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A2 noun 10 دقيقة للقراءة

수익률

suingnyul

تدرّب عليها أمثلة ملاحظات ونصائح 수익률 في 30 ثانية

الشرح 수익률 in your Level:

At the A1 level, the word '수익률' (su-ing-nyul) might seem a bit advanced because it is a technical term. However, you can think of it simply as 'money earned from an investment.' Even at this early stage, you might hear it if you go to a bank in Korea or see a sign for a savings account. At this level, don't worry about the complex math. Just remember that it is a 'rate' or a 'percentage' (%) that shows if you are making money. For example, if a bank says '2%,' that is the '수익률.' You can use it in very simple sentences like '수익률이 높아요' (The yield is high) or '수익률이 낮아요' (The yield is low). It is usually written as a number followed by a percent sign (%). Learning this word now helps you recognize it in the future when you start talking about jobs, money, and planning for the future. It is a noun, so you can use it with the particles '이/가' or '은/는.'

سجّل مجاناً لقراءة الشرح الكامل

At the A2 level, you can start using '수익률' in more practical contexts, like talking about your savings or small investments. You should understand that it is a compound word made of '수익' (profit) and '률' (rate). You will see this word often in advertisements for bank products like 'Jeok-geum' (installment savings). At this level, you can say things like '이 통장은 수익률이 좋아요' (This bank book has a good yield). You should also learn the opposite: '수익률이 나빠요' (The yield is bad). It is important to notice that we use the adjectives '높다' (high) and '낮다' (low) most often with this word. You might also hear people talk about '수익률' when they buy things to sell later, like limited edition sneakers or trading cards. If you sell them for more than you bought them, you have a positive '수익률.' Practice saying the word correctly: [수잉뉼]. The nasalization might be tricky, but it makes you sound much more like a native speaker.

By the B1 level, you should be able to use '수익률' in discussions about the economy, stock markets, or business performance. You should understand the difference between '수익' (absolute profit) and '수익률' (the percentage). For example, you can explain that 'Even though the profit (수익) was small, the rate of return (수익률) was high because the investment was small.' At this level, you can start using more specific terms like '연 수익률' (annual rate of return) or '기대 수익률' (expected rate of return). You will encounter this word in news articles or during business meetings. You should also be comfortable using it with verbs like '계산하다' (to calculate) or '비교하다' (to compare). For instance, '여러 펀드의 수익률을 비교해 보세요' (Try comparing the yields of various funds). This word is essential for anyone living in Korea who wants to manage their finances effectively, as it is the primary metric used by all financial institutions and investment apps.

سجّل مجاناً لقراءة الشرح الكامل

At the B2 level, you are expected to handle '수익률' in professional and academic contexts. You should be aware of the different types of yields, such as '실질 수익률' (real rate of return, adjusted for inflation) and '세후 수익률' (after-tax yield). You should be able to discuss market trends using this word, such as how '시장 수익률' (market return) affects individual portfolios. You can also use it metaphorically to discuss the efficiency of projects or time management. At this level, you should understand the grammar rule for '-률' vs '-율' perfectly (using '-률' after consonants other than 'ㄴ'). In discussions, you might use phrases like '수익률을 극대화하다' (to maximize the rate of return) or '수익률이 하락세에 있다' (the yield is on a downward trend). You should also be able to understand more complex financial news that discusses how changes in central bank interest rates (금리) directly impact '채권 수익률' (bond yields). Your ability to use this word accurately reflects a high level of financial literacy in Korean.

سجّل مجاناً لقراءة الشرح الكامل

At the C1 level, '수익률' is a word you use with nuance and precision. You can discuss complex financial instruments like derivatives or private equity and analyze their '위험 조정 수익률' (risk-adjusted return). You should be able to write reports or give presentations where you evaluate the '수익률' of various business strategies over different time horizons (short-term vs. long-term). You will also understand the socio-economic implications of '수익률' in Korean society, such as the '부동산 수익률' (real estate yield) and its impact on housing policy and social inequality. You can use the word in sophisticated sentence structures, such as '수익률의 변동성을 최소화하면서도 안정적인 배당을 추구하는 전략' (A strategy that seeks stable dividends while minimizing the volatility of the rate of return). At this level, you are not just using the word; you are analyzing the data and the concepts behind it to form arguments and make high-level decisions in a professional Korean environment.

سجّل مجاناً لقراءة الشرح الكامل

At the C2 level, your mastery of '수익률' is indistinguishable from that of a highly educated native speaker or a financial professional. You can engage in deep philosophical or technical debates about the '자본 수익률' (return on capital) and its role in macroeconomics, perhaps referencing works like Thomas Piketty's 'Capital in the Twenty-First Century' in a Korean context. You can navigate the most complex legal and financial documents where '수익률' is defined with extreme specificity, including clauses about '보장 수익률' (guaranteed return) and '초과 수익률' (excess return or alpha). You can also use the word with rhetorical flair in speeches or high-level journalism to critique economic trends or corporate behavior. Your understanding extends to the subtle linguistic nuances of how the word is used in different historical periods or specific industries (e.g., the difference in how '수익률' is discussed in the tech sector versus traditional manufacturing). You are capable of explaining these complexities to others, demonstrating a total command of both the language and the underlying economic theory.

