结账
结账 in 30 Seconds
- 结账 (jiézhàng) is the standard Chinese term for paying the bill or settling an account.
- It is a separable verb, meaning other words can be inserted between 'jié' and 'zhàng'.
- Commonly used in restaurants, hotels, and business accounting contexts across all Chinese-speaking regions.
- While '买单' is a popular casual alternative, '结账' remains the most versatile and polite choice.
The Chinese term 结账 (jiézhàng) is one of the most essential phrases for any traveler or resident in a Chinese-speaking environment. At its core, it means 'to settle the account' or 'to pay the bill.' It is a compound verb consisting of 结 (jié), which means to tie, conclude, or settle, and 账 (zhàng), which refers to an account, bill, or debt. Understanding this word is not just about learning a vocabulary item; it is about navigating the daily social and commercial transactions of Chinese life. Whether you are finishing a lavish dinner at a high-end restaurant in Shanghai, checking out of a boutique hotel in Chengdu, or simply settling your tab at a local tea house, 结账 is the go-to expression to signal that you are ready to conclude the financial aspect of your visit. It carries a slightly more formal or standard tone than the colloquial alternatives, making it safe and appropriate for almost any service-oriented situation. In the modern era, the act of 结账 has evolved significantly with the rise of digital payment systems like WeChat Pay and Alipay. When you say you want to 结账, the staff will often immediately prepare a QR code for you to scan or bring a portable POS machine. This word bridges the gap between traditional commerce and the high-tech reality of modern China.
- Etymological Root
- The character 结 (jié) originally depicted the act of tying a knot, symbolizing the completion or binding of a contract. In a financial context, it implies 'closing' a loop of credit or service.
- Social Context
- In Chinese culture, the act of paying the bill often involves a social dance of politeness. While 结账 is the functional term, the person who 'wins' the right to pay is often seen as the host or the person showing respect.
- Service Industry Standard
- Waitstaff and hotel clerks will almost always use this term when asking if you are ready to depart. It is the professional standard for 'checking out' or 'finalizing payment'.
服务员,我们要结账。(Waiter, we would like to pay the bill.)
请问在哪里结账?(Excuse me, where do I pay the bill?)
我们已经结账了,可以走了。(We have already settled the bill, we can go now.)
这个月的账单我还没结账。(I haven't settled this month's bill yet.)
我想用信用卡结账。(I want to settle the bill with a credit card.)
Using 结账 (jiézhàng) correctly involves understanding its grammatical structure as a 'separable verb' (离合词). This means that the two characters can act as a single unit or be split to include additional information. For beginners at the A2 level, using it as a fixed unit is perfectly acceptable. However, as you advance, you will notice that Chinese speakers often insert duration, quantity, or resultative complements between the two characters. For example, instead of saying '我要结账,' you might hear '我要结一下账,' where '一下' adds a sense of politeness or casualness, similar to 'I'll just settle the bill real quick.' This flexibility is a hallmark of natural-sounding Chinese. Furthermore, the context of the sentence often dictates whether '结账' refers to the physical act of handing over money or the administrative process of closing an account. In a business context, '结账' might refer to the monthly closing of books, which is a much more complex process than paying for a cup of coffee. When constructing sentences, pay attention to the particles like '了' (le) which indicate completion. Since '结账' is an action that usually has a clear end point, you will often see it paired with '了' to show that the task is finished. For example, '账结了' (The bill is settled) is a common way to notify companions that they are free to leave the table.
- Separability Example
- 结完账 (jié wán zhàng) - To finish settling the bill. Here, '完' (finish) is placed between the verb and the object.
- Polite Requests
- 麻烦结账 (máfan jiézhàng) - 'Trouble you to settle the bill,' a very common and polite way to catch a waiter's attention.
- Business Application
- 公司月底结账 (gōngsī yuèdǐ jiézhàng) - The company settles its accounts at the end of the month.
我们分开结账可以吗?(Can we settle the bill separately? / Can we split the bill?)
请问,我可以在前台结账吗?(Excuse me, can I settle the bill at the front desk?)
