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وام دهنده

B2 noun 6분 분량

وام دهنده

vam-dahande

연습하기 예시 노트와 팁 وام دهنده 30초 만에

설명 وام دهنده in your Level:

At the A1 level, you only need to know that 'vām' means 'loan' and 'dahande' means 'giver'. A 'vām dahande' is someone who gives money and wants it back later. You can think of it like a friend who lends you a pen, but with money. In simple Persian: 'Man vām mikhāham. Bank vām dahande ast.' (I want a loan. The bank is the lender.) Focus on the two parts of the word separately to remember the meaning. It is a person or a bank. They have the money. You take the money. This is a very important word if you live in a city and need to go to the bank. Just remember: Dahande = Giver.

무료 가입하고 전체 설명 읽기

At the A2 level, you should start using 'vām dahande' in basic sentences about daily life. You might say, 'My father is the lender for my new car.' (Pedar-am vām dahande-ye māshin-e jadid-am ast.) You should also be able to distinguish it from 'vām girande' (borrower). At this level, you understand that a lender usually asks for 'sood' (interest). You can use the word when talking about simple transactions. Example: 'The lender is kind.' (Vām dahande mehrabān ast.) It is a compound noun, so it doesn't change much, which makes it easier to use in sentences.

무료 가입하고 전체 설명 읽기

At the B1 level, you can use 'vām dahande' in more complex situations like discussing banking or small business. You should understand that 'vām dahande' has certain 'sharāyet' (conditions). For example, 'The lender has many conditions for the loan.' (Vām dahande sharāyet-e ziādi barāye vām dārad.) You are also becoming aware of formal vs. informal contexts. You know that in a bank, the 'vām dahande' is an institution, not just a person. You can start using it with verbs like 'ta'yin kardan' (to determine) or 'movāfegat kardan' (to agree). This word helps you explain financial needs more clearly.

무료 가입하고 전체 설명 읽기

At the B2 level, which is the target for this word, you should use 'vām dahande' fluently in professional and economic discussions. You understand terms like 'vām dahande-ye naha'i' (lender of last resort) and 'eteghād-e vām dahande' (lender's trust). You can discuss the legal rights of a lender and the risks they face, such as 'risk-e nakhande' (default risk). Your sentences should be more sophisticated: 'Lenders often require collateral to mitigate the risk of non-payment.' You also understand the cultural nuances of lending in Iran, including the role of interest-free loans in the community.

At the C1 level, you use 'vām dahande' in academic, legal, and high-level business contexts. You can analyze the impact of 'vām dahandegān' on the national economy or global markets. You are comfortable with synonyms like 'mo'rezi' or 'dāyen' in legal texts. You can write reports or give presentations on 'the relationship between lenders and economic growth.' You understand the subtle differences between a 'vām dahande' and a 'sarmāye-gozār' (investor) in terms of equity vs. debt. You can also discuss the ethics of lending and the history of financial institutions in the Persian-speaking world.

무료 가입하고 전체 설명 읽기

At the C2 level, you have a masterly command of the term and its implications. You can engage in deep philosophical or legal debates about the nature of debt and the role of the 'vām dahande' in society. You can interpret complex financial regulations and explain the intricacies of 'lender liability' in Persian. You are familiar with classical Persian literature or historical documents that mention debt and creditors. You can use the word with perfect precision in any register, from poetic metaphors about 'life being a lender' to the most technical banking jargon.

무료 가입하고 전체 설명 읽기

연습하기 예시 노트와 팁

وام دهنده 30초 만에

A lender (vām dahande) provides capital in exchange for future repayment.
It is a formal term used in banking, law, and economic discussions.
The word is a compound of 'vām' (loan) and 'dahande' (giver).
Lenders can be individuals, commercial banks, or international organizations.

The term وام دهنده (vām dahande) is a compound noun in Persian that literally translates to 'loan giver.' In the world of finance, economics, and daily social interactions, it refers to any entity—be it a massive international bank, a local credit union, or even a generous family member—who provides capital to another party with the expectation of future repayment, usually with interest. Understanding this word is crucial for anyone navigating the Persian-speaking business world or managing personal finances in Iran or Tajikistan. It is composed of two parts: vām (loan) and the present participle of dādan (to give), which is dahande.

