un paiement
A payment, the act of paying money.
un paiement in 30 Seconds
- Refers to the act of paying money.
- Always a masculine noun: le paiement.
- Often paired with verbs like effectuer or faire.
- Uses prepositions 'par' (card/check) and 'en' (cash).
- Core Definition
- The action of paying a sum of money to settle a debt or purchase an item.
Le client a effectué un paiement par carte bancaire.
- Legal Context
- The formal discharge of a financial obligation recognized by law.
Nous attendons un paiement de votre part avant le 15 du mois.
- E-commerce Context
- Digital transactions processed through secure online gateways.
Le site garantit un paiement cent pour cent sécurisé.
Il a demandé un paiement en trois fois sans frais.
Son refus de faire un paiement a entraîné des poursuites judiciaires.
- Verb Pairing: Effectuer
- Used in formal contexts to mean 'to make a payment'.
Vous devez effectuer un paiement pour confirmer votre réservation.
- Verb Pairing: Recevoir
- Used when you are the beneficiary of the transaction.
L'entreprise a reçu un paiement inattendu ce matin.
- Prepositions of Method
- Par (carte/chèque) vs En (espèces/liquide).
Le magasin refuse tout paiement en espèces supérieur à mille euros.
Privilégiez un paiement sans contact pour des raisons d'hygiène.
Le directeur a autorisé un paiement différé pour ce client fidèle.
- Retail Stores
- Physical shops where goods are purchased at a checkout counter.
À la caisse, le terminal a rejeté un paiement sans contact.
- Digital Platforms
- E-commerce websites and mobile banking applications.
Veuillez valider votre panier pour finaliser un paiement en ligne.
- Corporate Accounting
- Business environments managing invoices, salaries, and supplier debts.
Le service financier a programmé un paiement pour la fin du mois.
Le retard d' un paiement peut entraîner des pénalités de retard.
J'ai configuré un paiement automatique pour mon abonnement internet.
- Spelling Confusion
- Choosing between 'paiement' (standard) and 'payement' (archaic/rare).
Vérifiez l'orthographe avant de valider un paiement sur ce document officiel.
- Preposition Errors
- Using 'par' instead of 'en' for cash transactions.
Il a exigé un paiement en espèces, et non par carte.
- Vocabulary Mix-up
- Confusing the general act of paying (paiement) with a salary (paie).
Le freelance attend un paiement pour sa dernière facture.
L'erreur de la banque a bloqué un paiement important hier.
N'oubliez pas d'inclure la référence lors d' un paiement par virement bancaire.
- Un règlement
- The settlement of a bill, invoice, or outstanding debt. Slightly more formal than paiement.
Nous vous remercions pour un paiement rapide de cette facture.
- Un versement
- A deposit, an installment, or a transfer of funds into a specific account.
Le premier versement agit comme un paiement de garantie pour la location.
- Des honoraires
- Professional fees paid for specialized services (medical, legal, consulting).
Les honoraires de l'avocat nécessitent un paiement anticipé.
Il a reçu une indemnité comme un paiement pour le préjudice subi.
Verser un acompte est considéré comme un paiement partiel qui engage les deux parties.
How Formal Is It?
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Difficulty Rating
Grammar to Know
Examples by Level
Je fais un paiement par carte.
I make a payment by card.
'Faire un paiement' is a simple, common way to express making a payment at this level.
Le paiement est de dix euros.
The payment is ten euros.
Using 'est de' to state the amount of the payment.
C'est un paiement en espèces.
It is a cash payment.
Note the preposition 'en' used with 'espèces' (cash).
Où est la caisse pour le paiement ?
Where is the checkout for the payment?
Using 'pour' to indicate the purpose of the checkout.
Merci pour votre paiement.
Thank you for your payment.
A standard polite phrase often seen on receipts or heard in shops.
Le paiement est facile.
The payment is easy.
Using simple adjectives to describe the noun.
Je voudrais faire un paiement.
I would like to make a payment.
Using the polite conditional 'je voudrais' with the action.
Le paiement par chèque est refusé.
Payment by check is refused.
A common passive construction seen on signs in French shops.
