At the A1 level, 'yasrif' (يصرف) is your go-to word for basic survival in an Arabic-speaking environment. You will use it primarily to talk about spending money on daily items like food, clothes, and transportation. At this stage, you should focus on the present tense 'ana asrif' (I spend) and 'kam tasrif?' (how much do you spend?). You will also encounter it at the bank or currency exchange when you need to 'cash' a check or 'change' your home currency into local currency. The grammar is simple: use the verb followed by the amount of money, and if you want to say what you are spending it on, use the preposition 'ala'. For example, 'Asrif mal ala al-ghadha' (I spend money on lunch). It is a vital word for managing your finances while traveling or living abroad. You will see its derivatives on signs for 'Currency Exchange' (Sirafah) and 'Bank' (Masrif). Mastery at this level means being able to state your basic expenses and ask for help with money exchange.
As you progress to A2, you begin to use 'yasrif' in more varied sentence structures and contexts. You will learn to use the past tense 'sarafa' (he spent) and the future 'sayasrif' (he will spend). You will also start to use the noun 'masrouf' (allowance/expenses). At this level, you might describe your monthly budget or discuss the cost of living with neighbors. You will understand the difference between 'yasrif' (general spending) and 'yadfa'' (paying a specific bill). You might also encounter the verb in simple instructions, such as 'tasrif al-shik huna' (cash the check here). You are becoming more aware of the 'S-R-F' root and how it appears in different words related to money management. You might also hear it used in the classroom context for the first time when the teacher asks you to 'conjugate' (tasrif) a simple verb into the present and past. Your ability to use the preposition 'ala' becomes more natural, and you start to avoid the common mistake of using 'fee' for spending.
At the B1 level, 'yasrif' takes on more nuanced meanings and appears in more complex grammatical constructions. You will use it to discuss economic topics like inflation, budgeting, and financial planning. You might use the reflexive form 'insarafa' to mean 'to leave' or 'to depart' in a formal context. You will also become proficient in the Form II version 'sarrafa', which is specifically used for exchanging currency and the technical act of verb conjugation. You will be able to explain the difference between 'yasrif' and 'yunfiq' (charitable spending), choosing the appropriate word based on the social context. Idiomatic expressions using the root S-R-F start to enter your vocabulary, such as 'tasarruf' (behavior/conduct). You understand that how one 'spends' their energy or time is just as important as how they spend their money. You can participate in debates about consumerism and whether people 'yasrif' too much on luxury items.
By B2, you are comfortable with the metaphorical and abstract uses of 'yasrif'. You can use it to mean 'to divert' or 'to turn away' in a literary or formal sense, such as 'sarafa al-nazar' (to turn a blind eye or divert attention). You understand the nuances of the root in classical texts and modern literature. You can discuss government fiscal policy, using 'yasrif' to describe how a state allocates its resources. Your grasp of the Form II 'tasrif' (conjugation) is now advanced, and you can conjugate even the most irregular verbs without hesitation. You are also aware of the moral implications of 'israf' (prodigality) in Islamic and Arab philosophy, allowing you to engage in deeper cultural and ethical discussions. You can use the verb in the passive voice and understand complex sentence patterns where 'yasrif' is used to describe the dismissal of legal cases or the diversion of rivers.
At the C1 level, your usage of 'yasrif' is sophisticated and precise. You can use the root in all its forms (I, II, V, VII, X) to express a wide range of meanings from 'management' (tasarruf) to 'dismissal' (insiraf). You are sensitive to the register of the word, knowing when to use 'yasrif' versus more academic terms like 'istihlak' (consumption) or 'infaq' (expenditure). In professional or legal contexts, you understand how 'sarafa' is used in the sense of 'executing' or 'carrying out' an order. You can read high-level economic reports or classical poetry where the root S-R-F is used to describe the turning of the seasons or the changing of hearts. Your ability to use the word in idioms is native-like, and you can play with the multiple meanings of the root for rhetorical effect in writing and speaking.
At the C2 level, you have achieved a complete mastery of the 'S-R-F' root that mirrors that of a highly educated native speaker. You can navigate the most archaic and complex uses of 'yasrif' in classical Arabic literature (Fusha) and the most slang-heavy uses in various regional dialects. You understand the deep etymological connection between the 'turning' of a coin, the 'turning' of a verb, and the 'turning' of one's fate. You can engage in high-level philosophical discourse about the nature of 'tasarruf' (agency/divine management) in Islamic theology. Your use of 'yasrif' in the context of financial engineering or complex legal dismissals is flawless. You can appreciate and use the word's subtle connotations in sarcasm, irony, and formal rhetoric. For you, 'yasrif' is no longer just a verb; it is a versatile tool for expressing the dynamics of change and exchange in every facet of human existence.

