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die Finanzierung

B1 noun #4,000 가장 일반적인 9분 분량

die Finanzierung

상위 4,000

연습하기 예시 노트와 팁 die Finanzierung 30초 만에

설명 die Finanzierung in your Level:

At the A1 level, 'die Finanzierung' is a very advanced word. Most beginners will simply use 'bezahlen' (to pay) or 'Geld' (money). However, you might see it in a store if you are buying a TV. It just means 'how you pay for it over time'. For now, just remember that it is a feminine noun ('die') and it is related to money and banks. You don't need to use it in your own sentences yet, but if you see it in a shop window, it usually means you can pay in small amounts every month instead of all at once.

무료 가입하고 전체 설명 읽기

At the A2 level, you start to learn more about daily life in Germany. You might encounter 'die Finanzierung' when talking about buying a car or a large appliance. It is the noun form of 'finanzieren'. At this stage, you should recognize that it describes a plan for paying for something expensive. You might hear a friend say, 'Die Finanzierung für mein Auto ist okay'. It's helpful to know that it often involves a bank (Bank) and a loan (Kredit). Just remember: 'die Finanzierung' = the plan for the money.

무료 가입하고 전체 설명 읽기

B1 is where 'die Finanzierung' becomes a key vocabulary word. You are now expected to discuss more complex topics like work, education, and social issues. You should be able to talk about 'Studienfinanzierung' (how you pay for your studies) or 'Projektfinanzierung' (how a project is funded). You should know that it is a feminine noun and commonly used with the preposition 'für'. For example: 'Ich suche eine Finanzierung für meine Geschäftsidee'. You should also be familiar with the verb 'sichern' (to secure) in the context of funding.

At the B2 level, you should use 'die Finanzierung' with precision in professional and academic contexts. You should understand the difference between 'Eigenfinanzierung' (internal/equity) and 'Fremdfinanzierung' (external/debt). You will encounter this word in news articles about politics and the economy. You should be able to use the genitive case with it: 'Die Finanzierung des neuen Stadions ist umstritten' (The financing of the new stadium is controversial). You are also expected to recognize related terms like 'Finanzierungslücke' (funding gap).

무료 가입하고 전체 설명 읽기

At the C1 level, you should have a nuanced understanding of 'die Finanzierung'. You should be able to discuss complex financial structures, venture capital, and state subsidies using this term. You will use it in formal essays and business presentations. You should be aware of its collocations, such as 'eine solide Finanzierung' or 'die gesicherte Finanzierung'. You should also be able to distinguish it clearly from 'Förderung', 'Subvention', and 'Kapitalisierung' in a professional debate or technical text.

무료 가입하고 전체 설명 읽기

At the C2 level, 'die Finanzierung' is a word you use effortlessly in all its technical and metaphorical nuances. You understand the legal and economic implications of different 'Finanzierungsmodelle'. You can follow high-level discussions on 'Staatsfinanzierung' or 'Unternehmensfinanzierung' in academic journals or financial newspapers like the 'Handelsblatt'. You can use the word to discuss abstract concepts of resource allocation and the systemic flow of capital within a globalized economy with total native-like fluency.

무료 가입하고 전체 설명 읽기

연습하기 예시 노트와 팁

die Finanzierung 30초 만에

Die Finanzierung is a feminine German noun meaning 'funding' or 'financing', used for projects, purchases, or systemic state allocations.
It is derived from the verb 'finanzieren' and always takes the feminine gender (die) due to the '-ung' suffix.
Commonly used in banking, business, and education contexts to describe how a specific need is paid for over time.
Key collocations include 'Finanzierung sichern' (secure funding) and 'Finanzierung des Projekts' (financing of the project).

The German noun die Finanzierung is a cornerstone of both professional and everyday German vocabulary, particularly as one moves into the B1 level and beyond. At its core, it refers to the act of providing, securing, or managing the financial resources necessary for a specific purpose, project, or purchase. Unlike the simple word 'Geld' (money), Finanzierung implies a process or a structured arrangement. It is the 'how' behind the acquisition of funds. Whether you are a student looking for a way to pay for university, a family buying a home, or a startup seeking venture capital, you are dealing with Finanzierung.

