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A1 noun 7 دقیقه مطالعه

kredi

تمرین کن مثال‌ها نکات و راهنمایی‌ها kredi در ۳۰ ثانیه

توضیح kredi in your Level:

At the A1 level, you only need to know 'kredi' in two simple contexts: shopping and basic banking. You should recognize 'kredi kartı' (credit card) as a single unit of meaning. You will use it when buying things at a market or shop. You should also understand that 'kredi' means a loan from a bank. Simple sentences like 'Kredi kartım var' (I have a credit card) or 'Banka kredi veriyor' (The bank gives credit) are perfect for this level. Focus on the pronunciation and the basic association with money and cards.

At the A2 level, you begin to use 'kredi' with more specific verbs. The most important one is 'kredi çekmek' (to take out a loan). You should also be able to talk about your needs, such as 'ihtiyaç kredisi' (personal loan). You will start to see 'kredi' in academic settings if you are a student, understanding that courses have a certain number of credits. You can form more complex sentences like 'Yeni bir ev için kredi çekmek istiyorum' (I want to take out a loan for a new house).

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By B1, you should be comfortable with the 'noun completion' grammar involving 'kredi'. You will use terms like 'kredi kartı borcu' (credit card debt) and 'kredi faizi' (credit interest). You can discuss financial plans and the consequences of taking a loan. You also begin to understand the metaphorical use of 'kredi' as trust or social standing. For example, 'Onun bana olan kredisi bitti' (His credit/trust with me has run out). You can navigate bank websites and understand basic loan terms.

برای خواندن توضیح کامل رایگان ثبت‌نام کنید

At the B2 level, you can discuss the Turkish economy using 'kredi'. You understand terms like 'kredi genişlemesi' (credit expansion) or 'kredi derecelendirme kuruluşları' (credit rating agencies). You can compare different types of credits and their interest rates fluently. In academic contexts, you can discuss 'kredi transferi' (credit transfer) between universities. Your usage of the word is no longer just about personal shopping but extends into professional and societal discussions.

برای خواندن توضیح کامل رایگان ثبت‌نام کنید

At the C1 level, you use 'kredi' with nuance. You can use it in formal business reports or academic papers. You understand the subtle difference between 'kredi' and 'finansman' in a corporate setting. You can use idiomatic expressions involving credit effortlessly. You might discuss 'karbon kredisi' (carbon credits) in environmental contexts. Your understanding of the word includes its legal implications and its role in complex financial instruments.

برای خواندن توضیح کامل رایگان ثبت‌نام کنید

At the C2 level, you have a native-like grasp of 'kredi'. You can follow complex debates on monetary policy involving credit liquidity. You understand the historical etymology and how the word evolved in the Turkish language. You can use 'kredi' in creative writing or high-level rhetoric to symbolize trust, time, or mortality. You are aware of the most obscure financial terms and can explain the intricacies of 'kredi temerrüt takası' (credit default swaps) in Turkish.

برای خواندن توضیح کامل رایگان ثبت‌نام کنید

تمرین کن مثال‌ها نکات و راهنمایی‌ها

kredi در ۳۰ ثانیه

Kredi primarily means a bank loan or financial credit. Use 'kredi çekmek' when borrowing money formally from a financial institution in Turkey.
It is also the term for academic credits in the Turkish university system, determining the weight and importance of different courses for students.
In daily life, 'kredi kartı' (credit card) is the most common compound noun you will hear while shopping or paying bills.
Metaphorically, it represents trust or social capital in interpersonal relationships, often used with 'tüketmek' (to exhaust) or 'bitmek' (to end).

The Turkish word kredi is a versatile noun that primarily translates to 'credit' in English. While its most common usage is found within the financial sector, its meaning extends into the academic and social spheres, much like its English counterpart. At its core, kredi represents a system of trust, whether that trust is financial (a bank lending money), academic (a university recognizing completed work), or personal (reputation and reliability).

Financial Context: In the world of banking, kredi refers to a loan or the ability to borrow money. When you go to a bank to buy a house or a car, you apply for a kredi. It is the cornerstone of modern Turkish commerce.

Yeni bir araba almak için bankadan kredi çektik.

Translation: We took out a loan from the bank to buy a new car.

Academic Context: For students, kredi refers to the unit of measurement for course value. Turkish universities use a credit system (often aligned with ECTS) to determine how much a course contributes toward graduation requirements.

