed up. Let's clarify:

✗ "I can't buy this because it breaks the bank." (This sounds like you're saying it's *too cheap* and causing a problem somehow. Confusing!)

✓ "I can't buy this because it would break the bank." (This clearly means it's too expensive.)

✗ "This is a great deal, it won't break the bank!" (This is correct, meaning it's affordable.)

✓ "This is a great deal, it's so cheap it won't break the bank!" (Adding "so cheap" clarifies, but "it won't break the bank" alone implies affordability.)

It's the *expected* meaning that trips people up. The negative is the default for affordability.

Similar Expressions

  • Cost an arm and a leg: Very similar, means extremely expensive.
  • Cost a fortune: Also means very expensive.
  • Be out of budget: More direct, means it's too expensive for a specific budget.
  • Be prohibitively expensive: More formal, means too expensive to be practical.
  • Be affordable: The opposite meaning, means not too expensive.
  • Be a steal: Means very cheap, the opposite of breaking the bank.
  • Not break the bank: The most common usage, meaning affordable.

Memory Trick

💡

Picture a piggy bank, full of coins. Now imagine someone trying to smash it open! Break the bank sounds like that – a big, costly effort. If something is cheap, you don't need to smash anything. If it's expensive, it feels like a huge effort, like breaking the bank. So, if you don't want to break the bank, it means you want to save your money. Easy, right? Don't smash your piggy bank for this purchase!

Quick FAQ

Q: Does break the bank always mean something is super expensive?

A: Not usually! It's most often used in the negative (won't break the bank) to mean something is affordable. It's a way to say it's okay for your wallet. It reassures you that it's not a major financial strain.

Q: Can I use it in a job interview?

A: Maybe, but carefully! It's generally informal. You might use it if discussing past budget management in a relatable way. But avoid it for serious financial discussions. Stick to professional terms like 'cost-effective' or 'within budget'.

Q: Is it always about money?

A: Yes, break the bank is specifically about costing too much money. It’s a financial idiom. It doesn't apply to things like effort or time. You wouldn't say a difficult task will "break the bank" of your energy.

Notas de uso

This is an informal idiom primarily used in casual conversation. While it can describe something genuinely expensive (especially in the positive past tense, like 'it broke the bank'), its most frequent use is in the negative ('won't break the bank') to reassure someone that something is affordable. Avoid it in formal business or financial reporting.

💡

The Power of the Negative

Remember, `won't break the bank` is the most common way you'll hear this phrase. It's a friendly way to say 'It's affordable!' Use it to reassure others (or yourself!).

⚠️

Don't Sound Flippant!

Avoid using `break the bank` in serious financial contexts like official reports or major investment meetings. It can sound unprofessional or dismissive of significant costs.

🎯

Visualize the Vault

Imagine an old-timey bank vault being smashed open. That's the dramatic image! If something costs THAT much, it's 'breaking the bank'. If it's cheap, you don't need to smash anything.

💬

A Tale of Old Banks

This phrase taps into historical imagery of banks as places holding vast, vulnerable physical wealth. Its existence highlights how cultural memory of financial security (or lack thereof) influences language.

Exemplos

12
#1 Texting a friend about a concert ticket

Hey, are you getting tickets for that concert? I hope they don't `break the bank`!

I hope they are not too expensive!

Used here to express concern about the high cost of tickets.

#2 At a restaurant, looking at the menu

The steak looks amazing, but it costs $50. That might `break the bank` for a Tuesday night.

That might cost too much for a Tuesday night.

Highlights that the price is significantly high for the occasion.

#3 Planning a budget vacation

We're looking for a getaway that is fun but won't `break the bank`.

We are looking for a getaway that is fun but affordable.

The most common usage: the negative implies affordability.

#4 Instagram caption for a new gadget purchase

Finally got my hands on the new VR headset! It definitely `broke the bank`, but wow, the immersion is unreal! #TechGoals #WorthIt

It cost a lot of money, but wow, the immersion is unreal!

Used positively here to emphasize the high cost, followed by justification.