Business Context: In the corporate world, this term covers everything from 'Eigenfinanzierung' (internal financing/equity) to 'Fremdfinanzierung' (debt financing). It is often discussed in boardrooms when planning new investments or expansions.

Ohne eine solide Finanzierung kann das Bauprojekt nicht beginnen.

In everyday life, you will encounter this word most frequently at the bank or when making large purchases. If you buy a car 'auf Raten' (in installments), the dealer will offer you a Finanzierung. In Germany, the culture surrounding debt is generally more conservative than in the US or UK, so the term often carries a weight of responsibility and long-term planning. It isn't just 'borrowing'; it is the systemic solution to a financial need.

Public Sector: The term is also vital in politics. You will hear about 'die Finanzierung des Bildungssystems' (the funding of the education system) or 'die Finanzierung der Renten' (the funding of pensions). In these cases, it refers to how the state allocates tax revenue.

Die Finanzierung des neuen Kindergartens ist durch staatliche Zuschüsse gesichert.

Furthermore, in the academic world, students often worry about 'Studienfinanzierung'. This includes BAföG (state support), scholarships, or part-time jobs. Understanding this word is essential for navigating German bureaucracy and financial institutions. It is a formal word, but one that is indispensable for any adult living in a German-speaking country. It bridges the gap between 'having money' and 'structuring the flow of money' for a specific goal.

Grammar Note: The plural form is 'die Finanzierungen', though it is less common than the singular. It is used when referring to multiple different financial arrangements or schemes simultaneously.

Wir müssen verschiedene Finanzierungen vergleichen, bevor wir uns entscheiden.

Using die Finanzierung correctly involves understanding its relationship with verbs and prepositions. The most common verb paired with it is sichern (to secure). When a project's funding is guaranteed, we say 'die Finanzierung ist gesichert'. Conversely, if the money hasn't been found yet, 'die Finanzierung steht noch nicht'. This uses the verb 'stehen' in a figurative sense to mean 'to be established' or 'to be in place'.

Common Verb Pairings: 1. Sichern (to secure)
2. Klären (to clarify/finalize)
3. Beantragen (to apply for)
4. Ablehnen (to reject)

Hast du die Finanzierung für dein neues Auto schon geklärt?

Prepositions are key. We use für (for) to indicate the purpose of the financing. For example, 'Finanzierung für das Haus'. If you want to talk about the source of the money, you might use durch (through/by). For example, 'Finanzierung durch einen Kredit' (financing via a loan). In more formal writing, the genitive case is frequently used to link the financing to its object: 'die Finanzierung des Projekts' (the financing of the project).

Die Finanzierung erfolgt durch private Investoren.

In complex sentences, you might see it as part of a compound noun, which is a hallmark of high-level German. Words like Finanzierungsplan (financing plan) or Finanzierungsmöglichkeit (financing possibility) are common. When using these, the gender remains feminine because the head of the compound is 'Finanzierung'. Wait—actually, if 'Finanzierung' is at the start, the gender is determined by the last word (e.g., *der* Finanzierungsplan). This is a crucial distinction for learners.

Sentence Structures: Subject: Die Finanzierung ist das Hauptproblem.
Object: Wir suchen eine bessere Finanzierung.
Genitive: Die Kosten der Finanzierung sind hoch.

Die Bank hat unsere Finanzierung leider abgelehnt.

Finally, consider the register. In a casual conversation, you might just ask 'Wie bezahlst du das?' (How are you paying for that?). But in any official or semi-official context—like applying for an apartment or talking to a business partner—using 'Finanzierung' shows a higher level of linguistic competence and professionalism. It frames the discussion around structure and planning rather than just 'cash'.

