商业风险 در ۳۰ ثانیه
- Potential for financial loss or failure in business.
- Covers market, operational, and financial uncertainties.
- Key concept for business planning and investment.
'商业风险' (shāng yè fēng xiǎn) directly translates to 'business risk'. It refers to the potential for a business to experience financial losses or to fail. This can stem from a variety of factors, including market changes, economic downturns, competition, operational issues, or even unexpected events like natural disasters.
In simpler terms, it's the possibility that a company won't make as much money as it hopes, or might even lose money. Businesses of all sizes face commercial risks. Small startups might worry about finding customers and covering their initial costs, while large corporations might be concerned about global economic shifts or new technologies disrupting their industry.
When people talk about '商业风险', they are often discussing strategies to minimize these potential losses. This could involve careful planning, market research, diversifying products or services, or investing in insurance. It's a fundamental concept in the world of commerce and finance.
For instance, a restaurant owner might consider the '商业风险' of opening a new branch in a crowded market. They would analyze factors like the cost of rent, the popularity of competing restaurants, and the potential for changes in consumer tastes. Similarly, an investor looking to put money into a company will assess the '商业风险' associated with that particular business and its industry before deciding to invest.
- Key Concept
- The uncertainty or possibility of loss in a business venture.
- Common Scenarios
- Starting a new business, investing in stocks, launching a new product, navigating economic recessions.
Our new product launch faces significant 商业风险 due to intense competition.
To reduce 商业风险, we need to diversify our investments.
- Related Concerns
- Financial loss, market instability, operational failures, strategic missteps.
Understanding '商业风险' is crucial for anyone involved in business, whether as an owner, employee, or investor. It's about being aware of potential pitfalls and preparing for them.
The company is actively managing its 商业风险.
Using '商业风险' (shāng yè fēng xiǎn) correctly in sentences involves placing it in contexts related to business operations, financial planning, investment, and strategic decision-making. It's a noun phrase that describes a potential negative outcome for a commercial entity.
Here are various ways to incorporate '商业风险' into your Chinese sentences, demonstrating its versatility:
- Basic Sentence Structure
- Subject + Verb + 商业风险 (or modifiers of 商业风险).
这家新公司面临很多商业风险。
This new company faces many business risks.
You can also use it with verbs like '评估' (píng gū - to evaluate), '分析' (fēn xī - to analyze), '降低' (jiàng dī - to reduce), '管理' (guǎn lǐ - to manage), or '承担' (chéng dān - to bear/undertake).
- With Verbs of Action
- The management team must carefully evaluate the business risks associated with this expansion.
管理层需要仔细评估这次扩张的商业风险。
The management team needs to carefully evaluate the business risks of this expansion.
Sentences can also describe the *types* of business risks or their *sources*.
- Describing Types of Risk
- Market risk is a significant business risk for technology companies.
市场风险是科技公司一个重要的商业风险。
Market risk is an important business risk for tech companies.
When discussing strategies, you might see phrases like '降低商业风险' (jiàng dī shāng yè fēng xiǎn - to reduce business risk) or '规避商业风险' (guī bì shāng yè fēng xiǎn - to avoid business risk).
- Risk Mitigation
- Diversification is a key strategy to minimize business risks.
多元化是降低商业风险的关键策略。
Diversification is a key strategy to reduce business risks.
You can also use it in more complex sentences discussing economic conditions or the impact of external factors.
- Contextual Usage
- The global economic slowdown has increased the business risks for many international companies.
全球经济放缓增加了许多跨国公司的商业风险。
The global economic slowdown has increased the business risks for many multinational companies.
Remember to match the verb and surrounding words to the specific aspect of business risk you wish to convey.
'商业风险' (shāng yè fēng xiǎn) is a term you'll frequently encounter in professional and economic contexts. It's not typically used in casual, everyday conversation among friends unless the topic directly turns to business or finance.
Here are the primary places where '商业风险' is commonly heard and used:
- Business News and Media
- Financial news channels, business magazines, and online economic publications often discuss the '商业风险' faced by companies, industries, or national economies. You'll hear analysts and reporters using this term when reporting on market trends, company performance, or economic forecasts.
今天的财经报道重点关注了科技行业的商业风险。
Today's financial report focused on the business risks in the tech industry.
- Corporate Boardrooms and Meetings
- Executives, managers, and strategists regularly discuss '商业风险' when making decisions about investments, new projects, mergers, acquisitions, and operational changes. Risk assessment is a core part of strategic planning.
在董事会会议上，我们讨论了新市场进入的商业风险。
At the board meeting, we discussed the business risks of entering the new market.
- University Business and Finance Courses
- Students in business administration, economics, finance, and entrepreneurship programs will learn about and use '商业风险' extensively in lectures, case studies, and discussions.
这门课涵盖了各种商业风险的类型和管理方法。
This course covers various types of business risks and their management methods.
- Investment and Financial Advice
- Financial advisors and investment professionals use this term when explaining potential downsides to clients considering investments. They might talk about the '商业风险' associated with specific stocks, bonds, or investment funds.
