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A2 noun #3,500 よく出る 13分で読める

la cartera

上位3,500

練習する例文メモとヒント la cartera 30秒で

解説 la cartera in your Level:

At the A1 level, 'la cartera' is introduced as a basic noun for a personal object. Students learn it alongside other everyday items like 'las llaves' (keys) and 'el móvil' (cell phone). The focus is on simple identification and possession. You will learn to say 'Esta es mi cartera' (This is my wallet) or 'La cartera es roja' (The wallet is red). At this stage, the nuances of regional differences or professional portfolios are not yet important. The goal is simply to recognize the word in a shopping or daily routine context. You will practice using it with the feminine articles 'la' and 'una'. It is one of the essential words for survival Spanish, as you will need it to talk about paying for things or keeping your belongings safe.

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At the A2 level, you begin to use 'la cartera' in more functional sentences. You will learn to describe what is inside: 'Tengo dinero y tarjetas en mi cartera' (I have money and cards in my wallet). You will also use it with common verbs like 'perder' (to lose) and 'buscar' (to look for). This level introduces the idea of shopping and personal description in more detail. You might describe a 'cartera de cuero' (leather wallet/purse) or talk about 'sacar la cartera' (taking out the wallet) to pay in a restaurant. You will also start to notice that in some videos or texts from Latin America, 'cartera' refers to a woman's handbag, and you will learn to distinguish this from 'bolso' based on context.

At the B1 level, 'la cartera' appears in more complex narratives and social situations. You might need to describe an incident at a police station: 'Me robaron la cartera en el autobús' (My wallet was stolen on the bus). You will use more diverse adjectives and prepositions, such as 'dentro de' or 'al fondo de'. This level also introduces some common idioms like 'aflojar la cartera' (to cough up the money). You will begin to understand the word's use in slightly more formal contexts, such as describing a professional's bag or a schoolbag in certain regions. Your ability to use the word correctly in the past and future tenses becomes important, such as 'Si pierdo la cartera, tendré un problema' (If I lose my wallet, I will have a problem).

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At the B2 level, you move beyond the physical object and encounter 'la cartera' in professional and economic contexts. You will learn about a 'cartera de clientes' (client portfolio) and a 'cartera de inversiones' (investment portfolio). You will understand news reports discussing the 'cartera de servicios' of a company or the 'cartera ministerial' in politics. At this level, you are expected to navigate the regional differences with ease, knowing when to use 'billetera' versus 'cartera' depending on whether you are in Madrid or Buenos Aires. You will also use the word in more sophisticated idiomatic expressions and be able to discuss the abstract concept of 'la cartera' as a symbol of financial health or personal identity.

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At the C1 level, your use of 'la cartera' is nuanced and culturally informed. You can appreciate the word's presence in literature, film, and high-level journalism. You understand complex financial terms like 'cartera vencida' (non-performing loans) or 'cartera de valores'. You can use the word metaphorically in debates about economy or social status. Your mastery of the word includes knowing its historical etymology and how it relates to words like 'cartero' and 'carta'. You can switch registers effortlessly, using 'la cartera' in a casual conversation about fashion and then in a formal presentation about corporate assets. You are also aware of very specific regionalisms and slang related to wallets and money across the Spanish-speaking world.

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At the C2 level, 'la cartera' is a tool for precise and sophisticated expression. You can analyze the socio-economic implications of a 'cartera de estado' or discuss the evolution of the 'cartera digital' in the context of global fintech. You use the word with total native-like fluency, including rare idioms and literary references. You can write technical reports or academic papers where 'cartera' refers to complex data sets or asset allocations. Your understanding of the word is deep enough to catch puns or wordplay in sophisticated comedy or poetry. At this level, 'la cartera' is not just a word you know; it is a versatile concept that you can manipulate to convey subtle meanings in any professional or personal context.

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練習する例文メモとヒント

la cartera 30秒で

A feminine noun meaning wallet, purse, or portfolio depending on the region and context.
Essential for daily transactions and discussing personal belongings or financial assets.
Commonly confused with 'carpeta' (folder) by English speakers; always remember the feminine gender.
Used in professional Spanish to describe a client list or a government ministry.