Formal Context: In legal documents and banking contracts, 'vām dahande' is the standard term used to identify the 'Lender' or 'Creditor'. It carries a weight of legal responsibility and authority.

بانک مرکزی به عنوان وام دهنده نهایی در اقتصاد عمل می‌کند.

Translation: The Central Bank acts as the lender of last resort in the economy.

Historically, the concept of a lender in Persian culture has evolved. While traditional 'bazaari' lenders relied on trust and reputation, modern 'vām dahandegan' (plural) operate within a complex regulatory framework governed by Islamic banking principles, which avoid 'riba' (usury) and instead focus on profit-sharing or service fees. When you use this word, you are highlighting the side of the financial transaction that holds the capital. It is the opposite of the 'vām girande' (borrower). In a social sense, being a lender can imply a position of power or helpfulness, depending on the interest rates involved.

Economic Role: The lender facilitates liquidity in the market, allowing businesses to expand and individuals to purchase homes or education.

هر وام دهنده باید ریسک بازپرداخت را ارزیابی کند.

Translation: Every lender must assess the risk of repayment.

Using 'vām dahande' correctly requires an understanding of Persian sentence structure, particularly the placement of subjects and modifiers. Since it is a noun, it can function as the subject, object, or part of a prepositional phrase. In formal Persian, the plural form is 'vām dahandegān', which you will often see in news reports or academic texts regarding financial stability. When describing the attributes of a lender, you might use adjectives like 'mo'tabar' (reliable) or 'sakht-gir' (strict).

As a Subject: The lender decides the interest rate. (وام دهنده نرخ بهره را تعیین می‌کند.)

اگر وام دهنده شرایط را نپذیرد، قرارداد لغو می‌شود.

In a sentence, the lender is often the active agent. For example, 'The lender requested additional collateral.' In Persian, this would be 'Vām dahande darkhāst-e vasighe-ye ezafi kard.' Note how the noun stays consistent regardless of the complexity of the loan. It is also common to see this word paired with 'girande' (receiver) to describe the two parties of a contract: 'tarafeyn-e gharārdād: vām dahande va vām girande' (The parties of the contract: lender and borrower).

او به دنبال یک وام دهنده با بهره کم است.

Translation: He is looking for a lender with low interest.

You will encounter 'vām dahande' in several distinct environments. The most common is within a bank (bānk). If you are applying for a mortgage or a business loan, the bank staff will refer to the institution as the 'vām dahande'. Secondly, in the news (akhbār), especially during economic crises, journalists discuss the role of international lenders like the IMF or World Bank, referring to them as 'vām dahandegān-e beyn-ol-melali'. Third, in legal settings, lawyers use this term to define the rights of the creditor in debt recovery cases.

در اخبار شنیدم که وام دهنده مهلت بازپرداخت را تمدید کرده است.

Translation: I heard in the news that the lender has extended the repayment deadline.

Interestingly, you might also hear it in academic lectures on economics or finance at Iranian universities. Professors use it to explain the relationship between capital supply and demand. In the digital age, with the rise of FinTech in Iran (like various payment apps offering small credits), the term is becoming more common in user agreements and digital interfaces. Even in casual but serious family discussions about large sums of money, someone might say, 'Who is the lender for this apartment loan?' (Vām dahande-ye in vām-e āpārtemān kist?).

اعتماد وام دهنده به مشتری بسیار مهم است.

Translation: The lender's trust in the customer is very important.

The most frequent mistake learners make is confusing 'vām dahande' (lender) with 'vām girande' (borrower). Because both words start with 'vām', it is easy to mix up the giver and the receiver. Always remember that 'dahande' comes from 'dādan' (to give) and 'girande' comes from 'gereftan' (to take/receive). Another mistake is using 'vām dahande' when 'talabkār' (creditor) might be more appropriate. While they are similar, 'talabkār' is broader and can refer to anyone who is owed money for any reason, not just a formal loan.

Mistake: Mixing up Giver/Taker: Incorrect: I am the lender (vām dahande) of this bank. (When you mean you borrowed money). Correct: I am the borrower (vām girande).

اشتباه نکنید؛ بانک وام دهنده است و شما گیرنده.

Translation: Don't make a mistake; the bank is the lender and you are the receiver.