在投资前，了解目标公司的商业风险非常重要。
It is very important to understand the business risks of the target company before investing.
- Government and Policy Discussions
- When governments discuss economic policies, regulations, or trade agreements, they often consider the potential impact on '商业风险' for domestic and international businesses.
新法规的实施可能会增加一些行业的商业风险。
The implementation of new regulations may increase the business risks for some industries.
When learning '商业风险' (shāng yè fēng xiǎn), English speakers might make a few common errors, often related to oversimplification, misapplication in context, or confusion with similar terms. Understanding these pitfalls can help you use the phrase more accurately.
- Mistake 1: Treating it as a personal risk
- Mistake: Using '商业风险' to describe personal dangers or inconveniences. For example, saying '我今天过马路有商业风险' (I have business risk crossing the road today).
- Correct Usage: '商业风险' specifically pertains to the potential for financial loss or failure in a commercial or business context. Personal risks are described differently, for example, '危险' (wēi xiǎn - danger).
Incorrect: 爬山有商业风险。
Incorrect: Climbing mountains has business risk.
- Mistake 2: Confusing it with general 'risk'
- Mistake: Using '商业风险' when a more general term for risk is appropriate. For instance, using it for everyday risks like a slippery floor in a supermarket, unless it's framed as an operational risk for the supermarket itself.
- Correct Usage: The word '风险' (fēng xiǎn) alone is a general term for risk. '商业风险' is specific to the business world. If you are talking about the risk of a storm, you would just say '风险' or '天气风险' (tiān qì fēng xiǎn - weather risk), not '商业风险'.
Correct: 这项投资有很大的商业风险。
Correct: This investment has significant business risk.
- Mistake 3: Overusing or underusing modifiers
- Mistake: Failing to specify the type of business risk or using vague language. For example, simply saying '有商业风险' (yǒu shāng yè fēng xiǎn - there is business risk) without context.
- Correct Usage: It's often better to be more specific. For instance, '市场商业风险' (shì chǎng shāng yè fēng xiǎn - market business risk), '运营商业风险' (yùn yíng shāng yè fēng xiǎn - operational business risk), or '财务商业风险' (cái wù shāng yè fēng xiǎn - financial business risk). Alternatively, you can use verbs like '评估' (píng gū - evaluate) or '管理' (guǎn lǐ - manage) to give more action to the phrase.
Better: 我们需要评估新产品上市的市场商业风险。
Better: We need to evaluate the market business risks of launching the new product.
- Mistake 4: Literal translation from English
- Mistake: Directly translating English idioms or phrases that involve 'risk' without considering the Chinese nuance. While 'business risk' is a direct translation, other English expressions might not map perfectly.
- Correct Usage: Always try to understand the meaning and context in Chinese. '商业风险' is a standard term, so direct translation works well here, but be cautious with other risk-related phrases.
While '商业风险' (shāng yè fēng xiǎn) is a precise term for business risk, understanding related vocabulary can enrich your comprehension and expression. Here's a comparison with similar words and alternatives:
- 1. 风险 (fēng xiǎn)
- Meaning: Risk (general term)
- Comparison: This is the broadest term for risk. '商业风险' is a specific type of '风险'. You can use '风险' in any context where there's uncertainty or potential for loss, while '商业风险' is limited to the business domain.
- Example: There is a risk of rain today. (今天有下雨的风险。) vs. The company faces significant business risks. (这家公司面临重大的商业风险。)
- 2. 危险 (wēi xiǎn)
- Meaning: Danger, hazardous
- Comparison: '危险' usually refers to a direct threat to safety or well-being, often physical. While business risks can lead to financial ruin, they are not typically described as 'dangerous' in a physical sense. '商业风险' is about potential loss, '危险' is about immediate threat.
- Example: Working with electricity is dangerous. (接触电力是危险的。) vs. Investing in a startup has high business risks. (投资初创公司有很高的商业风险。)
- 3. 挑战 (tiǎo zhàn)
- Meaning: Challenge
- Comparison: A 'challenge' is something difficult to overcome but not necessarily negative. Risks are potential negative outcomes. A business might face challenges (e.g., a difficult market) which, if not managed, can lead to business risks.
- Example: Entering a new market is a challenge. (进入新市场是一个挑战。) vs. Entering a new market carries significant business risks. (进入新市场会带来重大的商业风险。)
- 4. 隐患 (yǐn huàn)
- Meaning: Hidden danger, potential trouble
- Comparison: '隐患' often refers to a latent issue that could cause problems. It's similar to risk but emphasizes the hidden or underlying nature. Business risks can arise from '隐患'.
- Example: There are hidden dangers in the old building. (旧建筑存在隐患。) vs. The company has identified several potential business risks. (公司已经识别出一些潜在的商业风险。)
- 5. 经济风险 (jīng jì fēng xiǎn)
- Meaning: Economic risk
- Comparison: This is a subcategory of '商业风险'. '经济风险' specifically refers to risks arising from economic factors like inflation, recession, currency fluctuations, etc. All '经济风险' are '商业风险', but not all '商业风险' are purely '经济风险' (e.g., operational risks).
