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B2 verb 12 min read

مالی کردن

mali kardan
Examples
Explanation مالی کردن in your Level:
At the A1 beginner level, learners are just starting to build their fundamental Persian vocabulary. The concept of 'مالی کردن' (to fund/finance) might seem a bit advanced for everyday survival phrases, but it is introduced conceptually through related basic words like 'پول' (pul - money) and 'بانک' (bānk - bank). Beginners learn that 'مالی' relates to money. At this stage, the focus is on recognizing the word when it appears in very simple sentences, such as 'بانک پول می‌دهد' (The bank gives money) which is a simpler way to express funding. Learners are taught the basic structure of the verb 'کردن' (to do/make), which is the most common auxiliary verb in Persian. By understanding that 'کردن' can combine with nouns and adjectives to create new verbs, learners are prepared for compound verbs like 'مالی کردن'. The goal here is passive recognition rather than active, complex usage. You might hear it in a basic dialogue about paying for things or getting help with money from family.
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As learners progress to the A2 level, they begin to construct more meaningful sentences about their daily lives, work, and basic needs. Here, 'مالی کردن' becomes a useful tool for discussing personal finances and simple business concepts. Learners practice using the verb in the past, present, and future tenses. They might construct sentences like 'پدرم دانشگاه من را مالی کرد' (My father funded my university). At this stage, the importance of the direct object marker 'را' (rā) is emphasized, as it is crucial for using transitive verbs correctly. Learners also start to differentiate between simply 'paying' (پرداخت کردن) and 'funding' (مالی کردن), understanding that the latter implies providing a larger sum of money to support a specific goal or project. Vocabulary expands to include words like 'پروژه' (project) and 'شرکت' (company), providing the necessary nouns to act as objects for this verb in everyday conversations.
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At the B1 intermediate level, learners are capable of engaging in more complex discussions about society, education, and basic economics. The use of 'مالی کردن' becomes much more frequent and nuanced. Learners are introduced to the subjunctive mood, allowing them to express desires, necessities, and conditions related to funding. Sentences like 'ما نیاز داریم که دولت این طرح را مالی کند' (We need the government to fund this plan) become standard practice. Furthermore, B1 learners start encountering the more formal synonym 'تأمین مالی کردن' in reading materials such as news articles or formal letters. They learn to discuss the sources of funding, such as 'وام' (loan) or 'سرمایه' (capital). The focus shifts towards understanding the context in which financial support is given, whether it is for a startup, a charity, or a public infrastructure project, enabling them to express opinions on economic matters.
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Reaching the B2 upper-intermediate level means the learner can understand the main ideas of complex text, including technical discussions in their field of specialization. For 'مالی کردن', this means a deep dive into business and financial terminology. Learners at this stage comfortably use passive voice constructions like 'پروژه مالی شد' (The project was funded) to focus on the outcome rather than the agent. They engage in debates about economic policies, venture capital, and corporate sponsorships. The vocabulary broadens significantly to include terms like 'سرمایه‌گذار' (investor), 'بودجه' (budget), and 'حمایت مالی' (financial support). B2 learners can write formal business proposals or academic essays arguing for the necessity of funding specific initiatives. They are also adept at avoiding common mistakes, such as confusing 'مالی' with 'مالیات' (taxes), and can fluidly navigate between informal spoken Persian and the formal written register required for professional communication.
At the C1 advanced level, learners possess a sophisticated and highly formal command of the Persian language. They use 'مالی کردن' and its complex derivatives with native-like fluency. At this stage, learners are reading advanced financial journalism, academic papers on economics, and legal contracts. They effortlessly use compound verbs in complex, multi-clause sentences, employing advanced conjunctions and transitional phrases. A C1 learner would easily comprehend and produce a sentence like 'با وجود چالش‌های اقتصادی اخیر، تأمین مالی کردن پروژه‌های زیرساختی برای توسعه پایدار کشور امری حیاتی است' (Despite recent economic challenges, funding infrastructure projects is vital for the country's sustainable development). They understand the subtle connotations of different financial terms, knowing exactly when to use 'مالی کردن' versus 'سرمایه‌گذاری کردن' (investing) or 'اسپانسر شدن' (sponsoring). Their vocabulary includes highly specialized terms related to stock markets, international banking, and macroeconomics.
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The C2 mastery level represents near-native proficiency. At this pinnacle of language learning, the user grasps all nuances, cultural references, and idiomatic expressions related to finance and support. They can critique economic theories, negotiate complex financial contracts, and deliver compelling presentations to secure venture capital in flawless Persian. Their use of 'مالی کردن' is instinctive, and they can play with the language, using it metaphorically or in highly specialized academic contexts. They are familiar with historical economic shifts in Iran and how the terminology of funding has evolved. A C2 speaker can read classical literature or historical texts and understand early concepts of patronage and financial backing, seamlessly connecting them to modern concepts of 'تأمین مالی'. They can express the most precise shades of meaning, effortlessly switching registers from a casual chat about family loans to a high-stakes corporate board meeting discussing international financial syndication.
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Examples
The Persian verb 'مالی کردن' (māli kardan) is an essential phrase in the domains of business, economics, personal finance, and corporate sponsorship. At its core, it translates to 'to provide funding for a person or enterprise' or simply 'to finance'. Understanding this term is crucial for anyone looking to navigate the professional, commercial, or academic landscapes in Persian-speaking countries. When individuals or organizations need capital to launch a project, sustain an enterprise, or support a student's education, they seek someone or an institution capable of 'مالی کردن' their endeavors. This concept is deeply embedded in everyday conversations about startups, real estate investments, government grants, and family support systems. In modern Iranian society, where entrepreneurship and higher education are highly valued, discussions around securing financial backing are ubiquitous. Whether you are watching a news broadcast about a new technology park being funded by the government, or listening to a friend explain how their parents are financing their university degree abroad, this verb and its derivatives frequently appear.
Corporate Context
In a corporate setting, this term is used when banks, venture capitalists, or angel investors provide the necessary capital for a business to operate or expand. It signifies a formal agreement of financial support.