You will encounter die Finanzierung in several specific environments in Germany, Austria, and Switzerland. The most obvious place is the banking sector. If you walk into a Sparkasse or Deutsche Bank, signs for 'Baufinanzierung' (home financing) or 'Privatfinanzierung' (private financing) will be everywhere. Loan officers will use this word repeatedly when discussing interest rates (Zinsen) and repayment terms (Tilgung).

Media and News: Watch 'Tagesschau' or read 'Der Spiegel'. You will hear politicians debating 'die Finanzierung der Energiewende' (financing the energy transition) or 'die Finanzierung des öffentlich-rechtlichen Rundfunks' (financing public broadcasting).

In den Nachrichten wurde über die unsichere Finanzierung der Krankenkassen berichtet.

Another common location is the university. German students spend a lot of time thinking about 'Studienfinanzierung'. Because German universities are mostly tuition-free, 'Finanzierung' here usually refers to living costs—rent, food, and books. You'll see this word on university websites, in student union (Studierendenwerk) offices, and in brochures about BAföG (the federal training assistance act).

Retail and E-commerce: When shopping online at sites like MediaMarkt or Otto, look for the 'Finanzierung' tab. It often offers '0% Finanzierung', which is a popular way for Germans to buy electronics or furniture without paying interest over a set period.

Der Online-Shop bietet eine bequeme Finanzierung in 24 Monatsraten an.

In the startup scene—especially in hubs like Berlin, Munich, or Zurich—the word is constant. Founders talk about 'Series A Finanzierung' or 'Seed-Finanzierung'. Even though many startup terms are borrowed from English, 'Finanzierung' remains the standard German term used in legal documents and official press releases. It is a word that signals seriousness and formal commitment in the world of venture capital.

One of the most frequent errors English speakers make is confusing Finanzierung with Förderung. While both involve money, Förderung usually implies a grant, support, or promotion (often from the state or a foundation) that doesn't necessarily have to be paid back. Finanzierung is the broader, more neutral term for the overall financial structure, which often includes loans that *do* need to be repaid.

Mistake 1: Wrong Preposition: Learners often say 'Finanzierung von dem Haus'. While understood, 'Finanzierung für das Haus' or the genitive 'Finanzierung des Hauses' is much more natural and correct in a B1/B2 context.

Falsch: Die Finanzierung von das Projekt ist sicher.
Richtig: Die Finanzierung des Projekts ist sicher.

Another common pitfall is the confusion between the noun and the verb. English speakers might try to use 'Finanzierung' as a verb or 'finanzieren' as a noun. Remember: 'Ich finanziere' (I finance) but 'Die Finanzierung' (The financing). Also, watch out for the plural. 'Finanzierungen' exists, but it is rarely used unless you are specifically comparing different models or contracts. Using it for a single project's budget is a mistake.

Mistake 2: Gender Confusion: Never say 'der Finanzierung' or 'das Finanzierung'. All nouns ending in '-ung' are feminine. It is always 'die Finanzierung'.

Falsch: Das Finanzierung ist teuer.
Richtig: Die Finanzierung ist teuer.

Lastly, learners sometimes use 'Finanzierung' when they simply mean 'price' (Preis) or 'cost' (Kosten). If you are asking how much something costs, don't ask about the 'Finanzierung'. Only use 'Finanzierung' if you are talking about the *method* of payment or the *source* of the funds. Saying 'Die Finanzierung des Brotes ist 2 Euro' is nonsensical; you would say 'Der Preis für das Brot ist 2 Euro'.

To truly master German, you need to know the nuances between Finanzierung and its synonyms. While 'Finanzierung' is the most general term, other words provide more specific information about where the money is coming from or what it is intended for.

Finanzierung vs. Förderung: 'Finanzierung' is neutral and often implies loans. 'Förderung' implies support, often financial aid or grants that don't need to be repaid, usually for a social, artistic, or scientific cause.
Finanzierung vs. Subvention: 'Subvention' is specifically state aid given to a company or industry to keep prices low or maintain competitiveness. 'Finanzierung' is the broader term for any project's funding structure.