- Example: The country's economic risks are increasing. (该国的经济风险正在增加。) vs. The company is diversifying to mitigate its overall business risks. (公司正在多元化经营以减轻其整体商业风险。)
- 6. 经营风险 (jīng yíng fēng xiǎn)
- Meaning: Operational risk
- Comparison: Another specific type of '商业风险'. '经营风险' refers to risks related to the day-to-day operations of a business, such as supply chain disruptions, equipment failure, or management errors.
- Example: Supply chain issues pose a significant operational risk. (供应链问题构成重大的经营风险。) vs. The company's overall business risk assessment includes operational and market factors. (该公司的整体商业风险评估包括经营和市场因素。)
چقدر رسمی است؟
نکته جالب
The character '风' (fēng) in '风险' originally meant 'wind', often associated with unpredictable and changeable forces. '险' (xiǎn) means 'danger' or 'hazard'. Together, they evoke the idea of something unpredictable and dangerous, much like a storm at sea, which aligns with the concept of risk in various domains, including business.
راهنمای تلفظ
- Pronouncing 'business' with a long 'ee' sound.
- Not clearly articulating the 'k' sound at the end of 'risk'.
- Confusing the 's' sound in 'business' with a 'z' sound.
سطح دشواری
Understandable in context for A2 learners, but full comprehension requires B1+ vocabulary and sentence structures.
Can be used in simple sentences at A2, but more complex and nuanced usage requires B1+ proficiency.
Recognizable at A2, but accurate and natural use in conversation is more typical of B1+ speakers.
Can be recognized in context at A2, but full understanding in rapid speech or complex discussions requires B1+.
بعداً چه یاد بگیریم؟
پیشنیازها
بعداً یاد بگیرید
پیشرفته
گرامر لازم
Using measure words for abstract nouns like '风险'. While '风险' is often uncountable, it can sometimes be preceded by measure words like '个' (gè) when referring to specific types or instances of risk.
公司面临着许多商业风险。(The company faces many business risks.) vs. 这是一个重大的商业风险。(This is a significant business risk.)
The use of '的' (de) to connect adjectives or noun phrases to '商业风险'.
潜在的商业风险 (potential business risk), 市场的商业风险 (market's business risk).
Verbs commonly used with '商业风险' like '评估' (píng gū), '管理' (guǎn lǐ), '降低' (jiàng dī), '承担' (chéng dān), '面临' (miàn lín).
我们应该评估商业风险。(We should assess business risk.)
Using conjunctions to express cause and effect related to business risk.
因为经济不好，所以商业风险增加了。(Because the economy is bad, business risks have increased.)
Forming questions about business risk.
这家公司面临哪些商业风险？(What business risks does this company face?)
مثالها بر اساس سطح
这家小店面临很大的商业风险。
This small shop faces great business risk.
面临 (miàn lín) - to face (a challenge, situation, etc.)
新的竞争对手带来了商业风险。
New competitors bring business risk.
竞争对手 (jìng zhēng duì shǒu) - competitor
我们必须考虑这个项目的商业风险。
We must consider the business risk of this project.
项目 (xiàng mù) - project
投资这个行业有很高的商业风险。
Investing in this industry has high business risk.
投资 (tóu zī) - to invest; 行业 (háng yè) - industry
如何降低商业风险？
How to reduce business risk?
降低 (jiàng dī) - to reduce, lower
经济不好，商业风险增加了。
The economy is not good, business risks have increased.
经济 (jīng jì) - economy
他们正在评估商业风险。
They are evaluating business risks.
评估 (píng gū) - to evaluate, assess
这是一种常见的商业风险。
This is a common type of business risk.
常见 (cháng jiàn) - common
公司需要制定策略来管理其固有的商业风险。
The company needs to develop strategies to manage its inherent business risks.
制定 (zhì dìng) - to formulate, draw up; 固有的 (gù yǒu de) - inherent
全球化使得企业面临的商业风险更加复杂。
Globalization makes the business risks faced by enterprises more complex.
全球化 (quán qiú huà) - globalization; 企业 (qǐ yè) - enterprise
技术革新是许多行业面临的主要商业风险之一。
Technological innovation is one of the main business risks faced by many industries.
技术革新 (jì shù gé xīn) - technological innovation
投资者在做出决定前会仔细分析商业风险。
Investors carefully analyze business risks before making decisions.
投资者 (tóu zī zhě) - investor; 决定 (jué dìng) - decision
政府的政策变化可能对小企业造成显著的商业风险。
Changes in government policy can pose significant business risks to small businesses.
政策 (zhèng cè) - policy; 显著的 (xiǎn zhù de) - significant
通过多元化经营，公司可以有效分散商业风险。
Through diversified operations, companies can effectively spread business risks.
多元化经营 (duō yuán huà jīng yíng) - diversified operations; 分散 (fēn sàn) - to disperse, spread out
我们必须警惕那些看似微小但可能演变成重大商业风险的因素。
We must be vigilant against factors that seem minor but could develop into major business risks.