بانک تصمیم گرفت پروژه ساختمانی را مالی کردن.

Furthermore, the concept extends beyond massive corporate deals. On a micro-economic level, small business owners, local shopkeepers, and freelance professionals also rely on mechanisms of financing. The linguistic structure of the word combines 'مالی' (māli), meaning financial or monetary, with the versatile light verb 'کردن' (kardan), meaning to do or to make. This creates a compound verb that literally translates to 'making financial' but functionally means 'to fund'.
Academic Context
Universities and research institutions use this term when discussing grants, scholarships, and research funding provided to graduate students and professors.

دولت باید تحقیقات علمی را مالی کردن تا پیشرفت کنیم.

It is also important to recognize the emotional and cultural weight of financial support in Persian culture. Family members frequently pool resources to fund a relative's wedding, a down payment on a house, or a medical procedure. In these informal, intimate settings, the act of funding is seen as a duty and an expression of solidarity.
Personal Context
Families often discuss financing in the context of helping younger members start their lives, buy cars, or immigrate for better opportunities.

پدرم قول داد تحصیلاتم را مالی کردن.

شرکت‌های بزرگ معمولاً استارتاپ‌ها را مالی کردن.

آنها توانستند کمپین تبلیغاتی خود را مالی کردن.

To master this vocabulary, learners should immerse themselves in Persian financial news, read articles about the economy, and practice constructing sentences where different entities act as the subject (the funder) and the object (the funded). Expanding your vocabulary around this verb will unlock a deeper understanding of Persian economic discourse, enabling you to participate in high-level conversations about investments, budgets, and financial strategies with confidence and precision.
Using the verb 'مالی کردن' correctly in sentences requires a solid grasp of Persian syntax, particularly the placement of subjects, direct objects, and the specific conjugation patterns of compound verbs. Because 'مالی کردن' is a transitive compound verb, it requires a direct object—the entity, project, or person that is receiving the financial support. In Persian, definite direct objects are marked with the postposition 'را' (rā). Therefore, the typical sentence structure follows the Subject-Object-Verb (SOV) order: [Subject] + [Object] + را + [مالی کردن conjugated]. Understanding this structure is paramount for clear and accurate communication. Let us break down the components and explore various tenses and moods to see how this verb adapts to different conversational needs.
Present Tense Usage
In the simple present or present continuous tense, the verb indicates an ongoing or habitual act of funding. The prefix 'می' (mi-) is attached to the auxiliary verb 'کردن', resulting in 'مالی می‌کند' (māli mikonad) for the third person singular.