سجّل مجاناً لقراءة الشرح الكامل

تدرّب عليها أمثلة ملاحظات ونصائح

수익률 في 30 ثانية

수익률 (su-ing-nyul) is the Korean word for 'yield' or 'rate of return' on an investment, used heavily in finance and daily life.
It is a compound of '수익' (profit) and '률' (rate), and it is almost always expressed as a percentage (%) rather than an amount.
Commonly used with adjectives like '높다' (high) and '낮다' (low), it measures how efficiently an investment is performing over a period.
Correct spelling uses '-률' because the preceding syllable '익' ends in a consonant (ㄱ) other than 'ㄴ', and it is pronounced [수잉뉼].

The word 수익률 (su-ing-nyul) is a fundamental term in the world of finance, business, and personal investment. At its core, it represents the efficiency of an investment, expressed as a percentage or a ratio. In English, we most commonly translate this as 'yield,' 'rate of return,' or 'profit margin.' To understand this word deeply, one must look at its components: 수익 (su-ik) meaning 'profit' or 'earnings,' and 률 (ryul) meaning 'rate' or 'ratio.' When combined, they describe how much money you made relative to how much you initially put in. This isn't just about the total amount of money gained; it is about the performance level over a specific period. For instance, if you earn 10,000 won from a 100,000 won investment, your 수익률 is 10%. This distinction is crucial because a high profit in absolute terms might still mean a low 수익률 if the initial capital was massive.

Economic Context: In South Korea's highly active stock and real estate markets, this word is used daily. Whether you are talking to a bank clerk about a savings account or discussing stock portfolios with friends, 수익률 is the benchmark of success. It is the number that determines whether a strategy is working or if it's time to pivot.

올해 주식 투자 수익률이 어떻게 되세요? (What is your stock investment yield for this year?)

Beyond formal finance, people use this word metaphorically to describe the 'return' on their time or effort. If someone spends a lot of time studying but gets poor grades, they might jokingly say their 'study 수익률' is low. However, its primary home remains in the financial sector. You will see it on mobile banking apps, news headlines, and corporate annual reports. It is often paired with adjectives like '높다' (high), '낮다' (low), '안정적이다' (stable), or '변동성이 크다' (highly volatile). Understanding this word is a gateway to participating in modern Korean economic life, where 'Ja-te-ke' (investment technology/wealth management) is a major cultural pillar.

Social Context: In social gatherings, discussing one's 수익률 can be a point of pride or a source of humor, depending on the market conditions. It is a common topic among office workers during lunch breaks.

부동산 수익률이 예전만 못하네요. (The real estate yield isn't what it used to be.)

Furthermore, the word is essential for understanding 'yield-based' financial products like bonds (채권) or dividends (배당). In these cases, the 수익률 is often fixed or predictable, providing a sense of security for conservative investors. Conversely, in the world of venture capital or cryptocurrency, the expected 수익률 can be astronomical, though the risk is equally high. This spectrum of risk and reward is always framed through the lens of this single word.

위험이 클수록 기대 수익률도 높아집니다. (The higher the risk, the higher the expected rate of return.)

Using 수익률 correctly requires pairing it with the right verbs and particles. Because it is a noun representing a numerical value, it functions similarly to words like '온도' (temperature) or '가격' (price). The most common verbs used are 높다 (to be high), 낮다 (to be low), 기록하다 (to record), 계산하다 (to calculate), and 달성하다 (to achieve). When you want to say 'the yield is 5%', you use the structure: '수익률이 5%이다.' If you want to talk about improving the yield, you would say '수익률을 높이다' (to raise the yield).

Common Verb Pairings: 1. 수익률을 계산하다: To calculate the rate of return. 2. 수익률이 떨어지다: For the yield to drop. 3. 수익률을 보장하다: To guarantee a profit margin. 4. 수익률을 극대화하다: To maximize the rate of return.

저희 펀드는 연평균 10%의 수익률을 목표로 합니다. (Our fund aims for an average annual return of 10%.)

In more complex sentences, you might see it modified by adjectives describing the nature of the yield. For example, '기대 수익률' (expected yield), '실질 수익률' (real rate of return after inflation), or '누적 수익률' (cumulative yield). These qualifiers help specify exactly which metric is being discussed. When talking about investments, the particle '-에 대한' is often used to specify the asset: '주식에 대한 수익률' (yield on stocks) or '채권에 대한 수익률' (yield on bonds). This allows for precise communication in professional settings.

세금을 제외한 순 수익률은 얼마인가요? (What is the net profit margin after taxes?)