يصرف in 30 Seconds

  • To spend money on goods or services.
  • To cash a check or exchange currency at a bank.
  • To dismiss or turn something/someone away.
  • To conjugate or decline words in Arabic grammar.

The Arabic verb يصرف (yasrif) is a foundational term rooted in the tri-consonantal root ص-ر-ف (S-R-F), which fundamentally denotes the act of turning, diverting, or transforming something from one state to another. For the English speaker, the most immediate and practical application of this word is in the realm of finance and daily transactions. At the CEFR A1 level, you will primarily encounter it in two contexts: spending money and cashing or exchanging currency. This verb is the engine of the marketplace; it describes the flow of wealth as it moves from your pocket into the hands of a merchant or as it transforms from a paper check into cold, hard cash.

Financial Exchange
When you visit a bank or a currency exchange booth (known as a 'Sarraf' in Arabic), you use this verb to describe the conversion of one currency to another or the cashing of a check. It implies a formal process of changing the form of your money.
Daily Expenditure
In social settings, 'yasrif' refers to the general act of spending. Whether you are buying groceries, paying for a taxi, or treating friends to coffee, you are 'spending' (yasrif) your funds. It is a neutral term, though it can be modified to imply extravagance if coupled with certain adverbs.

أريد أن أصرف هذا الشيك في البنك.
I want to cash this check at the bank.

Beyond the wallet, the word has a sophisticated grammatical life. In an Arabic classroom, you will hear the teacher use the Form II version yusarrif to mean 'to conjugate.' Just as you 'turn' money into goods, you 'turn' a root verb into its various past, present, and future forms. This conceptual link between 'turning' and 'exchanging' is what makes Arabic roots so powerful. You might also hear it in a more literal sense of 'turning someone away' or 'dismissing' a class. When a teacher says 'Insarif' (the reflexive form), they are telling the students they are dismissed. This versatility means that while you learn it as a 'money' word today, it will become a 'logic' word as you advance.

In the modern digital age, 'yasrif' has adapted to include online banking and digital wallets. You might 'yasrif' your points or digital credits. However, the soul of the word remains in the physical exchange. The root is so vital that the word for 'bank' in many regions is Masrif (مَصْرِف), literally 'the place of spending/exchange.' This demonstrates how central the concept of 'S-R-F' is to the organized economic life of the Arabic-speaking world. Whether you are a traveler looking for a better exchange rate or a student trying to budget your monthly allowance, 'yasrif' is the verb that will facilitate your survival and integration into the local economy.

Using يصرف (yasrif) correctly requires understanding its transitive nature and the prepositions that often accompany it. In its most basic form, it takes a direct object—the money or the item being spent or cashed. For example, 'He spends the money' is yusrifu al-mal. However, to specify what the money is being spent on, we typically use the preposition على (ala), which literally means 'on' or 'upon'.

Structure: Verb + Object + Preposition
The pattern usually follows: [Subject] + [يصرف] + [Amount/Money] + [على] + [Target].
Example: يصرف الأب نقوده على تعليم أولاده (The father spends his money on his children's education).

كم تصرف في الشهر؟
How much do you spend in a month?

When using the verb to mean 'to cash' or 'to exchange,' the preposition بـ (bi-) or إلى (ila) might be used to indicate the currency being received. For instance, 'I exchanged the dollars for euros' would involve shifting the state of the currency. In the context of cashing a check, the verb is often used without a preposition for the check itself: yasrifu al-shik. It is also important to note the present tense conjugation for beginners: ana asrif (I spend), anta tasrif (you spend, masc.), anti tasrifin (you spend, fem.), huwa yasrif (he spends), and hiya tasrif (she spends).