#5 Discussing a potential investment with a colleague

The initial setup cost for this new software seems high. We need to ensure it doesn't `break the bank` before we commit.

We need to ensure it doesn't cost too much money before we commit.

Used in a professional but still somewhat informal context to discuss financial risk.

#6 Explaining a purchase decision

I splurged on the designer bag. It really `broke the bank`, but I feel fabulous carrying it!

It cost a lot of money, but I feel fabulous carrying it!

Emphasizes the high cost and the emotional satisfaction derived from the purchase.

Learner mistake: Texting about a gift Erro comum

✗ I bought him a watch, it was expensive, it `broke the bank`.

I bought him a watch, it was expensive, it cost a lot.

This usage is confusing. While technically correct to mean 'expensive', it's uncommon and sounds odd. Better to say 'it cost a fortune' or 'it really broke the bank'.

Learner mistake: Asking about affordability Erro comum

✗ Can we go to that restaurant? It won't `break the bank`, right?

Can we go to that restaurant? It won't cost too much, right?

This sentence is grammatically correct, but the learner might intend to ask if it's *too* expensive. 'Won't break the bank' implies affordability, so the question is slightly contradictory if they suspect it's pricey.

#9 Job interview question about budget management

In my previous role, I was responsible for project budgets, always ensuring we delivered excellent results without `breaking the bank`.

Always ensuring we delivered excellent results without exceeding the budget.

Used professionally to convey responsible financial management.

#10 Talking about a free event

Good news! The summer festival is completely free this year. It definitely won't `break the bank`!

It definitely won't cost any money!

Reassuring someone that an event is affordable because it's free.

#11 Humorous exaggeration about a small purchase

I bought a fancy coffee this morning. Oh man, did it `break the bank`! I'm eating instant noodles for dinner now.

Oh man, did it cost a fortune! I'm eating instant noodles for dinner now.

Used humorously to exaggerate the cost of a small item.

#12 Comparing two options

The deluxe package is tempting, but the standard one is much cheaper and won't `break the bank`.

The standard one is much cheaper and affordable.

Contrasting two options based on price, highlighting affordability.

Teste-se

Fill in the blank with the correct form of the idiom.

✓ Correto! ✗ Quase. Resposta certa: break

The idiom is 'break the bank'. 'Break' is the correct verb here.

Choose the sentence that uses 'break the bank' correctly.

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: D

Option D correctly uses 'won't break the bank' to mean the concert is affordable. Option B is also correct. Option C implies the project is affordable which is the opposite of the intended meaning. Option A is contradictory.

Find and fix the error in the sentence.

✓ Correto! ✗ Quase. Resposta certa:

The idiom is 'break the bank', not 'break my bank'. 'The bank' is used idiomatically here.

Fill in the blank with the correct form of the idiom.

✓ Correto! ✗ Quase. Resposta certa: broke

The past tense of 'break' is 'broke'. The idiom 'break the bank' is used here in its positive form to mean it was very expensive.

Choose the sentence that uses 'break the bank' correctly.

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: A

Option A correctly implies affordability. Option B incorrectly implies the party is too expensive (when it's usually used negatively for affordability). Option C is contradictory. Option D incorrectly defines the phrase.

Find and fix the error in the sentence.

✓ Correto! ✗ Quase. Resposta certa:

The specific idiom 'break the bank' is used to express the idea of costing too much money, rather than a more general phrase like 'break our finances'.

Fill in the blank.

✓ Correto! ✗ Quase. Resposta certa: break

The correct idiom is 'break the bank', meaning to be too expensive.

Choose the sentence that uses 'break the bank' correctly.

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: A

Option A correctly uses 'didn't break the bank' to mean it was affordable. Option B correctly uses 'break the bank' to mean expensive. Option C is nonsensical. Option D incorrectly defines the phrase.

Find and fix the error in the sentence.

✓ Correto! ✗ Quase. Resposta certa:

While 'break our budget' makes sense, the specific idiom being taught is 'break the bank', which has a similar meaning but is more colorful and informal.

