किस्त देना
kist dena
to pay installment
Literally: {"\u0915\u093f\u0938\u094d\u0924":"installment","\u0926\u0947\u0928\u093e":"to give"}
In 15 Seconds
- Pay debts in regular, scheduled amounts.
- Common for loans, EMIs, and credit purchases.
- Implies a series of payments over time.
- Avoid for one-time or general expenses.
Meaning
Okay, so `किस्त देना` is all about making those regular payments for something you bought on credit. Think of it as chipping away at a big bill, bit by bit, on a schedule. It’s that feeling of responsibility, sometimes a little bit of a pinch, but mostly relief that you're handling your financial commitments.
Key Examples
3 of 12Texting a friend about a purchase
मैंने नया फ़ोन लिया, अब हर महीने `किस्त देना` पड़ेगा।
I bought a new phone, now I'll have to pay installments every month.
Discussing a car loan
गाड़ी की ईएमआई टाइम पर `किस्त देना` बहुत ज़रूरी है।
It's very important to pay the car's EMI installments on time.
At a bank discussing a loan
क्या आप मुझे बता सकते हैं कि मुझे कितनी `किस्त देना` होगी?
Can you tell me how much installment I will have to pay?
Cultural Background
The 'EMI' (Equated Monthly Installment) is a way of life. People often joke that their lives are 'running on installments'. During Diwali, many shops offer 'Zero Percent Kist' (No-cost EMI) to encourage people to buy big appliances. Farmers often pay 'kists' for tractors or seeds after the harvest season, making the timing of the 'kist' very seasonal. In India, pledging gold to pay 'kists' for other loans is a common but often stressful financial reality.
Use 'EMI' in cities
If you are in Delhi or Mumbai, saying 'EMI dena' sounds more modern than 'kist dena'.
Gender Alert
Never say 'Kist diya'. It's a very common mistake that marks you as a beginner. Always 'Kist di'.
In 15 Seconds
- Pay debts in regular, scheduled amounts.
- Common for loans, EMIs, and credit purchases.
- Implies a series of payments over time.
- Avoid for one-time or general expenses.
What It Means
किस्त देना literally means 'to give installment'. It's the action of paying a portion of a total debt. You do this regularly, usually monthly. It's how you pay for big purchases over time. Think of your phone contract or car loan. You aren't paying it all at once, right? You're making किस्त देना.
How To Use It
Use किस्त देना when talking about scheduled payments. It's a common financial term. You can use it for loans, credit cards, or even rent sometimes. It's pretty straightforward. Just remember it implies a series of payments. You give an installment, then another, and so on. It’s not for a one-time payment. That would be भुगतान करना (to pay). So, don't say you're giving an installment for a coffee! Unless it's a very fancy, very long coffee subscription.
Real-Life Examples
Imagine buying a new TV on EMI. You'll be किस्त देना for the next year. Or maybe you took a loan for your studies. You'll किस्त देना until it's all cleared. Even buying a house involves regular installments. It's a fundamental part of modern finance. It allows you to own things sooner. But it requires discipline, like remembering to feed your Tamagotchi.
When To Use It
Use किस्त देना for any situation involving regular, scheduled payments towards a debt. This includes loans (personal, car, home), credit card EMIs, and even some subscription services that are paid in installments. It's perfect for discussing financial plans. You can tell your friend, 'I need to किस्त देना for my new laptop next week.' It fits naturally when budgeting. It also works when discussing loan agreements. You're committed to giving these payments.
When NOT To Use It
Do NOT use किस्त देना for one-time payments. If you pay your entire electricity bill at once, you're not giving an installment. You're just paying the bill. Also, avoid it for regular expenses that aren't debt-related. Paying your monthly rent is usually just किराया देना (to give rent). It's not typically called giving an installment unless it's structured that way. Don't use it for buying groceries or paying for a movie ticket. That's just खरीदना (to buy) or टिकट खरीदना (to buy a ticket). It's not a debt installment, so the phrase doesn't fit.
Common Mistakes
Learners often confuse किस्त देना with general payment terms. They might use it for a single, large payment. Or they might use it for recurring bills that aren't installments. Another common error is using it for services instead of goods. For example, paying monthly for Netflix isn't किस्त देना. It's just a subscription fee. It’s like trying to pay your Netflix bill with Monopoly money – it just doesn't work!
✗ I need to किस्त देना for my internet bill.
✓ I need to pay my internet bill.
✗ She किस्त देना for her coffee every morning.
✓ She pays for her coffee every morning.
Similar Expressions
EMI भरना(EMI bharna): This is very similar and often used interchangeably.EMIstands for Equated Monthly Installment.भरनाmeans to fill or pay. So, it's 'to pay EMI'.भुगतान करना(bhugtan karna): This is a general term for 'to pay'. It's broader and can be used for any kind of payment, not just installments.पैसे देना(paise dena): Literally 'to give money'. This is very informal and general, like 'to pay up'.
Common Variations
किस्तें चुकाना(kisten chukana): This means 'to pay off installments' or 'to settle installments'. It emphasizes clearing the debt.किस्त पर लेना(kist par lena): This means 'to buy something on installment'. It focuses on the act of acquiring the item.मासिक किस्त(masik kist): This specifically means 'monthly installment'.
Memory Trick
Imagine a tiny किस्त (kist) character, like a little ant. This ant is always देना (dena) – giving – a tiny piece of a big pizza (your debt) to a giant. The ant is working hard, giving little bits regularly. So, किस्त देना is like the ant giving its part of the pizza, slice by slice, over time.