Interestingly, in casual conversations, the word is often used as a direct object for the verb '나오다' (to come out/be produced). For example, '수익률이 잘 나왔어요' translates literally to 'the yield came out well,' meaning the investment performed successfully. This colloquial phrasing is very common among retail investors. You might also hear '수익률이 마이너스다' (the yield is minus), which is a common way to say you are losing money on an investment. This flexibility makes it a versatile tool for both technical reports and everyday chit-chat.

요즘 코인 수익률이 마이너스라서 속상해요. (I'm upset because my crypto returns are negative lately.)

If you turn on any Korean news channel like KBS, MBC, or SBS during the morning or evening news cycles, you will undoubtedly hear 수익률. It is the star of the 'Economy' segment. News anchors use it to describe the performance of the KOSPI (Korean Composite Stock Price Index) or to compare the profitability of different sectors like semiconductors versus bio-technology. Analysts will often debate '시장 수익률' (market return) and whether a specific company's stock has 'outperformed' the market. In this context, it carries an air of authority and precision.

News & Media: Headlines often read: '반도체 업종 수익률 급등' (Semiconductor sector yield surges) or '금리 인상에 채권 수익률 하락' (Bond yields fall due to interest rate hikes). It is the primary metric for reporting financial trends.

뉴스에서 이번 분기 펀드 수익률 순위를 발표했습니다. (The news announced the fund return rankings for this quarter.)

Another place you will frequently encounter this word is at a bank or a brokerage firm. If you go to open a 'Jeok-geum' (installment savings) or a 'Ye-geum' (fixed deposit), the teller will explain the '연 수익률' (annual yield). They might use marketing phrases like '최고의 수익률을 보장하는 상품' (a product that guarantees the best return). In these professional interactions, the word represents a formal commitment and a mathematical reality. It is also found in the fine print of contracts, where '예상 수익률' (projected yield) is carefully defined to avoid legal liability.

은행원이 이 예금 상품의 수익률에 대해 자세히 설명해 주었습니다. (The bank clerk explained the yield of this deposit product in detail.)

Finally, the word has exploded in popularity on social media and YouTube. Korean 'Fin-fluencers' (financial influencers) create content titled 'How to double your 수익률' or 'My -50% 수익률 story.' In these digital spaces, the word is used more loosely and emotionally. It becomes a symbol of one's financial journey, successes, and failures. Whether it's a screenshot of a trading app showing a bright red percentage (gain) or a blue one (loss), the word 수익률 is the caption that tells the story. It bridges the gap between high-level economics and the personal aspirations of everyday Koreans.

유튜브에서 주식 수익률 높이는 법을 배웠어요. (I learned how to increase my stock yield on YouTube.)

One of the most frequent mistakes learners make is confusing 수익률 with 수익. While they are related, they are not interchangeable. 수익 refers to the absolute amount of profit (e.g., $1,000), while 수익률 refers to the percentage or rate (e.g., 10%). If you say '수익률이 10,000원이에요,' it sounds like you are saying 'the rate of return is 10,000 dollars,' which is logically incorrect. You should say '수익이 10,000원이에요' or '수익률이 10%예요.' This distinction is vital for clear financial communication.

Confusion with '이익률': Learners also often mix up '수익률' (yield/return) with '이익률' (profit margin). In a corporate sense, '이익률' usually refers to the percentage of revenue that remains as profit after expenses. '수익률' is broader and more commonly used for investments. While they can overlap, '수익률' is the preferred term for stocks, bonds, and real estate performance.

틀린 예: 이번 달 수익률이 백만 원입니다. (Wrong: The yield this month is one million won.)

Another common error involves the spelling and pronunciation rules of '-률' vs '-율'. Many learners struggle with when to use which. As a rule of thumb, use '-율' after a vowel or the 'ㄴ' patchim (e.g., 비율, 백분율). Use '-률' after all other consonants (e.g., 수익률, 합격률, 시청률). Because '수익' ends with the 'ㄱ' patchim, it must be '률'. Misspelling this as '수익율' is a common mistake even for native speakers, but in formal writing, it is considered an error. Paying attention to this small detail will significantly improve your writing professionality.

맞는 예: 이번 달 수익률이 5%입니다. (Correct: The yield this month is 5%.)

Lastly, be careful with the verb '나다'. While you can say '수익이 나다' (profit occurs/is made), you generally don't say '수익률이 나다.' Instead, you say '수익률이 나오다' (the yield comes out) or '수익률을 기록하다' (to record a yield). If you use '나다' with '수익률', it sounds slightly unnatural to a native ear. Mastering these subtle collocations will make your Korean sound much more natural and sophisticated, especially in business settings.

틀린 예: 주식에서 높은 수익률이 났어요. (Awkward: A high yield 'occurred' in stocks.)