Veuillez effectuer le paiement avant demain.
Please make the payment before tomorrow.
Introduction of the formal verb 'effectuer' and imperative 'veuillez'.
J'attends la confirmation de mon paiement en ligne.
I am waiting for the confirmation of my online payment.
Using 'en ligne' as an adjective phrase modifying the noun.
Le magasin accepte plusieurs moyens de paiement.
The store accepts several payment methods.
Introduction of the compound noun 'moyen de paiement'.
Mon paiement a été refusé par la banque.
My payment was declined by the bank.
Using the passive voice 'a été refusé' in the past tense (passé composé).
Il faut un paiement sécurisé pour cet achat.
A secure payment is needed for this purchase.
Using the adjective 'sécurisé' which must agree with the masculine noun.
Avez-vous reçu mon dernier paiement ?
Did you receive my last payment?
Using the verb 'recevoir' (to receive) with the noun.
Le paiement mensuel est de cinquante euros.
The monthly payment is fifty euros.
Using the adjective 'mensuel' (monthly).
Je n'ai pas d'argent pour le paiement.
I don't have money for the payment.
Using the negative 'ne... pas de' in context with the noun.
Le paiement sans contact est très pratique pour les petits achats.
Contactless payment is very convenient for small purchases.
Using the specific term 'sans contact'.
Nous vous proposons un paiement échelonné sur trois mois.
We offer you a payment spread over three months.
Introduction of 'échelonné' (staggered/in installments).
En cas de retard de paiement, des pénalités seront appliquées.
In case of late payment, penalties will be applied.
Using the phrase 'retard de paiement' (late payment).
Le site garantit la sécurité de votre paiement lors de la transaction.
The site guarantees the security of your payment during the transaction.
Connecting 'paiement' with abstract concepts like 'sécurité'.
Il a exigé un paiement comptant à la livraison de la marchandise.
He demanded a cash/upfront payment upon delivery of the goods.
Using 'comptant' meaning paying the full amount immediately.
Vous recevrez un reçu dès que le paiement sera validé.
You will receive a receipt as soon as the payment is validated.
Using the future tense 'sera validé' after 'dès que'.
Le plafond de paiement de ma carte bancaire a été atteint.
The payment limit of my bank card has been reached.
Introduction of 'plafond de paiement' (payment limit).
J'ai annulé le paiement car je me suis trompé de montant.
I cancelled the payment because I made a mistake with the amount.
Using 'annuler' (to cancel) in a complex sentence explaining a reason.
Les conditions générales de vente précisent les modalités de paiement.
The general terms and conditions of sale specify the payment methods/terms.
Using formal business terminology 'modalités de paiement'.
L'entreprise a subi une cessation de paiements et a dû fermer.
The company suffered a suspension of payments (bankruptcy) and had to close.
Introduction of the legal/financial term 'cessation de paiements'.
Le paiement différé permet aux clients de mieux gérer leur trésorerie.
Deferred payment allows clients to better manage their cash flow.
Using 'différé' (deferred) in a corporate finance context.
Il est impératif que le paiement soit effectué avant l'échéance.
It is imperative that the payment be made before the deadline.
Using the subjunctive mood 'soit effectué' after 'Il est impératif que'.
Nous avons mis en place un système de paiement récurrent pour les abonnements.
We have set up a recurring payment system for subscriptions.
Using 'récurrent' (recurring) for subscription models.
Le litige porte sur un défaut de paiement de la part du fournisseur.
The dispute concerns a default on payment by the supplier.
Using 'défaut de paiement' (default/failure to pay).
Les paiements internationaux sont soumis à des frais de change importants.
International payments are subject to significant exchange fees.
Discussing macroeconomic or cross-border financial concepts.
Le reçu fait foi de paiement en cas de contestation ultérieure.
The receipt serves as proof of payment in case of subsequent dispute.
Using the formal legal phrase 'fait foi de paiement' (acts as proof of payment).
La balance des paiements du pays affiche un déficit structurel inquiétant.
The country's balance of payments shows a worrying structural deficit.
Using 'balance des paiements' in a macroeconomic context.
