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B2 noun #2,200 最常用 6分钟阅读

자산

jasan
开始练习 例句 笔记与提示 자산 30秒了解
解析 자산 in your Level:
At the A1 level, you don't need to use '자산' often. It is a big word. Think of it like 'money' (돈) but for banks. When you see it on a bank sign or a website, it means 'total value.' You might hear it in very simple sentences like '건강은 자산입니다' (Health is an asset), which means health is very important like money. For now, just remember that '자산' is a formal word for 'valuable things you own.' You will mostly see it in written forms rather than hearing it in daily conversation with friends. If you want to say you have money, just use '돈이 있어요.' If you want to say you have a house, use '집이 있어요.' '자산' is for when you grow up and talk about big business or serious saving.
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At the A2 level, you can start to recognize '자산' in contexts like '자산 관리' (asset management/banking). You might see this at the bank or in news headlines. It's important to know that '자산' is a noun. You can use it with '있다' (to have) or '없다' (not to have). For example, '그는 자산이 많아요' (He has many assets/is wealthy). This sounds more formal than '그는 돈이 많아요.' You might also see it in self-introduction contexts where someone says their experience is their '자산.' It's a step up from basic vocabulary. Try to notice it when you look at financial apps or websites. It's a key word for understanding how adults talk about their financial health in Korea.
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At the B1 level, you should be able to use '자산' in discussions about your career or future plans. You can distinguish between '재산' (general property) and '자산' (financial assets). You should understand phrases like '무형 자산' (intangible assets) in a simple way—meaning things like 'knowledge' or 'reputation.' In a job interview, saying '저의 다양한 경험은 이 회사의 큰 자산이 될 것입니다' (My diverse experiences will be a great asset to this company) is a very high-level and impressive way to speak. You should also be comfortable seeing this word in news articles about the economy. It's no longer just a 'bank word' but a word for 'value' in general.
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At the B2 level, you are expected to use '자산' accurately in professional and academic settings. You should understand the accounting distinction where Assets = Liabilities + Equity (자산 = 부채 + 자본). You can use the word to discuss complex topics like '자산 불평등' (asset inequality) or '자산 버블' (asset bubble). You should also be able to use it metaphorically with ease, describing cultural heritage as '문화적 자산' or a person's character as a '정신적 자산.' Your collocations should be natural: '자산을 운용하다' (to manage/invest assets), '자산을 동결하다' (to freeze assets), or '자산을 다각화하다' (to diversify assets). This word is a staple of your professional Korean vocabulary.
At the C1 level, you understand the nuanced differences between '자산,' '재산,' '자본,' and '부.' You can use '자산' in legal, economic, and philosophical contexts. You might discuss '유동 자산' (liquid assets) versus '고정 자산' (fixed assets) in a business analysis. You are also sensitive to the register; you know that using '자산' in a very casual setting might sound slightly stiff or like you are talking about business, unless used for emphasis. You can interpret complex metaphorical uses in literature or high-level editorials, such as '역사의 자산' (the assets of history). You can also use it in the passive or causative forms in complex sentence structures without hesitation.
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At the C2 level, you have a near-native grasp of '자산.' You can engage in deep debates about '자산 재분배' (asset redistribution) or the '금융 자산' (financial assets) of a nation. You understand the Hanja roots (資 and 産) so well that you can recognize related words like '자원' (resource), '투자' (investment), or '생산' (production) and see the conceptual links between them. You can use '자산' in poetic or highly rhetorical ways, perhaps in a speech or a formal essay, to describe the collective wisdom of a generation as a '무형의 유산이자 자산' (an intangible heritage and asset). Your usage is indistinguishable from an educated native speaker, especially in professional fields like law, finance, or social sciences.
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开始练习 例句 笔记与提示

자산 30秒了解

  • 자산 (Jasan) primarily means 'asset' in both financial and metaphorical contexts, representing anything of value owned or controlled.
  • It is more formal than '재산' (property) and is the standard term in banking, accounting, and professional self-development.
  • Common types include tangible assets (buildings, cash) and intangible assets (knowledge, brand reputation, human networks).
  • In Korean culture, it is frequently used to emphasize that non-material things like health and experience are valuable resources.