To broaden your vocabulary, it's helpful to look at words that are often used in the same context as 수익률. One close relative is 이익률 (i-ing-nyul). While '수익률' is usually used for investment returns, '이익률' is more common in accounting to describe a company's profit margin relative to sales. For example, '영업이익률' (operating profit margin) is a key metric for evaluating a company's operational efficiency. Understanding this nuance helps you distinguish between an investor's perspective and a company manager's perspective.

수익률 vs. 이익률

수익률: Focuses on the return on investment (ROI). Used by investors. (e.g., stock yield, real estate return).

이익률: Focuses on the ratio of profit to sales/revenue. Used by businesses. (e.g., net profit margin).

이 회사는 매출은 크지만 영업 이익률은 낮습니다. (This company has high sales, but its operating profit margin is low.)

Another word you might encounter is 배당수익률 (bae-dang-su-ing-nyul), which specifically refers to 'dividend yield.' This is the ratio of dividends paid out relative to the stock price. For conservative investors who prioritize steady income over capital gains, this is the most important type of 수익률. Similarly, 연수익률 (yeon-su-ing-nyul) specifies the 'annual' rate of return, which is the standard way to compare different investment products over time.

안정적인 소득을 원하신다면 배당 수익률이 높은 종목을 고르세요. (If you want stable income, choose stocks with a high dividend yield.)

Finally, consider the word 가성비 (ga-seong-bi). While not a financial term, it stands for 'cost-performance ratio' and is used to describe whether a purchase is 'worth the money.' In a way, 가성비 is the '수익률' of everyday shopping. If a cheap meal is delicious, it has high 가성비. If an expensive investment yields a lot of money, it has high 수익률. Both terms reflect the Korean cultural emphasis on efficiency and getting the most 'bang for your buck.' Comparing these terms helps you see how the logic of investment permeates many aspects of Korean life.

이 식당은 가성비가 정말 좋아서 자주 와요. (This restaurant has great cost-performance, so I come often.)

How Formal Is It?

حقيقة ممتعة

The character '益' (익) originally depicted water overflowing from a vessel, symbolizing abundance and profit.

دليل النطق

UK /su.iŋ.njul/

US /su.iŋ.njul/

The emphasis is evenly distributed, but the transition 'ing-nyul' is the most distinct part.

يتقافى مع

합격률 (hap-gyeong-nyul) 시청률 (si-cheong-nyul) 점유율 (jeom-yu-yul - though 'yul', it sounds similar) 환율 (hwan-yul) 확률 (hwang-nyul) 비율 (bi-yul) 효율 (hyo-yul) 배율 (bae-yul)

أخطاء شائعة

Pronouncing it as 'Su-ik-ryul' (without nasalization).
Confusing '률' with '율' in spelling.
Dropping the 'ng' sound and saying 'Su-i-nyul'.
Over-emphasizing the 'r' sound instead of 'n'.
Misplacing the vowel sound in '률'.

مستوى الصعوبة

القراءة 3/5

Common in news and apps, easy to recognize once learned.

الكتابة 4/5

Spelling '-률' correctly is the main hurdle.

التحدث 4/5

Nasalization [수잉뉼] requires practice.

الاستماع 3/5

Clearly articulated in financial news.

ماذا تتعلّم بعد ذلك

المتطلبات الأساسية

수익 비율 돈 투자 은행

تعلّم لاحقاً

금리 인플레이션 배당금 주식시장 자산관리

متقدم

변동성 분산투자 복리 포트폴리오 헤징

قواعد يجب معرفتها

The '-률' vs '-율' spelling rule.

수익률 (Correct) vs 수익율 (Incorrect)

Nasalization (비음화) in pronunciation.

수익률 [수잉뉼]

Using '-에 대한' to specify the target of the rate.

투자에 대한 수익률

Modifying nouns with numbers and percentages.

5%의 수익률

Using '높다/낮다' for scale-based nouns.

수익률이 높다

سجّل مجاناً لقراءة الشرح الكامل

أمثلة حسب المستوى

수익률이 높아요.

The yield is high.

Simple subject-predicate structure.

이 은행은 수익률이 얼마예요?

What is the yield at this bank?

Using '얼마예요' to ask for a numerical value.

수익률이 3%입니다.

The yield is 3%.

Formal declarative ending '-입니다'.

수익률이 낮아서 슬퍼요.

I'm sad because the yield is low.

Using '-아서' for reason.

좋은 수익률을 원해요.

I want a good yield.

Direct object with '-을'.

수익률이 중요해요.

The yield is important.

Adjective '중요하다' (to be important).

여기 수익률을 보세요.

Look at the yield here.

Imperative '-세요'.

수익률이 안 좋아요.

The yield is not good.

Negative '안' before the adjective.

연 수익률이 5%인 통장을 만들었어요.

I opened a bank account with an annual yield of 5%.

Modifying a noun with '-인'.

주식 수익률이 생각보다 낮아요.

The stock yield is lower than I thought.

Comparison with '-보다'.

수익률을 높이려면 어떻게 해야 해요?

What should I do to increase the yield?

Conditional '-으려면' (in order to).