The Spanish noun la cartera is a fundamental vocabulary word that every learner must master early in their journey. At its core, the word refers to a wallet or a flat case used for carrying money, credit cards, and identification. However, the beauty and complexity of the Spanish language mean that la cartera is far more than just a simple container for cash. Depending on where you are in the Spanish-speaking world, this word transforms its meaning, adapting to local customs and linguistic nuances. In Spain, for example, la cartera is the standard term for a wallet used by anyone, regardless of gender. It is that essential item you check for before leaving the house, alongside your keys and your phone.

Etymological Root: The word is derived from 'carta' (letter), reflecting its historical use as a bag for carrying mail or documents.

Siempre guardo mi identificación en la cartera.

In many Latin American countries, such as Colombia or Mexico, the term takes on an additional meaning: a woman's handbag or purse. This can lead to some confusion for learners who might expect the word bolso. While bolso is widely understood, cartera often implies a more formal or structured accessory. Furthermore, in the professional world, la cartera refers to a portfolio, such as a cartera de clientes (client portfolio) or a cartera de inversiones (investment portfolio). This professional application demonstrates the word's versatility, moving from a physical object in your pocket to an abstract concept in a boardroom. Understanding the context is key. If you are at a market, you are likely talking about your wallet. If you are in a fashion boutique, you might be discussing a handbag. If you are in a bank, you are definitely discussing your financial portfolio. The word carries a sense of security and personal value; losing your cartera is a universal symbol of stress. Historically, the cartero (mailman) carried a large cartera for letters, which is where the modern wallet gets its name. As society moved from paper letters to paper money and eventually to plastic cards, the word evolved but kept its essence as a carrier of things of value.

Regional Variation: In Argentina and Uruguay, people often prefer 'billetera' for a wallet, while 'cartera' is almost exclusively a woman's purse.

Ella compró una cartera de cuero muy elegante.

When we look at the physical object, la cartera usually consists of several compartments. There is the monedero for coins, the slots for tarjetas de crédito, and the space for billetes. In the modern era, we even talk about carteras digitales or billeteras electrónicas for smartphone apps that store payment information. This linguistic flexibility ensures that la cartera remains a relevant term in the twenty-first century. Whether it is made of leather, fabric, or exists only as code on a screen, it remains the central hub for our transactional lives.

Professional Use: In government, 'la cartera de educación' refers to the Ministry of Education or the portfolio held by the Minister.

El ministro dejó la cartera de salud tras la crisis.

Ultimately, mastering la cartera involves understanding these three layers: the personal wallet, the stylish handbag, and the professional portfolio. Each context requires a slightly different mental model, but the underlying theme of 'containing value' remains constant throughout.

Using la cartera in a sentence requires an understanding of basic Spanish syntax, particularly the use of feminine articles and adjectives. Since cartera is a feminine noun, it must always be accompanied by la, una, esta, or mi. Adjectives must also agree in gender and number. For example, if you have a red wallet, you would say una cartera roja. If you have multiple wallets, they are las carteras.

Common Verbs: The most common verbs paired with this noun are 'perder' (to lose), 'encontrar' (to find), 'abrir' (to open), and 'llevar' (to carry).

Olvidé la cartera en el restaurante y tuve que volver.

When talking about the act of paying, Spanish speakers often use the phrase sacar la cartera (to take out the wallet). This can be literal, as in preparing to pay for a meal, or figurative, implying that someone is about to spend a significant amount of money. Another important construction is dentro de la cartera (inside the wallet). You might say, Tengo mis tarjetas dentro de la cartera. In more complex sentences, la cartera can act as the subject. La cartera de cuero es más cara que la de plástico (The leather wallet is more expensive than the plastic one). Here, we see the use of comparisons. You can also use the word in the context of security: Guarda bien tu cartera para que no te la roben (Keep your wallet safe so it doesn't get stolen).

Possessive Usage: In Spanish, we often use the definite article instead of the possessive when the ownership is obvious. 'Me puse la cartera en el bolsillo' (I put the wallet in my pocket).

