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A2 noun #1,500 가장 일반적인 6분 분량

crédit

상위 1,500

연습하기 예시 노트와 팁 crédit 30초 만에

설명 crédit in your Level:

At the A1 level, you only need to know 'crédit' in the context of money and banking. It is a masculine noun. You might hear it when someone talks about buying a car or a house. It's important to know that 'un crédit' is like a loan. You can say 'J'ai un crédit' (I have a loan). You might also see it on your phone when you have 'crédit de communication' (phone credit). It's a simple word for a big idea: getting something now and paying later. Don't worry about the complex meanings yet; just think of it as 'bank money' or 'phone money'.

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At the A2 level, you should be able to use 'crédit' in simple sentences about your life. You can talk about 'acheter à crédit' (buying on credit). You should know that 'faire crédit' means to let someone pay later. For example, 'Le magasin fait crédit'. You also start to see it in school contexts, like 'crédits ECTS'. You should be able to ask a banker, 'Est-ce que je peux avoir un crédit ?' (Can I have a loan?). It's about practical transactions and basic financial vocabulary.

At the B1 level, you understand that 'crédit' also means trust or reputation. You can say 'accorder du crédit à quelqu'un' (to believe/trust someone). You understand the difference between 'un crédit immobilier' (mortgage) and 'un crédit à la consommation' (personal loan). You can follow a conversation about university credits and how many you need to graduate. You are becoming aware that 'crédit' isn't just about money, but also about how much people believe in what you say or do.

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At the B2 level, you can use 'crédit' in more abstract ways. You might discuss 'le crédit d'un homme politique' (a politician's credibility). You understand phrases like 'porter au crédit de quelqu'un' (to credit someone with something). You can read articles about the 'crise du crédit' (credit crunch) and understand the economic implications. Your vocabulary includes collocations like 'crédit d'impôt' (tax credit) and 'lettre de crédit'. You can argue for or against buying things on credit using nuanced language.

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At the C1 level, you master the subtle nuances of 'crédit'. You use it to describe complex social dynamics, such as 'jouir d'un grand crédit' (to enjoy great influence). You understand technical accounting terms where 'crédit' is the opposite of 'débit'. You can appreciate literary uses where 'crédit' refers to the fleeting nature of fame or trust. You are comfortable using the word in professional financial analysis or academic discussions about the ECTS system's history and function in Europe.

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At the C2 level, 'crédit' is a tool for precise expression. You can use it in philosophical contexts regarding the 'crédit' we give to our senses or to historical documents. You understand the etymological roots (from Latin 'credere' - to believe) and how this informs every modern usage. You can navigate the most complex legal and financial documents involving 'crédit-bail' (leasing) or 'ouverture de crédit'. You use the word with total flexibility, moving between finance, social prestige, and academic structure without hesitation.

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연습하기 예시 노트와 팁

crédit 30초 만에

Crédit refers to financial loans or the ability to buy now and pay later, essential for banking and commerce.
It also signifies trust, reputation, and influence in social or professional contexts, meaning 'credibility'.
In education, it represents ECTS units or points earned by students toward a degree or qualification.
Commonly used in phrases like 'acheter à crédit' (buy on credit) or 'faire crédit' (to trust/allow later payment).

The French word crédit is a versatile masculine noun that primarily refers to the trust or reputation one holds, specifically in financial and social contexts. At its core, it represents the ability to obtain goods or services before payment, based on the trust that payment will be made in the future. In a banking context, it is the 'loan' or 'financing' provided by an institution.

Financial Definition: An arrangement to receive cash, goods, or services now and pay for them in the future. In France, taking a 'crédit immobilier' is the standard way to purchase a home.

La banque m'a accordé un crédit pour acheter ma nouvelle voiture.

Beyond finance, 'crédit' signifies the influence or esteem a person enjoys. If someone has 'du crédit' in a group, their word is trusted and their influence is significant.

Ce cours de français vaut cinq crédits ECTS.

Social Influence: The degree of confidence or authority someone possesses. To 'perdre son crédit' means to lose one's reputation or the trust of others.

Après ce scandale, il a perdu tout son crédit auprès du public.

J'aime lire les crédits à la fin du film pour voir les noms des acteurs.

Accounting Terminology: In accounting, 'crédit' is the right-hand column of an account, representing an entry that records a decrease in assets or an increase in liabilities.

Veuillez porter cette somme au crédit de mon compte.

Understanding 'crédit' requires recognizing whether the context is financial (money), academic (points), or moral (reputation).

Using crédit correctly involves mastering several common verbal constructions and prepositions. The most common use is with the verb 'faire' (to give credit) or 'prendre' (to take out a loan).