Le contrat stipule un paiement libératoire qui éteint définitivement la dette.
The contract stipulates a discharging payment that definitively extinguishes the debt.
Using the highly specific legal term 'paiement libératoire'.
L'avènement des cryptomonnaies remet en question les paradigmes traditionnels du paiement.
The advent of cryptocurrencies calls into question the traditional paradigms of payment.
Discussing abstract, systemic changes in financial technology.
Le créancier a accordé un moratoire, suspendant ainsi l'exigibilité des paiements.
The creditor granted a moratorium, thereby suspending the exigibility of the payments.
Using advanced financial vocabulary like 'moratoire' and 'exigibilité'.
Toute tentative de fraude lors du paiement entraînera des poursuites pénales immédiates.
Any attempted fraud during payment will result in immediate criminal prosecution.
Formulating strict legal warnings and consequences.
L'optimisation des flux de trésorerie requiert une gestion rigoureuse des délais de paiement.
Cash flow optimization requires rigorous management of payment terms.
Corporate finance terminology 'flux de trésorerie' and 'délais de paiement'.
Le tribunal a ordonné le paiement d'une astreinte journalière jusqu'à l'exécution des travaux.
The court ordered the payment of a daily penalty until the work is completed.
Using 'astreinte' (daily penalty) in conjunction with 'paiement'.
La traçabilité des paiements est un enjeu majeur dans la lutte contre le blanchiment d'argent.
The traceability of payments is a major issue in the fight against money laundering.
Discussing global financial compliance and anti-money laundering.
L'injonction de payer constitue une procédure rapide pour obtenir le recouvrement d'un paiement.
The order to pay constitutes a rapid procedure to obtain the recovery of a payment.
Mastery of specific French civil procedure terminology.
Dans cette œuvre, le paiement de la dot devient la métaphore d'une transaction morale corrompue.
In this work, the payment of the dowry becomes the metaphor for a corrupt moral transaction.
Literary analysis using 'paiement' in a metaphorical sense.
La dématérialisation absolue des paiements soulève des interrogations éthiques quant à la surveillance d'État.
The absolute dematerialization of payments raises ethical questions regarding state surveillance.
Philosophical and societal critique of financial systems.
Le débiteur s'est acquitté de son obligation par un paiement par subrogation, transférant ainsi ses droits.
The debtor discharged his obligation through a payment by subrogation, thereby transferring his rights.
Highly specialized legal concept 'paiement par subrogation'.
L'hyperinflation a rendu la monnaie fiduciaire obsolète, forçant un retour au paiement en nature.
Hyperinflation rendered fiat currency obsolete, forcing a return to payment in kind.
Historical/economic analysis using 'paiement en nature' (payment in kind/barter).
La clause pénale prévoit une indemnité forfaitaire en cas de défaillance dans le paiement.
The penalty clause provides for a flat-rate compensation in the event of a default in payment.
Drafting or analyzing complex contractual clauses.
L'asymétrie d'information dans les systèmes de paiement interbancaires peut générer un risque systémique.
Information asymmetry in interbank payment systems can generate systemic risk.
Advanced macroeconomic and risk management terminology.
Il fustigeait la vénalité d'une société où chaque interaction humaine semblait requérir un paiement.
He castigated the venality of a society where every human interaction seemed to require a payment.
Using high-register literary verbs ('fustiger') to critique societal norms.
Common Collocations
Common Phrases
moyen de paiement
facilité de paiement
retard de paiement
cessation de paiements
paiement sans contact
paiement à la livraison
paiement en plusieurs fois
avis de paiement
preuve de paiement
plafond de paiement
Often Confused With
Idioms & Expressions
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Easily Confused
Sentence Patterns
How to Use It
Focuses on the act of transferring funds, unlike 'règlement' which focuses on settling an account.
Can be used in all registers, from casual to highly formal.
Universally understood across all French-speaking regions.
- Writing 'payement' instead of 'paiement'.
- Saying 'un paiement par espèces' instead of 'un paiement en espèces'.
- Using 'paiement' to mean 'salary' (une paie).
- Saying 'faire un paiement sur un prêt' instead of 'payer une mensualité'.