他已经替你结账了。(He has already settled the bill for you.)
In real-world settings, 结账 (jiézhàng) is the sound of a transaction being finalized. You will hear it most frequently in restaurants, from the smallest 'hole-in-the-wall' noodle shops to the most extravagant banquet halls. When a meal concludes, the atmosphere often shifts as people reach for their phones or wallets, and the word '结账' punctuates the air. In modern China, this is often followed by the question '扫哪儿?' (sǎo nǎr? - Where do I scan?), referring to the QR code for payment. You will also hear this word in retail environments, though '买单' is sometimes preferred in casual shops. In hotels, '结账' is the standard term for checking out and paying for your stay and any incidental charges. Beyond physical locations, you will encounter this word in digital interfaces. When shopping on platforms like Taobao or JD.com, the 'Checkout' button is often labeled with terms related to 结算 (jiésuàn - settlement), but the conversational act of finishing the purchase is still referred to as 结账. In professional environments, accountants and finance officers use '结账' to describe the period-end closing of financial records. It is a word that spans the spectrum from a five-yuan street snack to a multi-million yuan corporate audit. Interestingly, in some dialects or regional variations, the tone might shift slightly, or people might use '算账' (suànzhàng), which can also mean 'to settle a score' in a more aggressive sense, so stick to '结账' to ensure you are clearly talking about money and not starting a fight!
- The 'Checkout' Counter
- In a supermarket, the sign above the registers often says '结账台' (jiézhàng tái - checkout counter) or '收银台' (shōuyín tái - cashier desk).
- Mobile Payment Prompts
- When using an app to order food at the table, the final button to submit and pay is often '去结账' (qù jiézhàng - go to checkout).
对不起,现在结账的人很多,请稍等。(Sorry, there are many people settling their bills right now, please wait a moment.)
您好,请问是现金还是扫码结账?(Hello, would you like to settle the bill with cash or by scanning a code?)
One of the most frequent errors English speakers make with 结账 (jiézhàng) is treating it like a transitive verb that can take a direct object like 'money' or 'the bill'. In English, we say 'pay the bill' or 'pay the money.' However, in Chinese, '账' (zhàng) is already the object within the verb-object compound '结账'. Therefore, saying '结账钱' (jiézhàng qián) is redundant and grammatically incorrect. If you want to specify what you are paying, you should use '付' (fù) or '支付' (zhīfù). Another common pitfall is the confusion between '结账' and '买单' (mǎidān). While they are often interchangeable, '买单' is more colloquial and originated from Cantonese. Using '买单' in a very formal business setting or a high-end hotel might sound slightly out of place, whereas '结账' is always safe. Furthermore, learners often forget the 'separable' nature of the word. They might try to say '结账了账' which is incorrect. Instead, you should say '结了账' (settled the bill). There is also the nuance of '算账' (suànzhàng). While '算账' can mean to calculate the bill, it is frequently used idiomatically to mean 'to settle a score' or 'to get even' with someone. Using '算账' when you mean to pay for your dinner might accidentally sound like you are looking for a fight! Finally, be careful with the pronunciation. The second tone on '结' (jié) and the fourth tone on '账' (zhàng) are distinct; failing to hit that falling fourth tone on 'zhàng' can make the word hard to understand for native speakers.
- Redundancy Error
- Incorrect: 我想结账钱 (Wǒ xiǎng jiézhàng qián). Correct: 我想结账 (Wǒ xiǎng jiézhàng) or 我想付钱 (Wǒ xiǎng fùqián).
- Word Order with 'Le'
- Incorrect: 我结账了完 (Wǒ jiézhàng le wán). Correct: 我结完账了 (Wǒ jié wán zhàng le).
错误:我要结账这个单子。(Incorrect: I want to settle the bill this bill.)
正确:我要结这个单子。(Correct: I want to settle this bill.)