Fill in the blank with the correct form of the idiom.

✓ Correto! ✗ Quase. Resposta certa: break

The idiom is 'break the bank', meaning to be too expensive. The present tense 'break' is appropriate here.

Choose the sentence that uses 'break the bank' correctly.

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: C

Option C correctly uses 'break the bank' to mean 'cost too much'. Option A correctly uses 'won't break the bank' to mean affordable. Option B and D are incorrect definitions or applications.

Find and fix the error in the sentence.

✓ Correto! ✗ Quase. Resposta certa:

The idiom 'break the bank' is the standard phrase for something being excessively expensive. 'Break my wallet' is understandable but not the established idiom.

🎉 Pontuação: /12

Recursos visuais

Formality Spectrum: `Break the Bank`

Very Informal

Casual chats, texting, social media.

OMG, that new phone will totally break the bank!

Informal

Everyday conversations, planning with friends.

Let's find a restaurant that won't break the bank.

Neutral/Slightly Formal

Discussing budgets cautiously, maybe in a team meeting.

We need to ensure this project doesn't break the bank.

Formal

Not typically used. Formal financial reports require precise language.

The company's expansion strategy must remain within budgetary constraints.

When Do You Hear `Break the Bank`?

Discussing Cost
🛒

Shopping Online

Found a great deal, it won't break the bank!

✈️

Planning a Trip

We want a beach vacation, but nothing that will break the bank.

🍽️

Ordering Food

Can I get the lobster? Or will that break the bank?

🎁

Buying Gifts

I hope this birthday present doesn't break the bank.

💰

Budgeting

We need to be careful not to break the bank this month.

👜

Talking About Luxuries

That designer handbag really broke the bank!

Similar Phrases vs. `Break the Bank`

Phrase
`Break the bank` Implies high cost; often used negatively for affordability.
`Cost an arm and a leg` Strongly emphasizes extreme expense.
`Be affordable` Directly states something is not too expensive.
`Be a steal` Means something is surprisingly cheap.
Nuance
Informal, common. Often used in the negative to reassure.
Informal, vivid. Suggests a very high, perhaps unreasonable, price.
Neutral, direct. States the financial possibility clearly.
Informal, enthusiastic. Expresses delight at a low price.

Usage Scenarios for `Break the Bank`

🤔

Affordability Check

  • Will this cost too much?
  • Is it within my budget?
  • Don't worry, it won't break the bank.
💸

Describing High Cost

  • That new car really broke the bank.
  • The wedding expenses broke the bank.
  • It cost a fortune, it broke the bank!
💬

Casual Conversation

  • Planning dinner plans.
  • Discussing weekend activities.
  • Shopping advice with friends.
😂

Exaggeration/Humor

  • My fancy coffee broke the bank today!
  • Eating ramen tonight because of that purchase.

Banco de exercicios

12 exercicios
Fill in the blank with the correct form of the idiom. Fill Blank beginner

Don't worry about the tickets; they won't ____ the bank.

✓ Correto! ✗ Quase. Resposta certa: break

The idiom is 'break the bank'. 'Break' is the correct verb here.

Choose the sentence that uses 'break the bank' correctly. Choose intermediate

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: D

Option D correctly uses 'won't break the bank' to mean the concert is affordable. Option B is also correct. Option C implies the project is affordable which is the opposite of the intended meaning. Option A is contradictory.

Find and fix the error in the sentence. Error Fix intermediate

Encontre e corrija o erro:

I want to buy this car, but I'm afraid it will break my bank.

✓ Correto! ✗ Quase. Resposta certa: I want to buy this car, but I'm afraid it will break the bank.

The idiom is 'break the bank', not 'break my bank'. 'The bank' is used idiomatically here.

Fill in the blank with the correct form of the idiom. Fill Blank advanced

That luxury cruise vacation really ____ the bank, but it was unforgettable!

✓ Correto! ✗ Quase. Resposta certa: broke

The past tense of 'break' is 'broke'. The idiom 'break the bank' is used here in its positive form to mean it was very expensive.