Financial Transactions: When buying something, you can say 'acheter à crédit' (to buy on credit). This implies paying in installments or later.

Nous avons acheté notre canapé à crédit.

Le boulanger me fait crédit quand j'oublie mon portefeuille.

Academic Context: When discussing university progress, use 'valider des crédits' (to earn/validate credits).

Elle doit encore valider trente crédits pour obtenir sa licence.

J'ai contracté un crédit de dix mille euros.

Reputation and Trust: To give someone 'crédit' for an idea is 'accorder du crédit à une idée'. This is formal and common in professional settings.

N'accordez aucun crédit à ces rumeurs sans fondement.

In summary, use it as a noun for loans, points, or trust, and pay attention to the verbs 'faire', 'accorder', and 'contracter'.

You will encounter crédit in various everyday French environments. In a bank ('la banque'), it is the central topic of conversation. Bankers will discuss 'taux d'intérêt' (interest rates) and 'capacité d'emprunt' (borrowing capacity) alongside 'crédit'.

At the Bank: The phrase 'faire une demande de crédit' is essential for anyone looking to finance a project.

Le conseiller bancaire examine ma demande de crédit.

In shops, you might see signs that say 'Pas de crédit' or 'La maison ne fait pas crédit', which means you cannot pay later.

Les agences de notation ont maintenu le crédit de l'État.

At a university, the 'bureau des examens' will discuss your 'crédits accumulés'.

In Cinema: While 'générique' is the technical term for credits, 'crédits' is increasingly used due to English influence.

Attends, je veux voir qui a fait la musique dans les crédits.

Son crédit politique est au plus bas après cette défaite.

Phone Services: If you have a prepaid phone, you talk about 'crédit de communication'.

Je n'ai plus de crédit sur mon portable, je dois recharger.

From the bank to the cinema to the phone shop, 'crédit' is everywhere.

One of the biggest pitfalls for English speakers is the difference between 'credit' (financial/trust) and 'praise' or 'recognition'. While in English you might 'give someone credit' for an achievement, in French, 'donner du crédit' usually means to believe or trust someone's words, not necessarily to praise them.

Credit vs. Recognition: To give credit for a job well done, use 'attribuer le mérite' or 'féliciter'.

Il faut lui attribuer le mérite (not crédit) de cette réussite.

J'ai un crédit à la consommation.

Grammar: Countable vs. Uncountable: In the sense of trust, 'crédit' is usually singular. In the sense of academic units, it is plural.

Il a perdu son crédit (singular trust) / J'ai 180 crédits (plural units).

J'ai fait un crédit immobilier sur vingt ans.

False Friend: Credit Card: In France, most cards are 'cartes de débit' even if they are called 'cartes de crédit' in English. Use 'carte bancaire' to be safe.

Je paie avec ma carte de crédit (though often it's a debit card).

Avoid these common slips to sound more like a native speaker.

To expand your vocabulary, compare crédit with its synonyms and related terms. The most direct synonym in a financial context is 'prêt' (loan) or 'emprunt' (the act of borrowing).

Crédit vs. Prêt: 'Prêt' is the specific act of lending, while 'crédit' often refers to the facility or the trust involved.

J'ai obtenu un prêt (loan) grâce à mon bon crédit (reputation).

Il a toute ma confiance / Il a tout mon crédit.

Crédit vs. Dette: 'Dette' (debt) is what you owe as a result of taking a 'crédit'.

Mon crédit est remboursé, je n'ai plus de dette.

Son crédit auprès du ministre est immense.

Crédit vs. Solde: 'Solde' is the balance of your account. A positive balance is often called 'être en crédit' in accounting terms.

Votre compte présente un crédit de 200 euros.

Comparing these terms helps clarify the nuances of 'crédit' in different domains.

How Formal Is It?

난이도

알아야 할 문법

Nouns ending in -it are usually masculine.

Preposition 'à' for means/manner.

Partitive articles with abstract 'crédit' (de la confiance -> du crédit).

Pluralization of technical terms.

Adjective agreement with masculine nouns.

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수준별 예문

J'ai besoin de crédit pour mon téléphone.

I need credit for my phone.

Masculine singular noun.

Il a un crédit à la banque.

He has a loan at the bank.

Use 'à la banque' for location.

Le crédit est de dix euros.

The credit is ten euros.

Simple subject-verb-complement.

Est-ce que vous faites crédit ?

Do you give credit?

Idiomatic expression 'faire crédit'.

Je n'aime pas les crédits.

I don't like loans.

Plural form 'les crédits'.

Mon crédit est fini.

My credit is finished.

Adjective agreement with masculine noun.

Un petit crédit pour la voiture.

A small loan for the car.

Noun phrase.