Bu dersin kredisi çok yüksek, mutlaka geçmem lazım.

Translation: The credit for this course is very high; I definitely need to pass it.

Socially, the word can be used metaphorically to describe someone's standing or 'social capital'. If someone has high kredi in a community, it means they are trusted and respected. Conversely, 'exhausting one's credit' (kredisini tüketmek) means losing that trust through poor behavior. This word is an essential part of the Turkish vocabulary because it bridges the gap between the rigid numbers of a bank statement and the fluid dynamics of social reputation.

Mobile Communication: In the era of prepaid phone cards, kredi refers to the balance or units available on a SIM card for calls and data.

Telefonumda hiç kredi kalmadı, seni sonra arayacağım.

Understanding kredi involves recognizing its French origin (crédit), which explains its phonetic similarity to English. This makes it an easy 'cognate' for English speakers to learn, though the grammatical structures it attaches to (like the verb çekmek) are uniquely Turkish. Whether you are navigating the halls of a university in Istanbul or the teller window of a bank in Ankara, this word will be your constant companion.

Using kredi correctly requires understanding its role as a noun and the specific verbs it pairs with. In Turkish, nouns often change their ending based on their role in the sentence (cases), and kredi is no exception. Let's explore how it functions in various grammatical environments.

Direct Object Usage: When kredi is the object of a verb, it often takes the accusative case suffix -yi if it is specific.

Banka krediyi onayladı mı?

Did the bank approve the credit/loan?

One of the most important collocations is kredi çekmek. While English speakers 'take out' a loan, Turks 'pull' a loan. This is a vital distinction for sounding natural. If you say kredi almak, it is understood, but kredi çekmek is more idiomatic for bank loans.

Compound Nouns: Turkish uses the 'noun completion' (isim tamlaması) structure frequently with kredi. For example, kredi kartı (credit card), kredi notu (credit score), and kredi borcu (credit debt).

Kredi kartı borcumu ödemem gerekiyor.

I need to pay my credit card debt.

In more advanced usage, you might encounter kredi in the context of trust. 'Onun yanındaki kredim bitti' translates to 'My credit (trust) with him is finished.' This shows the word's flexibility in describing interpersonal relationships. Whether you are using it in a simple A1 sentence or a complex C1 business negotiation, the structure remains consistent: kredi acts as a noun that can be modified by adjectives or linked to verbs like vermek (to give), almak (to receive), or kullanmak (to use).

In Turkey, kredi is ubiquitous. You will hear it in various settings, ranging from the mundane to the highly formal. Understanding these contexts will help you recognize the word in the wild.

At the Bank (Banka): This is the primary location. You'll hear phrases like ihtiyaç kredisi (personal loan), konut kredisi (mortgage), and taşıt kredisi (car loan). Bank tellers will ask about your kredi notu (credit score).

Hangi bankadan kredi çekmek daha mantıklı?

Which bank is it more logical to take a loan from?

Shopping and Retail: At checkout counters, the phrase kredi kartı is heard thousands of times a day. Cashiers will ask: Nakit mi, kredi kartı mı? (Cash or credit card?).

Maalesef kredi kartı geçmiyor, sadece nakit.

Unfortunately, credit cards are not accepted, only cash.

In academic life, students constantly discuss their kredi requirements. On campus, you'll hear students asking, Bu ders kaç kredi? (How many credits is this course?). This helps them calculate their GPA and workload. Furthermore, in government news, you might hear about Kredi ve Yurtlar Kurumu (KYK), which provides state loans and housing for students. In this context, kredi refers to the monthly financial support students receive from the government.

While kredi is a cognate, English speakers often make specific errors when integrating it into Turkish sentences. These mistakes usually stem from direct translation of English idioms or incorrect verb pairings.

Mistake 1: Using 'Almak' instead of 'Çekmek': English speakers say 'take a loan'. In Turkish, kredi almak is grammatically correct but sounds like you are receiving a gift or a scholarship. For a bank loan, always use kredi çekmek.

Yanlış: Bankadan kredi aldım.
Doğru: Bankadan kredi çektim.

Mistake 2: Confusing 'Kredi' with 'Borç': Kredi is the formal financial product or system. Borç is the general state of debt. If you owe your friend five liras, you have borç, not kredi.