Choose the sentence that uses 'break the bank' correctly. Choose intermediate

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: A

Option A correctly implies affordability. Option B incorrectly implies the party is too expensive (when it's usually used negatively for affordability). Option C is contradictory. Option D incorrectly defines the phrase.

Find and fix the error in the sentence. Error Fix advanced

Encontre e corrija o erro:

We are planning a low-cost wedding, so it won't break our finances.

✓ Correto! ✗ Quase. Resposta certa: We are planning a low-cost wedding, so it won't break the bank.

The specific idiom 'break the bank' is used to express the idea of costing too much money, rather than a more general phrase like 'break our finances'.

Fill in the blank. Fill Blank beginner

Can we afford this new laptop, or will it ____ the bank?

✓ Correto! ✗ Quase. Resposta certa: break

The correct idiom is 'break the bank', meaning to be too expensive.

Choose the sentence that uses 'break the bank' correctly. Choose advanced

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: A

Option A correctly uses 'didn't break the bank' to mean it was affordable. Option B correctly uses 'break the bank' to mean expensive. Option C is nonsensical. Option D incorrectly defines the phrase.

Find and fix the error in the sentence. Error Fix intermediate

Encontre e corrija o erro:

This vacation package is amazing, but it might break our budget.

✓ Correto! ✗ Quase. Resposta certa: This vacation package is amazing, but it might break the bank.

While 'break our budget' makes sense, the specific idiom being taught is 'break the bank', which has a similar meaning but is more colorful and informal.

Fill in the blank with the correct form of the idiom. Fill Blank intermediate

I love this dress, but I'm not sure I should buy it. It might ____ the bank.

✓ Correto! ✗ Quase. Resposta certa: break

The idiom is 'break the bank', meaning to be too expensive. The present tense 'break' is appropriate here.

Choose the sentence that uses 'break the bank' correctly. Choose advanced

Which sentence uses the phrase correctly?

✓ Correto! ✗ Quase. Resposta certa: C

Option C correctly uses 'break the bank' to mean 'cost too much'. Option A correctly uses 'won't break the bank' to mean affordable. Option B and D are incorrect definitions or applications.

Find and fix the error in the sentence. Error Fix advanced

Encontre e corrija o erro:

That antique vase is beautiful, but it will break my wallet.

✓ Correto! ✗ Quase. Resposta certa: That antique vase is beautiful, but it will break the bank.

The idiom 'break the bank' is the standard phrase for something being excessively expensive. 'Break my wallet' is understandable but not the established idiom.

🎉 Pontuação: /12

Perguntas frequentes

20 perguntas

Literally, 'break the bank' suggests shattering or destroying a bank, implying a catastrophic financial event. In its idiomatic use, it refers to spending so much money that it causes significant financial hardship, as if one were emptying or destroying a bank's reserves.

Yes, the core meaning relates to high cost. However, the phrase is most frequently used in the negative (won't break the bank) to mean something is affordable and won't cause financial strain. So, while it *can* describe something expensive, it's often used to reassure someone about affordability.

It's generally best to avoid 'break the bank' in very formal settings like business reports or academic papers. The phrase is considered informal and can sound too casual or even flippant when discussing significant financial matters. Stick to terms like 'exceed the budget' or 'cost-prohibitive' in formal contexts.

Both phrases mean something is very expensive. 'Cost an arm and a leg' emphasizes the extreme expense more vividly and is almost always used to describe something costly. 'Break the bank' can also describe high cost, but it's more commonly used in the negative ('won't break the bank') to mean affordable.

The positive use ('it broke the bank') is less common than the negative ('it won't break the bank'). When used positively, it strongly emphasizes that something was extremely expensive, often implying it was a splurge or a significant, potentially regrettable, purchase.

Certainly! You could ask a friend, 'Are you thinking of buying that new gaming console? I heard it's amazing, but will it break the bank?' This question seeks to understand if the item's price is prohibitively high.