이 펀드는 수익률이 안정적이에요.

This fund has a stable yield.

Adjective '안정적이다' (to be stable).

작년보다 수익률이 많이 올랐어요.

The yield has risen a lot compared to last year.

Past tense '올랐어요'.

수익률이 마이너스가 됐어요.

The yield has become negative.

Verb '되다' (to become).

은행마다 수익률이 다 달라요.

The yield is different for every bank.

Particle '-마다' (every/each).

수익률이 좋은 상품을 추천해 주세요.

Please recommend a product with a good yield.

Request '-아/어 주세요'.

투자를 결정할 때 수익률이 가장 중요한 기준이에요.

Yield is the most important criterion when deciding on an investment.

Temporal clause '-을 때'.

기대 수익률을 너무 높게 잡으면 위험해요.

It's dangerous if you set your expected yield too high.

Adverbial '-게' (highly).

부동산 수익률을 계산하는 방법을 배웠습니다.

I learned how to calculate real estate yields.

Noun phrase '-는 방법' (how to).

이 종목은 수익률은 높지만 위험성도 커요.

This item has a high yield, but the risk is also high.

Contrastive '-지만'.

수익률이 떨어질까 봐 걱정이에요.

I'm worried that the yield might fall.

Expression '-을까 봐' (afraid that).

평균 수익률을 유지하는 것이 쉽지 않아요.

It's not easy to maintain an average yield.

Gerund '-는 것' as a subject.

수익률이 높다고 해서 무조건 좋은 것은 아니에요.

Just because the yield is high doesn't mean it's necessarily good.

Expression '-다고 해서 ... 것은 아니다'.

이번 분기 수익률이 목표치를 달성했습니다.

This quarter's yield has reached the target value.

Formal past tense '-했습니다'.

인플레이션을 고려한 실질 수익률은 생각보다 낮을 수 있습니다.

The real rate of return, considering inflation, can be lower than you think.

Potential mood '-을 수 있다'.

채권 수익률과 금리는 보통 반대로 움직입니다.

Bond yields and interest rates usually move in opposite directions.

Adverb '보통' (usually).

수익률의 변동성을 줄이기 위해 포트폴리오를 분산해야 합니다.

You must diversify your portfolio to reduce the volatility of the yield.

Purpose clause '-기 위해'.

이 회사는 높은 자기자본 수익률(ROE)을 기록하고 있습니다.

This company is recording a high Return on Equity (ROE).

Progressive aspect '-고 있다'.

세후 수익률을 따져보는 것이 현명한 투자자의 자세입니다.

Examining the after-tax yield is the attitude of a wise investor.

Nominalizing with '-는 것'.

시장의 평균 수익률을 상회하는 성과를 냈습니다.

It produced a performance that exceeded the market average return.

Modifying a noun with '-는'.

과거의 수익률이 미래의 성과를 보장하지는 않습니다.

Past yields do not guarantee future performance.

Emphasis particle '-는' after the object.

수익률이 급락하자 투자자들이 당황하기 시작했습니다.

As the yield plummeted, investors began to panic.

Sequential '-자' (as soon as/when).

위험 조정 수익률을 분석하여 최적의 투자 비중을 결정해야 합니다.

We must analyze the risk-adjusted return to determine the optimal investment weight.

Causative/Sequential '-하여'.

금리 인상 기조가 지속되면서 채권 수익률이 급등하고 있습니다.

As the trend of interest rate hikes continues, bond yields are surging.

Concomitant '-면서' (while/as).

해당 사업의 기대 수익률이 내부 수익률(IRR) 기준을 충족하지 못했습니다.

The expected return of the project did not meet the Internal Rate of Return (IRR) criteria.

Negation '-지 못하다' (cannot/fail to).

배당 수익률이 높은 주식은 하락장에서 방어적인 역할을 합니다.

Stocks with high dividend yields play a defensive role in a bear market.

Attributive form '-는'.

수익률의 극대화보다는 리스크 관리에 치중하는 전략을 택했습니다.

We chose a strategy that focuses on risk management rather than maximizing the yield.

Comparison '-보다는' (rather than).

글로벌 경기 침체 우려로 인해 자산 수익률이 전반적으로 하락했습니다.

Asset yields have generally declined due to concerns about a global economic recession.

Causal '-로 인해' (due to).

누적 수익률을 확인해 보니 복리 효과의 중요성을 실감하게 되었습니다.

Checking the cumulative return made me realize the importance of the compounding effect.

Discovery '-어 보니'.

시장 수익률을 하회하는 펀드는 투자자들로부터 외면받기 십상입니다.

Funds that underperform the market return are likely to be shunned by investors.

Expression '-기 십상이다' (be likely to).

자본 수익률이 경제 성장률을 상회할 때 부의 불평등이 심화된다는 주장이 있습니다.

There is an argument that wealth inequality intensifies when the return on capital exceeds the economic growth rate.

Quotative '-는다는 주장'.