The Korean word 자산 (Jasan) is a comprehensive term that transcends simple 'money' or 'cash.' At its core, it refers to an asset—anything of value that is owned by an individual, a corporation, or even a nation. In a strictly financial sense, it encompasses everything from bank balances and stocks to real estate and intellectual property. However, in modern Korean discourse, especially in professional and self-development contexts, '자산' is frequently used metaphorically to describe intangible qualities like experience, health, or human networks. Understanding '자산' requires recognizing its dual nature: the tangible (what you have in the bank) and the intangible (what you have in your mind and character).

Financial Context
Refers to economic resources that are expected to provide future benefits. Examples include cash, inventory, and equipment.
Personal Context
Refers to skills, health, or reputation. For example, 'Health is the greatest asset' (건강이 가장 큰 자산이다).
National Context
Refers to cultural heritage, natural resources, or diplomatic power.

"회사의 가장 큰 자산은 직원들의 창의성입니다." (The company's greatest asset is the creativity of its employees.)

Etymologically, the word is composed of two Hanja characters: 資 (자) meaning 'resource' or 'capital' and 産 (산) meaning 'produce' or 'property.' Together, they imply something that has been produced or accumulated to serve as a resource for future growth. This is why '자산' feels more formal and structural than '돈' (money) or '재산' (wealth/property). While '재산' often focuses on the total amount of what you own right now, '자산' often implies the potential for that ownership to generate more value or be managed strategically.

그는 젊은 나이에 막대한 자산을 축적했다. (He accumulated massive assets at a young age.)

무형 자산의 가치가 점점 중요해지고 있다. (The value of intangible assets is becoming increasingly important.)

실패의 경험도 나중에는 큰 자산이 된다. (The experience of failure also becomes a great asset later.)

국가 자산을 효율적으로 관리해야 한다. (National assets must be managed efficiently.)

Tangible Assets (유형 자산)
Physical items like buildings, land, and machinery.
Intangible Assets (무형 자산)
Non-physical items like patents, brand value, and goodwill.

Using 자산 correctly involves understanding its formal tone. It is rarely used in casual slang but is the standard term in news, business, and self-improvement literature. When you want to sound professional or discuss the strategic value of something, '자산' is your go-to word.

1. Financial and Business Usage

In a business context, '자산' is used to describe the resources a company controls. You will often see it paired with verbs like 관리하다 (to manage), 운용하다 (to operate/invest), or 축적하다 (to accumulate).

  • 자산 관리 (Asset Management): This is the term used for wealth management services at banks.
  • 자산 규모 (Scale of Assets): Used to describe how big a company or a wealthy individual's portfolio is.

2. Metaphorical Usage (Human Capital)

This is perhaps the most common way learners will encounter '자산' in daily life or motivational speeches. It treats abstract concepts as valuable resources.

"당신의 외국어 실력은 취업 시장에서 큰 자산이 될 것입니다." (Your foreign language skills will be a great asset in the job market.)

3. Grammatical Patterns

'자산' is a noun, so it follows standard noun rules. However, it is frequently used in the pattern [Noun] + 은/는 + [Person] + 의 + 자산이다 (X is the asset of Y).

Subjective Use
자산이 늘어나다 (Assets increase), 자산이 감소하다 (Assets decrease).
Objective Use
자산을 매각하다 (To sell off assets), 자산을 형성하다 (To build up assets).

When describing someone as an asset to a group, use '~의 자산'. For example, '그는 우리 팀의 소중한 자산이다' (He is a precious asset to our team). This sounds much more respectful and professional than just saying 'he is good.'

You will encounter 자산 in several specific environments. Recognizing these contexts will help you grasp the nuance of the word immediately.