Merci pour le crédit.

Thanks for the credit.

Preposition 'pour'.

Nous achetons cette télé à crédit.

We are buying this TV on credit.

Preposition 'à' indicates the method.

Elle demande un crédit immobilier.

She is asking for a mortgage.

Compound noun 'crédit immobilier'.

Le magasin ne fait plus crédit.

The store no longer gives credit.

Negation 'ne... plus'.

Combien de crédits as-tu ce semestre ?

How many credits do you have this semester?

Plural 'crédits' for university units.

Je dois rembourser mon crédit.

I have to pay back my loan.

Verb 'rembourser' (to pay back).

C'est un crédit sans intérêts.

It's an interest-free loan.

Preposition 'sans'.

Il a utilisé son crédit de communication.

He used his phone credit.

Possessive adjective 'son'.

Voulez-vous un crédit sur 5 ans ?

Do you want a loan over 5 years?

Preposition 'sur' for duration.

N'accorde pas trop de crédit à ce qu'il dit.

Don't give too much credit to what he says.

Abstract use: credit = trust.

Le crédit à la consommation est risqué.

Consumer credit is risky.

Specific financial term.

Elle a validé tous ses crédits ECTS.

She validated all her ECTS credits.

Academic context.

Son crédit auprès du patron est solide.

His reputation with the boss is solid.

Preposition 'auprès de'.

J'ai un solde créditeur sur mon compte.

I have a credit balance on my account.

Adjective 'créditeur'.

Il a perdu son crédit après son mensonge.

He lost his credibility after his lie.

Verb 'perdre' with 'crédit'.

La banque a refusé mon ouverture de crédit.

The bank refused my credit line.

Technical term 'ouverture de crédit'.

On peut payer en trois fois sans frais, c'est un crédit.

We can pay in three installments without fees; it's a credit.

Definition by example.

Cette réforme a entamé le crédit du gouvernement.

This reform has damaged the government's credibility.

Verb 'entamer' (to erode/damage).

Il bénéficie d'un crédit d'impôt pour ses travaux.

He benefits from a tax credit for his renovations.

Compound noun 'crédit d'impôt'.

Le film s'achève sur un long générique de crédits.

The film ends with a long list of credits.

Cinema context.

L'entreprise a épuisé ses lignes de crédit.

The company has exhausted its lines of credit.

Plural 'lignes de crédit'.

Son témoignage n'a aucun crédit aux yeux du juge.

His testimony has no credibility in the eyes of the judge.

Idiom 'aux yeux de'.

Il faut porter cette découverte à son crédit.

This discovery must be credited to him.

Idiom 'porter au crédit de'.

Le crédit mutuel est une forme de banque coopérative.

Mutual credit is a form of cooperative bank.

Proper noun/Specific term.

La solvabilité est la base du système de crédit.

Solvency is the basis of the credit system.

Abstract noun 'solvabilité'.

L'inflation galopante ruine le crédit de la monnaie.

Galloping inflation is ruining the currency's credibility.

Economic context.

Elle jouit d'un crédit immense dans les milieux académiques.

She enjoys immense prestige in academic circles.

Verb 'jouir de'.

L'agence a abaissé la note de crédit de l'entreprise.

The agency lowered the company's credit rating.

Term 'note de crédit'.

Le crédit-bail permet de louer du matériel industriel.

Leasing allows for the renting of industrial equipment.

Hyphenated term 'crédit-bail'.

Il a épuisé son crédit moral auprès de ses électeurs.

He has exhausted his moral standing with his voters.

Adjective 'moral'.

Ce compte est crédité de mille euros chaque mois.

This account is credited with one thousand euros every month.

Passive voice 'est crédité'.

Le crédit documentaire sécurise les échanges internationaux.

Documentary credit secures international trade.

Specialized trade term.

Ne prêtez pas crédit à ces élucubrations.

Do not give credence to these wild imaginings.

Formal verb 'prêter crédit'.

Le crédit est le moteur invisible de l'économie moderne.

Credit is the invisible engine of the modern economy.

Metaphorical usage.

La déliquescence de son crédit politique fut fulgurante.

The decay of his political standing was lightning-fast.

Advanced vocabulary 'déliquescence'.

L'acte de foi est, par essence, un crédit accordé à l'invisible.

The act of faith is, in essence, credit given to the invisible.

Philosophical usage.

Les mécanismes de transfert de crédits sont complexes.

The mechanisms for transferring credits are complex.

Technical plural.

Il a su restaurer son crédit par une probité exemplaire.

He managed to restore his reputation through exemplary integrity.

Formal noun 'probité'.

Le crédit d'un auteur dépend de la rigueur de ses sources.

An author's credibility depends on the rigor of their sources.