سرمایه‌گذار هر سال چندین پروژه را مالی می‌کند.

Moving to the past tense, we observe how the verb describes completed financial transactions or funding rounds. The simple past is formed using the past stem 'کرد' (kard). For example, 'آنها پروژه را مالی کردند' (Ānhā poroje rā māli kardand) means 'They funded the project.' This tense is incredibly common in news reports detailing successful investments, government budget allocations, or historical accounts of how major infrastructure was built.
Past Tense Usage
Used to report on financial agreements that have already been finalized. It provides a definitive statement about the origin of capital for a completed or ongoing enterprise.

دولت ساخت بیمارستان جدید را مالی کرد.

The subjunctive mood is another critical area for mastering this verb. In Persian, the subjunctive is used after verbs expressing desire, necessity, possibility, or condition. It is formed by adding the prefix 'ب' (be-) to the present stem of the auxiliary verb, resulting in 'مالی کند' (māli konad). Sentences like 'ما باید این طرح را مالی کنیم' (Mā bāyad in tarh rā māli konim - We must fund this plan) are standard in boardrooms and strategic planning meetings.
Subjunctive Mood
Essential for discussing future possibilities, proposals, and requirements for funding. It frames the financial support as a goal rather than an established fact.

امیدواریم که بانک این ایده را مالی کند.

اگر آنها ما را مالی کنند، کار را شروع می‌کنیم.

قرار است که شهرداری این جشنواره را مالی کند.

Passive constructions are also common, especially in formal writing where the source of the funding is less important than the fact that the project was funded. The passive form is created by replacing 'کردن' with 'شدن' (shodan - to become), resulting in 'مالی شدن' (māli shodan - to be funded). For instance, 'پروژه مالی شد' (Poroje māli shod - The project was funded). By practicing these various syntactic structures, learners will develop a robust ability to discuss financial matters fluidly, accurately conveying nuances of time, certainty, and agency in Persian.
The verb 'مالی کردن' and its more formal counterpart 'تأمین مالی کردن' are ubiquitous across a wide spectrum of Persian media, professional environments, and daily conversations. For language learners, knowing where to listen for this vocabulary provides valuable context and accelerates comprehension. One of the most prominent places you will encounter this term is in economic news broadcasts and financial journalism. Iranian television networks, such as IRINN (Islamic Republic of Iran News Network), and major newspapers like Donya-e-Eqtesad frequently use this verb when reporting on national budgets, foreign investments, infrastructure development, and corporate earnings. In these contexts, the language is highly formal, and the verb is often part of complex sentences detailing multi-million dollar agreements or government subsidies. You will hear phrases discussing how the central bank or a specific ministry is 'funding' a new dam, a highway extension, or a nationwide health initiative.
Financial News
News anchors and economic analysts use this term to describe macro-economic policies, foreign direct investment, and large-scale government expenditure.

اخبار اعلام کرد که دولت طرح مسکن را مالی کردن است.

Beyond the macro-economy, the startup ecosystem in Iran has grown significantly, bringing venture capital terminology into mainstream business culture. In tech hubs in Tehran, such as the Pardis Technology Park or various startup accelerators, entrepreneurs constantly pitch their ideas in hopes of securing funding. Here, the verb is used with a sense of urgency and ambition. Founders talk about needing someone to 'مالی کردن' their application development, while angel investors discuss which teams they intend to back. This environment mirrors Silicon Valley dynamics, and the Persian vocabulary reflects the critical importance of capital injection.
Startup Ecosystem
Entrepreneurs, venture capitalists, and tech incubators use this verb daily when discussing seed rounds, angel investing, and scaling businesses.

استارتاپ ما به دنبال کسی است که بتواند ما را مالی کند.

The academic and artistic sectors also rely heavily on this terminology. University students applying for PhD programs abroad or seeking domestic research grants will use this verb to describe their search for scholarships or stipends. Similarly, independent filmmakers, theater directors, and artists frequently discuss the challenges of finding producers or sponsors to 'مالی کردن' their creative projects.
Arts and Academia
Used to describe the process of securing grants, scholarships, sponsorships, or production budgets for research and creative endeavors.

دانشگاه این پژوهش علمی را به طور کامل مالی کرد.