While 结账 (jiézhàng) is the standard term, Chinese offers several synonyms depending on the level of formality and the specific context of the payment. Understanding these nuances will make your Chinese sound more natural and varied. The most common alternative is 买单 (mǎidān). Originally a Cantonese term, it has spread throughout the mainland and is now the most common casual way to say 'bill, please' in restaurants. It feels slightly more modern and informal than 结账. Another term is 付钱 (fùqián), which literally means 'pay money.' This is a very broad term used for any type of payment, not just settling a bill at the end of a service. For example, you '付钱' when buying a shirt at a market, but you '结账' when leaving a restaurant. In more formal or technical contexts, you will see 结算 (jiésuàn). This is often used in business, banking, and online shopping to describe the 'settlement' or 'liquidation' of accounts. It implies a more thorough or official calculation. Then there is 买账 (mǎizhàng), which is an interesting idiomatic cousin. While it sounds like it should mean 'to pay the bill,' it actually means 'to buy into something' or 'to accept someone's explanation/authority,' often used in the negative (e.g., '他不买我的账' - He doesn't buy my story/He doesn't respect me). Understanding these differences helps you navigate not just transactions, but social dynamics.
- 买单 (mǎidān)
- More casual, very common in restaurants. '今天我买单' (Today I'll pick up the tab).
- 结算 (jiésuàn)
- Formal, used in accounting or for the final 'checkout' button in e-commerce apps.
- 付账 (fùzhàng)
- Synonymous with 结账 but emphasizes the 'paying' (付) aspect more than the 'settling' (结).
- 算账 (suànzhàng)
- To calculate the bill, but beware of the secondary meaning 'to settle a score'.
比较:
1. 服务员,结账。(Standard/Polite)
2. 服务员,买单。(Casual/Common)
3. 财务部正在进行年终结算。(Formal/Business)
How Formal Is It?
Fun Fact
In ancient China, before paper was common, knots in strings were used to record debts. '结' literally refers to tying that final knot to show the debt was resolved.
Pronunciation Guide
- Pronouncing 'jié' as 'jiě' (3rd tone).
- Pronouncing 'zhàng' as 'zhāng' (flat 1st tone), which changes the meaning to 'stretch' or 'open'.
- Failing to retroflex the 'zh', making it sound like 'zàng'.
- Not distinguishing the 'j' in 'jié' from 'zh' in 'zhàng'.
- Mumbling the 'ng' at the end of 'zhàng'.
Difficulty Rating
The characters are relatively common, but '账' has many strokes.
Writing '账' correctly requires attention to the 贝 radical and the right side.
The 'j' and 'zh' sounds are distinct, and the tones (2, 4) must be clear.
Very easy to recognize in context (restaurants).
What to Learn Next
Prerequisites
Learn Next
Examples by Level
服务员,结账。
Waiter, the bill please.
Basic use of the verb as a request.
我要结账。
I want to pay the bill.
Using 'yào' (want) to express intent.
在这里结账吗?
Do I pay here?
Asking for location using 'zài...ma'.
结账,谢谢。
Pay the bill, thank you.
Adding politeness.
现在结账。
Pay now.
Using 'xiànzài' (now) for timing.
我们结账。
We are paying.
Plural subject.
他结账。
He pays.
Third person subject.
请结账。
Please settle the bill.
Using 'qǐng' (please).
我想用微信结账。
I want to pay with WeChat.
Specifying payment method with 'yòng'.
我们可以分开结账吗?
Can we pay separately?
Using 'fēnkāi' (separately).
请问,一共多少钱?我要结账。
Excuse me, how much in total? I want to pay.
Combining with price inquiry.
麻烦帮我结一下账。
Please help me settle the bill real quick.
Using 'yīxià' to soften the tone.
我已经结账了。
I have already paid the bill.
Using 'le' for completed action.
去那边的柜台结账。
Go to that counter over there to pay.
Directional instruction.
你能结账吗?
Can you pay the bill?
Asking about ability/possibility.
结账以后我们可以走。
After paying the bill, we can leave.
Using 'yǐhòu' (after).
账单上有个错误,我先不结账。
There's a mistake on the bill, I won't pay yet.