1. Banking and Finance (은행 및 금융)

If you open a Korean banking app (like KakaoBank or Toss), you will see a '자산' tab. This summarizes your total balance, savings, investments, and sometimes even your loans (as net assets). You'll hear bank clerks ask about your '자산 현황' (asset status).

2. News and Economic Reports (뉴스 및 경제 리포트)

News anchors frequently discuss '국가 자산' (national assets) or '가계 자산' (household assets). When the real estate market fluctuates, they talk about how '부동산 자산' (real estate assets) account for a large percentage of Korean wealth.

3. Corporate Environment (기업 환경)

During quarterly meetings, CEOs might talk about '무형 자산' (intangible assets) like brand reputation or '인적 자산' (human assets/capital). It's a way to emphasize that the company's value isn't just in its factory or products, but in its people and ideas.

4. Self-Help and Education (자기계발 및 교육)

In books or lectures, you'll hear phrases like '지식은 평생의 자산이다' (Knowledge is a lifelong asset). Here, the word is used to inspire, framing learning as a form of long-term investment.

While 자산 is a versatile word, learners often confuse it with similar-sounding or related terms. Here are the most common pitfalls:

1. 자산 (Asset) vs. 재산 (Property/Wealth)

This is the most frequent confusion. While they are often interchangeable, 재산 is more common in everyday speech and legal contexts (like inheritance or divorce settlements). 자산 is the technical term used in accounting and finance. You 'manage assets' (자산 관리), but you 'inherit property' (재산 상속).

2. 자산 (Asset) vs. 자본 (Capital)

In accounting, these are strictly different. 자산 (Assets) is the total of what you have. 자본 (Capital/Equity) is what is left after you subtract your 부채 (Liabilities/Debt). If you have a 10억 house but a 6억 loan, your 자산 is 10억, but your 자본 is only 4억. Using '자본' when you mean the total value of the asset is a common technical error.

3. Using it for small, personal items

You wouldn't usually call your pencil or your lunch '자산' unless you are being humorous or very technical. It implies something with significant or lasting value. Calling a small personal possession '자산' might sound overly dramatic.

4. Pronunciation Pitfall

Be careful not to confuse it with 자선 (Charity). Changing the 'ㅏ' to 'ㅓ' changes the meaning entirely. '자산 단체' (Asset organization - weird) vs. '자선 단체' (Charity organization - correct).

To truly master 자산, you should know the words that live in the same neighborhood. Each has a slightly different flavor.

재산 (Property/Wealth)
The most common synonym. Focuses on ownership and total value. Used in '재산세' (property tax).
자본 (Capital)
Focuses on the money or resources used to start or run a business. '자본금' (starting capital).
밑천 (Seed money/Resources)
A more native Korean (pure Korean) word. Often used for the basic resources needed to start something. '장사 밑천' (business seed money).
보배 (Treasure)
Used metaphorically for something or someone very precious. '우리 팀의 보배' (The treasure of our team).
소유물 (Possession)
Focuses strictly on the fact that you own it. More neutral and less about 'value' than 자산.

When choosing between these, consider the formality and the intent. If you are talking about money in a bank, use '자산'. If you are talking about the house you inherited, use '재산'. If you are talking about the skills you learned, '자산' sounds professional, while '밑천' sounds more grounded and traditional.

How Formal Is It?

难度评级

需要掌握的语法

Noun + 은/는 + Noun + 이다 (Definition)

Noun + 을/를 + 늘리다/줄이다 (Change in amount)

Noun + 으로서의 + Noun (As an asset)

Noun + 에 대한 + Noun (About assets)

Noun + 덕분에 (Thanks to assets)

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按水平分级的例句

1

건강은 가장 큰 자산이에요.

Health is the biggest asset.

Noun + 은/는 + Noun + 이에요 (Standard polite ending).

2

이것은 저의 자산입니다.

This is my asset.

Formal ending -입니다.

3

자산이 뭐예요?

What is an asset?

Question form -예요?

4

그는 자산이 많아요.

He has many assets.

Adjective 많다 (to be many).

5

자산은 중요해요.

Assets are important.

Adjective 중요하다 (to be important).