Another nuance is the pluralization. Some students say 'vām dahande-hā', which is technically understandable but sounds very informal and slightly childish in a professional context. In banking and law, always use 'vām dahandegān'. Lastly, avoid using 'vām dahande' for someone who gives a small, interest-free personal favor to a friend; in that case, 'qarz dahande' is the more culturally appropriate and softer term.

While 'vām dahande' is the most direct term for a lender, Persian offers several synonyms and related terms depending on the formality and the specific financial context. Understanding these will help you sound more like a native speaker and understand complex texts.

Qarz-dahande (قرض دهنده): Often used for personal, interest-free loans between friends or family (Qarz-ol-hasane).
Etebār-dahande (اعتباردهنده): Specifically refers to a 'Credit Provider' or someone who gives a line of credit rather than a lump sum loan.
Dāyen (داین): An Arabic-rooted legal term for 'Creditor', used almost exclusively in court documents and classical jurisprudence.

تفاوت اصلی بین وام دهنده و سرمایه‌گذار در نوع بازگشت سرمایه است.

Translation: The main difference between a lender and an investor is the type of return on investment.

In a broader sense, 'mousese-ye māli' (financial institution) often acts as the lender. If you want to emphasize the person providing the funds in a project, you might use 'tamvil-konande' (financier/funder). Choosing the right word depends on whether you are at a bank, in a courtroom, or at a dinner table.

How Formal Is It?

재미있는 사실

In ancient times, 'vām' also referred to beauty or color, but that meaning is now obsolete. Today, it is strictly financial.

발음 가이드

UK /vɒːm dæhænˈde/

US /vɑːm dæhænˈde/

The primary stress is on the last syllable: 'de'.

라임이 맞는 단어

برنده (barande - winner) دونده (davande - runner) خواننده (khānande - singer) بخشنده (bakhshande - giver/generous) پرنده (parande - bird) چرنده (charande - grazing/nonsense) درنده (darande - predator) نویسنده (nevisande - writer)

자주 하는 실수

Pronouncing 'vām' as 'vam' (short a). It should be long.
Misplacing stress on 'vām'.
Confusing the 'h' in 'dahande' with a 'kh' sound.
Merging the two words into one without a slight break.
Pronouncing 'e' at the end as 'ee'.

난이도

독해 3/5

Easy to recognize as it consists of two common words.

쓰기 4/5

Requires correct spelling of the compound and plural forms.

말하기 3/5

Pronunciation is straightforward for English speakers.

듣기 4/5

Can be confused with 'vām girande' in fast speech.

다음에 무엇을 배울까

선수 학습

وام (loan) دادن (to give) پول (money) بانک (bank) گرفتن (to take)

다음에 배울 것

وام گیرنده (borrower) بهره (interest) وثیقه (collateral) قسط (installment) بازپرداخت (repayment)

고급

نظام بانکی (banking system) اعتبار (credit) تسهیلات (facilities/loans) ورشکستگی (bankruptcy) نقدینگی (liquidity)

알아야 할 문법

Present Participle as Noun

دهنده (Giver) from دادن (To give)

Compound Noun Formation

وام + دهنده = وام دهنده

Formal Pluralization with 'ān'

وام دهندگان

Ezāfe construction with nouns

وام دهندهِ مهربان (The kind lender)

Agentive Suffix '-ande'

In words like نویسنده، راننده

무료 가입하고 전체 설명 읽기

수준별 예문

بانک یک وام دهنده است.

The bank is a lender.

Simple subject-predicate sentence.

او وام دهنده من است.

He is my lender.

Use of possessive 'man'.

وام دهنده کجاست؟

Where is the lender?

Question form.

این وام دهنده خوب است.

This lender is good.

Adjective following the noun.

من یک وام دهنده می‌خواهم.

I want a lender.

Object of the verb 'want'.

وام دهنده پول داد.

The lender gave money.

Simple past tense.

آیا شما وام دهنده هستید؟

Are you a lender?

Formal 'shoma' usage.

او وام دهنده نیست.

He is not a lender.

Negative 'nist'.

وام دهنده باید مهربان باشد.

The lender should be kind.

Modal 'bāyad'.

ما به یک وام دهنده جدید نیاز داریم.

We need a new lender.

Present continuous sense of 'need'.

وام دهنده از من کارت ملی خواست.

The lender asked me for an ID card.

Compound verb 'khāstan' with preposition 'az'.

آیا این بانک وام دهنده معتبری است؟

Is this bank a reliable lender?