Another common error is the pronunciation. English speakers often stress the first syllable (KRE-di), but in Turkish, the stress is generally on the last syllable (kre-Dİ). Misplacing the stress can make the word sound foreign even if it's the same word. Lastly, remember that kredi kartı is a compound noun. When adding possessive suffixes, the 'ı' at the end of kartı changes. For example, 'my credit card' is kredi kartım, but 'the credit card's limit' is kredi kartının limiti. Beginners often struggle with these possessive chains.

To truly master Turkish, you must know the words that live in the same neighborhood as kredi. While kredi is the most common term for institutional lending, other words offer different shades of meaning.

Borç (Debt / Loan): Borç is a broader term. It can mean a loan from a friend, a debt to the state, or even a moral obligation. Unlike kredi, it doesn't imply a formal banking agreement.

Avans (Advance): If you receive part of your salary early, that is an avans, not a kredi. It is an advance payment on money you have already earned or will earn shortly.

Patronumdan maaş avansı istedim.

I asked my boss for a salary advance.

In academic circles, you might hear birim (unit), though kredi is far more common for course weights. In business, finansman (financing) is used for larger-scale corporate funding. While kredi is a form of finansman, the latter is a more formal and comprehensive term used in boardrooms.

Comparison Table

Kredi: Formal, bank-related, academic units.
Borç: General debt, informal loans.
Taksit: Installment (the monthly payment of a kredi).
Burs: Scholarship (money you don't pay back, unlike a kredi).

چقدر رسمی است؟

نکته جالب

The word entered Turkish during the late Ottoman Empire period (Tanzimat era) as part of the modernization of the financial system. It replaced older Arabic-origin words for certain types of borrowing.

راهنمای تلفظ

UK /kɾeˈdi/

US /kɾeˈdi/

Final syllable (kre-Dİ).

هم‌قافیه با

Haydi Kedi Yedi Dedi Ebedi Zecri Fecri Bedii

خطاهای رایج

Stressing the first syllable (KRE-di) like in English.
Pronouncing the 'r' too heavily (it should be a light tap).
Making the 'e' sound too much like 'ay' (it should be 'eh').
Pronouncing the 'i' like 'uh'.
Adding a vowel before 'k' (ikredi).

سطح دشواری

خواندن 1/5

Very easy as it is a cognate.

نوشتن 2/5

Requires understanding of compound noun suffixes.

صحبت کردن 2/5

Need to remember the final syllable stress.

گوش دادن 1/5

Clearly pronounced and distinct.

بعداً چه یاد بگیریم؟

پیش‌نیازها

Banka Para Kart Almak Vermek

بعداً یاد بگیرید

Faiz Taksit Borç Hesap Yatırım

پیشرفته

Temerrüt İpotek Likidite Tahvil Mevduat

گرامر لازم

Noun Compounds (İsim Tamlaması)

Kredi kart-ı (The credit card)

Accusative Case for Specific Objects

Kredi-yi onayladılar. (They approved the credit.)

Dative Case for Direction

Kredi-ye başvurdum. (I applied for credit.)

Possessive Suffixes

Kredi-m (My credit/loan)

Ablative Case for Source

Banka-dan kredi çektim. (I took a loan from the bank.)

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مثال‌ها بر اساس سطح

Kredi kartı kullanıyor musunuz?

Do you use a credit card?

Kredi kartı is a compound noun.

Bankadan kredi aldım.

I got credit from the bank.

Simple past tense 'aldım'.

Bu telefon için kredi lazım.

Credit is needed for this phone.

Using 'lazım' for necessity.

Kredi kartım nerede?

Where is my credit card?

Possessive suffix '-ım'.

Sadece nakit, kredi kartı yok.

Only cash, no credit card.

Use of 'yok' for absence.

Kredi kartı şifresi nedir?

What is the credit card password?

Compound noun with '-si' suffix.

Annem kredi kartı ile ödedi.

My mother paid with a credit card.

Using 'ile' (with).

Kredi borcum var.

I have credit debt.

Noun + noun completion.

Düşük faizli bir kredi çekmek istiyorum.

I want to take out a low-interest loan.

Using 'çekmek' for taking a loan.

Kredi kartımın limitini artırmak istiyorum.

I want to increase my credit card limit.

Possessive + Accusative case.