- Pronouncing the 't' at the end of the word.
Tips
Preposition Rule
Always remember the split rule for payment methods: use 'par' for cards and checks (par carte, par chèque), but use 'en' for physical money (en espèces, en liquide).
Drop the Y
Even though the verb is 'payer', the noun drops the 'y' for an 'i'. Always write 'paiement'. Writing 'payement' will make you look like you don't know modern French spelling.
Upgrade your Verbs
To instantly sound more fluent and professional, stop saying 'faire un paiement' and start saying 'effectuer un paiement'. It is the standard business terminology.
The 'Sans Contact' Culture
In France, 'le paiement sans contact' is the default for small purchases in bakeries and cafes. Have your card or phone ready to tap, as it speeds up the queue significantly.
False Friend Alert
Do not translate 'I got my pay' as 'J'ai eu mon paiement'. Use 'J'ai reçu ma paie' or 'J'ai reçu mon salaire'. 'Paiement' is for transactions, not your livelihood.
Nasal Ending
The '-ment' suffix is a nasal vowel. Do not pronounce the 'n' or the 't'. It sounds like a nasal 'ah' (/ɑ̃/). Practice saying 'peh-mahn'.
Invoice Terminology
When dealing with French companies, look for the phrase 'conditions de paiement' on invoices. This details exactly when and how you are expected to pay.
Cessation de paiements
If you read that a company is 'en cessation de paiements', it means they are bankrupt or in receivership. It's a crucial legal term to know in business news.
Masculine Agreement
Because 'paiement' is masculine, ensure all adjectives agree. It is 'un paiement sécurisé' (no extra 'e' at the end of sécurisé).
Checkout Vocabulary
At the supermarket, the machine where you insert your card is called 'le terminal de paiement' (or TPE). If it fails, it will say 'Paiement refusé'.
Memorize It
Mnemonic
Think of PAYing a MENTor. A PAY-MENT is 'un paiement'.
Word Origin
Derived from the Old French verb 'paier' (to pay, appease), which comes from the Latin 'pacare' meaning 'to pacify' or 'to appease' (a creditor).
Cultural Context
The 'chèque bancaire' is still a valid and sometimes required payment method for certain administrative tasks.
France has strict laws limiting cash payments to combat fraud.
'Le sans contact' is ubiquitous in French bakeries and cafes.
Practice in Real Life
Real-World Contexts
Conversation Starters
"Quel est votre moyen de paiement préféré ?"
"Acceptez-vous le paiement sans contact ?"
"Avez-vous eu des problèmes avec un paiement en ligne récemment ?"
"Pensez-vous que le paiement en espèces va disparaître ?"
"Comment préférez-vous faire le paiement pour le loyer ?"
Journal Prompts
Décrivez la dernière fois que vous avez eu un problème avec un paiement.
Préférez-vous le paiement par carte ou en espèces ? Pourquoi ?
Écrivez un email formel pour demander un délai de paiement pour une facture.
Que pensez-vous de la disparition progressive du paiement en argent liquide ?
Racontez une situation où vous avez dû partager un paiement avec des amis au restaurant.
Frequently Asked Questions
10 questionsThe standard and most common spelling in modern French is 'paiement' with an 'i'. While 'payement' is technically accepted by the Académie Française as an older variant, using it today looks archaic or like a spelling mistake. Always use 'paiement' to be safe and sound natural.
You must say 'en espèces' (or 'en liquide') when referring to cash. This is a very common mistake for English speakers. You use 'par' for other methods, like 'par carte' (by card) or 'par chèque' (by check), but cash always takes 'en'.
'Un paiement' is the general act of transferring money. 'Un règlement' specifically implies settling a debt, an invoice, or an account. While they are often used interchangeably, 'règlement' sounds slightly more formal and is preferred in business contexts when referring to paying a bill.
No, you should not use 'paiement' to refer to your salary. The correct word for your salary or paycheck is 'une paie' or 'un salaire'. 'Paiement' is used for the act of paying for goods, services, or bills.