Adjective 'mo'tabar'.

وام دهنده فردا به من زنگ می‌زند.

The lender will call me tomorrow.

Future intent with present tense.

من با وام دهنده صحبت کردم.

I talked with the lender.

Preposition 'bā'.

وام دهنده شرایط سختی دارد.

The lender has difficult conditions.

Plural noun 'sharāyet'.

پول را به وام دهنده برگرداندم.

I returned the money to the lender.

Directional preposition 'be'.

اگر وام دهنده موافقت کند، خانه را می‌خرم.

If the lender agrees, I will buy the house.

Conditional sentence.

وام دهنده نرخ بهره را افزایش داد.

The lender increased the interest rate.

Financial terminology 'nerkh-e bahre'.

بسیاری از وام دهندگان در این شهر هستند.

Many lenders are in this city.

Plural suffix 'ān'.

وام دهنده از وضعیت مالی من باخبر است.

The lender is aware of my financial situation.

Adjective 'bākhabar'.

او به عنوان یک وام دهنده خصوصی فعالیت می‌کند.

He operates as a private lender.

'Be onvān-e' (as a).

وام دهنده مدارک بیشتری لازم دارد.

The lender needs more documents.

Comparative 'bishtar'.

ما باید وام دهنده را متقاعد کنیم.

We must convince the lender.

Subjunctive 'motaghā'ed konim'.

وام دهنده حق دارد وثیقه بخواهد.

The lender has the right to ask for collateral.

'Hagh dārad' (has the right).

وام دهنده نهایی معمولاً بانک مرکزی است.

The lender of last resort is usually the central bank.

Economic term 'vām dahande-ye naha'i'.

تعهدات وام دهنده در قرارداد ذکر شده است.

The lender's obligations are mentioned in the contract.

Passive voice 'zekr shode ast'.

وام دهنده باید ریسک اعتباری را بسنجد.

The lender must assess the credit risk.

Technical term 'risk-e etebāri'.

برخی وام دهندگان شرایط بازپرداخت منعطفی دارند.

Some lenders have flexible repayment terms.

Adjective 'mon'atef'.

وام دهنده از پرداخت وام خودداری کرد.

The lender refused to pay the loan.

Compound verb 'khoddāri kardan'.

رابطه بین وام دهنده و گیرنده بر اساس اعتماد است.

The relationship between lender and borrower is based on trust.

Abstract noun 'rābete'.

وام دهنده ممکن است جریمه دیرکرد دریافت کند.

The lender may receive a late penalty.

Compound noun 'jarime-ye dirkard'.

سیاست‌های وام دهنده تحت تأثیر تورم قرار گرفت.

The lender's policies were influenced by inflation.

Passive construction.

مسئولیت مدنی وام دهنده در قبال مشتری چیست؟

What is the lender's civil liability towards the customer?

Legal term 'mas'ooliyat-e madani'.

وام دهنده باید از قوانین مبارزه با پولشویی پیروی کند.

The lender must follow anti-money laundering laws.

Complex compound noun 'mobāreze bā poolshooyi'.

تمایل وام دهندگان به سرمایه‌گذاری کاهش یافته است.

Lenders' inclination to invest has decreased.

Gerund 'tamāyol'.

وام دهنده وثیقه را به دلیل عدم پرداخت ضبط کرد.

The lender seized the collateral due to non-payment.

Formal verb 'zabt kardan'.

شفافیت مالی وام دهنده برای بازار حیاتی است.

The lender's financial transparency is vital for the market.

Abstract noun 'shaffāfiyat'.

وام دهنده از طریق اوراق قرضه تأمین مالی می‌کند.

The lender finances through bonds.

Technical term 'ovrāgh-e gharze'.

حقوق قانونی وام دهنده در این پرونده تضییع شده است.

The legal rights of the lender have been violated in this case.

Formal verb 'tazyi' shodan'.

وام دهنده به دنبال تنوع‌بخشی به سبد وام‌های خود است.

The lender is looking to diversify its loan portfolio.

Business term 'tanavo-bakhshi'.

پارادوکس وام دهنده در بازارهای نوظهور بررسی شد.

The lender's paradox in emerging markets was examined.

Academic term 'pārādoks'.

وام دهنده با چالش‌های ساختاری در نظام بانکی مواجه است.

The lender faces structural challenges in the banking system.