Üniversitede bu dersin kredisi üç.

The credit of this course in university is three.

Academic context of 'kredi'.

Kredi başvurusu yaptım.

I made a credit application.

Compound noun 'kredi başvurusu'.

Telefonuma kredi yüklemem lazım.

I need to top up credit on my phone.

Dative case 'telefonuma'.

Kredi kartını evde unutmuşum.

I seem to have forgotten the credit card at home.

Inferred past tense '-muşum'.

Banka bana kredi vermedi.

The bank didn't give me credit.

Negative verb 'vermedi'.

Kredi taksitlerini her ay ödüyorum.

I pay the credit installments every month.

Plural accusative 'taksitlerini'.

Kredi notum düşük olduğu için kredi çekemiyorum.

I can't take a loan because my credit score is low.

Causal construction '-duğu için'.

Öğrenci kredisi ile geçiniyorum.

I get by with a student loan.

Instrumental case 'ile'.

Kredi kartı asgari ödeme tutarı nedir?

What is the minimum credit card payment amount?

Complex noun phrase.

Onun sözlerine olan kredim azaldı.

My trust (credit) in his words has decreased.

Metaphorical usage.

Kredi kartı bilgilerini kimseyle paylaşma.

Do not share credit card information with anyone.

Negative imperative.

Konut kredisi faizleri düşmüş.

Mortgage interest rates have dropped.

Reported past tense '-müş'.

Kredi kartı aidatı ödemek istemiyorum.

I don't want to pay a credit card fee.

Noun completion 'kredi kartı aidatı'.

Bütün kredilerimi tek bir bankada topladım.

I combined all my credits in a single bank.

Plural accusative 'kredilerimi'.

Bankalar kredi musluklarını kapattı.

Banks have turned off the credit taps (stopped lending).

Idiomatic expression.

Kredi riskini minimize etmek için çalışıyoruz.

We are working to minimize the credit risk.

Compound noun 'kredi riski'.

Mezun olmak için on kredi daha almam gerekiyor.

I need to take ten more credits to graduate.

Academic requirement.

Kredi kartı yapılandırması için bankaya gittim.

I went to the bank for credit card restructuring.

Financial terminology.

Şirketimiz yüksek bir kredi limitine sahip.

Our company has a high credit limit.

Possessive 'sahip'.

Kredi sözleşmesini dikkatlice okudunuz mu?

Did you read the credit agreement carefully?

Formal object 'sözleşmesini'.

Kredi kullanımı son aylarda hızla arttı.

Credit usage has increased rapidly in recent months.

Gerund usage 'kullanımı'.

Kredi başvurumun reddedilme sebebini öğrenmek istiyorum.

I want to learn the reason for my credit application's rejection.

Passive gerund construction.

Merkez Bankası kredi genişlemesini kontrol altına alıyor.

The Central Bank is taking credit expansion under control.

Macroeconomic terminology.

Siyasi kredisini bu projede harcadı.

He spent his political credit (capital) on this project.

Metaphorical abstract usage.

Kredi derecelendirme kuruluşları Türkiye'nin notunu güncelledi.

Credit rating agencies updated Turkey's rating.

Institutional terminology.

Kredi teminatı olarak gayrimenkul gösterildi.

Real estate was shown as credit collateral.

Legal/Financial term 'teminat'.

Bankaların kredi hacmi ekonominin can damarıdır.

The credit volume of banks is the lifeblood of the economy.

Metaphorical formal language.

Kredi geri ödeme planı yeniden düzenlendi.

The credit repayment plan was rearranged.

Passive voice 'düzenlendi'.

Tüketici kredilerindeki artış enflasyonu tetikleyebilir.

The increase in consumer credits may trigger inflation.

Modal suffix '-ebilir'.

Kredi tahsis birimi başvuruyu incelemeye aldı.

The credit allocation unit took the application under review.

Highly formal business Turkish.

Kredi piyasalarındaki likidite sıkışıklığı derinleşiyor.

The liquidity squeeze in the credit markets is deepening.

Advanced economic analysis.

Kredi temerrüt takası primleri rekor seviyeye ulaştı.

Credit default swap premiums reached record levels.

Technical financial term 'temerrüt takası'.

Yazarın edebi çevrelerdeki kredisi sarsılmaz bir boyuttadır.