警惕 (jǐng tì) - to be vigilant; 演变成 (yǎn biàn chéng) - to evolve into
了解并量化商业风险是风险管理的第一步。
Understanding and quantifying business risks is the first step in risk management.
量化 (liàng huà) - to quantify; 风险管理 (fēng xiǎn guǎn lǐ) - risk management
尽管有周密的计划，但任何商业活动都无法完全规避其潜在的商业风险。
Despite meticulous planning, no commercial activity can completely avoid its potential business risks.
周密 (zhōu mì) - meticulous; 规避 (guī bì) - to avoid, circumvent
地缘政治的不确定性是当前跨国企业面临的最严峻的商业风险之一。
Geopolitical uncertainty is one of the most severe business risks currently faced by multinational corporations.
地缘政治 (dì yuán zhèng zhì) - geopolitical; 不确定性 (bù què dìng xìng) - uncertainty; 严峻 (yán jùn) - severe, grim
企业文化中的某些方面，如果管理不当，可能会转化为重大的运营商业风险。
Certain aspects of corporate culture, if poorly managed, can transform into significant operational business risks.
企业文化 (qǐ yè wén huà) - corporate culture; 运营 (yùn yíng) - operations
投资者应根据自身的风险承受能力，审慎评估各项商业风险。
Investors should prudently assess various business risks according to their own risk tolerance.
风险承受能力 (fēng xiǎn chéng shòu néng lì) - risk tolerance; 审慎 (shěn shèn) - prudent
新兴市场的监管环境变化莫测，给投资者带来了额外的商业风险。
The unpredictable regulatory environment in emerging markets brings additional business risks to investors.
新兴市场 (xīn xīng shì chǎng) - emerging market; 监管环境 (jiān guǎn huán jìng) - regulatory environment; 莫测 (mò cè) - unpredictable
成功的企业不仅要抓住机遇，更要懂得如何有效地识别和应对商业风险。
Successful enterprises not only seize opportunities but also know how to effectively identify and respond to business risks.
抓住机遇 (zhuā zhù jī yù) - seize opportunities; 应对 (yìng duì) - to respond to, deal with
对供应链进行压力测试是评估其韧性并预见潜在商业风险的重要手段。
Stress testing the supply chain is an important means of assessing its resilience and foreseeing potential business risks.
供应链 (gōng yìng liàn) - supply chain; 韧性 (rèn xìng) - resilience; 预见 (yù jiàn) - to foresee
一个完善的商业风险管理体系能够帮助企业在不确定性中保持竞争优势。
A robust business risk management system can help enterprises maintain a competitive advantage amidst uncertainty.
完善的 (wán shàn de) - perfect, complete; 竞争优势 (jìng zhēng yōu shì) - competitive advantage
企业在进行战略转型时，必须对转型过程中可能出现的各种协同效应和潜在商业风险进行充分的预估。
When undergoing strategic transformation, enterprises must fully estimate the various synergistic effects and potential business risks that may arise during the transformation process.
战略转型 (zhàn lüè zhuǎn xíng) - strategic transformation; 协同效应 (xié tóng xiào yìng) - synergistic effect; 预估 (yù gū) - to estimate in advance
数字化转型带来的效率提升往往伴随着新的数据安全和隐私泄露等商业风险，需要企业投入巨资进行防护。
The efficiency improvements brought by digital transformation are often accompanied by new business risks such as data security and privacy breaches, requiring enterprises to invest heavily in protection.
数字化转型 (shù zì huà zhuǎn xíng) - digital transformation; 隐私泄露 (yǐn sī xiè lòu) - privacy breach; 防护 (fáng hù) - to protect, defend
鉴于当前国际贸易环境的复杂性和多变性，企业需要构建具有弹性的全球供应链以应对潜在的政治和经济商业风险。
Given the complexity and volatility of the current international trade environment, enterprises need to build resilient global supply chains to cope with potential political and economic business risks.
鉴于 (jiàn yú) - in view of; 具有弹性 (jù yǒu tán xìng) - having elasticity, resilient; 多变性 (duō biàn xìng) - volatility, variability
一家公司在评估其并购目标时，不仅要考量协同效应，更要深入剖析潜在的文化冲突和整合商业风险。
When assessing its M&A targets, a company must not only consider synergistic effects but also deeply analyze potential cultural conflicts and integration business risks.
并购 (bìng gòu) - merger and acquisition; 剖析 (pōu xī) - to analyze deeply
ESG（环境、社会和公司治理）因素日益成为评估企业长期可持续性和识别新兴商业风险的关键指标。
ESG (Environmental, Social, and Governance) factors are increasingly becoming key indicators for assessing a company's long-term sustainability and identifying emerging business risks.
可持续性 (kě chí xù xìng) - sustainability; 指标 (zhǐ biāo) - indicator
在快速变化的消费品市场中，品牌忠诚度的侵蚀和消费者偏好的转变构成了企业必须审慎应对的重大商业风险。
In the rapidly changing consumer goods market, the erosion of brand loyalty and shifts in consumer preferences constitute significant business risks that companies must prudently address.