6

친구는 좋은 자산이에요.

Friends are good assets.

Metaphorical use of asset.

7

자산을 모아요.

I collect assets.

Verb 모으다 (to collect/save).

8

우리 집 자산이에요.

It is our family's asset.

Possessive 우리 (our).

1

은행에서 자산 관리를 받아요.

I get asset management at the bank.

Noun + 관리 (management).

2

그녀는 자산이 별로 없어요.

She doesn't have many assets.

별로 + negative (not really).

3

자산 규모가 아주 커요.

The scale of assets is very large.

규모 (scale).

4

젊음은 큰 자산입니다.

Youth is a great asset.

Abstract noun usage.

5

자산을 어떻게 늘려요?

How do you increase assets?

Verb 늘리다 (to increase).

6

그 회사는 자산이 많기로 유명해요.

That company is famous for having many assets.

-기로 유명하다 (famous for doing...).

7

부모님의 자산을 물려받았어요.

I inherited my parents' assets.

물려받다 (to inherit).

8

자산 가치가 떨어졌어요.

The asset value has dropped.

가치 (value) + 떨어지다 (to fall).

1

경험은 돈으로 살 수 없는 자산이다.

Experience is an asset that cannot be bought with money.

-ㄹ 수 없는 (cannot be...).

2

자산을 안전하게 보호해야 합니다.

You must protect your assets safely.

-해야 하다 (must do).

3

무형 자산의 중요성이 커지고 있다.

The importance of intangible assets is growing.

무형 (intangible) + -어지다 (to become).

4

그는 우리 팀의 소중한 자산입니다.

He is a precious asset to our team.

소중하다 (precious).

5

자산을 효율적으로 배분하는 것이 중요해요.

It is important to allocate assets efficiently.

배분하다 (to allocate).

6

실패도 나중에는 자산이 될 거예요.

Failure will also become an asset later.

Future tense -ㄹ 거예요.

7

자산 총액이 얼마인지 확인해 보세요.

Please check what the total amount of assets is.

총액 (total amount).

8

개인 자산을 관리하는 앱을 사용해요.

I use an app that manages personal assets.

Present progressive/habitual.

1

회사는 유동 자산 확보에 집중하고 있다.

The company is focusing on securing liquid assets.

유동 자산 (liquid assets).

2

지적 재산권은 현대 사회의 핵심 자산이다.

Intellectual property rights are a core asset of modern society.

지적 재산권 (IP rights).

3

자산 가치 하락으로 인해 손실이 발생했다.

Losses occurred due to a decline in asset value.

-로 인해 (due to).

4

그의 인맥은 사업을 하는 데 큰 자산이 되었다.

His network became a great asset in doing business.

-는 데 (in the process of).

5

정부는 국가 자산의 매각을 검토 중이다.

The government is reviewing the sale of national assets.

매각 (sale/disposal).

6

자산의 포트폴리오를 다양화할 필요가 있다.

There is a need to diversify the asset portfolio.

다양화하다 (to diversify).

7

무형 자산인 브랜드 가치를 높여야 한다.

We must increase the brand value, which is an intangible asset.

Appositive -인.

8

자산 건전성을 높이기 위해 구조조정을 단행했다.

Restructuring was carried out to improve asset soundness.

건전성 (soundness/health).

1

자산 불평등 문제는 사회적 갈등의 원인이 된다.

The issue of asset inequality becomes a cause of social conflict.

Complex noun phrases.

2

중앙은행은 자산 매입 프로그램을 종료하기로 했다.

The central bank decided to end its asset purchase program.

Economic terminology.

3

고정 자산의 감가상각비를 계산해야 합니다.

We need to calculate the depreciation cost of fixed assets.

Accounting terminology (감가상각비).

4

그의 학식과 인품은 가문의 커다란 자산이다.

His knowledge and character are a great asset to the family.

Literary/Formal tone.

5

디지털 자산 시장의 변동성이 매우 크다.

The volatility of the digital asset market is very high.

변동성 (volatility).