Die Finanzierung des Films erfolgt durch private Gelder und eine staatliche Förderung.

Another word often confused is Kapitalisierung. This is more technical and refers to the total value of a company's stock or the conversion of income into capital. You wouldn't use it to describe buying a car. Then there is Geldmittel (financial means/funds). This is a plural noun often used to describe the actual cash available. You might say 'Die Geldmittel für die Finanzierung sind vorhanden' (The funds for the financing are available).

Table of Nuance: - **Finanzierung**: General act of providing funds.
- **Etat / Budget**: The specific amount of money allocated.
- **Zuschuss**: A non-repayable subsidy.
- **Darlehen**: A formal loan (a type of Finanzierung).

Statt einer Finanzierung durch die Bank suchen wir einen privaten Investor.

In summary, choose 'Finanzierung' when you mean the 'how' of the money. Use 'Förderung' when the money is a gift or support. Use 'Budget' when you are talking about the limit of the money. Mastering these distinctions will make your German sound much more precise and sophisticated.

How Formal Is It?

재미있는 사실

The root 'finis' (end) is the same as in 'finish' or 'final'. In the Middle Ages, 'financing' literally meant 'ending' a debt by paying it off.

발음 가이드

UK /fi.nanˈtsiː.ʁʊŋ/

US /fi.nɑnˈtsi.rʊŋ/

The primary stress is on the third syllable: fi-nan-TSIE-rung.

라임이 맞는 단어

Regierung Orientierung Optimierung Reduzierung Garantierung Strukturierung Aktivierung Realisierung

자주 하는 실수

Pronouncing the 'z' like an English 'z' (it should be 'ts').
Making the 'ie' too short (it should be a long 'ee').
Putting the stress on the first syllable.
Mispronouncing the '-ung' suffix as '-unk'.
Treating the 'f' as a 'v' sound.

난이도

독해 3/5

Common in newspapers and contracts.

쓰기 4/5

Requires knowledge of genitive or correct prepositions.

말하기 3/5

Pronunciation of 'z' and 'ie' needs care.

듣기 2/5

Clear pronunciation usually, often repeated.

다음에 무엇을 배울까

선수 학습

Geld Bank bezahlen kaufen planen

다음에 배울 것

der Kredit die Zinsen die Tilgung die Investition das Budget

고급

die Refinanzierung die Drittmittel die Liquidität die Bonität die Bürgschaft

알아야 할 문법

Feminine nouns ending in -ung

die Finanzierung, die Wohnung, die Zeitung

Genitive case for possession/belonging

Die Finanzierung des Projekts (The financing of the project).

Preposition 'für' + Accusative

Geld für die Finanzierung.

Passive voice with 'werden'

Die Finanzierung wird gesichert.

Compound noun gender

Der FinanzierungsPLAN (masculine because of 'Plan').

무료 가입하고 전체 설명 읽기

수준별 예문

Die Finanzierung ist neu.

The financing is new.

Simple subject-verb-adjective structure.

Ist die Finanzierung gut?

Is the financing good?

Question form.

Ich brauche eine Finanzierung.

I need financing.

Accusative case (eine).

Die Finanzierung kostet Geld.

The financing costs money.

Simple present tense.

Hier ist die Finanzierung.

Here is the financing.

Demonstrative 'hier'.

Keine Finanzierung möglich.

No financing possible.

Negative 'keine' with feminine noun.

Die Finanzierung ist für das Auto.

The financing is for the car.

Preposition 'für' + accusative.

Meine Finanzierung ist fertig.

My financing is ready.

Possessive pronoun 'meine'.

Die Finanzierung für das Haus ist schwer.

The financing for the house is difficult.

Prepositional phrase 'für das Haus'.

Haben Sie eine Finanzierung?

Do you have financing?

Formal address 'Sie'.

Die Bank gibt die Finanzierung.

The bank gives the financing.

Subject-verb-object.

Wir planen die Finanzierung.

We are planning the financing.

Plural subject 'wir'.

Die Finanzierung ist sehr wichtig.