品牌忠诚度 (pǐn pái zhōng chéng dù) - brand loyalty; 侵蚀 (qīn shí) - erosion
企业需要建立前瞻性的风险预警机制，以在商业风险显现之前就能进行有效的干预。
Enterprises need to establish forward-looking risk early warning mechanisms to enable effective intervention before business risks manifest.
前瞻性的 (qián zhān xìng de) - forward-looking; 预警机制 (yù jǐng jī zhì) - early warning mechanism; 干预 (gān yù) - intervention
对于初创企业而言，资金链断裂是最为致命的商业风险之一，需要创业者时刻保持警惕。
For startups, the rupture of the cash flow is one of the most fatal business risks, requiring entrepreneurs to remain vigilant at all times.
资金链断裂 (zī jīn liàn duàn liè) - cash flow rupture; 致命的 (zhì mìng de) - fatal, deadly
在后疫情时代，全球供应链的重构和地缘政治格局的演变，共同催生了前所未有的商业风险，要求企业采取更加灵活和多元化的风险对冲策略。
In the post-epidemic era, the restructuring of global supply chains and the evolution of geopolitical landscapes have jointly given rise to unprecedented business risks, requiring enterprises to adopt more flexible and diversified risk hedging strategies.
后疫情时代 (hòu yì qíng shí dài) - post-epidemic era; 重构 (chóng gòu) - restructuring; 催生 (cuī shēng) - to give rise to; 对冲 (duì chōng) - hedging
企业在追求技术创新和市场扩张的同时，必须审慎评估其可能引发的知识产权纠纷、合规性挑战以及由此产生的系统性商业风险。
While pursuing technological innovation and market expansion, enterprises must prudently assess potential intellectual property disputes, compliance challenges, and the resulting systemic business risks.
知识产权 (zhī shì chǎn quán) - intellectual property; 合规性 (hé guī xìng) - compliance; 系统性 (xì tǒng xìng) - systemic
金融科技的颠覆性发展，在为传统金融机构带来机遇的同时，也伴随着数据安全、算法偏见和监管套利等一系列新的、复杂的商业风险。
The disruptive development of financial technology, while bringing opportunities to traditional financial institutions, is also accompanied by a series of new and complex business risks such as data security, algorithmic bias, and regulatory arbitrage.
金融科技 (jīn róng kē jì) - fintech; 颠覆性 (diān fù xìng) - disruptive; 算法偏见 (suàn fǎ piān jiàn) - algorithmic bias; 监管套利 (jiān guǎn tào lì) - regulatory arbitrage
面对日益严峻的气候变化挑战，企业需要将气候相关的商业风险（如物理风险和转型风险）纳入其战略规划和风险管理框架。
In the face of increasingly severe climate change challenges, enterprises need to incorporate climate-related business risks (such as physical risks and transition risks) into their strategic planning and risk management frameworks.
气候变化 (qì hòu biàn huà) - climate change; 物理风险 (wù lǐ fēng xiǎn) - physical risk; 转型风险 (zhuǎn xíng fēng xiǎn) - transition risk
新兴市场的政治稳定性及其对营商环境的影响，是跨国投资者在评估长期投资回报时必须审慎权衡的核心商业风险之一。
The political stability of emerging markets and its impact on the business environment are among the core business risks that multinational investors must prudently weigh when assessing long-term investment returns.
政治稳定性 (zhèng zhì wěn dìng xìng) - political stability; 营商环境 (yíng shāng huán jìng) - business environment; 权衡 (quán héng) - to weigh, balance
企业在进行全球化布局时，必须对不同司法管辖区的法律法规差异、文化隔阂以及潜在的运营中断等复杂商业风险进行全面梳理。
When undertaking global expansion, enterprises must comprehensively sort out complex business risks such as differences in laws and regulations across different jurisdictions, cultural barriers, and potential operational disruptions.
司法管辖区 (sī fǎ guǎn xiá qū) - jurisdiction; 法律法规 (fǎ lǜ fǎ guī) - laws and regulations; 梳理 (shū lǐ) - to sort out, comb through
网络攻击的日益复杂化和潜在的破坏力，使得网络安全成为企业必须高度重视并投入巨资应对的关键商业风险。
The increasing sophistication and potential destructiveness of cyberattacks make cybersecurity a key business risk that enterprises must highly prioritize and invest heavily in addressing.
网络攻击 (wǎng luò gōng jī) - cyberattack; 破坏力 (pò huài lì) - destructive power
企业社会责任（CSR）的履行情况，已成为影响消费者偏好、投资者信心乃至企业长期声誉的关键要素，其缺失可能转化为显著的声誉商业风险。
The fulfillment of Corporate Social Responsibility (CSR) has become a key factor influencing consumer preferences, investor confidence, and even a company's long-term reputation; its absence can translate into significant reputational business risks.