The author's credit (standing) in literary circles is of an unshakable dimension.

Sophisticated literary metaphor.

Kredi mekanizmasının işleyişi toplumsal güvene dayalıdır.

The functioning of the credit mechanism is based on social trust.

Philosophical/Sociological observation.

Sermaye piyasaları ile kredi piyasaları arasındaki korelasyon incelenmelidir.

The correlation between capital markets and credit markets should be examined.

Academic research language.

Kredi genişlemesinin sürdürülebilirliği tartışma konusudur.

The sustainability of credit expansion is a matter of debate.

Abstract noun 'sürdürülebilirliği'.

Kredi risk yönetimi stratejileri baştan aşağı yenilendi.

Credit risk management strategies were completely renewed.

Intensive adverb 'baştan aşağı'.

Kredi genişlemesi, suni bir refah illüzyonu yaratabilir.

Credit expansion can create an artificial illusion of prosperity.

Critical analytical tone.

ترکیب‌های رایج

Kredi çekmek

Kredi kartı

Kredi notu

Kredi faizi

Kredi başvurusu

Kredi limiti

Kredi taksiti

Ders kredisi

İhtiyaç kredisi

Kredi borcu

عبارات رایج

Kredi açmak

— To grant credit or to trust someone with a new opportunity.

Banka bize yeni bir kredi açtı.

Kredi kullanmak

— To utilize a credit facility or loan.

Şirket yatırım için kredi kullandı.

Kredi vermek

— To lend money or to give someone trust.

Sana son bir kredi veriyorum.

Kredisi olmak

— To have credit (either financial or social reputation).

Onun bu mahallede büyük bir kredisi var.

Kredisi bitmek

— To run out of credit or trust.

Artık kredin bitti, kimse sana inanmıyor.

Kredi kartı aidatı

— The annual fee for a credit card.

Kredi kartı aidatına itiraz ettim.

Kredi puanı

— The numerical score representing creditworthiness.

Kredi puanım düştüğü için kredi alamadım.

Tüketici kredisi

— A loan intended for consumer purchases.

Tüketici kredisi başvurusu yaptım.

Konut kredisi

— A mortgage loan for buying a home.

Konut kredisi ile ev sahibi olduk.

Kredi derecesi

— The formal rating of creditworthiness.

Ülkenin kredi derecesi düştü.

اغلب اشتباه گرفته می‌شود با

kredi vs Borç

Borç is general debt; kredi is a formal financial or academic unit.

kredi vs Burs

Burs is a scholarship (free money); kredi must be paid back.

kredi vs Kontör

Kontör was the old word for mobile credits; now 'kredi' or 'TL' is used.

اصطلاحات و عبارات

"Kredisini tüketmek"

— To lose the trust and respect others have for you.

Sürekli yalan söyleyerek kredisini tüketti.

Informal/Social

"Kredi musluklarını kısmak"

— To restrict the amount of lending available (used for banks/government).

Merkez Bankası kredi musluklarını kıstı.

Formal/Economic

"Kredisi bol olmak"

— To be highly trusted or to have many financial options.

Onun piyasada kredisi boldur.

Business

"Kredi açmak (metaphorical)"

— To give someone a chance to prove themselves again.

Yeni müdüre bir kredi açmalıyız.

Professional

"Açık kredi"

— Unlimited trust or an open line of credit.

Ona her konuda açık kredi verdim.

General

"Kredisi sarsılmak"

— To have one's reputation or financial reliability damaged.

Skandaldan sonra siyasetçinin kredisi sarsıldı.

Formal

"Kredi toplamak"

— To gain trust or points through positive actions.

Son projeyle patronun gözünde kredi topladı.

Professional

"Kredi yemek"

— To spend or waste one's credit/standing.

Bütün kredisini boş işlerde yedi.

Slang/Informal

"Kredi notu kırmak"

— To lower someone's ranking or trust level.

Hataları yüzünden onun kredi notunu kırdım.

Informal

"Kredi limiti tanımamak"

— To have no bounds in trust or spending.

Ona olan sevgimde kredi limiti tanımıyorum.

Informative/Poetic

به‌راحتی اشتباه گرفته می‌شود

kredi vs Kredibiliti

Sounds like credit.

It refers specifically to the quality of being trustworthy, not the loan itself.