알파 수익률을 창출하기 위해 퀀트 분석 기법을 적극 도입하고 있습니다.

Quantitative analysis techniques are being actively introduced to generate alpha (excess return).

Purpose '-기 위해'.

수익률 곡선의 평탄화 현상은 경기 둔화의 전조로 해석되기도 합니다.

The flattening of the yield curve is sometimes interpreted as a precursor to an economic slowdown.

Passive voice '해석되다'.

초과 수익률을 달성하기 위한 펀드 매니저의 역량이 시험대에 올랐습니다.

The fund manager's ability to achieve excess returns has been put to the test.

Metaphorical expression '시험대에 오르다'.

명목 수익률에서 물가 상승률을 제외한 것이 진정한 의미의 수익률입니다.

Subtracting the inflation rate from the nominal yield is the yield in its true sense.

Noun phrase with '-은 것'.

변동성 대비 수익률을 측정하는 샤프 지수는 투자 효율성을 판단하는 핵심 지표입니다.

The Sharpe ratio, which measures return relative to volatility, is a key indicator for judging investment efficiency.

Modifying noun '지수' with '-하는'.

해외 자산 투자 시 환율 변동이 전체 수익률에 미치는 영향이 지대합니다.

When investing in overseas assets, the impact of exchange rate fluctuations on the overall yield is immense.

Adjective '지대하다' (immense/huge).

수익률의 비대칭적 분포를 고려한 정교한 리스크 헤징이 요구되는 시점입니다.

This is a time when sophisticated risk hedging considering the asymmetric distribution of yields is required.

Passive '-가 요구되는'.

تلازمات شائعة

수익률을 기록하다

수익률이 높다/낮다

수익률을 계산하다

수익률을 보장하다

수익률이 떨어지다

수익률이 나오다

기대 수익률

연평균 수익률

시장 수익률

누적 수익률

العبارات الشائعة

수익률 극대화

— Maximizing the rate of return on an investment.

우리의 목표는 수익률 극대화입니다.

안정적인 수익률

— A return that is consistent and low-risk.

은퇴 자금은 안정적인 수익률이 중요합니다.

마이너스 수익률

— A negative return, meaning you lost money.

주가 폭락으로 마이너스 수익률을 기록했습니다.

두 자릿수 수익률

— A return of 10% or more (double digits).

올해는 두 자릿수 수익률을 기대하고 있습니다.

실질 수익률

— The real return after accounting for inflation.

물가 상승을 고려하면 실질 수익률은 낮습니다.

초과 수익률

— Returns that exceed a specific benchmark (Alpha).

전문가는 초과 수익률을 내는 사람입니다.

예상 수익률

— The predicted or forecasted rate of return.

예상 수익률은 어디까지나 예측일 뿐입니다.

목표 수익률

— The specific return percentage an investor aims to achieve.

목표 수익률에 도달하면 매도할 계획입니다.

세후 수익률

— The return that remains after paying taxes.

세후 수익률이 실제 내 주머니에 들어오는 돈입니다.

위험 대비 수익률

— The return relative to the amount of risk taken.

위험 대비 수익률을 따져보면 이 상품이 낫습니다.

يُخلط عادةً مع

수익률 vs 수익

수익 is the total profit (amount), while 수익률 is the rate (percentage).

수익률 vs 이율

이율 is specifically for interest rates, while 수익률 is for any investment return.

수익률 vs 확률

확률 means 'probability' or 'chance'. Don't confuse it because it also ends in '-률'.

تعبيرات اصطلاحية

"수익률이 깡패다"

— A slang phrase meaning a high yield is so powerful it overcomes all other disadvantages or arguments.

리스크가 커도 수익률이 깡패라 다들 투자해요.

Slang/Internet

"수익률을 갉아먹다"

— To slowly reduce the yield (often used for fees or taxes).

높은 수수료가 수익률을 갉아먹고 있어요.

Neutral

"수익률에 목숨 걸다"

— To be excessively obsessed with the rate of return.

단기 수익률에 목숨 걸면 큰 흐름을 놓칩니다.

Informal

"수익률이 바닥을 치다"

— For the yield to hit its lowest possible point.

수익률이 바닥을 쳤으니 이제 오를 일만 남았어요.

Informal

"수익률을 찍다"

— To achieve or 'hit' a certain yield percentage.

드디어 수익률 20%를 찍었습니다!

Informal

"수익률이 널을 뛰다"

— For the yield to be extremely volatile (jumping up and down).

코인 시장은 수익률이 널을 뛰어서 불안해요.

Informal

"수익률이 효자다"

— When an investment performs so well it feels like a 'filial son' (bringing joy and support).

이 주식 수익률이 완전 효자 노릇을 하네요.

Informal

"수익률을 녹이다"

— To incorporate or 'melt' the yield into overall calculations or to lose it due to market shifts.

환율 하락이 수익률을 다 녹여버렸어요.