Quick FAQ
Q. Can I use किस्त देना for paying taxes?
A. Generally, no. Taxes are usually a lump sum or specific payment, not installments for a purchased item or loan. Though some tax schemes might allow installments, किस्त देना usually refers to consumer credit.
Q. Is किस्त देना formal or informal?
A. It's pretty neutral. You can use it in most everyday conversations and even in slightly formal financial discussions. It's not slang, but it's not overly formal either. Think of it as business casual for finance talk.
Q. What if I miss a किस्त?
A. Missing an installment (किस्त) can lead to late fees, interest charges, and damage to your credit score. It's best to contact the lender immediately if you anticipate missing a payment. They might offer solutions. Missing payments is never fun, like forgetting your password right before a crucial online exam.
Usage Notes
This phrase is neutral in formality and widely understood. The key is that it refers specifically to *scheduled, recurring payments* towards a debt, not one-time payments or general expenses. Using it for single bills or subscriptions would be incorrect.
Use 'EMI' in cities
If you are in Delhi or Mumbai, saying 'EMI dena' sounds more modern than 'kist dena'.
Gender Alert
Never say 'Kist diya'. It's a very common mistake that marks you as a beginner. Always 'Kist di'.
Examples
12मैंने नया फ़ोन लिया, अब हर महीने `किस्त देना` पड़ेगा।
I bought a new phone, now I'll have to pay installments every month.
Here, `किस्त देना` clearly refers to the monthly payments for the phone.
गाड़ी की ईएमआई टाइम पर `किस्त देना` बहुत ज़रूरी है।
It's very important to pay the car's EMI installments on time.
This emphasizes the importance of timely installment payments for a loan.
क्या आप मुझे बता सकते हैं कि मुझे कितनी `किस्त देना` होगी?
Can you tell me how much installment I will have to pay?
A direct question asking about the amount of the installment payment.
Newly bought my dream bike! 🏍️ Now the real journey begins - `किस्त देना`!
Newly bought my dream bike! 🏍️ Now the real journey begins - paying installments!
A slightly humorous take on the responsibility that comes with buying on credit.
आज सैलरी आ गई, मुझे तुरंत `किस्त देना` है।
Salary arrived today, I need to pay the installment immediately.
Shows the urgency and priority of making the installment payment after receiving salary.
हमारे प्रोजेक्ट फाइनेंसिंग में नियमित `किस्त देना` शामिल है।
Our project financing involves regular installment payments.
Used in a professional context to describe a financial commitment.
✗ मैंने आज अपने बिल की `किस्त दी`। → ✓ मैंने आज अपना बिल भरा।
✗ I paid the installment of my bill today. → ✓ I paid my bill today.
This is incorrect because `किस्त देना` implies multiple payments, not a single bill payment.
✗ मैं नेटफ्लिक्स की `किस्त देता` हूँ। → ✓ मैं नेटफ्लिक्स का सब्सक्रिप्शन लेता हूँ।
✗ I pay installments for Netflix. → ✓ I subscribe to Netflix.
Netflix is a subscription service, not typically paid in installments like a loan.
इतनी सारी `किस्तें देना` पड़ रही हैं कि जेब खाली हो जाती है।
I have to pay so many installments that my pocket becomes empty.
Expresses the emotional weight of multiple installment payments.
मेरी कार की `किस्त देना` तो मेरी सैलरी का आधा हिस्सा ले जाती है, लगता है कार नहीं, छोटा हाथी खरीद लिया!
Paying my car's installment takes half of my salary, feels like I bought a small elephant, not a car!
A funny exaggeration about the high cost of car installments.
अगले साल तक ये सारी `किस्तें देना` खत्म हो जाएँगी।
By next year, all these installments will be paid off.
Focuses on the completion of installment payments in the future.
जब भी कोई बड़ी चीज़ खरीदो, `किस्त देना` का विकल्प सोच समझकर चुनो।
Whenever you buy something big, choose the installment payment option thoughtfully.
Advice on considering the implications of installment payments before buying.
Test Yourself
Fill in the blank with the correct form of 'dena'.
मैंने कल अपनी पहली किस्त ____।
Since 'किस्त' is feminine, the past tense verb must be 'दी'.
Which sentence is correct for 'I pay monthly installments'?
Choose the correct sentence:
'Dena' is the standard verb for paying an installment.
Complete the dialogue.
A: क्या आपने फोन के पूरे पैसे दे दिए? B: नहीं, मैं हर महीने ______ हूँ।
The context of 'not paying in full' implies paying installments.
🎉 Score: /3
Visual Learning Aids
Practice Bank
3 exercisesमैंने कल अपनी पहली किस्त ____।
Since 'किस्त' is feminine, the past tense verb must be 'दी'.
Choose the correct sentence:
'Dena' is the standard verb for paying an installment.
A: क्या आपने फोन के पूरे पैसे दे दिए? B: नहीं, मैं हर महीने ______ हूँ।
The context of 'not paying in full' implies paying installments.
🎉 Score: /3
Video Tutorials
Find video tutorials on YouTube for this phrase.
Frequently Asked Questions
3 questionsNo, that is called a 'subscription' or 'membership fee' (सदस्यता शुल्क). 'Kist' is only for paying off a debt.
Yes, it is perfectly acceptable, though 'bhugtan' (payment) is more formal.
The plural is 'kisten' (किस्तें).
Related Phrases
उधार लेना
similarTo borrow money
कर्ज़ चुकाना
builds onTo pay off a debt
ब्याज दर
specialized formInterest rate
नकद भुगतान
contrastCash payment
