المعنى
Better to take less in cash than more on credit; cash is king.
خلفية ثقافية
This proverb is the unofficial motto of the traditional merchant communities. It reflects a deep-seated caution against the 'Udhaar' system which historically led to many small businesses failing due to lack of cash flow. In rural areas, this proverb is used to warn farmers against middle-men who promise high prices after the harvest but often default. It encourages selling the crop for cash immediately. With the rise of credit cards and EMIs, elders use this proverb to teach the younger generation about the dangers of living on credit and the peace of mind that comes with owning things outright. Interestingly, in the high-burn startup world, this proverb is sometimes used ironically to describe 'bootstrapped' companies that focus on revenue from day one rather than waiting for VC funding.
Use it to end a negotiation
If you want to stop bargaining and settle for a cash price, use this proverb. It signals that you are firm but pragmatic.
Don't use with close friends
Using this when a close friend asks for a small loan might sound too cold or transactional. Save it for business or acquaintances.
المعنى
Better to take less in cash than more on credit; cash is king.
Use it to end a negotiation
If you want to stop bargaining and settle for a cash price, use this proverb. It signals that you are firm but pragmatic.
Don't use with close friends
Using this when a close friend asks for a small loan might sound too cold or transactional. Save it for business or acquaintances.
The power of 9 and 13
In Hindi, 9 (Nau) sounds like 'No' in English, but here it's positive. 13 (Terah) sounds like 'Tera' (Yours), but here it's the risky 'credit' for the other person.
اختبر نفسك
Complete the proverb with the correct numbers and words.
___ नगद न ___ उधार
The standard proverb always uses 9 (nau) and 13 (terah).
Which situation best fits the proverb 'Nau nagad na terah udhaar'?
Choose the correct scenario:
This proverb is about choosing immediate, certain value (the discount/cash) over uncertain or delayed options.
Complete the dialogue between two business partners.
Partner A: 'Should we wait for the big client who might pay 1 Lakh next month?' Partner B: 'No, let's take the 70,000 from this client today. You know what they say...'
This is the only proverb that fits the context of choosing immediate smaller payment over delayed larger payment.
Identify the correct meaning of 'Udhaar' in this proverb.
What does 'Udhaar' refer to?
Udhaar means credit or debt, which represents the 'uncertain' part of the proverb.
🎉 النتيجة: /4
وسائل تعلم بصرية
Nagad vs. Udhaar
بنك التمارين
4 تمارين___ नगद न ___ उधार
The standard proverb always uses 9 (nau) and 13 (terah).
Choose the correct scenario:
This proverb is about choosing immediate, certain value (the discount/cash) over uncertain or delayed options.
Partner A: 'Should we wait for the big client who might pay 1 Lakh next month?' Partner B: 'No, let's take the 70,000 from this client today. You know what they say...'
This is the only proverb that fits the context of choosing immediate smaller payment over delayed larger payment.
What does 'Udhaar' refer to?
Udhaar means credit or debt, which represents the 'uncertain' part of the proverb.
🎉 النتيجة: /4
الأسئلة الشائعة
5 أسئلةThere is no mathematical reason. It's for the rhyme and the symbolic gap between a 'safe' single digit and a 'risky' double digit.
Yes, if you are asked about your decision-making style or financial management philosophy. It shows you are practical.
It's not rude, but it is very firm. It's a 'business-first' statement.
In modern times, it includes instant digital transfers (UPI/GPay). It basically means 'immediate payment'.
There isn't a direct opposite proverb, but the concept of 'high risk, high reward' (bada jokhim, bada inaam) is the functional opposite.
عبارات ذات صلة
आज नगद कल उधार
similarCash today, credit tomorrow.
आधी को छोड़ सारी को धावे
similarLeaving the half to run after the whole.
हाथ कंगन को आरसी क्या
contrastEvidence doesn't need proof.
एक हाथ दे, दूसरे हाथ ले
builds onGive with one hand, take with the other.