企业社会责任 (qǐ yè shè huì zé rèn) - Corporate Social Responsibility; 声誉 (shēng yù) - reputation
ترکیبهای رایج
عبارات رایج
— To face business risks.
这家新公司面临着巨大的商业风险。
— To have business risks; business risks exist.
任何投资都存在一定的商业风险。
— To identify business risks.
我们需要提前识别潜在的商业风险。
— To deal with or respond to business risks.
公司需要制定计划来应对商业风险。
— To control business risks.
通过内部审计可以更好地控制商业风险。
— Business risk is relatively high.
这个项目商业风险较高，需要谨慎。
— Business risk is relatively low.
与股票相比，债券的商业风险较低。
— Business risk exposure.
我们需要计算公司在特定市场的商业风险敞口。
اغلب اشتباه گرفته میشود با
'风险' is a general term for risk, while '商业风险' is specific to business contexts. Using '商业风险' when a general risk is meant can be imprecise.
'危险' implies a direct threat to safety or well-being, often physical. '商业风险' refers to potential financial or operational losses, not usually direct physical danger.
A challenge is a difficult task, while a risk is a potential negative outcome. Challenges can lead to risks if not managed properly.
بهراحتی اشتباه گرفته میشود
Both relate to uncertainty and potential negative outcomes.
'风险' is a broad term encompassing any uncertainty or potential for loss. '商业风险' is a subset of '风险' specifically referring to the uncertainties and potential losses inherent in business operations, investments, or commercial activities.
The risk of rain is high. (下雨的<strong>风险</strong>很高。) - General risk. The company faces significant business risks. (公司面临重大的<strong>商业风险</strong>。) - Specific to business.
Both imply something undesirable or negative.
'危险' usually refers to immediate threats to safety, health, or physical well-being. '商业风险' pertains to the potential for financial loss, failure, or negative impact on a business's profitability or continuity. A burning building is '危险', while a competitor's new product launch might introduce '商业风险'.
Walking in the dark is dangerous. (在黑暗中行走很<strong>危险</strong>。) vs. Launching a new product without market research carries business risk. (未经市场调研推出新产品带有<strong>商业风险</strong>。)
Both can be associated with difficult situations in business.
A '挑战' (challenge) is a difficult task or situation that requires effort to overcome, but it doesn't inherently imply a negative outcome; it can lead to growth. '商业风险' is specifically about the possibility of a negative outcome, such as financial loss or failure. A difficult market can be a 'challenge', and if not managed well, it becomes a 'business risk'.
Learning Chinese is a challenge. (学习中文是一个<strong>挑战</strong>。) vs. Entering a saturated market presents significant business risks. (进入饱和市场会带来重大的<strong>商业风险</strong>。)
In business, risks and opportunities are often discussed together.
'机会' (opportunity) represents a favorable circumstance or prospect for success or advancement. '商业风险' represents the possibility of failure or loss. Businesses often need to weigh the potential rewards of an opportunity against the associated business risks.
This new market is a great opportunity. (这个新市场是个绝佳的<strong>机会</strong>。) vs. However, entering this market also involves significant business risks. (然而，进入这个市场也伴随着重大的<strong>商业风险</strong>。)
Both refer to potential problems.
'隐患' (hidden danger/potential trouble) often refers to an underlying issue or a latent problem that could cause harm or loss. '商业风险' is a broader term that includes both identified and unidentified potential negative outcomes in a business context. '隐患' can be a source of '商业风险'.
The old wiring is a fire hazard. (旧电线存在火灾<strong>隐患</strong>。) vs. The company is assessing its operational business risks, including potential equipment failures. (公司正在评估其经营<strong>商业风险</strong>，包括潜在的设备故障。)
الگوهای جملهسازی
Subject + Verb + 商业风险。
这家公司有<strong>商业风险</strong>。
Verb + 商业风险。
需要评估<strong>商业风险</strong>。
Modifier + 商业风险。
面临重大的<strong>商业风险</strong>。
Noun + 的 + 商业风险。
科技行业的<strong>商业风险</strong>。
Subject + Verb + Object + (关于) 商业风险。
我们讨论了<strong>关于</strong>这次投资的<strong>商业风险</strong>。
Verb + 商业风险 + 的 + Noun。
制定<strong>商业风险</strong>的对策。
Complex sentence structure using '如果...那么...' or similar causal links.
如果市场继续波动，那么<strong>商业风险</strong>将会显著增加。
Using passive voice or abstract subjects with 商业风险.
<strong>商业风险</strong>的识别是企业管理的关键。
خانواده کلمه
اسمها
فعلها
صفتها
مرتبط
نحوه استفاده
High in business and economic contexts.
-
Using '商业风险' for personal danger.
→
Using '危险' (wēi xiǎn) for personal danger and '商业风险' for business-related potential losses.
It's crucial to distinguish between personal safety threats ('危险') and the potential financial or operational downsides in a commercial setting ('商业风险'). For example, crossing a busy street is '危险', but a company's failure to adapt to market changes is a '商业风险'.
-
Confusing '风险' and '商业风险'.