In more advanced usage, you might encounter the verb in the context of 'diverting' one's gaze or attention. Here, the preposition عن (an) is used. Sarafa nazarihi 'an... means 'He turned his sight away from...'. This demonstrates the 'turning' root meaning. For an A1 learner, sticking to the financial context is safest and most common. You will hear it at the grocery store, at the bank, and when discussing budgets with friends. Practice by asking yourself: Matha asrifu alyawm? (What am I spending today?).

لا تصرف كل مالك.
Don't spend all your money.

The word يصرف (yasrif) is ubiquitous in the Arab world, echoing through various layers of society. The most common place you will hear it is in the banking and financial sector. Every major city from Casablanca to Muscat has a 'Masrif' (Bank) or a 'Sarraf' (Money Exchanger). If you are traveling, you will constantly look for signs that say 'Sirafah' (Currency Exchange). When you enter these establishments, the conversation will inevitably revolve around the verb 'yasrif'. You might hear a clerk ask, 'Hal turid an tasrif al-mablagh kullahu?' (Do you want to exchange the whole amount?).

The Marketplace (Souq)
In the bustling traditional markets, vendors and shoppers discuss spending habits. You might hear a mother telling her child not to 'yasrif' their allowance on sweets. It is a word of caution and calculation.
The Classroom
In an educational setting, the word takes on a technical meaning. Teachers will say, 'Sarrif al-fi'l' (Conjugate the verb). While the form is slightly different (Form II), the root is identical and recognized by all.

أين يمكنني أن أصرف العملة؟
Where can I exchange the currency?

In popular media, such as TV dramas or news reports, 'yasrif' is used to discuss government spending or economic policies. News anchors might report on how the state 'tasrif' its budget on infrastructure or healthcare. In a more domestic sense, in Egyptian or Levantine soap operas, you will often hear characters arguing about 'masarif al-bayt' (household expenses), a noun derived from the same root. The struggle to balance what one earns with what one 'yasrif' is a universal theme in Arabic storytelling.

Socially, the word also appears in religious and ethical discourses. The Quran warns against 'Israf' (excessive spending/wastefulness). Therefore, in Friday sermons or moral discussions, you will hear the verb 'yasrif' used in the context of moderation. To 'yasrif' wisely is seen as a virtue, while to 'yasrif' without thought is a vice. This gives the word a moral dimension that goes beyond simple math. Whether you are at a high-end mall in Dubai or a small village shop in Jordan, 'yasrif' is the word that connects your needs to your resources.

For English speakers learning Arabic, the verb يصرف (yasrif) presents a few common pitfalls. The first is confusing the different forms of the root. While Sarafa (Form I) means to spend or dismiss, Sarrafa (Form II - with a shadda on the ra) is specifically used for exchanging money or conjugating verbs. While they are related, using Form I when you specifically mean 'to exchange currency' might sound slightly off to a native speaker, though they will usually understand you from context.

Preposition Confusion
Many learners try to translate the English 'spend on' literally by using 'fee' (in) instead of 'ala' (on). Remember: You spend ala (on) something, not fee (in) it. Saying 'asrif fee al-akl' is a common error; it should be 'asrif ala al-akl'.
Confusing with 'Yunfiq'
There is another verb for spending: 'yunfiq'. While 'yasrif' is used for general and sometimes wasteful spending, 'yunfiq' often has a more formal or charitable connotation (like spending for the sake of God or on a family's primary needs).

خطأ: أصرف في الملابس.
صح: أصرف على الملابس.
Correction: Use 'ala' for spending on items.

Another mistake is the pronunciation of the 'S' (Sad). It is a heavy, emphatic 'S', not a soft 's' like in 'sun'. If you pronounce it with a soft 's', it might be confused with other roots. Furthermore, learners often forget the 'kasra' under the 'ra' in the present tense, pronouncing it 'yasraf' instead of 'yasrif'. This small vowel change is crucial for grammatical accuracy. Lastly, be careful with the context of 'dismissing'. Using 'yasrif' to tell someone to leave can be very blunt or even rude if not used in a formal setting (like a boss to an employee or a teacher to a class).

Finally, avoid overusing 'yasrif' for 'paying'. While you spend (yasrif) money, you pay (yadfa') a bill. If you are at a restaurant and want to pay the check, you should use 'adfa'' (I pay), not 'asrif'. 'Yasrif' is about the act of using up your resources or converting them, while 'yadfa'' is the specific act of handing over payment for a service. Distinguishing between these two will make your Arabic sound much more natural and precise.