¿Puedes buscar mis llaves en la cartera?

If you are using the word in a professional sense, the sentences become more formal. Nuestra empresa tiene una amplia cartera de servicios (Our company has a wide portfolio of services). Notice how the word cartera here is followed by the preposition de and a plural noun. This is a very common pattern in business Spanish. Similarly, in politics: El presidente anunció quién ocupará la cartera de economía (The president announced who will occupy the economy portfolio).

Idiomatic Sentence: 'Aflojar la cartera' is a common idiom meaning to reluctantly spend money.

Tuve que aflojar la cartera para pagar la reparación del coche.

When practicing, try to build sentences that describe your own cartera. What color is it? What is inside it? Where do you usually keep it? By personalizing the vocabulary, you anchor it in your long-term memory. For instance, Mi cartera es vieja pero tiene mucho valor sentimental (My wallet is old but has a lot of sentimental value). This approach helps you move beyond rote memorization into functional fluency. Remember to pay attention to the plural form carteras and how it affects the rest of the sentence: Aquellas carteras de diseño son hermosas (Those designer handbags are beautiful).

In a real-world Spanish-speaking environment, you will encounter the word la cartera in several distinct settings. The most common is during financial transactions. Whether you are at a high-end department store like El Corte Inglés in Madrid or a bustling street market in Mexico City, the moment of payment often involves this word. You might hear a cashier say, ¿Tiene su tarjeta en la cartera? (Do you have your card in your wallet?) or a friend might ask, ¿Me prestas diez euros? Dejé la cartera en casa (Can you lend me ten euros? I left my wallet at home).

Travel & Security: In tourist-heavy areas, you will often see signs or hear announcements warning you to watch your belongings: '¡Cuidado con la cartera!' (Watch your wallet!).

El guía nos dijo que vigiláramos bien la cartera en el metro.

Another common place to hear this word is in the world of fashion and accessories. In Latin American countries, fashion influencers and store clerks use cartera to describe handbags. You might hear a salesperson say, Esta cartera hace juego con sus zapatos (This purse matches your shoes). In this context, the word is associated with style, materials like cuero (leather) or sintético (synthetic), and brands. If you listen to the news, particularly the financial or political segments, la cartera appears in a more abstract form. News anchors might discuss the cartera vencida (overdue loan portfolio) of a bank or the cartera de proyectos (project portfolio) of a government agency. This usage is much more formal and technical, but it is essential for understanding professional Spanish.

At the Police Station: If you are unlucky enough to lose your wallet, you will use this word repeatedly when filing a report: 'Vengo a denunciar el robo de mi cartera'.

Perdí la cartera con todos mis documentos personales.

In a domestic setting, family members often ask each other about the location of their wallets or purses. ¿Viste mi cartera? Estaba sobre la mesa (Did you see my purse/wallet? It was on the table). This is a very natural and frequent use of the word. Furthermore, in Spain, you might still hear the word cartera used to describe the bag used by a cartero (postman), although this is becoming more of a traditional or historical reference.

In the Office: 'Gestionar la cartera de clientes' means to manage the client list, a common task for sales representatives.

El nuevo gerente quiere expandir la cartera de clientes internacionales.

Finally, in literature and film, la cartera often serves as a plot device. A lost wallet that contains a secret note, or a stolen purse that leads to a chase, are common tropes. Hearing the word in these contexts helps you understand its weight and importance in daily life. It is not just an object; it is a vessel for identity and survival.

One of the most frequent mistakes English speakers make with la cartera is related to its grammatical gender. Because a wallet is an object often associated with men in some cultural contexts, learners sometimes mistakenly use the masculine article, saying *el cartera*. This is incorrect. Regardless of who owns it or what it looks like, the word is always feminine: la cartera.

Gender Error: Incorrect: *El cartera de mi padre es negra.* Correct: La cartera de mi padre es negra.

Esa cartera no es mía, es de mi hermano.