Şirketin kredibilitesi düştü.

kredi vs Kreditor

Same root.

It refers to the person/entity giving the loan (the lender).

Kreditorlar ödeme bekliyor.

kredi vs Taksit

Related to paying back credit.

Taksit is the specific monthly installment, not the total loan.

İlk taksiti ödedim.

kredi vs Limit

Often used with credit.

Limit is the ceiling of the credit, not the credit itself.

Limitim çok az.

kredi vs Vade

Used in loan terms.

Vade is the time period or deadline for the credit.

Vade 12 ay.

الگوهای جمله‌سازی

[Noun] + kredi kartı + var/yok

Benim kredi kartım var.

Bankadan + [Amount] + kredi + çekmek

Bankadan bin lira kredi çektim.

Kredi + kartı + borcu + [Verb]

Kredi kartı borcumu ödedim.

[Adjective] + kredi + faizi

Yüksek kredi faizi can yakıyor.

Kredi + [Noun] + -i + [Verb]

Kredi riskini yönetmek zordur.

Kredi + [Abstract Noun] + -nin + [Noun]

Kredi genişlemesinin sürdürülebilirliği kritiktir.

Bu + [Noun] + kaç + kredi?

Bu ders kaç kredi?

Kredisi + bitmek/tükenmek

Onun kredisi bitti.

خانواده کلمه

اسم‌ها

Kreditor (Creditor - rare)

Kredibilite (Credibility)

Kredileme (Crediting)

فعل‌ها

Kredilendirmek (To provide credit)

Kredileşmek (To exchange credit - rare)

صفت‌ها

Kredili (With credit/on credit)

Kredisiz (Without credit)

مرتبط

Banka

Borç

Faiz

Taksit

Kart

برای دیدن همه مثال‌ها رایگان ثبت‌نام کنید

نحوه استفاده

frequency

Extremely frequent in daily life, especially in commerce and education.

اشتباهات رایج

Kredi almak (for bank loans) → Kredi çekmek
While 'almak' is understood, 'çekmek' is the idiomatic verb for formal bank loans.
Benim kredi kartı → Benim kredi kartım
You must use the possessive suffix '-ım' when talking about your own card.
Arkadaşımdan kredi aldım. → Arkadaşımdan borç aldım.
'Kredi' is for banks; 'borç' is for friends.
KRE-di (Stress on first syllable) → kre-Dİ (Stress on second syllable)
Turkish stress is usually on the final syllable of the word.
Kredi kartısı → Kredi kartı
The 'ı' in 'kartı' is already the compound suffix; don't add another '-sı' unless it's a specific possessive chain.

نکات

Compound Suffixes

Remember that in 'kredi kartı', the 'ı' is a compound suffix. If you say 'my credit card', it becomes 'kredi kartım' (the 'ı' is replaced).

Loan Types

Learn the three main types: ihtiyaç (personal), konut (home), and taşıt (car) kredisi.

Installments

Turkish 'kredi kartı' usage often involves 'taksit' (installments). Ask 'Taksit var mı?' when shopping.

Stress

Always stress the 'di' at the end. 'kre-Dİ'. This is the most common mistake for English speakers.

ECTS

In Turkey, ECTS is often called 'AKTS' (Avrupa Kredi Transfer Sistemi). You will see this on transcripts.

Credit Score

The term for credit score is 'kredi notu'. It is very important for getting a loan in Turkey.

Easy Cognate

Just think of 'Credit' but change the last letter. It's one of the easiest words to remember!

Trust

Use 'kredi' metaphorically to talk about trust in business or friendships to sound more advanced.

Phone Balance

If your Turkish SIM card is prepaid, you 'yüklemek' (load) 'kredi' onto it.

News Context

When you hear 'kredi' on the news, it's usually about the economy or interest rates (faiz).

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روش یادسپاری

Think of 'Credit'. It's spelled almost the same, but you replace the 't' with an 'i' and move the stress to the end: kre-Dİ.

تداعی تصویری

Imagine a bank card (kredi kartı) with a giant 'K' on it, or a student holding a transcript full of 'K' symbols for credits.

شبکه واژگان

Banka Kart Borç Faiz Üniversite Puan Limit Taksit

چالش

Try to use 'kredi' in three different sentences today: one about shopping, one about a bank, and one about a student.