The financing is very important.

Adverb 'sehr' modifying 'wichtig'.

Wie läuft die Finanzierung?

How is the financing going?

Interrogative 'wie'.

Die Finanzierung dauert lange.

The financing takes a long time.

Verb 'dauern'.

Ich unterschreibe die Finanzierung.

I am signing the financing (agreement).

Transitive verb 'unterschreiben'.

Die Finanzierung des Projekts ist gesichert.

The financing of the project is secured.

Genitive case 'des Projekts'.

Er sucht eine Finanzierung für sein Studium.

He is looking for financing for his studies.

Verb 'suchen' + accusative.

Die Finanzierung erfolgt über einen Kredit.

The financing takes place via a loan.

Verb 'erfolgen'.

Ohne Finanzierung können wir nicht bauen.

Without financing, we cannot build.

Preposition 'ohne' + accusative.

Die Finanzierung ist ein großes Problem.

The financing is a big problem.

Noun as subject.

Wir müssen die Finanzierung klären.

We must clarify the financing.

Modal verb 'müssen'.

Gibt es eine staatliche Finanzierung?

Is there state financing?

Adjective 'staatliche'.

Die Finanzierung wurde abgelehnt.

The financing was rejected.

Passive voice (Präteritum).

Die Finanzierung steht auf wackeligen Beinen.

The financing is on shaky ground.

Idiomatic expression.

Eine solide Finanzierung ist die Basis für Erfolg.

Solid financing is the basis for success.

Adjective 'solide'.

Die Finanzierungslücke muss geschlossen werden.

The funding gap must be closed.

Compound noun and passive voice.

Wir vergleichen verschiedene Finanzierungen.

We are comparing various financing options.

Plural 'Finanzierungen'.

Die Finanzierung durch Eigenkapital ist sicherer.

Financing through equity is safer.

Compound 'Eigenkapital'.

Die Bank fordert Sicherheiten für die Finanzierung.

The bank demands collateral for the financing.

Plural noun 'Sicherheiten'.

Die Finanzierung ist Teil des Businessplans.

The financing is part of the business plan.

Genitive 'des Businessplans'.

Die langfristige Finanzierung ist gesichert.

The long-term financing is secured.

Adjective 'langfristige'.

Die Finanzierung erfolgt mittels Crowdfunding.

The financing is carried out by means of crowdfunding.

Preposition 'mittels' + genitive.

Die Finanzierung des Sozialsystems ist gefährdet.

The financing of the social system is at risk.

Abstract noun 'Sozialsystem'.

Wir streben eine Drittmittelfinanzierung an.

We are aiming for third-party funding.

Separable verb 'anstreben'.

Die Finanzierung ist an strenge Auflagen gebunden.

The financing is tied to strict requirements.

Adjective-noun combination.

Die Finanzierungskosten sind drastisch gestiegen.

The financing costs have risen drastically.

Compound noun 'Finanzierungskosten'.

Die Finanzierung wurde durch Bürgschaften abgesichert.

The financing was secured through guarantees.

Passive voice with 'durch'.

Es mangelt an einer nachhaltigen Finanzierung.

There is a lack of sustainable financing.

Verb 'mangeln' + 'an' + dative.

Die Finanzierung stellt eine enorme Hürde dar.

The financing represents an enormous hurdle.

Separable verb 'darstellen'.

Die Finanzierung ist ein komplexes Geflecht aus Krediten.

The financing is a complex web of loans.

Metaphorical language.

Die Finanzierung des Staatshaushalts ist prekär.

The financing of the state budget is precarious.

High-level vocabulary 'prekär'.

Eine Refinanzierung ist zum jetzigen Zeitpunkt unmöglich.

Refinancing is impossible at the current time.

Prefix 'Re-' meaning 'again'.

Die Finanzierung unterliegt völkerrechtlichen Bestimmungen.

The financing is subject to international law provisions.

Verb 'unterliegen' + dative.

Die Finanzierung wurde durch Derivate abgesichert.