Adjective 'sākhtāri'.

نقش وام دهنده در بازتوزیع ثروت غیرقابل انکار است.

The role of the lender in the redistribution of wealth is undeniable.

Complex noun 'bāztowzi-e sarvat'.

وام دهنده به مثابه ستون فقرات اقتصاد مدرن تلقی می‌شود.

The lender is regarded as the backbone of the modern economy.

Simile 'be masābe'.

تحلیل رفتار وام دهنده در شرایط نااطمینانی اقتصادی.

Analysis of lender behavior in conditions of economic uncertainty.

Abstract noun 'nā-etmināni'.

وام دهنده فراملیتی نفوذ گسترده‌ای بر سیاست‌های داخلی دارد.

The transnational lender has extensive influence on domestic policies.

Political term 'farā-melliyati'.

تعدیل نرخ سود توسط وام دهنده منجر به نوسانات بازار شد.

The adjustment of the interest rate by the lender led to market fluctuations.

Verbal noun 'ta'dil'.

وام دهنده در مواجهه با ورشکستگی، اولویت نخست را دارد.

In the face of bankruptcy, the lender has the first priority.

Legal status 'olaviyat-e nokhost'.

자주 쓰는 조합

وام دهنده نهایی

نرخ بهره وام دهنده

شرایط وام دهنده

وام دهنده معتبر

حقوق وام دهنده

وام دهنده خصوصی

اعتماد وام دهنده

وام دهنده مسکن

لیست وام دهندگان

شکایت از وام دهنده

자주 쓰는 구문

وام دهنده و وام گیرنده

— Both sides of a loan agreement.

هر دو طرف، یعنی وام دهنده و وام گیرنده، باید امضا کنند.

به عنوان وام دهنده

— Acting in the capacity of a lender.

او به عنوان وام دهنده در جلسه شرکت کرد.

تغییر وام دهنده

— Switching the financial institution providing the loan.

تغییر وام دهنده ممکن است هزینه داشته باشد.

انتخاب وام دهنده

— The process of picking a lender.

انتخاب وام دهنده مناسب زمان‌بر است.

ارتباط با وام دهنده

— Communicating with the lending party.

ارتباط با وام دهنده قطع شده است.

تعهدات وام دهنده

— What the lender is legally required to do.

تعهدات وام دهنده باید شفاف باشد.

ریسک وام دهنده

— The danger the lender takes on.

ریسک وام دهنده در این بازار زیاد است.

سود وام دهنده

— The profit made by the lender.

سود وام دهنده از طریق بهره است.

تأیید وام دهنده

— Approval from the lender.

ما منتظر تأیید وام دهنده هستیم.

درخواست از وام دهنده

— Making a request to the lender.

درخواست از وام دهنده رد شد.

자주 혼동되는 단어

وام دهنده vs وام گیرنده

The person who takes the money (borrower).

وام دهنده vs سرمایه‌گذار

An investor who expects a share of profits, not just repayment of a loan.

وام دهنده vs بخشنده

A general giver or generous person, not necessarily related to loans.

관용어 및 표현

"وام دهنده دست و دلباز"

— A very generous lender who gives easily.

او یک وام دهنده دست و دلباز است.

Informal

"وام دهنده سخت‌گیر"

— A lender with very strict rules.

بانک‌های دولتی وام دهندگان سخت‌گیری هستند.

Neutral

"وام دهنده سایه"

— Shadow lender; non-bank financial intermediaries.

وام دهندگان سایه در اقتصاد نقش دارند.

Economic

"کلاه سر وام دهنده گذاشتن"

— To cheat or defraud the lender.

او سعی کرد کلاه سر وام دهنده بگذارد.

Slang

"وام دهنده بی‌رحم"

— A ruthless lender (loan shark).

او در چنگال یک وام دهنده بی‌رحم افتاد.

Informal

"دست به جیب وام دهنده"

— Relying on the lender's money.

او همیشه دستش به جیب وام دهنده است.

Idiomatic

"وام دهنده فرشته"

— Angel lender (similar to angel investor).

او مانند یک وام دهنده فرشته به ما کمک کرد.

Business

"وام دهنده سنتی"

— A traditional lender (like in the old bazaar).

وام دهندگان سنتی هنوز در بازار هستند.

Cultural

"وام دهنده دیجیتال"

— Modern online lending apps.