ریشه کلمه

Borrowed from French 'crédit', which comes from the Italian 'credito'.

معنای اصلی: Trust, belief, or reputation.

Indo-European (Romance branch) via French into Turkish (Turkic).

بافت فرهنگی

Be careful when discussing 'faiz' (interest) with very religious individuals, as some may view interest-based 'kredi' negatively, although it is standard in the modern economy.

In the US/UK, credit is often seen as a private financial matter. In Turkey, discussing your 'kredi' or 'kredi kartı' debt is more common in social settings.

KYK (Kredi ve Yurtlar Kurumu) - The state body students interact with most. Kredi Kayıt Bürosu (KKB) - The institution that tracks credit scores in Turkey. Findeks - The popular brand name for checking one's 'kredi notu'.

تمرین در زندگی واقعی

موقعیت‌های واقعی

At the Shopping Mall

Kredi kartı geçerli mi?
Taksit yapıyor musunuz?
Kredi kartı limitim yetmedi.
Temassız ödeme var mı?

At the Bank

Kredi çekmek istiyorum.
Faiz oranları nedir?
Kredi başvurum ne zaman sonuçlanır?
Kredi borcumu kapatmak istiyorum.

At the University

Bu ders kaç kredi?
Kredi sayım yetmiyor.
Kredi transferi yapabilir miyim?
Toplam kaç kredim var?

Mobile Phone Usage

Kredi yüklemem lazım.
Kredim bitti.
Hattımda ne kadar kredi var?
Kredi transferi nasıl yapılır?

Interpersonal Trust

Onun bende kredisi çok.
Kredini tüketme.
Sana bir kredi daha veriyorum.
Bütün kredisini kaybetti.

شروع‌کننده‌های مکالمه

"Kredi kartı kullanmayı mı yoksa nakit ödemeyi mi tercih edersin?"

"Hiç bankadan kredi çektin mi?"

"Sence üniversite dersleri çok mu kredili olmalı?"

"Kredi kartı borcu olan birine ne tavsiye verirsin?"

"Kredi kartı puanlarını (bonuslarını) nasıl kullanıyorsun?"

موضوعات نگارش

Kredi kartı kullanımının avantajları ve dezavantajları hakkında ne düşünüyorsun?

Bir gün büyük bir kredi çekmen gerekse, bunu ne için kullanırdın?

Üniversitede aldığın en zor 'kredili' ders hangisiydi ve neden?

İnsan ilişkilerinde 'kredi' (güven) kavramı senin için ne ifade ediyor?

Türkiye'deki kredi faiz oranları hakkında bir araştırma yap ve düşüncelerini yaz.

سوالات متداول

10 سوال

No, while it often means a bank loan, it also refers to university credits, mobile phone balance, and social trust/standing. In the phrase 'kredi kartı', it refers to the credit facility provided by the card. Context is key to determining which 'kredi' is being discussed.

Both are understood, but 'kredi çekmek' is the standard idiomatic way to say 'to take out a loan' from a bank. 'Kredi almak' sounds more like receiving a credit or a grade in a course. If you are at a bank, use 'çekmek'.

It is better to use 'borç' for informal loans from friends or family. 'Kredi' implies a formal agreement, usually with an institution like a bank. Using 'kredi' for a friend might sound like a joke about their reliability.

It is 'kredi kartı'. Note that when you add possessive suffixes, the 'ı' disappears: 'kredi kartım' (my credit card), 'kredi kartın' (your credit card).

It refers to the student loans provided by the Turkish government's Higher Education Student Loans and Dormitories Institution (KYK). Most Turkish university students receive either a 'burs' (scholarship) or a 'kredi' (loan) from this body.

It represents the weight of a course. A 3-credit course is usually more demanding than a 2-credit course. Students need to complete a certain number of total 'krediler' to graduate.

Metaphorically, it means that person has lost the trust or patience of others. If you say 'Onun bende kredisi bitti', it means you no longer trust him or will no longer help him due to his past actions.

Turkish does not have grammatical gender. 'Kredi' is neutral, like all Turkish nouns.

It is pronounced 'kre-Dİ'. Make sure to stress the second syllable. The 'r' is a light flap, and the 'e' is like the 'e' in 'bed'.

No, it is only a noun. To express the action, you must use it with auxiliary verbs like 'çekmek', 'vermek', or 'kullanmak'.

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