Arabic is famous for its rich vocabulary, and the concept of spending is no exception. While يصرف (yasrif) is the most versatile and common verb, several alternatives exist depending on the nuance of the expenditure. Understanding these will help you move from A1 to a more nuanced B1 level of expression. The most common synonym is ينفق (yunfiq), which is often used in more formal, legal, or religious contexts.

يصرف vs. ينفق (Yunfiq)
'Yasrif' is general and can imply spending on anything, even wastefully. 'Yunfiq' usually implies spending on necessities, charity, or providing for one's family. It carries a sense of duty and responsibility.
يبذر (Yubadhir) - To Squander
If you want to describe someone who wastes money recklessly, 'yubadhir' is the word. It is much stronger than 'yasrif' and carries a negative moral judgment.

هو ينفق على الفقراء.
He spends (charitably) on the poor.

For the context of 'exchanging' money, you might hear يغير (yughayyir), which simply means 'to change'. While 'yasrif' is the technical term for currency exchange, 'yughayyir' is a common informal alternative (e.g., 'I want to change some money'). Another related word is يدفع (yadfa'), meaning 'to pay'. As mentioned in the common mistakes section, 'yadfa'' is the act of giving money to someone else in exchange for a specific item or service right now.

In the sense of 'dismissing' or 'diverting', alternatives include يطرد (yatrud) for 'to kick out' (much harsher) or يبعد (yub'id) for 'to distance/remove'. If you are talking about 'conjugating' verbs, you might also hear اشتقاق (ishtiqaq) for 'derivation', though 'tasrif' remains the standard term for the mechanics of verb tables. By learning these distinctions, you can tailor your Arabic to the specific situation, whether you are discussing charity, waste, or simple shopping.

لا تبذر مالك في القمار.
Do not squander your money in gambling.

Fun Fact

The word 'Sarraf' (money changer) traveled into several other languages, including Persian and some Indian dialects, due to the historical influence of Arab traders.

Pronunciation Guide

UK /jas.rif/
US /jɑːs.rɪf/
Stress is on the first syllable: YAS-rif.
Rhymes With
tarif (definition) sharif (noble) latif (kind) rghif (loaf) nazif (bleeding) khurif (autumn) adhif (add) ajif (dry)
Common Errors
  • Pronouncing the 'S' as a soft English 's'.
  • Using an 'a' vowel instead of 'i' (yasraf instead of yasrif).
  • Failing to roll the 'r'.

Examples by Level

1

أنا أصرف مالي على الطعام.

I spend my money on food.

Present tense first person 'ana' + 'asrif'.

2

هل تصرف كثيراً؟

Do you spend a lot?

Question form for 'anta' (you, masc).

3

هو يصرف الراتب بسرعة.

He spends the salary quickly.

Verb + Direct Object 'al-ratib'.

4

أريد أن أصرف هذا الشيك.

I want to cash this check.

'An' + subjunctive verb 'asrifa'.

5

أين أصرف الدولار؟

Where do I exchange the dollar?

Interrogative 'ayn' (where).

6

هي تصرف مالها في السوق.

She spends her money in the market.

Present tense third person 'hiya' (she).

7

نحن نصرف القليل من المال.

We spend a little money.

Present tense 'nahnu' (we).

8

لا تصرف كل شيء اليوم.

Don't spend everything today.

Negative imperative 'la' + 'tasrif'.

1

صرفتُ كل مالي في العطلة.

I spent all my money during the holiday.

Past tense first person 'saraftu'.

2

المصرف قريب من هنا.

The bank is near here.

Noun 'Masrif' derived from the root S-R-F.

3

كم كان مصروفك في الجامعة؟

How much was your allowance in university?

Noun 'Masrouf' meaning allowance.

4

سأصرف الشيك غداً.

I will cash the check tomorrow.

Future prefix 'sa-' + present verb.

5

صرف المعلم الطلاب مبكراً.

The teacher dismissed the students early.

Past tense 'sarafa' meaning to dismiss.

6

هل يمكنك تصريف هذا الفعل؟

Can you conjugate this verb?

Masdar 'tasrif' meaning conjugation.

7

المحل لا يصرف العملات الأجنبية.

The shop does not exchange foreign currencies.

Negative present tense.