وام دهندگان دیجیتال سریع‌تر هستند.

Modern

"زیر بار وام دهنده رفتن"

— To become indebted to a lender.

من نمی‌خواهم زیر بار این وام دهنده بروم.

Informal

혼동하기 쉬운

وام دهنده vs وام گیرنده

Both start with 'vām'.

Dahande is the giver (lender); Girande is the taker (borrower).

وام دهنده پول داد و وام گیرنده آن را گرفت.

وام دهنده vs طلبکار

Both are owed money.

Talabkār is any creditor (e.g., unpaid salary); Vām dahande is specifically for loans.

هر وام دهنده‌ای طلبکار است، اما هر طلبکاری وام دهنده نیست.

وام دهنده vs بانکدار

Banks lend money.

Bānkdār is the profession (banker); Vām dahande is the role in the contract.

بانکدار به عنوان وام دهنده عمل کرد.

وام دهنده vs ضامن

Both involved in loans.

Zāmen is the guarantor who pays if the borrower fails; Vām dahande provides the money.

ضامن به وام دهنده قول داد.

وام دهنده vs بدهکار

Opposite roles.

Bedehkār is the one who owes; Vām dahande is the one to whom money is owed.

بدهکار باید پول را به وام دهنده بدهد.

문장 패턴

[Noun] [Word] ast.

بانک وام دهنده است.

Man [Word] rā mikhāham.

من وام دهنده را می‌خواهم.

Agar [Word] bekhāhad...

اگر وام دهنده بخواهد، پول را می‌دهد.

[Word] sharāyet-e [Adjective] dārad.

وام دهنده شرایط سختی دارد.

Mas'ooliyat-e [Word] dar...

مسئولیت وام دهنده در قرارداد مشخص است.

Be masābe-ye [Word]...

به مثابه وام دهنده، او باید صبور باشد.

[Word] nerkh-e bahre rā...

وام دهنده نرخ بهره را تعیین کرد.

Be onvān-e [Word]...

به عنوان وام دهنده، من نگران هستم.

어휘 가족

명사

وام (loan)

دهنده (giver)

گیرنده (receiver)

پرداخت (payment)

동사

وام دادن (to lend)

وام گرفتن (to borrow)

پرداختن (to pay)

형용사

وام‌دار (indebted)

دهنده (giving)

بانکی (banking)

사용법

frequency

Common in financial, legal, and formal social contexts.

자주 하는 실수

Saying 'vām dahande' for a borrower. → vām girande
Dahande means giver; Girande means taker.
Using 'vām dahande' for lending a car. → emānat dahande
'Vām' is specifically for financial loans.
Pronouncing it 'vām dahand'. → vām dahande
The 'e' at the end is essential for the noun form.
Using 'vām dahande-hā' in a legal contract. → vām dahandegān
The 'ān' plural is required for formal/legal registers.
Confusing 'vām dahande' with 'sarmāye-gozār'. → vām dahande
A lender expects repayment; an investor expects profit share.

팁

The Suffix -ande

The suffix '-ande' creates an agent noun. Learning this will help you understand words like 'girande' (receiver) and 'foroushande' (seller).

Pairing

Always learn 'vām dahande' and 'vām girande' together. They are the two halves of a whole.

Banking in Iran

Remember that Iranian banks follow Islamic rules. The 'vām dahande' might use 'participation' instead of 'interest'.

Formal Writing

In business emails, use 'vām dahandegān-e mo'tabar' to sound highly professional and educated.

Distinction

Focus on the first letter of the second word: 'D' for Dahande (Give) vs 'G' for Girande (Get).

The 'D' Rule

Dahande starts with D, just like 'Deliver'. The lender delivers the money.

Roots

'Vām' is an ancient word. Knowing its history helps you see its importance in Persian society.

Context

Use this word when the amount of money is significant and the agreement is formal.

Stress

Place the stress on the final 'e' to sound like a native speaker.

Compound Words

Practice writing it with the zero-width non-joiner (half-space) to be orthographically correct.

암기하기

기억법

Think of 'Vām' as 'Vault' (where money is) and 'Dahande' as 'Donor'. A Vault-Donor is a Lender.

시각적 연상

Imagine a person standing outside a bank vault handing out bags of money to a line of people.

Word Web

Bank Money Interest Contract Borrower Repayment Credit Debt

챌린지

Write a three-sentence story about a lender using 'vām dahande' in every sentence.