کارگردان نتوانست کسی را برای مالی کردن فیلمش پیدا کند.

بنیاد خیریه تصمیم گرفت هزینه درمان او را مالی کند.

By tuning into these diverse environments—from high-stakes corporate boardrooms to university campuses and artistic circles—learners will realize that 'مالی کردن' is not just a sterile economic term, but a dynamic verb that facilitates growth, innovation, and support across all levels of society.
When learning the Persian verb 'مالی کردن', English speakers and other non-native learners often encounter a few specific stumbling blocks. Because Persian compound verbs operate differently than single-word verbs in English, the mechanics of combining a noun/adjective with an auxiliary verb can lead to grammatical and contextual errors. The first and most frequent mistake involves confusing 'مالی' (māli - financial) with 'مالیات' (māliyāt - taxes). While both words share the same Arabic root relating to wealth or property, their meanings in modern Persian are drastically different. A learner might mistakenly say they want to 'مالیات کردن' a project, which makes no sense and sounds like they want to 'tax' the project rather than 'fund' it. It is crucial to firmly associate 'مالی' with the concept of finance and 'مالیات' with government taxation.
Vocabulary Confusion
Mixing up 'مالی' (financial) with 'مالیات' (taxes) or 'مال' (property/wealth). Always ensure you are using the exact adjective 'مالی' when forming this compound verb.

Correct: آنها می‌خواهند شرکت را مالی کنند. (They want to fund the company.)

Another common error relates to the omission or misplacement of the direct object marker 'را' (rā). Because 'مالی کردن' means 'to fund [something/someone]', it is a transitive verb. If the object being funded is specific and definite, it must be followed by 'را'. Learners sometimes place 'را' after the entire compound verb (e.g., پروژه مالی کردن را), which is grammatically incorrect. The marker 'را' must immediately follow the direct object, coming before the compound verb.
Placement of 'Rā'
The definite object marker must separate the direct object from the compound verb. Incorrect placement disrupts the sentence's flow and meaning.

Incorrect: من می‌خواهم مالی کنم پروژه را.

Correct: من می‌خواهم پروژه را مالی کنم.

Furthermore, learners sometimes struggle with the separation of the compound verb in negative forms or with the prefix 'می' (mi-). In Persian, the negative prefix 'ن' (na-/ne-) and the continuous prefix 'می' attach to the auxiliary verb 'کردن', not to the adjective 'مالی'. Saying 'نامالی کردن' or 'میمالی کردن' is entirely incorrect. The correct forms are 'مالی نمی‌کند' (does not fund) or 'مالی نکرد' (did not fund).
Prefix Attachment
Prefixes for negation (ن) and continuous aspect (می) must only attach to the verbal component (کردن), leaving the non-verbal component (مالی) untouched.

آنها این طرح را مالی نکردند.

هیچ بانکی ما را مالی نمی‌کند.

By being mindful of these common pitfalls—distinguishing vocabulary, placing 'را' correctly, and applying prefixes to the right part of the compound verb—learners can significantly improve their accuracy and sound much more natural when discussing financial matters in Persian.
While 'مالی کردن' is a direct and understandable way to express 'to fund' or 'to finance', the Persian language boasts a rich vocabulary of financial terminology. Depending on the exact context, formality, and nuance required, native speakers often opt for synonymous phrases or related terms. Expanding your vocabulary to include these alternatives will not only enhance your comprehension but also allow you to express financial concepts with greater precision and sophistication. The most direct, formal, and arguably more common synonym is 'تأمین مالی کردن' (ta'min-e māli kardan). The word 'تأمین' (ta'min) means 'securing' or 'providing', making the entire phrase translate to 'providing financial security' or 'financing'. This is the standard term used in legal documents, banking, and professional economics.
تأمین مالی کردن (Ta'min-e Māli Kardan)
The highly formal and standard equivalent for 'financing'. Used in official capacities, contracts, and news broadcasts.

بانک جهانی این پروژه را تأمین مالی کرد.