The financing was hedged using derivatives.

Technical financial term 'Derivate'.

Die Finanzierung spiegelt die Prioritäten der Regierung wider.

The financing reflects the government's priorities.

Separable verb 'widerspiegeln'.

An der Finanzierung scheitern viele gute Ideen.

Many good ideas fail because of financing.

Verb 'scheitern' + 'an' + dative.

Die Finanzierung ist untrennbar mit der Inflation verknüpft.

The financing is inseparably linked to inflation.

Adverb 'untrennbar'.

자주 쓰는 조합

Finanzierung sichern

solide Finanzierung

staatliche Finanzierung

Finanzierung ablehnen

Finanzierung beantragen

langfristige Finanzierung

Finanzierung klären

Finanzierung des Vorhabens

externe Finanzierung

0% Finanzierung

자주 쓰는 구문

Die Finanzierung steht.

— The funding is in place and ready to go.

Gute Nachrichten: Die Finanzierung steht!

Finanzierung aus einer Hand

— Getting all parts of a loan/funding from one provider.

Wir bieten Ihnen Finanzierung aus einer Hand.

eine Finanzierung auf die Beine stellen

— To organize or arrange financing, often with effort.

Es war schwer, die Finanzierung auf die Beine zu stellen.

die Finanzierung sicherstellen

— To ensure that the funding is guaranteed.

Wir müssen die Finanzierung sicherstellen.

an der Finanzierung scheitern

— To fail because of a lack of money/funding.

Das Projekt ist an der Finanzierung gescheitert.

die Finanzierung regeln

— To sort out or manage the financing.

Wer regelt die Finanzierung?

die Finanzierung übernehmen

— To take over the costs or the funding.

Die Stadt wird die Finanzierung übernehmen.

eine Finanzierung vermitteln

— To broker or arrange financing for someone else.

Der Makler vermittelt auch die Finanzierung.

Probleme bei der Finanzierung

— Difficulties in getting or managing the money.

Es gibt Probleme bei der Finanzierung.

Fragen zur Finanzierung

— Questions regarding the funding.

Haben Sie Fragen zur Finanzierung?

자주 혼동되는 단어

die Finanzierung vs Finanzen

Finanzen refers to overall money matters; Finanzierung is the specific act of funding something.

die Finanzierung vs Förderung

Förderung implies a grant/support (gift); Finanzierung is neutral and often includes loans.

die Finanzierung vs Finanzamt

Finanzamt is the tax office; Finanzierung is the process of funding.

관용어 및 표현

"auf wackeligen Beinen stehen"

— To be unstable (often used for Finanzierung).

Die Finanzierung steht auf wackeligen Beinen.

colloquial

"den Gürtel enger schnallen"

— To spend less (when Finanzierung is tight).

Die Finanzierung wurde gekürzt, wir müssen den Gürtel enger schnallen.

informal

"aus dem Vollen schöpfen"

— To have plenty of resources (great Finanzierung).

Dank der Finanzierung können wir aus dem Vollen schöpfen.

colloquial

"Löcher stopfen"

— To use money to cover urgent deficits in funding.

Wir müssen die Finanzierungslöcher stopfen.

informal

"Geld verbrennen"

— To waste money (bad use of Finanzierung).

Das Projekt verbrennt nur Geld ohne klare Finanzierung.

informal

"flüssig sein"

— To have cash available (good state of Finanzierung).

Nach der Finanzierung sind wir wieder flüssig.

slang

"unter Dach und Fach bringen"

— To finalize (often used for a Finanzierungsvertrag).

Wir haben die Finanzierung unter Dach und Fach gebracht.

colloquial

"einen langen Atem haben"

— To have the financial endurance for a long project.

Für diese Finanzierung braucht man einen langen Atem.

colloquial

"die Zeche zahlen"

— To pay the bill (the final part of Finanzierung).

Am Ende muss jemand die Zeche für die Finanzierung zahlen.

informal

"auf Pump leben"

— Living on credit (a risky form of Finanzierung).

