A bank is a place where you manage your money and financial transactions.
Word in 30 Seconds
- A financial institution for money services.
- Used for saving, withdrawing, and borrowing.
- Essential for daily financial management.
Overview
- 1概览：银行（yínháng）是现代经济体系的核心机构，主要通过吸收存款和发放贷款来运作。在中文语境下，它既指代具体的实体建筑，也指代整个金融行业。2) 用法：作为名词，它常与动词搭配，如“去银行”、“在银行工作”。在句子中，它通常位于地点状语的位置。3) 常见语境：人们通常在需要存钱、取钱、办理信用卡、兑换外币或进行理财投资时前往银行。随着数字化发展，许多业务也可以通过手机银行完成。4) 近义词辨析：与“钱庄”相比，“银行”是现代金融机构的通用称呼；与“金融机构”相比，“银行”范围较小，特指以银行业务为主的机构。
Examples
我今天要去银行取钱。
everydayI am going to the bank to withdraw money today.
这家银行提供多种理财产品。
formalThis bank offers various financial products.
银行几点关门？
informalWhat time does the bank close?
该银行在全国设有多个分支机构。
academicThe bank has multiple branches nationwide.
Common Collocations
Common Phrases
手机银行
mobile banking
银行卡
bank card
中国银行
Bank of China
Often Confused With
A historical term for traditional Chinese private financial firms, not used for modern banks.
Grammar Patterns
How to Use It
Usage Notes
The word '银行' is neutral and can be used in both formal and informal settings. It is the standard term for any financial institution. Always ensure you use it as a noun indicating a place.
Common Mistakes
Beginners often forget the '去' (to go) verb before the location. Also, do not confuse '银行' (bank) with '银子' (silver, historical term for money).
Tips
Use with location verbs
Always use '去' (to go) or '在' (at) before '银行' to indicate movement or location.
Don't confuse with money
Remember that '银行' refers to the institution, not the money itself. Use '钱' for money.
Cashless society in China
While banks are important, China is largely a cashless society. Most people use mobile payments like Alipay or WeChat Pay.
Word Origin
The character '银' means silver, and '行' originally meant a place of business or a row of shops. Historically, it reflects the transition from silver-based trade to modern banking.
Cultural Context
In China, banks are vital for social security and payroll. Most employees receive their salaries directly into their bank accounts.
Memory Tip
Think of '银' (silver) as the base of a bank because banks store wealth. A bank is a 'house' (行 as a place) for silver.
Frequently Asked Questions
4 questions你可以去银行存款、取款、汇款，或者办理信用卡和开立账户。现在很多银行也提供理财和贷款咨询服务。
不一样。“银行”是提供全面金融服务的机构，而“自动取款机”（ATM）是银行提供的自助取款设备。
中国有四大国有商业银行，分别是工商银行、建设银行、农业银行和中国银行。
你可以说“我要去银行”或者“我正在去银行的路上”。这是表达前往某地最标准的说法。
Test Yourself
我今天要去___存钱。
存钱是银行提供的金融业务。
以下哪项是银行的功能？
存取款是银行的核心职能。
银行 / 去 / 我 / 存钱 / 要
标准结构为：主语+要去+地点+动作。
Score: /3
Summary
A bank is a place where you manage your money and financial transactions.
- A financial institution for money services.
- Used for saving, withdrawing, and borrowing.
- Essential for daily financial management.
Use with location verbs
Always use '去' (to go) or '在' (at) before '银行' to indicate movement or location.
Don't confuse with money
Remember that '银行' refers to the institution, not the money itself. Use '钱' for money.
Cashless society in China
While banks are important, China is largely a cashless society. Most people use mobile payments like Alipay or WeChat Pay.
Examples
4 of 4我今天要去银行取钱。
I am going to the bank to withdraw money today.
这家银行提供多种理财产品。
This bank offers various financial products.
银行几点关门？
What time does the bank close?
该银行在全国设有多个分支机构。
The bank has multiple branches nationwide.
Related Content
This Word in Other Languages
Related Phrases
Related Vocabulary
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废弃
B2To abandon; to discard; to cease to use.
恪守
B2To scrupulously observe; to strictly adhere to.
未免
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反常
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充裕
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充沛
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门禁
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配件
B2Fittings; accessories; spare parts.