Negative 'bù' with condition.
等我结完账再走吧。
Let's leave after I finish paying the bill.
Using resultative 'wán'.
今天是我请客,我来结账。
It's my treat today, I'll pay.
Cultural phrase 'qǐngkè'.
这顿饭一共花了五百块,我们结账吧。
This meal cost 500 yuan in total, let's settle the bill.
Specifying amount spent.
他还没结账就离开了。
He left without paying the bill.
Using 'jiù...le' for sequence.
我们需要发票,结账时请开一下。
We need an invoice; please issue one when settling the bill.
Asking for 'fāpiào'.
超市结账的人太多了,排了好久的队。
There were too many people paying at the supermarket; I queued for a long time.
Describing a state.
我想确认一下账单再结账。
I want to confirm the bill before paying.
Using 'zài' for sequence.
由于系统故障,暂时无法结账。
Due to a system failure, we cannot settle bills for the time being.
Formal 'yóuyú' (due to).
公司规定每月二十五号统一结账。
The company stipulates that all accounts are settled on the 25th of each month.
Business context.
请把这个月的账结清。
Please settle this month's account completely.
Using 'jiéqīng' (settle clearly/completely).
他在结账时发现钱包丢了。
He discovered his wallet was missing while paying the bill.
Using 'shí' for 'when'.
现在很多商店都支持自助结账。
Many stores now support self-service checkout.
Modern retail terminology.
关于那笔货款,我们还没结账呢。
Regarding that payment for goods, we haven't settled the account yet.
Using 'guānyú' (regarding).
为了避免麻烦,最好当面结账。
To avoid trouble, it's best to settle the bill in person.
Using 'wèile' (in order to).
结账流程已经简化了很多。
The checkout process has been simplified a lot.
Using 'liúchéng' (process).
年终结账是财务部一年中最忙的时候。
Year-end closing is the busiest time of year for the finance department.
Accounting terminology.
双方已经就债务问题达成了结账协议。
The two parties have reached a settlement agreement regarding the debt issue.
Legal/Financial context.
他试图通过不正当手段在结账时获利。
He tried to profit during the settlement through improper means.
Complex moral/legal context.
这种新型结算系统大大提高了结账效率。
This new settlement system has greatly improved checkout efficiency.
Focus on 'xiàolǜ' (efficiency).
历史总会给那些犯错的人结账的。
History will always settle the score with those who make mistakes.
Metaphorical usage.
在结账过程中,必须严格遵守会计准则。
During the settlement process, accounting standards must be strictly followed.
Formal requirement.
由于资金链断裂,他们无法按时结账。
Due to a broken capital chain, they are unable to settle accounts on time.
Advanced economic term 'zījīnliàn'.
他那副傲慢的样子,我真是不买账。
I really don't buy into (accept) his arrogant attitude.
Idiomatic synonym 'mǎizhàng'.
在宏观经济层面,结账不仅仅是资金的流动,更是信用体系的重塑。
At the macroeconomic level, settlement is not just the flow of funds, but the reshaping of the credit system.
Philosophical/Macroeconomic analysis.
文学作品中,结尾往往是作者对角色命运的一次终极结账。
In literary works, the ending is often the author's ultimate reckoning of the characters' fates.
Literary criticism.
该企业的结账周期反映了其在供应链中的强势地位。
The enterprise's settlement cycle reflects its dominant position in the supply chain.
Strategic business analysis.
数字化转型彻底颠覆了传统零售业的结账逻辑。
Digital transformation has completely overturned the checkout logic of the traditional retail industry.
Technological disruption context.
清算与结账的微小差错,可能导致整个金融市场的连锁反应。
A tiny error in clearing and settlement could lead to a chain reaction across the entire financial market.
Systemic risk discussion.
他这一生,似乎都在为年轻时欠下的情债结账。
It seems he has spent his whole life settling the emotional debts he incurred in his youth.
Poetic/Metaphorical debt.