어원

The word 'vām' comes from Middle Persian 'vām', which has roots in Old Iranian. 'Dahande' is the present participle of 'dādan' (to give), from the Proto-Indo-European root *dō-.

원래 의미: To provide something with the expectation of return.

Indo-European -> Indo-Iranian -> Iranian -> Persian.

문화적 맥락

Be careful when discussing interest (bahre) in strictly religious circles, as it can be a sensitive topic due to the prohibition of 'riba'.

In English, 'lender' is neutral, but 'loan shark' is negative. In Persian, 'vām dahande' is neutral, but 'reba-khār' (usurer) is the negative equivalent.

The Merchant of Venice (Shylock as a lender) Central Bank of Iran reports Islamic Banking Law of 1983

실생활에서 연습하기

실제 사용 상황

At the Bank

آیا شما وام دهنده هستید؟
شرایط وام دهنده چیست؟
من به دنبال یک وام دهنده می‌گردم.
وام دهنده مدارک مرا گرفت.

Business Meeting

وام دهنده نهایی کیست؟
باید با وام دهنده مذاکره کنیم.
وام دهنده نرخ را تغییر داد.
تعهدات وام دهنده مشخص است.

Legal Dispute

شکایت از وام دهنده
حقوق قانونی وام دهنده
وام دهنده وثیقه را ضبط کرد.
قرارداد بین وام دهنده و گیرنده

News/Economy

وام دهندگان بین‌المللی
کاهش تعداد وام دهندگان
سیاست‌های جدید وام دهنده
حمایت از وام دهنده

Family/Friends

پدرم وام دهنده من بود.
نمی‌خواهم وام دهنده باشم.
وام دهنده مهربانی پیدا کن.
پول را به وام دهنده پس بده.

대화 시작하기

"آیا تا به حال با یک وام دهنده خصوصی کار کرده‌اید؟ (Have you ever worked with a private lender?)"

"به نظر شما بهترین وام دهنده در ایران کدام بانک است؟ (Which bank do you think is the best lender in Iran?)"

"اگر شما یک وام دهنده بودید، چه شرایطی می‌گذاشتید؟ (If you were a lender, what conditions would you set?)"

"چگونه می‌توان یک وام دهنده معتبر را تشخیص داد؟ (How can one identify a reliable lender?)"

"آیا وام دهنده حق دارد وارد زندگی خصوصی گیرنده شود؟ (Does a lender have the right to enter the borrower's private life?)"

일기 주제

تجربه خود را از اولین باری که با یک وام دهنده (مانند بانک) روبرو شدید بنویسید. (Write about your experience the first time you faced a lender.)

نقش وام دهندگان در توسعه اقتصادی یک کشور را تحلیل کنید. (Analyze the role of lenders in a country's economic development.)

آیا ترجیح می‌دهید وام دهنده باشید یا وام گیرنده؟ چرا؟ (Do you prefer to be a lender or a borrower? Why?)

تفاوت‌های فرهنگی در برخورد با یک وام دهنده را توصیف کنید. (Describe cultural differences in dealing with a lender.)

یک داستان کوتاه درباره یک وام دهنده که رازی را پنهان می‌کند بنویسید. (Write a short story about a lender who hides a secret.)

자주 묻는 질문

10 질문

While both mean lender, 'vām dahande' is more formal and used for banking/official loans. 'Qarz dahande' is used for personal, often interest-free loans between friends.

Yes, any person who provides a formal loan can be called a 'vām dahande', though in daily speech, 'pool-dahande' or 'qarz-dahande' might be used for friends.

It is a compound noun written with a half-space (z-v) between the two parts: وام‌دهنده.

In formal contexts, use 'vām dahandegān'. In informal contexts, 'vām dahande-hā' is acceptable.

This is a technical economic term meaning 'lender of last resort', usually referring to the Central Bank.

No, it is strictly for money. For a book, you would use 'amanat-dahande'.

Usually, yes, in a commercial context. However, the word itself just describes the act of giving a loan.

In legal documents, 'vām dahande' is used, but you might also see 'mo'rezi' or 'dāyen'.

Yes, 'vām dahande' is understood in both, though 'qarzdihanda' is more common in Tajikistan.

You can say: 'Āyā shomā vām dahande hastid?'

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