→
Using '风险' for general uncertainty and '商业风险' for business-specific uncertainty.
'风险' is a broad term. '商业风险' is a specific type of risk within the business domain. If you're talking about the general possibility of something going wrong, use '风险'. If it's specifically about a business losing money or failing, use '商业风险'.
-
Using '商业风险' in casual conversation about non-business topics.
→
Reserve '商业风险' for discussions directly related to business, finance, or economics.
This term has a professional connotation. Using it inappropriately in casual chat can sound out of place or overly serious. For instance, discussing the risk of rain doesn't require '商业风险'.
-
Not specifying the type of business risk.
→
When appropriate, use more specific terms like '市场风险' (market risk) or '经营风险' (operational risk) for clarity.
While '商业风险' is a good umbrella term, specifying the type of risk (e.g., market, operational, financial, strategic) provides more detail and allows for more targeted discussion and mitigation strategies.
-
Literal translation of English idioms involving 'risk'.
→
Understand the meaning and context in Chinese, rather than translating English idioms word-for-word.
While 'business risk' translates directly well, other English phrases involving 'risk' might not have direct equivalents or might be expressed differently in Chinese. Always aim for natural Chinese phrasing that conveys the intended meaning within the business context.
نکات
Connect to Related Terms
When you learn '商业风险', also learn related terms like '风险管理' (risk management), '评估' (assess), and specific types of risks like '市场风险' (market risk) and '经营风险' (operational risk). This builds a richer understanding.
Practice the Tones
Pay close attention to the tones of '商' (shāng - 1st tone), '业' (yè - 4th tone), '风' (fēng - 1st tone), and '险' (xiǎn - 3rd tone). Correct pronunciation is crucial for clear communication in business contexts.
Create Visuals
Associate '商业风险' with an image, like a ship navigating a storm, or a shop with a 'danger' sign. Visual mnemonics can greatly aid memory retention.
Common Verb Pairings
Learn the verbs that frequently pair with '商业风险', such as '评估' (assess), '管理' (manage), '降低' (reduce), and '面临' (face). This will help you construct natural-sounding sentences.
Read Business News
Expose yourself to Chinese business news articles or financial reports. You'll see '商业风险' used frequently and in various contexts, helping you grasp its practical application.
Discuss Scenarios
Engage in role-playing or discussions about business scenarios. For example, discuss the potential '商业风险' of opening a new restaurant or investing in a startup.
Write Short Paragraphs
Write short paragraphs explaining a business concept using '商业风险'. For instance, describe how a company might try to reduce its '商业风险'.
Understand Business Culture
Learn about Chinese business culture. Understanding the approach to risk-taking and planning in China can provide deeper context for the usage of '商业风险'.
Differentiate Subtypes
As you advance, learn to distinguish between different types of business risks like '市场风险' (market risk), '经营风险' (operational risk), and '财务风险' (financial risk) for more precise communication.
حفظ کنید
روش یادسپاری
Imagine a '商' (shāng) character that looks like a small shop. Inside the shop, there's a '风' (fēng) gust of wind blowing things around, and a '险' (xiǎn) sign warning of danger. This 'business' (shop) has 'risk' (wind and danger).
تداعی تصویری
Picture a stormy sea with a small ship labeled 'Business'. The waves are high and threatening, representing 'Risk'. The ship is trying to navigate through the storm, symbolizing the management of business risk.
شبکه واژگان
چالش
Try to explain to a friend what '商业风险' means using only simple words, and then give them an example of a business that might face it.
ریشه کلمه
The term '商业风险' is a direct compound of '商业' (shāng yè), meaning 'commerce' or 'business', and '风险' (fēng xiǎn), meaning 'risk'. The term is a modern coinage reflecting economic and business terminology.
معنای اصلی: Commerce risk.
Sino-Tibetanبافت فرهنگی
The term '商业风险' is neutral and purely economic/business-related. There are no inherent sensitivities associated with its usage in a professional context.
In English-speaking business contexts, 'business risk' is a standard term used similarly to its Chinese counterpart, often discussed in terms of financial, operational, and strategic management.
تمرین در زندگی واقعی
موقعیتهای واقعی
Discussing the launch of a new product.
- 新产品有很大的商业风险。
- 我们需要评估新产品的商业风险。
- 如何降低新产品的商业风险？
Analyzing a company's financial report.
- 报表中提到了公司的商业风险。
- 投资者关注公司的商业风险。
- 这些商业风险会影响利润。
Considering an investment opportunity.
- 这个投资的商业风险很高。
- 我能承受这个商业风险吗？
- 分析商业风险是投资的第一步。
Talking about economic conditions.
- 经济不好，商业风险增加了。
- 全球经济变化带来新的商业风险。
- 我们要为各种商业风险做好准备。
Planning for business expansion.
- 扩张会带来商业风险。
- 我们需要管理扩张的商业风险。
- 评估扩张的商业风险。
شروعکنندههای مکالمه
"What kind of business risks do you think are most common nowadays?"
"If you were to start a business, what would be your biggest concern regarding business risk?"
