B1 verb #6,000 most common 5 min read

ansparen

When you want to talk about saving money with a specific goal in mind, use ansparen. It means to deliberately put money aside, often for a larger purchase or investment.

It implies a more active and intentional saving process than just generally saving. Think of it as 'accumulating' savings for something.

You often use it with prepositions like 'für' (for) to specify the saving goal. For example, you might ansparen für ein neues Auto (save up for a new car).

When you want to express the idea of setting money aside or accumulating savings over time, the verb ansparen is a good choice.

It specifically implies a deliberate and often long-term process of saving for a particular goal, rather than just general saving.

Think of it as actively building up a fund.

While sparen is a more general term for saving, ansparen adds that nuance of directed, purposeful saving.

§ What does ansparen mean?

DEFINITION
to save up (money)

The German verb ansparen literally means 'to save up'. It's used specifically when talking about setting aside money for a future purpose. Think of it as accumulating money over time, piece by piece, with a specific goal in mind. It's not just about having money in your bank account; it's about the active process of gathering those funds.

You'll often hear ansparen in contexts where someone is building up a sum of money for something significant. This could be a big purchase, a down payment, a trip, or even just a general financial cushion. It implies a conscious effort and a period of time where saving takes place.

§ When do people use ansparen?

People use ansparen in everyday conversations about personal finance, future plans, and financial goals. It's a very practical verb that you'll encounter frequently if you're talking about money in German. Here are some common scenarios:

  • For a large purchase: If someone is planning to buy a car, a house, or even an expensive piece of furniture, they would say they are ansparen for it.
  • For a trip or vacation: Saving money for travel is another very common use case.
  • For retirement: Building up a retirement fund is a long-term process, and ansparen fits perfectly here.
  • For an emergency fund: Many people try to ansparen a certain amount of money to have a safety net.
  • For a child's education: Parents often ansparen money to cover future education costs.

It's important to understand that ansparen carries the nuance of active and intentional saving. It's not just passively accumulating wealth, but rather a deliberate act of putting money aside regularly with a specific aim.

Let's look at some examples to make this clearer:

Wir wollen für ein neues Auto ansparen.

(We want to save up for a new car.)

Ich muss noch etwas Geld für den Urlaub ansparen.

(I still need to save up some money for the vacation.)

Sie haben Jahre lang angespart, um ihr Haus zu kaufen.

(They saved up for years to buy their house.)

The prefix 'an-' often implies starting or beginning something, and in this case, it emphasizes the ongoing process of starting and continuing to save until a goal is reached. So, when you use ansparen, you're not just saying you have savings, but that you are actively building them up with a specific end in mind. This distinction is crucial for sounding natural in German.

§ Don't confuse 'ansparen' with 'sparen'

Many learners, especially at the B1 level, tend to use 'sparen' for everything related to saving. While 'sparen' is a general verb for 'to save', 'ansparen' has a more specific meaning: to save up for a particular goal or purpose. Think of it as accumulating money over time to reach a certain amount for something specific. If you're just generally saving money without a clear goal in mind, 'sparen' is usually the better choice. If you're putting money aside for a new car, a trip, or a down payment, 'ansparen' is more appropriate.

§ Using the wrong prepositions

When talking about what you're saving up for, you often need a preposition. A common mistake is to use the wrong one or no preposition at all. The most common and correct prepositions to use with 'ansparen' are 'für' (for) or sometimes 'auf' (on, for, to). Let's look at some examples to clarify.

DEFINITION
to save up (money) for a specific goal

Ich spare Geld für einen neuen Laptop an. (I am saving up money for a new laptop.)

Sie spart auf ein Haus an. (She is saving up for a house.)

Notice how 'für' and 'auf' clearly indicate the purpose of saving. Omitting them or using a different preposition would sound unnatural or incorrect.

§ Incorrect word order with separable prefix 'an-'

'Ansparen' is a separable verb. This means that in many sentence structures, the prefix 'an-' separates from the verb stem 'sparen' and moves to the end of the clause. This is a very common feature of German verbs, and it can be tricky for English speakers. Forgetting to separate the prefix or placing it incorrectly is a frequent error.

  • In simple present and past tenses (Präsens, Präteritum) in main clauses, the prefix 'an-' goes to the very end.
  • In subordinate clauses (Nebensätze), the prefix stays attached to the verb, and the whole verb moves to the end of the clause.
  • In sentences with modal verbs, the infinitive form 'ansparen' stays together at the end.

Ich spare jeden Monat Geld an. (I save up money every month.)

Here, 'spare' is the conjugated verb, and 'an' is at the end of the sentence.

Es ist wichtig, dass ich Geld anspare. (It is important that I save up money.)

In this subordinate clause (introduced by 'dass'), 'anspare' stays together and goes to the end.

Ich möchte Geld ansparen. (I want to save up money.)