Academic/Literary context.

L'ouverture d'un crédit permanent est soumise à conditions.

The opening of a permanent credit line is subject to conditions.

Legal/Banking terminology.

Elle a su tirer parti de son crédit social pour réussir.

She knew how to leverage her social standing to succeed.

Modern sociological term.

자주 쓰는 조합

crédit immobilier

crédit auto

carte de crédit

taux de crédit

ligne de crédit

crédit d'impôt

faire crédit

accorder un crédit

rembourser un crédit

crédit ECTS

자주 쓰는 구문

Acheter à crédit

Faire crédit à quelqu'un

Prendre un crédit

Vendre à crédit

Avoir du crédit

Perdre son crédit

Porter au crédit de

Crédit mutuel

Lettre de crédit

Sans crédit

자주 혼동되는 단어

crédit vs mérite (praise)

crédit vs croyance (belief)

crédit vs prêt (the physical loan)

관용어 및 표현

"La maison ne fait pas crédit"

"Avoir un grand crédit auprès de"

"Accorder du crédit à une rumeur"

"Épuiser son crédit"

"Mettre au crédit de quelqu'un"

"Jouir d'un bon crédit"

"Prêter crédit"

"Tomber en discrédit"

"Crédit de communication"

"Valider ses crédits"

혼동하기 쉬운

crédit vs Prêt

Prêt is the act of lending; crédit is the system or trust.

crédit vs Dette

Dette is what you owe; crédit is what was given.

crédit vs Mérite

Mérite is for praise; crédit is for trust/finance.

crédit vs Croyance

Croyance is religious or general belief; crédit is trust in a specific statement or person.

crédit vs Générique

Générique is the proper term for movie credits.

문장 패턴

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사용법

academic

Refers to ECTS.

accounting

Crédit is the right side of the ledger.

daily life

Often refers to phone balance.

자주 하는 실수

Saying 'donner crédit' instead of 'accorder du crédit'.
Pronouncing the final 't'.
Using 'crédit' to mean 'praise' (use 'félicitations' or 'mérite').
Confusing 'crédit' with 'creuset' (crucible).
Using 'pour' instead of 'à' in 'acheter à crédit'.

팁

Preposition 'à'

Remember 'acheter à crédit'. Using 'avec' or 'par' is a common mistake for English speakers.

French Banking

In France, getting a 'crédit' is a formal process involving lots of paperwork and a stable job (CDI).

Silent T

Never pronounce the 't' at the end. It should sound like 'kray-dee'.

Trust

If you 'accorder du crédit' to a story, it means you believe it is true.

University

If you study in France, you need 60 credits per year to pass your 'licence'.

No Credit

'La maison ne fait pas crédit' is a polite way for a shop to say 'Pay now'.

Interest

A 'crédit à taux zéro' is a loan with 0% interest, often subsidized by the state.

Formal Tone

Use 'solliciter un crédit' instead of 'demander un crédit' in very formal letters.

News

When news anchors talk about 'le crédit de la France', they mean the country's financial standing.

암기하기

어원

Latin

문화적 맥락

Having 'du crédit' in a village or small town is a matter of honor.

French banks require extensive documentation for a 'crédit'.

The ECTS system (European Credit Transfer System) is universal in French universities.

실생활에서 연습하기

실제 사용 상황

대화 시작하기

"Est-ce que tu as déjà pris un crédit pour voyager ?"

"Combien de crédits ECTS as-tu validés ?"

"Penses-tu qu'on peut accorder du crédit aux réseaux sociaux ?"

"Est-ce que les magasins font crédit dans ton pays ?"

"Quel est le taux de crédit immobilier en ce moment ?"

일기 주제

Décrivez votre premier achat à crédit.

Pourquoi est-il important d'avoir du crédit (réputation) au travail ?

Imaginez une société sans système de crédit.

Expliquez le système de crédits à l'université.

Le crédit est-il une bonne ou une mauvaise chose ?

자주 묻는 질문

10 질문

It is a long-term loan specifically for buying property or land, commonly known as a mortgage.

No, 'crédit' is the loan. A credit card is 'une carte de crédit', though most French cards are 'cartes de débit'.

They are a standard across Europe for measuring student workload and learning outcomes in higher education.

Yes, 'les crédits' is used for university points or multiple loans.

You say 'accorder du crédit à une idée' or 'attribuer le mérite à quelqu'un'.

It is always masculine: 'le crédit', 'un crédit'.

It means buying something and paying for it in installments or at a later date.

It is a tax credit that reduces the amount of tax you owe to the government.

Yes, 'crédit de communication' refers to the prepaid balance on a mobile phone.

The opposite is 'débit' (debit).

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