When someone says 'it won't break the bank,' they are reassuring you that the item or activity is affordable. It means you can purchase or engage in it without spending an excessive amount of money or causing financial difficulty. It's a comforting statement about budget-friendliness.

While 'break the bank' is widely understood across English-speaking regions, its frequency and the specific contexts might vary slightly. However, the core meaning remains consistent: relating to excessive cost or, more commonly, affordability.

A common mistake is misinterpreting the negative. Learners might think 'it won't break the bank' means it's *still* expensive but manageable. In reality, it strongly implies affordability. Conversely, saying 'it broke the bank' clearly means it was very costly.

No, 'break the bank' is strictly an idiom about money. You cannot use it to describe things that cost a lot of time, effort, or emotional energy. For those, you'd use different expressions like 'take a toll' or 'be exhausting'.

The phrase likely originates from a time when banks held large amounts of physical cash. The idea of 'breaking' into a bank to steal all its money represented a complete financial disaster. This historical context gives the idiom its sense of extreme financial impact.

For affordability, you might hear 'it's budget-friendly,' 'it won't drain your wallet,' or simply 'it's cheap.' For high cost, 'it's pricey,' 'it's expensive,' or 'it costs a fortune' are common. 'Break the bank' remains popular for its informal, vivid quality.

You could say, 'It's a bit pricey, but it won't break the bank.' This combination clearly indicates a moderate cost that is still within acceptable limits, reinforcing the idea that 'won't break the bank' signifies affordability.

Yes, absolutely! Someone might sarcastically say, 'Oh yeah, buying a $2 coffee will *totally* break the bank,' to mock the idea that a small expense is significant. The context and tone are key to understanding sarcastic usage.

When used positively about a project, it means the project's cost is extremely high, potentially unsustainable, or requires a huge investment. It highlights the significant financial commitment involved, often carrying a warning tone.

Translation depends heavily on the target language and context. Some languages might have a direct equivalent idiom, while others might use a more literal phrase describing high cost or financial ruin. For instance, in Spanish, 'costar un ojo de la cara' (cost an eye of the face) is similar.

Yes, 'break the bank' is commonly used and understood in British English, just as it is in American English. Its informal nature makes it suitable for everyday conversations among friends and family in both regions.

The direct opposite, meaning very cheap, would be 'be a steal' or 'be dirt cheap.' If referring to affordability, the opposite of something that 'breaks the bank' is something that 'won't break the bank' or is simply 'affordable'.

Yes, you could say, 'The monthly subscription for that premium streaming service really breaks the bank if you have several.' This implies the cumulative cost over time is significant and potentially too high for the value received.

You can use the phrase tentatively: 'I'm thinking of getting the new tablet, but I'm not sure if it'll break the bank. Maybe I'll wait for a sale.' This shows you recognize the potential cost without making a definitive statement.

Frases relacionadas

🔄

cost an arm and a leg

synonym

To be extremely expensive.

Both phrases vividly describe something that is prohibitively expensive, emphasizing the high cost.

🔄

cost a fortune

synonym

To be very expensive.

This phrase, like 'break the bank,' directly addresses the high monetary value of an item or service.

↔️

be affordable

antonym

To be reasonably priced and within one's budget.

This is the direct opposite meaning of something that 'breaks the bank,' focusing on the ease of purchase rather than the difficulty.

↔️

be a steal

antonym

Something that is very cheap or a great bargain.

This phrase signifies an exceptionally low price, the complete opposite of something that 'breaks the bank'.

🔗

be within budget

related topic

To cost no more than the amount of money allocated.

'Break the bank' is often used in contrast to staying 'within budget,' highlighting the financial limits.

🔄

pay through the nose

synonym

To pay an excessive amount of money for something.

This idiom, similar to 'break the bank,' implies paying far more than something is worth, often unwillingly.

👔

not break the bank

formal version

To be affordable and not cost too much money.

While 'break the bank' can be used positively for expensive items, its negative form 'not break the bank' is the most common usage, implying affordability.

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