Informal

"수익률의 마법"

— The 'magic' of high returns or compounding interest.

복리 수익률의 마법을 믿어보세요.

Neutral

"수익률이 답이다"

— The yield is the ultimate answer/solution to financial problems.

결국 투자는 수익률이 답입니다.

Informal

سهل الخلط

수익률 vs 이익률

Both describe profitability.

이익률 is usually for companies (profit/sales), 수익률 is for investors (profit/investment).

회사의 영업 이익률은 낮지만, 내 주식 수익률은 높다.

수익률 vs 배당률

Both involve percentages in stocks.

배당률 is just the dividend part, 수익률 is the total return (stock price change + dividends).

배당률은 높지만 주가가 떨어져서 전체 수익률은 낮아요.

수익률 vs 비율

수익률 is a type of 비율.

비율 is a general 'ratio/proportion', 수익률 is specific to financial gain.

남녀 비율은 1:1이지만, 수익률은 천차만별이다.

수익률 vs 가동률

Both end in '-률' and relate to efficiency.

가동률 is the 'operation rate' of a factory or machine.

공장 가동률이 높아야 수익률도 좋아집니다.

수익률 vs 상승률

Often used together when prices rise.

상승률 is the 'rate of increase' in price, whereas 수익률 is your personal gain.

물가 상승률이 수익률보다 높으면 손해입니다.

أنماط الجُمل

수익률이 [Adjective]요.

수익률이 높아요.

[Noun] 수익률이 [Number]%예요.

주식 수익률이 10%예요.

[Noun]을/를 통해 수익률을 높이다.

공부를 통해 수익률을 높였어요.

[Noun]에 대한 기대 수익률이 [Adjective]다.

부동산에 대한 기대 수익률이 낮다.

[Noun]에도 불구하고 수익률을 유지하다.

불황에도 불구하고 수익률을 유지했다.

수익률의 [Noun]적 분포를 분석하다.

수익률의 통계적 분포를 분석하다.

Mixed

수익률이 [Verb]-기 시작하다.

수익률이 떨어지기 시작했어요.

Mixed

수익률을 [Verb]-는 것이 중요하다.

수익률을 확인하는 것이 중요하다.

عائلة الكلمة

الأسماء

수익 (Profit)

이익 (Benefit/Profit)

손실 (Loss)

비율 (Ratio)

효율 (Efficiency)

الأفعال

수익하다 (To profit - rare)

수익을 내다 (To make a profit)

수익률을 높이다 (To increase the yield)

الصفات

수익성 있는 (Profitable)

수익률이 높은 (High-yield)

수익률이 낮은 (Low-yield)

مرتبط

투자 (Investment)

자본 (Capital)

금리 (Interest rate)

주식 (Stock)

부동산 (Real estate)

سجّل مجاناً لرؤية جميع الأمثلة

كيفية الاستخدام

frequency

Extremely frequent in financial and business contexts; moderately frequent in daily life.

أخطاء شائعة

Saying '수익률이 만 원이에요'. → 수익이 만 원이에요. / 수익률이 10%예요.
수익률 is a rate (%), not a currency amount.
Spelling it as '수익율'. → 수익률
The '-률' rule: use '-률' after consonants other than 'ㄴ'.
Pronouncing it literally as [수익률]. → [수잉뉼]
Nasalization must occur between '익' and '률'.
Confusing it with '확률'. → 수익률 (Yield) / 확률 (Probability)
They sound similar but have completely different meanings.
Using '크다' instead of '높다' in formal settings. → 수익률이 높다
While '크다' is sometimes used informally, '높다' is the standard adjective for rates.

نصائح

The -률 vs -율 Rule

Remember: If the word ends in a vowel or 'ㄴ', use '율'. For everything else, use '률'. Since '수익' ends in 'ㄱ', it's '수익률'.

Nasalization is Key

Don't say 'Su-ik-ryul'. The 'k' becomes 'ng' and 'r' becomes 'n'. Practice saying [수잉뉼] to sound natural.

Banking Context

When looking at Korean bank ads, look for the number followed by '%' and the word '수익률'. That's your return!

Pair with Adjectives

Always remember that 수익률 is 'high' (높다) or 'low' (낮다), not 'big' (크다) or 'small' (작다) in formal contexts.

Stock Market Talk

If you hear people talking about '빨간색' (red) in stocks, it means a positive 수익률. Blue means negative.

Relative, Not Absolute

Use 수익률 when you want to emphasize efficiency, not just the amount of money made.

Formal Reports

In business writing, use '수익률을 시현하다' to mean 'to realize/show a yield'.

Profit Rate

Think of '수익' as Profit and '률' as Rate. Profit-Rate. Simple!

News Keywords

In news, '수익률' is often followed by '상승' (increase) or '하락' (decrease).

Compound Terms

Learn '기대 수익률' (expected yield) and '실질 수익률' (real yield) together; they are very common pairs.