With the modal verb 'möchte', the infinitive 'ansparen' remains together at the end.

§ Overusing 'ansparen' for non-financial saving

Remember that 'ansparen' almost exclusively refers to saving money. You don't 'ansparen' time, energy, or resources in the same way you would money. For those concepts, you would use 'sparen' or other specific verbs like 'aufheben' (to save/keep something for later) or 'bewahren' (to preserve). Stick to financial contexts when using 'ansparen' to avoid sounding unnatural.

By being mindful of these common pitfalls – the distinction from 'sparen', correct prepositions, separable verb structure, and its specific financial context – you'll use 'ansparen' much more accurately and confidently. Keep practicing, and you'll get it right!

Pronunciation Guide

UK /ˈanˌʃpaːrən/
US /ˈanˌʃpaːrən/
first syllable
Rhymes With
sparen bewahren erklären
Common Errors
  • pronouncing the 's' as a 'z' sound instead of 'sh'
  • forgetting to roll the 'r'

Examples by Level

1

Ich spare Geld.

I save money.

2

Wir sparen für ein Auto.

We are saving for a car.

3

Sparst du auch?

Are you saving too?

4

Er spart viel Geld.

He saves a lot of money.

5

Sie spart für eine Reise.

She saves for a trip.

6

Die Kinder sparen für Spielzeug.

The children save for toys.

7

Wir müssen sparen.

We must save.

8

Ich will Geld ansparen.

I want to save up money.

1

Wir müssen mehr Geld ansparen, um ein neues Auto zu kaufen.

We need to save up more money to buy a new car.

2

Sie spart seit Monaten für ihren Urlaub in Italien.

She has been saving up for months for her vacation in Italy.

3

Ich versuche, jeden Monat etwas anzusparen.

I try to save up a little every month.

4

Hast du genug angespart, um die Reparatur zu bezahlen?

Have you saved up enough to pay for the repair?

5

Es ist wichtig, für Notfälle anzusparen.

It is important to save up for emergencies.

6

Er hat viel Geld angespart, um ein Haus zu kaufen.

He has saved up a lot of money to buy a house.

7

Können wir das Geld für einen gemeinsamen Ausflug ansparen?

Can we save up the money for a joint excursion?

8

Sie planen, für die Ausbildung ihrer Kinder anzusparen.

They plan to save up for their children's education.

Practice in Real Life

Real-World Contexts

Saving up for a big purchase like a car or a house.

  • Wir müssen für ein neues Auto ansparen.
  • Ich spare auf eine Anzahlung für ein Haus.
  • Sie hat jahrelang angespart, um die Reise zu machen.

Saving money for future security or retirement.

  • Es ist wichtig, für die Rente anzusparen.
  • Viele Leute sparen für Notfälle an.
  • Er spart jeden Monat einen Teil seines Gehalts an.

General saving habits or financial planning.

  • Wie viel sollte man monatlich ansparen?
  • Ansparen erfordert Disziplin.
  • Sie hat gelernt, wie man effektiv anspart.

Discussing financial goals with family or friends.

  • Lass uns gemeinsam ansparen.
  • Wir müssen besprechen, wie wir am besten ansparen.
  • Meine Freunde und ich sparen für einen Urlaub an.

Making sacrifices to save money.

  • Um anzusparen, muss man manchmal auf Dinge verzichten.
  • Ich muss mehr ansparen, also gehe ich weniger aus.
  • Sie hat ihre Ausgaben reduziert, um schnell anzusparen.

Conversation Starters

"Sparst du gerade auf etwas Besonderes an?"

"Was sind deine besten Tipps zum Ansparen?"

"Wie viel Geld sparst du normalerweise jeden Monat an?"

"Glaubst du, es ist wichtiger, Geld anzusparen oder es zu investieren?"

"Hattest du schon einmal Schwierigkeiten, Geld anzusparen?"

Journal Prompts

Beschreibe ein Ziel, für das du in der Vergangenheit angespart hast. Wie war der Prozess?

Wenn du ein finanzielles Ziel für die Zukunft hättest, wofür würdest du ansparen und warum?

Welche Gewohnheiten könntest du entwickeln, um besser anzusparen?

Welche Schwierigkeiten siehst du beim Ansparen und wie könntest du sie überwinden?

Was bedeutet es für dich, finanziell abgesichert zu sein, und wie hilft dir das Ansparen dabei?

Frequently Asked Questions

10 questions

Both 'sparen' and 'ansparen' mean 'to save'. However, 'ansparen' specifically implies saving up money for a particular purpose or goal over a period of time. Think of it as accumulating money until you have enough for something specific. 'Sparen' can be more general, like just saving money without a defined goal.

You can use 'ansparen' just like other separable verbs. For example:
Ich spare Geld für ein neues Auto an. (I am saving up money for a new car.)
Sie hat viel Geld angespart. (She has saved up a lot of money.)