Another vital alternative is 'سرمایه‌گذاری کردن' (sarmāye-gozāri kardan), which specifically means 'to invest'. While funding (مالی کردن) can sometimes be a grant, a loan, or a gift, investing implies expecting a return on the capital provided. This term is heavily used in the stock market, real estate, and venture capital. The word 'سرمایه' (sarmāye) means capital or wealth, and 'گذاری' (gozāri) means placing or putting.
سرمایه‌گذاری کردن (Sarmāye-gozāri Kardan)
To invest capital with the expectation of profit. It highlights the commercial and profit-driven nature of the financial support.

آنها در بخش فناوری اطلاعات سرمایه‌گذاری کردند.

For situations involving sponsorship, especially in sports, arts, or events, the term 'حمایت مالی کردن' (hemāyat-e māli kardan) is highly appropriate. 'حمایت' (hemāyat) means support or protection. Thus, the phrase translates to 'to provide financial support' or 'to sponsor'. This is the term you will hear when a corporation sponsors a football team or a cultural festival. Additionally, the English loanword 'اسپانسر شدن' (espānser shodan - to become a sponsor) is very popular in modern, informal Persian.
حمایت مالی کردن (Hemāyat-e Māli Kardan)
To sponsor or financially support, often used for events, charities, sports teams, or artistic endeavors.

یک شرکت خصوصی مسابقات را حمایت مالی کرد.

دولت باید از تولیدکنندگان داخلی حمایت مالی کند.

ما به دنبال کسی هستیم که بودجه ما را تأمین کند.

By mastering these alternatives, you ensure that your Persian vocabulary is not only accurate but contextually rich, allowing you to differentiate between a charitable donation, a profitable investment, and a formal corporate financing agreement.
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Examples by Level

1

بانک پول می‌دهد.

The bank gives money.

Basic sentence structure.

2

من پول دارم.

I have money.

Using 'to have'.

3

او ماشین را خرید.

He bought the car.

Simple past tense.

4

پدرم به من پول داد.

My father gave me money.

Using indirect objects.

5

این کار پول می‌خواهد.

This work needs money.

Expressing need.

6

ما پول نداریم.

We don't have money.

Negative form of 'to have'.

7

آنها کار می‌کنند.

They are working.

Present continuous.

8

پول مهم است.

Money is important.

Using adjectives with 'to be'.

1

آنها پروژه را مالی کردند.

They funded the project.

Simple past of the compound verb.

2

من می‌خواهم این کار را مالی کنم.

I want to fund this work.

Using 'want' + subjunctive.

3

آیا بانک شما را مالی می‌کند؟

Does the bank fund you?

Forming a question in present tense.

4

پدرش دانشگاه او را مالی کرد.

His father funded his university.

Possessive pronouns and direct objects.

5

ما نمی‌توانیم این طرح را مالی کنیم.

We cannot fund this plan.

Negative ability + subjunctive.

6

شرکت جدید مالی شد.

The new company was funded.

Passive voice introduction.

7

آنها باید ماشین را مالی کنند.

They must finance the car.

Modal verb 'must' + subjunctive.

8

چه کسی این برنامه را مالی می‌کند؟

Who is funding this program?

Using question words as subjects.

1

دولت تصمیم گرفت که این بیمارستان را مالی کند.

The government decided to fund this hospital.

Complex sentence with 'that' clause.

2

اگر ما را مالی کنند، کار را شروع می‌کنیم.

If they fund us, we will start the work.

First conditional sentence.

3

پیدا کردن کسی برای مالی کردن پروژه سخت است.

Finding someone to fund the project is hard.

Using infinitive as a subject.

4

آنها در حال بررسی تأمین مالی کردن شرکت هستند.

They are reviewing the financing of the company.

Present continuous with formal synonym.

5

امیدوارم که سرمایه‌گذار طرح ما را مالی کند.

I hope the investor funds our plan.

Expressing hope + subjunctive.

6

بدون مالی کردن، این استارتاپ شکست می‌خورد.

Without funding, this startup will fail.

Preposition 'without' + gerund/infinitive.

7

آنها توانستند بخش بزرگی از هزینه‌ها را مالی کنند.

They were able to fund a large part of the costs.

Expressing past ability.

8

بانک مرکزی قوانین جدیدی برای مالی کردن اعلام کرد.

The central bank announced new rules for financing.

Prepositions and formal vocabulary.

1

تأمین مالی کردن این پروژه زیرساختی به عهده شهرداری است.

Funding this infrastructure project is the municipality's responsibility.