这种跨境结账机制有效地规避了汇率波动的风险。
This cross-border settlement mechanism effectively circumvents the risk of exchange rate fluctuations.
International finance.
在博弈论中,结账可以看作是多轮博弈后的利益分配点。
In game theory, settlement can be seen as the point of profit distribution after multiple rounds of play.
Scientific/Theoretical context.
Common Collocations
Common Phrases
— To go and pay the bill.
你先坐,我去结账。
— Finished paying the bill.
结完账我们就去电影院。
— Settle the bill (briefly/politely).
麻烦帮我结一下账。
— Haven't paid yet.
那桌客人还没结账。
— The physical bill or receipt.
请给我看一下结账单。
— How to pay.
请问这里怎么结账?
— The checkout counter.
请到结账台排队。
— Checkout area/place.
结账处在商场一楼。
— The billing/POS system.
结账系统正在升级。
— The person who handles the payment.
结账员的态度很友好。
Idioms & Expressions
— To wait until a later time to settle a score or punish someone.
别以为现在没事,老板会秋后算账的。
Informal/Threatening— To admit to a debt or a mistake.
做了错事就要认账。
Neutral— To refuse to pay a debt or deny an obligation.
他想赖账,但是我们有证据。
Informal/Negative— While not directly about '账', this 'zhèng' is often confused; it means being dead serious.
他一本正经地跟我谈结账的事。
Neutral— A clear and transparent account.
我们要给村民们一笔明白账。
Neutral— A messy, unclear, or confused account/situation.
这件事简直是一笔糊涂账。
Informal— To settle old grievances or debts once and for all.
他们决定这次把旧账算清。
Neutral— To show respect or 'buy into' someone's authority/story.
大家都不买他的账。
Informal— Refers to someone who only acts when pushed (like abacus beads), often in financial contexts.
他就像算盘珠子,不拨不动,结账也慢。
Informal— To spend within one's means (related to managing the '账').
过日子要量入为出,结账时才不会发愁。
Idiom/ProverbWord Family
Nouns
Verbs
Adjectives
Related
Memorize It
Mnemonic
Imagine 'JIE' as a 'Jigsaw' piece fitting into the 'ZHANG' (bill) to complete the picture of your meal.
Visual Association
Visualize a large red knot (结) being tied around a stack of bills (账).
Word Web
Challenge
Try to say '结账' every time you finish a meal at home this week to build the habit.
Word Origin
The term comes from the traditional practice of settling financial records. '结' (jié) means to tie a knot, which historically represented the completion of a contract or a tally. '账' (zhàng) refers to accounts, originally written on bamboo or cloth 'curtains' (the character contains the 'shell' radical 贝 for money and 'curtain' 巾).
Original meaning: To tie up and finish the records of an account.
Sino-Tibetan / ChineseCultural Context
Be aware that insisting too hard on splitting the bill might sometimes be seen as 'cold' in traditional circles, though it is usually fine for foreigners.
In English-speaking cultures, 'splitting the bill' is standard and often done without much fuss. In China, splitting is called 'AA制' (AA zhì).
Summary
The word 结账 is your essential 'exit' phrase in Chinese commerce. Example: '服务员,买单' is casual, but '服务员,结账' is the reliable, standard way to ask for the bill in any situation.
- 结账 (jiézhàng) is the standard Chinese term for paying the bill or settling an account.
- It is a separable verb, meaning other words can be inserted between 'jié' and 'zhàng'.
- Commonly used in restaurants, hotels, and business accounting contexts across all Chinese-speaking regions.
- While '买单' is a popular casual alternative, '结账' remains the most versatile and polite choice.
Related Content
Related Grammar Rules
More money words
数额
A2Amount; sum (of money or quantity).
本钱
A2Capital (for business).
兑付
B2Cash (a check); honor (payment).
票价
A2Ticket price; the cost of a ticket.
利息
B1interest (on a loan)
生活费
A2Living expenses.
赔钱
A2to lose money (in business)
亏损的
B1Resulting in a financial loss.
邮费
A2postage
有利可图的
B1Yielding profit or financial gain.