B1 noun

退休金

tuixiu jin

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The character '金' (jīn) is a radical in many other characters related to metal and money, highlighting its association with valuable resources.

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Understanding 退休金

The word 退休金 (tuìxiūjīn) is composed of three characters: 退 (tuì) meaning 'to retreat' or 'to retire', (xiū) meaning 'to rest', and (jīn) meaning 'gold' or 'money'. Together, it literally means 'retirement money'.

Formal and Informal Use

While 退休金 is the formal term for pension, in everyday conversation, you might also hear people simply say 养老金 (yǎnglǎojīn), which literally means 'elderly support money' and is often used interchangeably.

Using 退休金 in a Sentence

You can use 退休金 in sentences like '他每月都收到退休金。' (Tā měi yuè dōu shōudào tuìxiūjīn.) meaning 'He receives his pension every month.'

Asking About Pension

To ask about someone's pension, you could say '你的退休金够用吗?' (Nǐ de tuìxiūjīn gòu yòng ma?) meaning 'Is your pension enough?'

Saving for Retirement

When discussing saving for retirement, you might hear '为退休金储蓄。' (Wèi tuìxiūjīn chúxù.) meaning 'To save for pension/retirement funds.'

Cultural Context of Retirement

In China, retirement and pensions are significant topics, especially with an aging population. Understanding this term is crucial for grasping social and economic discussions.

Distinguishing from Savings

Remember that 退休金 specifically refers to the regular payment after retirement, not just general retirement savings (退休储蓄 - tuìxiū chúxù).

Verb to Retire

The verb 'to retire' is 退休 (tuìxiū), which is the first two characters of 退休金. So, '他退休了。' (Tā tuìxiū le.) means 'He retired.'

Pensions and Welfare

退休金 is a key component of social welfare. You might see it discussed in the context of government policies and social security.

Practice with Examples

Try creating your own sentences using 退休金. For instance, '我父母靠退休金生活。' (Wǒ fùmǔ kào tuìxiūjīn shēnghuó.) meaning 'My parents live on their pension.'

Wortherkunft

The term '退休金' (tuìxiūjīn) is a combination of three characters: '退' (tuì), meaning to retreat or withdraw; '休' (xiū), meaning to rest or cease; and '金' (jīn), meaning gold, money, or fund.

Ursprüngliche Bedeutung: The literal meaning of '退休金' is 'retreat-rest-money', which directly translates to a fund received upon retirement.

Sino-Tibetan, Sinitic, Chinese

Kultureller Kontext

In Chinese culture, receiving a pension ('退休金') is a significant marker of reaching retirement age and often symbolizes a period of well-deserved rest after a lifetime of work. It is deeply connected to the traditional value of filial piety, as children often support their elderly parents, but a pension provides financial independence. The concept of retirement and pensions has evolved significantly in China, reflecting both traditional family values and modern social security systems.

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她辛勤工作了一辈子,现在终于可以靠___生活了。

Richtig! Nicht ganz. Richtige Antwort: 退休金

The sentence describes someone who worked hard their whole life and can now live off a regular payment after retirement, which is a pension (退休金).

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很多国家都在调整___政策,以应对人口老龄化的问题。

Richtig! Nicht ganz. Richtige Antwort: 退休金

Countries adjust pension policies (退休金政策) to deal with aging populations.

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为了保障老年生活,提早规划___很重要。

Richtig! Nicht ganz. Richtige Antwort: 养老金

Planning for 'retirement funds' or 'pension' (养老金 is a common term for this in context) early is important for a secure old age.

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他每个月都会收到一笔___,足够他日常开销。

Richtig! Nicht ganz. Richtige Antwort: 退休金

He receives a monthly 'pension' (退休金) which is enough for his daily expenses, indicating a regular payment after retirement.

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政府正在研究如何提高公民的___福利。

Richtig! Nicht ganz. Richtige Antwort: 退休

The government is researching how to improve citizens' 'retirement' (退休) benefits, which is related to pensions.

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公司为员工提供了一项优厚的___计划。

Richtig! Nicht ganz. Richtige Antwort: 退休金

The company offers a generous 'pension' (退休金) plan to its employees.

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