Formal phrasing and advanced vocabulary.

2

با وجود ریسک بالا، آنها تصمیم به مالی کردن این ایده گرفتند.

Despite the high risk, they decided to fund this idea.

Concessive clauses ('despite').

3

شرکت‌های دانش‌بنیان نیاز مبرمی به مالی شدن دارند.

Knowledge-based companies have an urgent need to be funded.

Passive infinitive and formal adjectives.

4

قرارداد مالی کردن این فیلم فردا امضا خواهد شد.

The contract to fund this movie will be signed tomorrow.

Future passive tense.

5

برای مالی کردن این کمپین، ما به اسپانسرهای متعددی نیاز داریم.

To fund this campaign, we need multiple sponsors.

Purpose clauses.

6

سرمایه‌گذاران خطرپذیر معمولاً استارتاپ‌های نوپا را مالی می‌کنند.

Venture capitalists usually fund early-stage startups.

Adverbs of frequency and specialized terms.

7

عدم موفقیت در مالی کردن طرح، منجر به لغو آن شد.

Failure in funding the plan led to its cancellation.

Noun phrases as subjects.

8

آنها پیشنهاد دادند که هزینه‌های جاری را به طور کامل مالی کنند.

They offered to fully fund the running costs.

Reported speech and adverbs of degree.

1

بحران اقتصادی اخیر، فرآیند تأمین مالی کردن پروژه‌های کلان را با کندی مواجه ساخته است.

The recent economic crisis has slowed down the process of funding macro-projects.

Complex academic sentence structure.

2

تسهیل شرایط مالی کردن برای کارآفرینان، محرک اصلی رشد اقتصادی محسوب می‌شود.

Facilitating funding conditions for entrepreneurs is considered the main driver of economic growth.

Passive voice in formal academic register.

3

آنها از طریق یک کنسرسیوم بانکی موفق به مالی کردن این طرح عظیم پتروشیمی شدند.

They succeeded in funding this massive petrochemical project through a banking consortium.

Advanced prepositional phrases.

4

فقدان شفافیت مالی، سرمایه‌گذاران خارجی را از مالی کردن پروژه‌های داخلی باز می‌دارد.

Lack of financial transparency deters foreign investors from funding domestic projects.

Causative verbs and abstract nouns.

5

استراتژی‌های نوین در تأمین مالی کردن، شامل استفاده از ارزهای دیجیتال و تأمین مالی جمعی است.

Modern strategies in financing include the use of cryptocurrencies and crowdfunding.

Listing complex concepts.

6

دولت موظف است سازوکارهای حمایتی جهت مالی کردن تحقیقات بنیادین را فراهم آورد.

The government is obliged to provide supportive mechanisms to fund fundamental research.

Formal obligations and bureaucratic language.

7

نوسانات نرخ ارز، برآورد دقیق هزینه‌ها برای مالی کردن واردات را دشوار کرده است.

Exchange rate fluctuations have made it difficult to accurately estimate costs for funding imports.

Complex subjects and object complements.

8

تصویب این لایحه، راه را برای مالی کردن طرح‌های توسعه پایدار هموار خواهد کرد.

Passing this bill will pave the way for funding sustainable development plans.

Idiomatic expressions in formal contexts.

1

پیچیدگی‌های حقوقی مترتب بر قراردادهای سندیکایی، فرآیند تأمین مالی کردن را به شدت فرسایشی می‌سازد.

The legal complexities inherent in syndicated contracts make the financing process highly exhausting.

Highly formal vocabulary and participial adjectives.

2

در غیاب یک بازار سرمایه کارآمد، بار اصلی مالی کردن بنگاه‌های اقتصادی بر دوش سیستم بانکی سنگینی می‌کند.

In the absence of an efficient capital market, the main burden of funding economic enterprises weighs heavily on the banking system.

Metaphorical language in economic discourse.

3

اتکای بیش از حد به منابع دولتی برای مالی کردن طرح‌های عمرانی، به کسری بودجه ساختاری دامن می‌زند.

Over-reliance on government resources to fund civil projects exacerbates the structural budget deficit.

Advanced cause and effect structures.

4

سیاست‌گذاران پولی باید تمهیداتی بیندیشند تا مکانیسم‌های جایگزین برای مالی کردن نوآوری‌ها

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