Die ganze Finanzierung basiert auf Pump.

informal

혼동하기 쉬운

die Finanzierung vs Förderung

Both involve receiving money.

Förderung is usually a grant or non-repayable support for a cause. Finanzierung is the general term for funding, often involving repayment.

Die Forschung erhält eine Förderung, aber die Finanzierung der Gebäude erfolgt über Kredite.

die Finanzierung vs Investition

Both relate to spending money on a project.

Investition is the act of putting money into something to get a profit. Finanzierung is how you get the money to make that investment.

Die Investition in neue Maschinen erfordert eine gute Finanzierung.

die Finanzierung vs Kapital

Both mean 'money for business'.

Kapital is the money itself (the asset). Finanzierung is the process/method of obtaining that capital.

Wir haben das Kapital, aber die Finanzierung ist noch nicht geregelt.

die Finanzierung vs Budget

Both mean 'money for a project'.

Budget is the limit or the plan of how much to spend. Finanzierung is where that money comes from.

Das Budget ist 1000 Euro, aber die Finanzierung ist noch unklar.

die Finanzierung vs Subvention

Both relate to funding.

Subvention is specifically state aid to an industry. Finanzierung is any kind of funding structure.

Die Finanzierung der Landwirtschaft hängt stark von Subventionen ab.

문장 패턴

Die Finanzierung ist [Adjektiv].

Die Finanzierung ist teuer.

Ich brauche eine Finanzierung für [Akkusativ].

Ich brauche eine Finanzierung für mein Haus.

Die Finanzierung ist [Partizip II].

Die Finanzierung ist gesichert.

Die Finanzierung des [Genitiv] ist [Adjektiv].

Die Finanzierung des Projekts ist schwierig.

Die Finanzierung erfolgt durch [Akkusativ].

Die Finanzierung erfolgt durch einen Kredit.

Es mangelt an einer soliden Finanzierung.

Es mangelt an einer soliden Finanzierung für die Forschung.

Die Finanzierung unterliegt [Dativ].

Die Finanzierung unterliegt strengen Regeln.

In Anbetracht der prekären Finanzierung...

In Anbetracht der prekären Finanzierung müssen wir sparen.

어휘 가족

명사

der Finanzier

die Finanzen

das Finanzamt

der Finanzplan

동사

finanzieren

vorfinanzieren

refinanzieren

mitfinanzieren

형용사

finanziell

finanzierbar

finanzstark

finanzschwach

사용법

frequency

High in news, banking, and business contexts.

자주 하는 실수

Using 'der' or 'das' Finanzierung. → die Finanzierung
Nouns ending in -ung are always feminine.
Saying 'Finanzierung von das Haus'. → Finanzierung für das Haus / des Hauses
Grammatically incorrect prepositional use or missing genitive.
Using 'Finanzierung' for small items like a coffee. → Bezahlung
Finanzierung implies a structured process for large sums.
Confusing 'Finanzierung' with 'Finanzamt'. → Finanzierung (funding) vs. Finanzamt (tax office)
They sound similar but have completely different meanings.
Pronouncing 'Finanzierung' with a soft 'z'. → Sharp 'ts' sound.
The German 'z' is always a 'ts' sound.

팁

The -ung Rule

Whenever you see -ung, it's feminine. This saves you from memorizing genders for thousands of words!

Bank Talk

When at a German bank, always use 'Finanzierung' instead of 'Geld'. It sounds more professional and precise.

Compound Power

German loves compounds. Combine what you're financing with the word, like 'Autofinanzierung' or 'Hausfinanzierung'.

Debt Caution

Remember that Germans are cautious about debt. When discussing financing, focus on 'Sicherheit' (security) and 'solide' (solid).

The Sharp Z

Practice the 'ts' sound in 'Finanzierung'. It shouldn't sound like a buzzing English 'z'.

Genitive Link

For high-level writing, use 'die Finanzierung des...' to link the funding to the object. It flows better than using 'von'.