6

자산의 실질 가치를 보존하는 것이 최우선이다.

Preserving the real value of assets is the top priority.

실질 가치 (real value).

7

전통 문화는 우리 민족의 소중한 정신적 자산이다.

Traditional culture is a precious spiritual asset of our nation.

정신적 자산 (spiritual/mental asset).

8

자산 동결 조치가 해제될 기미가 보이지 않는다.

There are no signs that the asset freeze measure will be lifted.

기미가 보이지 않는다 (no sign of).

1

자산의 유동화는 자본 시장의 효율성을 증대시킨다.

The securitization (liquidation) of assets increases the efficiency of capital markets.

Technical financial term (유동화).

2

역사적 자산의 보존과 현대적 활용 사이의 균형이 필요하다.

A balance is needed between the preservation of historical assets and their modern utilization.

Philosophical/Policy discussion.

3

부채를 자산으로 전환하는 전략적 판단이 요구된다.

A strategic judgment to convert debt into assets is required.

Advanced business strategy.

4

그 학자의 연구 성과는 인류 공동의 자산이라 할 수 있다.

The researcher's achievements can be called a common asset of humanity.

-라 할 수 있다 (can be said to be).

5

자산 버블의 붕괴는 장기적인 경기 침체를 초래할 수 있다.

The collapse of an asset bubble can lead to a long-term economic recession.

초래하다 (to cause/bring about).

6

무형 자산의 평가는 주관적 요소가 개입될 여지가 많다.

The evaluation of intangible assets has much room for subjective elements to intervene.

여지가 많다 (much room/scope for).

7

국가 자산의 효율적 배분은 지속 가능한 성장의 토대이다.

The efficient allocation of national assets is the foundation of sustainable growth.

토대 (foundation/basis).

8

자산 운용의 투명성을 확보하는 것이 거버넌스의 핵심이다.

Securing transparency in asset management is the core of governance.

거버넌스 (governance).

近义词

재산 보물 밑천

反义词

부채 빚

常见搭配

자산 관리 (Asset management)
자산 규모 (Scale of assets)
무형 자산 (Intangible assets)
유형 자산 (Tangible assets)
자산 가치 (Asset value)
자산 형성 (Asset formation)
자산 운용 (Asset operation)
자산 동결 (Asset freeze)
금융 자산 (Financial assets)
인적 자산 (Human assets)

常用短语

자산을 늘리다 (To increase assets)
자산을 축적하다 (To accumulate assets)
건강이 최고의 자산이다 (Health is the best asset)
경험은 큰 자산이다 (Experience is a great asset)
자산이 넉넉하다 (To have ample assets)
자산을 매각하다 (To sell assets)
자산을 보호하다 (To protect assets)
자산이 동결되다 (Assets are frozen)
자산 가치가 하락하다 (Asset value drops)
자산을 배분하다 (To allocate assets)

容易混淆的词

자산 vs 재산 (Property)

자산 vs 자본 (Capital)

자산 vs 자선 (Charity)

习语与表达

"밑천을 드러내다 (To show one's true colors/run out of resources)"
"황금 알을 낳는 거위 (The goose that lays golden eggs - a great asset)"
"돈이 돈을 번다 (Money makes money - referring to asset growth)"
"천금 같은 기회 (An opportunity worth a thousand gold pieces)"
"몸이 재산이다 (One's body/health is one's wealth)"
"빈 수레가 요란하다 (Empty vessels make the most noise - lack of inner assets)"
"티끌 모아 태산 (Dust gathered makes a mountain - building assets)"
"개천에서 용 난다 (A dragon rises from a stream - creating assets from nothing)"
"식은 죽 먹기 (As easy as eating cold porridge - managing easy assets)"
"하늘의 별 따기 (Picking a star in the sky - acquiring a rare asset)"

容易混淆

자산 vs 재산

More common for physical property and inheritance.

자산 vs 자본

Specifically refers to money used for business production.

자산 vs 자원

Refers to natural or raw materials (resources).