'Un moyen de paiement' translates to 'a means of payment' or 'a payment method'. It refers to the tool or system used to transfer the money, such as a credit card, cash, a bank transfer, or a digital wallet.
Contactless payment is called 'le paiement sans contact'. It is extremely common in France. You might hear a cashier ask, 'Sans contact ?' to see if you want to tap your card or phone.
'Paiement' is a masculine noun. Therefore, you must use masculine articles and adjectives with it, such as 'le paiement', 'un paiement', 'ce paiement', or 'un paiement sécurisé'.
In everyday conversation, you can use 'faire' (faire un paiement). In more formal, written, or business contexts, the preferred verb is 'effectuer' (effectuer un paiement). You can also use 'recevoir' if you are getting the money.
'Un paiement différé' means a deferred payment. It is a financial arrangement where you purchase an item now but the money is taken from your account at a later date, often at the end of the month.
While you could technically describe it as a type of payment, the specific and correct word for a down payment or advance deposit in French is 'un acompte' or sometimes 'des arrhes', depending on the legal conditions of the deposit.
Test Yourself 200 questions
Write a short sentence saying you want to make a payment by card.
Well written! Good try! Check the sample answer below.
Write a sentence stating that the payment was refused.
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Write an email sentence asking if the company received your payment.
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Translate: 'The online payment is secure.'
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Translate: 'I prefer cash payment.'
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Write a formal sentence using 'effectuer un paiement'.
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Write a sentence mentioning a 'retard de paiement'.
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Translate: 'What is your preferred payment method?'
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Write a sentence using 'paiement sans contact'.
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Translate: 'The monthly payment is 100 euros.'
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Write a sentence explaining you cancelled the payment.
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Translate: 'Payment by check is not accepted.'
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Write a sentence using 'paiement échelonné'.
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Translate: 'I need a proof of payment.'
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Write a sentence about a 'plafond de paiement'.
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Translate: 'The payment terms are strict.'
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Write a sentence using 'paiement différé'.
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Translate: 'The company is in cessation of payments.'
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Write a sentence about 'un défaut de paiement'.
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Translate: 'Please validate your payment.'
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How is the customer paying?
What happened to the payment?
What was the payment for?
How must the online payment be validated?
Which payment method is no longer accepted?
What is the issue with the electricity bill?
How many installments are offered for the computer?
Why must the customer pay in cash?
What is the financial status of the company?
What is the monthly payment limit on the card?
Why was the payment cancelled?
What are the payment terms?
When will the deferred payment be taken?
What type of payment was demanded before starting work?
What does the ticket serve as?
/ 200 correct
Perfect score!
Summary
'Un paiement' is the essential French word for any financial transaction. Remember to use 'par carte' for cards and 'en espèces' for cash. Example: 'Je fais un paiement par carte.'
- Refers to the act of paying money.
- Always a masculine noun: le paiement.
- Often paired with verbs like effectuer or faire.
- Uses prepositions 'par' (card/check) and 'en' (cash).
Preposition Rule
Always remember the split rule for payment methods: use 'par' for cards and checks (par carte, par chèque), but use 'en' for physical money (en espèces, en liquide).
Drop the Y
Even though the verb is 'payer', the noun drops the 'y' for an 'i'. Always write 'paiement'. Writing 'payement' will make you look like you don't know modern French spelling.
Upgrade your Verbs
To instantly sound more fluent and professional, stop saying 'faire un paiement' and start saying 'effectuer un paiement'. It is the standard business terminology.
The 'Sans Contact' Culture
In France, 'le paiement sans contact' is the default for small purchases in bakeries and cafes. Have your card or phone ready to tap, as it speeds up the queue significantly.
Related Content
More business words
à crédit
B1With deferred payment; on credit.
à défaut de
B1In the absence of; for lack of.
à jour
A2Up to date; current.
à la fois...et
B1Both...and.
à la suite de
B1Following; as a result of.
à l'exception de
B1With the exception of, except for.
à l'export
B1For export; relating to exporting.
à l'import
B1For import; relating to importing.
à l'ordre de
B1Payable to; specifies the beneficiary of a payment (e.g., on a check).
à mon avis
A2In my opinion; according to my point of view.