'Ansparen' is primarily used for money. While you can 'save' other things (like time or energy), 'ansparen' specifically refers to the act of accumulating financial resources.

The past tense (Präteritum) is 'sparte an'. For example: Er sparte jeden Monat Geld für seine Reise an. (He saved up money every month for his trip.)

The perfect tense is formed with 'haben' and the past participle 'angespart'. For example: Wir haben genug Geld angespart. (We have saved up enough money.)

Yes, you can! While it often implies a longer-term goal, you can also 'ansparen' for shorter-term specific purchases, like a new phone or a weekend trip.

Yes, 'ansparen' is a commonly used verb, especially when talking about personal finances and saving for specific goals. You'll hear it quite often.

While 'sparen' is the closest general synonym, for the specific meaning of saving up for a goal, you might also use phrases like 'Geld zurücklegen' (to put money aside) or 'Geld beiseitelegen' (to set money aside). However, 'ansparen' is often the most direct verb for this meaning.

The noun related to 'ansparen' is die Ansparung (the saving up/accumulation of funds) or more commonly die Ersparnisse (the savings).

Yes, changing the prefix changes the meaning entirely. For example, 'einsparen' means 'to save' (e.g., resources, energy, costs), and 'aussparen' means 'to leave out' or 'to omit'. 'Ansparen' specifically means to save up money for a purpose.

Test Yourself 36 questions

fill blank B1

Sie müssen mehr Geld ___, wenn Sie sich dieses Haus leisten wollen.

Correct! Not quite. Correct answer: ansparen

The context implies saving money for a house, so 'ansparen' (to save up) is the correct verb.

fill blank B1

Um die Reise zu finanzieren, muss er noch einige Monate ___.

Correct! Not quite. Correct answer: ansparen

To finance a trip, one typically needs to save money, making 'ansparen' the best fit.

fill blank B1

Wir haben beschlossen, für ein neues Sofa zu ___.

Correct! Not quite. Correct answer: ansparen

When planning a purchase like a new sofa, you usually save up for it. 'Ansparen' fits perfectly.

fill blank B1

Es ist wichtig, regelmäßig etwas Geld ___.

Correct! Not quite. Correct answer: ansparen

The sentence suggests a general good practice with money, and saving regularly ('ansparen') is a common advice.

fill blank B1

Wenn du dir eine teure Uhr kaufen möchtest, musst du viel ___.

Correct! Not quite. Correct answer: ansparen

To afford an expensive item like a watch, one needs to save a significant amount of money.

fill blank B1

Hast du schon angefangen, für dein Studium zu ___?

Correct! Not quite. Correct answer: ansparen

Paying for studies often requires saving money beforehand, so 'ansparen' is the appropriate verb here.

listening B1

What is the speaker saving for?

Correct! Not quite. Correct answer: Ich möchte Geld ansparen, um ein neues Auto zu kaufen.
Correct! Not quite. Correct answer:
listening B1

What have they saved money for?

Correct! Not quite. Correct answer: Sie haben für ihren Urlaub angespart.
Correct! Not quite. Correct answer:
listening B1

Why do they need to save more?

Correct! Not quite. Correct answer: Wir müssen mehr ansparen, um das Haus zu renovieren.
Correct! Not quite. Correct answer:
speaking B1

Read this aloud:

Ich spare Geld an.

Focus: an-spa-ren

Correct! Not quite. Correct answer:
speaking B1

Read this aloud:

Hast du schon für etwas angespart?

Focus: an-ge-spart

Correct! Not quite. Correct answer:
speaking B1

Read this aloud:

Wir sollten gemeinsam für die Reise ansparen.

Focus: ge-mein-sam an-spa-ren

Correct! Not quite. Correct answer:
sentence order B1

Tap words below to build the sentence
Correct! Not quite. Correct answer: Ich muss Geld ansparen für einen Urlaub.

This sentence means 'I have to save up money for a vacation.' 'Ansparen' is separated as it often is in spoken German or at the end of a sentence.

sentence order B1

Tap words below to build the sentence
Correct! Not quite. Correct answer: Sie hat viel angespart für ein neues Auto.

This sentence means 'She has saved up a lot for a new car.' Here, 'angespart' is the past participle of 'ansparen'.

sentence order B1

Tap words below to build the sentence
Correct! Not quite. Correct answer: Wir sollten etwas Geld ansparen für schlechte Zeiten.

This sentence means 'We should save up some money for bad times.' 'Ansparen' is at the end of the clause with a modal verb.

multiple choice B2

Which sentence correctly uses 'ansparen'?

Correct! Not quite. Correct answer: Ich muss Geld ansparen, um die Reise zu bezahlen.