자산 vs 재화

Economic term for goods and services.

자산 vs 밑천

Native Korean word for seed money or basic resources.

句型

词族

相关

투자 (Investment)
자본 (Capital)
자원 (Resource)
생산 (Production)
산업 (Industry)
재산 (Property)
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如何使用

metaphor

Used for anything beneficial.

accounting

Assets = Liabilities + Equity.

常见错误
  • Using '자산' for a 1,000 won coin.
  • Confusing '자산' with '자선'.
  • Saying '자산을 빌리다' for a small loan.
  • Using '자산' when you mean 'capital' in a technical accounting sense.
  • Spelling it as '자산' but pronouncing it like '짜산'.

小贴士

Formal Tone

Use '자산' when writing a resume or a business email. It sounds much more professional than '돈' or '재산'.

Particle Choice

When '자산' is the subject, use '-이'. When it's the topic, use '-은'. For example: '자산이 많다' vs '자산은 중요하다'.

Real Estate

In Korea, '부동산 자산' (real estate assets) is the most discussed type of asset. Knowing this helps you understand news.

Interviews

Describe your skills as '저만의 자산' (my own unique asset) to impress Korean recruiters.

News Keywords

When you hear '자산', expect topics like interest rates, stocks, or the economy to follow.

Hanja Root

Remember 'San' (産) as in 'Sang-pum' (product). It's something produced that has value.

Abstract Use

Don't be afraid to use it for 'experience' or 'health'. It's a very common metaphorical use in Korea.

Collocations

Memorize '자산 관리' and '자산 규모' as single units. They are used together 90% of the time.

Financial Reports

In a balance sheet, '자산' is always at the top or on the left side.

Net Worth

To talk about net worth, you can say '순자산' (Soon-jasan), where '순' means 'pure/net'.

记住它

词源

Sino-Korean (Hanja)

文化背景

Calling an elder's wisdom a '자산' is a high form of respect.

Koreans often use '자산' when discussing 'FIRE' (Financial Independence, Retire Early) goals.

在生活中练习

真实语境

对话开场白

"가장 소중하게 생각하는 자산이 무엇인가요?"

"자산 관리를 위해 어떤 앱을 사용하세요?"

"경험이 자산이라는 말에 동의하시나요?"

"요즘 한국에서 인기 있는 자산 투자 방법은 뭐예요?"

"무형 자산 중에서 가장 중요한 것은 무엇일까요?"

日记主题

나의 5년 후 자산 목표에 대해 써보세요.

내가 가진 가장 큰 무형 자산(기술, 성격 등)은 무엇인가요?

실패가 어떻게 자산이 되었는지 경험을 적어보세요.

우리나라의 가장 중요한 국가 자산은 무엇이라고 생각하나요?

돈 이외에 내가 지키고 싶은 자산은 무엇인가요?

常见问题

10 个问题

They are similar, but '자산' is more formal and technical (accounting/finance), while '재산' is used for general wealth and legal property. You use '자산' in business reports and '재산' in daily life.

Yes, but it sounds very formal. You might say '그는 우리 팀의 소중한 자산이다' to mean he is a valuable member. In casual talk, it sounds like you are valuing them for their utility.

It means 'intangible assets.' These are things you can't touch but have value, like brand names, patents, knowledge, or a good reputation.

It is '자산 관리' (Jasan Gwalli). Most Korean banks have a department or app section with this name.

No, debt is '부채' or '빚'. However, in accounting, assets are often purchased using debt. Net assets (자본) is what you own after subtracting debt.

Usually, '자원' is used for natural resources, but '국가 자산' (national assets) can include them in a broad economic sense.

It is considered B2 level. It's common enough that adults know it, but children might not use it often.

It is '디지털 자산' (Dijiteol Jasan), often used for cryptocurrencies and NFTs.

It means 'asset freeze,' usually a legal or governmental action to prevent someone from moving or spending their money.

Yes, by definition, an asset is something that has value or provides a benefit.

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自我测试 179 个问题

/ 179 correct

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