"How do companies typically try to reduce their business risks?"
"Can you give an example of a situation where a company faced significant business risk?"
"Do you think economic uncertainty increases business risks for everyone?"
موضوعات نگارش
Write about a time you or someone you know faced a business-related challenge that involved potential loss. How was it handled?
Imagine you are a business consultant. What advice would you give to a small business owner about managing their commercial risks?
Reflect on a news story about a company that experienced financial difficulties. What were the likely business risks involved?
Consider a product or service you use daily. What potential business risks might the company behind it be facing?
If you had to explain 'business risk' to someone who has never heard of it, how would you do it in simple terms?
سوالات متداول
10 سوال'风险' (fēng xiǎn) is a general term for risk, meaning any uncertainty or possibility of loss. '商业风险' (shāng yè fēng xiǎn) is a specific type of risk that pertains only to business and commercial activities. For example, the risk of rain is a general risk, while the risk of a competitor launching a new product is a business risk.
Certainly. A common business risk is market risk, which is the possibility that changes in the market (like a sudden drop in demand for your product) will negatively affect your company's profits. Another example is operational risk, such as a key piece of machinery breaking down, halting production.
Companies manage business risks through various strategies. This can include risk assessment (identifying potential risks), risk mitigation (taking steps to reduce the likelihood or impact of risks, like diversification or insurance), risk transfer (like buying insurance), and risk acceptance (deciding to bear certain risks). Effective risk management is crucial for long-term business success.
While financial loss is a primary concern, '商业风险' also encompasses other negative impacts such as damage to a company's reputation, operational disruptions, legal liabilities, and even the complete failure of the business. It's a broad term covering various potential adverse outcomes.
You would use '商业风险' when the context is specifically about a business, company, investment, or commercial activity. If you are talking about the risk of an accident on the road, you would use the general term '风险'. But if you are discussing the potential for a new business venture to fail, then '商业风险' is the appropriate term.
Yes, there are many types. Common ones include market risk (changes in market conditions), operational risk (failures in day-to-day operations), financial risk (related to debt or cash flow), strategic risk (flaws in business strategy), and compliance risk (failing to follow laws and regulations).
Try writing sentences about hypothetical businesses or real-world companies you know. Discuss potential risks in a business context with language partners. Read business news in Chinese and identify how '商业风险' is used.
The direct opposite in terms of outcome would be '商业成功' (business success) or '商业利润' (business profit). In terms of potential, '商业机会' (business opportunity) represents a favorable circumstance, whereas '商业风险' represents an unfavorable one.
'商业风险' is generally a neutral to formal term. It's commonly used in professional settings like business meetings, financial reports, and academic discussions. It's not typically used in very casual, everyday conversations unless the topic directly turns to business matters.
'商业风险' is classified as CEFR A2. While the term itself is at A2, understanding its nuances and using it effectively in complex business discussions would require higher proficiency levels (B1 and above).
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نمره کامل!
Summary
Business risk (商业风险) is the potential for a company to experience financial losses or fail due to market changes, operational issues, or economic factors, and understanding it is crucial for successful business strategy.
- Potential for financial loss or failure in business.
- Covers market, operational, and financial uncertainties.
- Key concept for business planning and investment.
Connect to Related Terms
When you learn '商业风险', also learn related terms like '风险管理' (risk management), '评估' (assess), and specific types of risks like '市场风险' (market risk) and '经营风险' (operational risk). This builds a richer understanding.
Context is Key
Remember that '商业风险' is specific to business. Avoid using it for personal dangers or everyday uncertainties. Always ensure the context is related to commercial activities or financial ventures.
Practice the Tones
Pay close attention to the tones of '商' (shāng - 1st tone), '业' (yè - 4th tone), '风' (fēng - 1st tone), and '险' (xiǎn - 3rd tone). Correct pronunciation is crucial for clear communication in business contexts.
Create Visuals
Associate '商业风险' with an image, like a ship navigating a storm, or a shop with a 'danger' sign. Visual mnemonics can greatly aid memory retention.
محتوای مرتبط
این کلمه در زبانهای دیگر
واژههای بیشتر business
本事
A2Skill; ability; capability.
相应地
B1به همان نسبت / بر این اساس. برای نشان دادن اینکه اقدامی متناسب با تغییر قبلی انجام میشود استفاده میشود.
账号
A2شماره حساب یا شناسه کاربری که برای دسترسی به خدمات بانکی یا آنلاین استفاده میشود.
客户经理
A2مدیر حساب که مسئول مدیریت روابط با مشتریان است.
账户
B1A record of financial transactions for an individual or business, usually at a bank; or a user profile for a digital service.
会计
A2حسابدار فردی است که سوابق مالی را مدیریت میکند.
收购
B1خریدن یا تصاحب یک شرکت.
商业活动
A2Business activity.
广告费
A2هزینه تبلیغات. پولی که برای ترویج یک محصول یا خدمات پرداخت میشود.
调整
B1ما باید استراتژی بازاریابی خود را برای سه ماهه آینده تنظیم کنیم.