8

صرفت الأم على الحفلة.

The mother spent on the party.

Past tense 'sarafat' (she).

1

يجب أن نصرف بحكمة في الأزمات.

We must spend wisely during crises.

Adverbial phrase 'bi-hikma' (wisely).

2

صرف نظره عن المشكلة.

He turned his eyes (attention) away from the problem.

Idiomatic use: 'sarafa nazara-hu 'an'.

3

أين مكتب الصيرفة؟

Where is the exchange office?

Noun 'Sirafah' for the business of exchange.

4

تم صرف الموظف من عمله.

The employee was dismissed from his job.

Passive construction 'tumma sarf'.

5

هذه الشركة تصرف ميزانية ضخمة.

This company spends a huge budget.

Noun 'mizaniyya' (budget).

6

لا ينبغي الإسراف في الماء.

One should not be extravagant with water.

Noun 'Israf' meaning extravagance.

7

صرفنا وقتاً طويلاً في الدراسة.

We spent a long time studying.

Metaphorical spending of 'time'.

8

يصرّف البنك الشيكات السياحية.

The bank cashes traveler's checks.

Form II verb 'yusarrifu'.

1

صرفت الحكومة النظر عن المشروع.

The government abandoned the project.

Idiomatic: 'sarafa al-nazar' meaning to abandon/ignore.

2

كيف تتصرف في هذه الحالة؟

How do you behave/act in this situation?

Form V verb 'tatasarraf' (to behave).

3

صرف العملة يتأثر بالسوق العالمي.

Currency exchange is affected by the global market.

Masdar 'sarf' as a subject.

4

أمر المدير بصرف المكافآت.

The manager ordered the disbursement of bonuses.

Noun 'sarf' meaning disbursement.

5

انصرف الحضور بعد المحاضرة.

The audience departed after the lecture.

Form VII verb 'insarafa' (to depart).

6

يصعب تصريف هذه البضاعة.

It is difficult to sell (move) these goods.

Commercial use: 'tasrif' as selling/liquidation.

7

صرف الله عنهم السوء.

God turned evil away from them.

Religious/Classical usage.

8

هذا الفعل لا ينصرف.

This noun is indeclinable (diptote).

Grammatical technical term 'yan-sarif'.

1

كان تصرفه ينم عن ذكاء حاد.

His behavior indicated sharp intelligence.

Noun 'tasarruf' meaning conduct.

2

تتمتع الوزارة بحرية التصرف في الميزانية.

The ministry enjoys the freedom to act (discretion) regarding the budget.

Phrase 'hurriyat al-tasarruf'.

3

صرف الشاعر همومه في قصائده.

The poet channeled his worries into his poems.

Literary use of 'sarafa' as channeling.

4

لا بد من صرف الجهود نحو التعليم.

Efforts must be directed toward education.

Passive-like structure 'sarf al-juhud'.

5

انصرفت نفسه عن ملذات الدنيا.

His soul turned away from worldly pleasures.

Form VII 'insarafa' in a spiritual context.

6

يعد هذا المصطلح من قبيل الممنوع من الصرف.

This term is considered among the diptotes (forbidden from declension).

Technical term 'al-mamnu' min al-sarf'.

7

صرف الدهر لا يرحم أحداً.

The vicissitudes of time spare no one.

Classical idiom 'sarf al-dahr'.

8

تولى المتهم التصرف في الأموال المسروقة.

The accused took charge of disposing of the stolen funds.

Legal use of 'al-tasarruf'.

1

إن تصاريف القدر لا يمكن التنبؤ بها.

The fluctuations of fate cannot be predicted.

Plural noun 'tasarif' meaning fluctuations.

2

صرف الكاتب جُل اهتمامه لنقد المجتمع.

The writer devoted most of his attention to social criticism.

Formal usage of 'sarafa' meaning to devote/channel.

3

يتجلى إبداع الخالق في تصريف الرياح.

The Creator's creativity is manifest in the directing of the winds.

Theological use of 'tasrif' as management of nature.

4

أحكمت الدولة قبضتها على مصارف السيولة.

The state tightened its grip on the channels of liquidity.

Economic metaphor 'masarif' as channels.

5

انصرف الذهن إلى تأويلات بعيدة.

The mind drifted toward far-fetched interpretations.

Abstract use of 'insarafa'.