احفظها

وسيلة تذكّر

Think of 'SU' as 'Super', 'IK' as 'Income', and 'RYUL' as 'Rule'. The 'Super Income Rule' tells you how much you made!

ربط بصري

Imagine a percentage sign (%) made out of golden coins. That is your 수익률.

Word Web

Money Percent (%) Investment Bank Stock Profit Growth Risk

تحدٍّ

Try to find the '수익률' of your current savings account and say the number in Korean.

أصل الكلمة

Derived from Sino-Korean roots (Hanja). '수' (收) means to receive or collect. '익' (益) means benefit, profit, or advantage. '률' (率) means rate, ratio, or proportion.

المعنى الأصلي: The rate at which profit is received.

Sino-Korean (Hanja)

السياق الثقافي

Be careful discussing personal '수익률' with superiors in a formal setting unless they bring it up first, as it can be seen as overly focused on money.

While English speakers use 'yield' for bonds and 'ROI' for business, Koreans use '수익률' as a broad, all-encompassing term for almost any investment return.

Economic news segments on 'KBS News 9'. Popular financial YouTube channels like 'Shinsaimdang'. K-Dramas like 'Start-Up' often mention project profitability.

تدرّب في الحياة الواقعية

سياقات واقعية

At the Bank

이 상품의 수익률은 얼마인가요?
수익률이 보장되나요?
연 수익률이 가장 높은 통장을 보여주세요.
세후 수익률을 알고 싶습니다.

Stock Trading

오늘 수익률이 마이너스예요.
기대 수익률을 낮췄습니다.
수익률이 20%를 넘었어요.
시장 수익률보다 성적이 좋네요.

Business Meeting

신규 프로젝트의 예상 수익률을 보고하세요.
수익률 극대화를 위한 방안이 필요합니다.
지난 분기 대비 수익률이 하락했습니다.
투자 수익률(ROI) 분석 결과입니다.

Real Estate

이 건물의 임대 수익률은 어느 정도인가요?
부동산 수익률이 예전만 못해요.
수익률이 좋은 상가를 찾고 있습니다.
취득세를 포함한 실질 수익률입니다.

Casual Talk

요즘 재테크 수익률 어때요?
수익률이 짭짤하네요.
수익률 때문에 밤에 잠이 안 와요.
수익률 자랑 좀 그만해.

بدايات محادثة

"최근에 주식이나 코인 수익률 좀 어떠세요?"

"은행 예금 수익률이 너무 낮아서 고민이에요. 추천할 만한 게 있나요?"

"투자할 때 수익률이랑 안정성 중에 뭐가 더 중요하다고 생각하세요?"

"지금까지 해본 투자 중에서 가장 수익률이 좋았던 건 뭐예요?"

"수익률이 마이너스일 때는 어떻게 대처하시나요?"

مواضيع للكتابة اليومية

나의 올해 투자 목표 수익률은 몇 퍼센트인지, 그리고 그 이유는 무엇인지 써보세요.

돈이 아닌 '인생의 수익률'을 높이기 위해 내가 오늘 한 일에 대해 기록해 보세요.

수익률은 높지만 위험한 투자와, 수익률은 낮지만 안전한 투자 중 무엇을 선호하는지 논해 보세요.

최근 경제 뉴스에서 본 수익률 관련 소식에 대한 나의 생각을 정리해 보세요.

내가 만약 펀드 매니저라면, 고객들에게 어떤 수익률을 약속하고 싶은지 상상해 보세요.

الأسئلة الشائعة

10 أسئلة

It is always '수익률'. According to Korean spelling rules, '-률' is used after most consonants, while '-율' is used only after a vowel or the 'ㄴ' patchim. Since '익' ends in 'ㄱ', '-률' is correct.

The most common way is '투자 수익률' (tu-ja su-ing-nyul). In casual contexts, just '수익률' is often enough.

수익 is the dollar amount of profit (e.g., $100). 수익률 is the percentage (e.g., 10%). If you invest $1,000 and make $100, your 수익 is $100 and your 수익률 is 10%.

It is pronounced [수잉뉼]. The 'ㄱ' sound in '익' changes to 'ㅇ' and the 'ㄹ' in '률' changes to 'ㄴ' because of a process called nasalization.

Yes, metaphorically. You can say '공부 수익률' to mean how much you learned compared to the time you spent, though this is informal.

Common verbs include 높다 (high), 낮다 (low), 올리다 (to raise), 떨어지다 (to fall), and 계산하다 (to calculate).

It means a negative rate of return, implying that you have lost a portion of your original investment.

Yes, it is a formal technical term used in finance, but it is also very common in everyday conversation among adults.

You can ask '수익률이 어떻게 되세요?' (How is your yield?) or more casually '수익률 잘 나와요?' (Is the yield coming out well?).

Due to high interest in financial independence and wealth building, 수익률 is a key metric that Koreans use to evaluate their financial health and strategies.

سجّل مجاناً للنصائح والملاحظات