Context Clues

If you hear 'Finanzierung' in the news, it's almost always followed by a debate about taxes or government spending.

B1 Exam Tip

In the B1 speaking exam, use 'die Finanzierung meines Studiums' when talking about your background. It's a high-value phrase.

Shaky Ground

Use 'auf wackeligen Beinen stehen' to describe a project that might lose its funding soon.

Shopping Tip

Look for 'Finanzierung' in electronic stores; it's often the heading for the installment plan section.

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기억법

Think of 'Financing' + 'ung'. In German, '-ung' makes it a process. Finanzie-RUNG is the RUNning of the money.

시각적 연상

Imagine a bridge made of money connecting a person to a house. The bridge is 'die Finanzierung'.

Word Web

Bank Kredit Zinsen Geld Vertrag Plan Investition Kosten

챌린지

Try to use 'die Finanzierung' in a sentence about your next holiday or a new phone today.

어원

Derived from the verb 'finanzieren', which entered German in the 17th century from the French 'financer'.

원래 의미: The French root 'finance' comes from 'fin' (end/settlement), originally referring to the payment of a debt or fine to end a legal dispute.

Indo-European (via Latin 'finis' and Old French).

문화적 맥락

Be careful when discussing personal 'Finanzierung' in Germany; money is a private topic and asking someone about their car's financing can be seen as rude.

In the US, 'financing' is often synonymous with 'credit'. In German, it's more formal and systemic.

BAföG (Bundesausbildungsförderungsgesetz) - the main way students finance their lives. Kreditanstalt für Wiederaufbau (KfW) - a key bank for state-supported Finanzierung. Tagesschau - where you hear about state Finanzierung daily.

실생활에서 연습하기

실제 사용 상황

Real Estate

Baufinanzierung
Zinssatz
Eigenkapital
Hypothek

University

Studienfinanzierung
Stipendium
BAföG
Nebenjob

Business

Startkapital
Investor
Businessplan
Gewinn

Politics

Steuergelder
Haushalt
Subventionen
Haushaltsloch

Retail

Ratenzahlung
0% Zinsen
Kreditwürdigkeit
Laufzeit

대화 시작하기

"Wie klappt die Finanzierung für deine neue Wohnung?"

"Hast du Tipps für die Finanzierung eines Studiums in Deutschland?"

"Glaubst du, dass die Finanzierung des öffentlichen Verkehrs kostenlos sein sollte?"

"Welche Finanzierungsmöglichkeiten gibt es für kleine Startups?"

"War die Finanzierung deines Autos kompliziert?"

일기 주제

Schreibe über deine Pläne für die Finanzierung deiner nächsten großen Reise.

Ist die Finanzierung von Bildung eine Aufgabe des Staates oder der Eltern? Begründe deine Meinung.

Wie hat sich die Finanzierung von Häusern in deinem Land in den letzten Jahren verändert?

Beschreibe ein Projekt, das an der Finanzierung gescheitert ist.

Welche Rolle spielt die Finanzierung in deinem täglichen Leben?

자주 묻는 질문

10 질문

Yes, all German nouns ending in '-ung' are feminine. It is always 'die Finanzierung'.

A 'Kredit' (loan) is a specific type of 'Finanzierung'. 'Finanzierung' is the broader category that includes loans, grants, and personal savings.

No, that would sound very strange. Use 'Finanzierung' for large, structured expenses like houses, cars, or business projects.

The word is 'die Finanzierungslücke'. It is a common compound noun used in business and politics.

It means you can pay for a product in installments without paying any interest (Zinsen).

Yes, but usually only for significant life events like buying a home or studying. Otherwise, people use 'bezahlen'.

It is follow-up financing, usually when an initial loan period ends and you need a new loan to cover the remaining debt.

Yes, but it's rare. Use it when comparing different financing models or contracts.

It is the main one, but 'fördern' (for grants) and 'bezuschussen' (for subsidies) are also used.

It is self-financing, meaning using your own money or company profits instead of borrowing from a bank.

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