When you take out a loan, like for a car or a house, you need to pay it back over time. This process of paying back the loan in regular installments is called amortizar. Think of it as chipping away at your debt little by little. Each payment you make helps to amortizar the loan until it's completely paid off. So, if you're making monthly payments on something you owe, you are amortizando that debt.

راهنمای تلفظ

UK /a.moɾ.tiˈθaɾ/
US /a.moɾ.tiˈzaɾ/
zar
هم‌قافیه با
hablar cantar llegar
خطاهای رایج
  • Mispronouncing the 'z' as an English 'z' sound instead of the Spanish 'th' sound (in Spain) or 's' sound (in Latin America).
  • Incorrectly placing the stress on a different syllable.

مثال‌ها بر اساس سطح

1

Vamos a amortizar la hipoteca en veinte años.

We are going to amortize the mortgage in twenty years.

Future tense, common usage for long-term debts.

2

Para amortizar el préstamo, haremos pagos mensuales.

To pay off the loan, we will make monthly payments.

Infinitive form used after 'para' (in order to).

3

La empresa necesita amortizar sus deudas para evitar la quiebra.

The company needs to amortize its debts to avoid bankruptcy.

Verb 'necesitar' followed by infinitive.

4

Han amortizado gran parte de la inversión inicial.

They have amortized a large part of the initial investment.

Present perfect tense, indicating a completed action with present relevance.

5

Si amortizas el coche antes, pagarás menos intereses.

If you pay off the car earlier, you will pay less interest.

Conditional sentence using 'si' (if) and future tense.

6

Es fundamental amortizar los gastos del proyecto a tiempo.

It is fundamental to amortize the project expenses on time.

Impersonal expression 'es fundamental' followed by infinitive.

7

Están buscando la forma de amortizar la deuda pública.

They are looking for a way to amortize the public debt.

Idiomatic expression 'buscar la forma de' (to look for a way to).

8

Se prevé que amortice el capital en un plazo de cinco años.

It is foreseen that it will amortize the capital within a period of five years.

Impersonal 'se' construction with subjunctive, indicating a prediction.

خانواده کلمه

اسم‌ها

amortización amortization, repayment (of a debt)

فعل‌ها

صفت‌ها

خودت رو بسنج 12 سوال

listening A2

What did the bank send a reminder for?

درسته! نه دقیقاً. پاسخ صحیح: El banco me envió un recordatorio para amortizar mi préstamo.
درسته! نه دقیقاً. پاسخ صحیح:
listening A2

What does the speaker need to do with the debt?

درسته! نه دقیقاً. پاسخ صحیح: Necesito amortizar esta deuda antes de fin de año.
درسته! نه دقیقاً. پاسخ صحیح:
listening A2

What are 'they' helping their children with?

درسته! نه دقیقاً. پاسخ صحیح: Ellos están ayudando a sus hijos a amortizar el coche nuevo.
درسته! نه دقیقاً. پاسخ صحیح:
speaking A2

این را بلند بخوانید:

Quiero amortizar la hipoteca lo antes posible.

تمرکز: a-mor-ti-zar, hi-po-te-ca

درسته! نه دقیقاً. پاسخ صحیح:
speaking A2

این را بلند بخوانید:

Es importante amortizar tus préstamos estudiantiles.

تمرکز: es-tu-dian-ti-les

درسته! نه دقیقاً. پاسخ صحیح:
speaking A2

این را بلند بخوانید:

Ella tiene un plan para amortizar todas sus deudas.

تمرکز: to-das, deu-das

درسته! نه دقیقاً. پاسخ صحیح:
multiple choice B2

Choose the best synonym for 'amortizar' in the context of a loan.

درسته! نه دقیقاً. پاسخ صحیح: Pagar gradualmente

'Amortizar' specifically refers to paying off a debt little by little, not cancelling it at once or ignoring it.

multiple choice B2

Which of these situations would typically involve 'amortizar'?

درسته! نه دقیقاً. پاسخ صحیح: Hacer pagos mensuales de una hipoteca.

Amortizar is used when paying off a loan or debt over time, like a mortgage.

multiple choice B2

If you are 'amortizando una deuda', what are you doing?

درسته! نه دقیقاً. پاسخ صحیح: Reduciendo la deuda mediante pagos regulares.

Amortizar means to reduce or pay off a debt through regular payments.

true false B2

You can amortize a loan by making a single, large payment at the end.

درسته! نه دقیقاً. پاسخ صحیح: نادرست

Amortizing a loan implies making regular payments over time, not a single lump sum payment at the end.

true false B2

The term 'amortizar' is often used in financial contexts.

درسته! نه دقیقاً. پاسخ صحیح: درست

'Amortizar' is primarily a financial term related to debt repayment.

true false B2

When you amortize a debt, the total amount you owe decreases.

درسته! نه دقیقاً. پاسخ صحیح: درست

The purpose of amortizing a debt is to gradually reduce and eventually pay off the principal amount owed.

/ 12 درست

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