6

حاول صرف الأنظار عن فضيحته السياسية.

He tried to divert attention from his political scandal.

Phrase 'sarf al-anzar'.

7

صرفت الأيام رونق الشباب.

The days took away the luster of youth.

Poetic/Metaphorical usage.

8

لا يملك أحدٌ حق التصرف المطلق في هذا الوقف.

No one possesses the right of absolute disposal over this endowment.

Legal term 'haqq al-tasarruf'.

Common Collocations

يصرف المال
يصرف الشيك
يصرف النظر
يصرف الوقت
يصرف العملة
يصرف الانتباه
يصرف ميزانية
يصرف راتبه
يصرف الجهد
يصرف الفعل

Common Phrases

سعر الصرف

— The exchange rate of a currency.

كم سعر الصرف اليوم؟

مصاريف البيت

— Household expenses/bills.

مصاريف البيت كثيرة هذا الشهر.

حرية التصرف

— Freedom to act or discretion.

لك حرية التصرف في هذا الأمر.

ممنوع من الصرف

— A grammar term for words that don't take certain endings.

كلمة أحمد ممنوعة من الصرف.

صرف صحي

— Sewage/Drainage system.

هناك مشكلة في الصرف الصحي.

إيصال صرف

— Disbursement receipt.

وقع على إيصال الصرف.

مكتب صيرفة

— Currency exchange office.

ابحث عن مكتب صيرفة قريب.

سوء تصرف

— Misconduct or bad behavior.

اعتذر عن سوء تصرفه.

صرف النظر

— To disregard or ignore something.

قررنا صرف النظر عن المشروع.

قابل للصرف

— Exchangeable or cashable.

هذا الشيك غير قابل للصرف.

Idioms & Expressions

"صرف النظر عن"

— To abandon an idea or turn a blind eye to something.

صرف النظر عن شراء السيارة.

Neutral
"صرف الدهر"

— The changes and trials of time or fate.

صرف الدهر لا يدوم.

Literary
"حسن التصرف"

— Resourcefulness or good management of a situation.

أعجبني حسن تصرفه في الأزمة.

Positive
"صرف فلان عن وجهه"

— To dismiss someone or make them leave.

صرف السائل عن وجهه.

Formal
"صرف ماله في الهوى"

— To waste money on whims and desires.

صرف ماله في الهوى واللعب.

Negative
"يصرف من كيس غيره"

— To spend someone else's money generously.

هو كريم لأنه يصرف من كيس غيره.

Sarcastic
"صرف قلبه"

— To change one's mind or feelings about something.

صرف قلبه عن حبها.

Poetic
"على صرفه"

— Exactly as it is (often used in currency contexts).

أريد المبلغ على صرفه.

Technical
"تصاريف الزمان"

— The fluctuations and vicissitudes of life.

تصاريف الزمان غريبة.

Literary
"صرف العملة"

— To exchange money (literal but used as a fixed concept).

أين مكتب صرف العملة؟

Neutral

Word Family

Nouns

Verbs

Adjectives

Related

Memorize It

Mnemonic

Think of 'S'pending 'R'eally 'F'ast. S-R-F = Spending Really Fast.

Visual Association

Visualize a person 'turning' a giant golden coin into a loaf of bread. The 'turning' is the root meaning.

Word Web

Bank (Masrif) Money (Mal) Spending (Sarf) Check (Shik) Exchange (Sirafah) Allowance (Masrouf) Behavior (Tasarruf) Waste (Israf)

Challenge

Try to use 'yasrif' in three different ways today: once for spending, once for cashing a check, and once for a bank location.

Word Origin

From the Arabic root S-R-F (ص-ر-ف), which is common across Semitic languages.

Original meaning: To turn, twist, or divert something from its path.

Afroasiatic -> Semitic -> Central Semitic -> Arabic.

Cultural Context

Be careful when using 'yasrif' to dismiss people; in some contexts, it can sound like you are treating them like objects or inferiors.

English speakers often use 'spend' for time and money. Arabic does too, but 'yasrif' is more common for money, while 'yaqdi' (to spend time) is more common for time.

The Quranic verse: 'And those who, when they spend, are neither extravagant nor niggardly' (using the root S-R-F). The term 'Al-Mamnu' min al-Sarf' in classical grammar poetry.
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