'Ansparen' means to save up money, so 'bezahlen' (to pay) is the correct verb here.

multiple choice B2

What is the past participle of 'ansparen'?

Correct! Not quite. Correct answer: angespart

The past participle of separable verbs like 'ansparen' is formed by adding 'ge-' between the prefix and the stem, and 't' for weak verbs.

multiple choice B2

In which context would you typically use 'ansparen'?

Correct! Not quite. Correct answer: When talking about putting money aside for a future goal.

'Ansparen' specifically refers to the act of accumulating money for a particular purpose.

true false B2

'Ansparen' can be used interchangeably with 'ausgeben' (to spend).

Correct! Not quite. Correct answer: False

'Ansparen' means to save up, which is the opposite of 'ausgeben' (to spend).

true false B2

If you 'ansparen' for something, you are probably planning for the future.

Correct! Not quite. Correct answer: True

Saving up implies a future goal or purchase.

true false B2

You can 'ansparen' time, not just money.

Correct! Not quite. Correct answer: False

'Ansparen' is specifically used for saving up money.

fill blank C1

Um sich ein Haus leisten zu können, muss man über viele Jahre hinweg Geld ______.

Correct! Not quite. Correct answer: ansparen

To afford a house, one must save money over many years. 'Ansparen' means to save up.

fill blank C1

Sie hat beschlossen, für ihren Traumurlaub in Japan jeden Monat etwas Geld zu ______.

Correct! Not quite. Correct answer: ansparen

She decided to save up some money every month for her dream vacation in Japan. 'Ansparen' fits the context of saving for a specific goal.

fill blank C1

Es ist ratsam, einen Teil seines Einkommens für unvorhergesehene Ausgaben zu ______.

Correct! Not quite. Correct answer: ansparen

It's advisable to save up a portion of one's income for unforeseen expenses. 'Ansparen' is the correct verb here.

fill blank C1

Wenn du für deine Rente ______ willst, solltest du früh damit beginnen.

Correct! Not quite. Correct answer: ansparen

If you want to save up for your retirement, you should start early. 'Ansparen' is key for long-term saving.

fill blank C1

Viele junge Leute versuchen, Geld zu ______ , um sich später eine Eigentumswohnung kaufen zu können.

Correct! Not quite. Correct answer: ansparen

Many young people try to save up money to be able to buy a condominium later. 'Ansparen' refers to the act of accumulating money.

fill blank C1

Um sich diesen Luxusartikel leisten zu können, musste sie ein Jahr lang hart ______.

Correct! Not quite. Correct answer: ansparen

To afford this luxury item, she had to save up diligently for a year. 'Ansparen' implies the effort of saving.

multiple choice C2

Welche der folgenden Handlungen passt am besten zur Bedeutung von 'ansparen' im Kontext finanzieller Ziele?

Correct! Not quite. Correct answer: Jeden Monat einen Teil des Gehalts auf ein Sparkonto einzahlen.

Ansparen bedeutet, systematisch Geld für ein zukünftiges Ziel beiseitezulegen, wie hier durch die Einzahlung auf ein Sparkonto.

multiple choice C2

In welchem Szenario wäre 'ansparen' die treffendste Beschreibung der finanziellen Strategie?

Correct! Not quite. Correct answer: Eine Person legt seit Jahren Geld für eine Weltreise beiseite.

Das Beiseitesetzen von Geld über einen längeren Zeitraum für ein spezifisches Ziel (Weltreise) ist ein klares Beispiel für 'ansparen'.

multiple choice C2

Was ist der Hauptzweck des 'Ansparens' im wirtschaftlichen Sinne?

Correct! Not quite. Correct answer: Kapitalbildung für zukünftige Ausgaben oder Investitionen.

Ansparen dient primär der Akkumulation von Kapital, um später größere Ausgaben tätigen oder Investitionen realisieren zu können.

true false C2

Wenn man 'anspart', impliziert das immer eine sofortige Ausgabe des gesamten angesparten Betrags.

Correct! Not quite. Correct answer: False

Ansparen ist das Gegenteil einer sofortigen Ausgabe; es geht darum, Geld für die Zukunft zurückzulegen.

true false C2

Eine Person, die ein Erbe erhält und es sofort für teure Anschaffungen ausgibt, hat im Sinne von 'ansparen' gehandelt.

Correct! Not quite. Correct answer: False

Das sofortige Ausgeben eines Erbes für Konsumgüter ist keine Handlung des Ansparens, da kein Geld für die Zukunft beiseitegelegt wird.

true false C2

Um sich ein Eigenheim leisten zu können, ist es ratsam, über Jahre hinweg Eigenkapital 'anzusparen'.

Correct! Not quite. Correct answer: True

Das Ansparen von Eigenkapital über Jahre ist eine klassische und notwendige Strategie, um den Kauf eines Eigenheims zu finanzieren.

/ 36 correct

Perfect score!

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