Another common source of confusion is the regional difference between cartera and billetera. While they can be synonyms, using cartera in Argentina to refer to a man's wallet might sound strange, as they almost exclusively use billetera for that purpose. Conversely, using billetera to describe a large designer handbag would be a mistake, as billetera specifically refers to something that holds billetes (bills/notes). Learners also struggle with the distinction between cartera and bolso. While in some countries they are interchangeable for a handbag, bolso is generally the more universal term for a bag, whereas cartera often implies a specific style or a higher level of formality. If you are talking about a backpack, never use cartera; use mochila.

The 'Carpeta' Trap: Many students say 'He puesto el dinero en la carpeta' thinking they mean wallet. They are actually saying they put the money in a file folder.

Necesito una cartera nueva, no una carpeta para mis papeles.

Prepositional errors are also common. English speakers might say *en mi cartera* (which is fine), but sometimes they use *dentro mi cartera* without the necessary de. The correct form is dentro de la cartera. Additionally, when describing the material, remember to use the preposition de: una cartera de cuero, not *una cuero cartera*.

Pluralization Mistake: When talking about multiple portfolios, ensure you say 'las carteras de inversión' and not 'los carteras'.

Las carteras de estos clientes son muy variadas.

Finally, be careful with the verb pagar. You don't 'pay the wallet' (*pagar la cartera*), you 'pay with the wallet' (pagar con la cartera) or simply 'take money out of the wallet to pay' (sacar dinero de la cartera para pagar). Avoiding these common pitfalls will make your Spanish sound much more natural and precise.

To truly master Spanish, you need to know the alternatives to la cartera and when to use them. The most prominent alternative is la billetera. Derived from billete (banknote), this word specifically refers to a wallet designed to hold paper money. In many parts of the Americas, billetera is the preferred term for a man's wallet, while cartera is reserved for women's purses.

Billetera vs. Cartera: Billetera: Focuses on bills/notes. Cartera: More general, can mean wallet, purse, or portfolio.

En Argentina, los hombres siempre usan la billetera en el bolsillo trasero.

Another related word is el monedero. As the name suggests, this is a small pouch specifically for monedas (coins). While many carteras have a monedero section inside them, a monedero can also be a standalone item. If you only have a few coins and no bills, you are likely carrying a monedero. For professional contexts, el portafolio or el maletín are important alternatives. A portafolio is a flat case for carrying documents, much like the original meaning of cartera, but it is used almost exclusively in business. A maletín is a briefcase. If you are going to a job interview, you might carry a maletín, not a cartera (unless you mean your wallet is inside).

The Professional Sphere: Portafolio: Used for collections of work or financial assets. Maletín: A physical briefcase.

El abogado llevaba sus documentos en un maletín de cuero.

In the context of slang or informal speech, you might hear la guita or las pelas (in Spain) to refer to money itself, which often involves the cartera. In some Caribbean regions, el bulto can be used for a bag, though it's less specific than cartera. Understanding these synonyms allows you to choose the most appropriate word for the situation. If you are in a formal meeting in Madrid, la cartera de clientes is perfect. If you are at a cafe in Buenos Aires and want to pay, la billetera is your best bet.

Regional Summary: Spain: Cartera (wallet/purse). Mexico: Cartera (wallet). Argentina: Billetera (wallet), Cartera (purse).

Busqué en mi monedero pero solo encontré céntimos.

By expanding your vocabulary to include billetera, monedero, and maletín, you avoid the trap of overusing cartera and start to speak with the precision of a native speaker. Each of these words carries its own specific 'flavor' and context, making your Spanish more expressive and accurate.

How Formal Is It?

豆知識

The job 'cartero' (mailman) and the object 'cartera' (wallet) share the same root because wallets were originally designed to carry papers and identification rather than just coins.

発音ガイド

UK /kaɾˈteɾa/

US /kɑrˈtɛrə/

The stress is on the penultimate (second to last) syllable: car-TE-ra.

韻が合う語

bandera espera manera barrera carrera escalera madera fiera

よくある間違い

Pronouncing the 'r' as an English 'r' (retroflex). It should be a quick tap of the tongue.
Stressing the first syllable (CAR-tera) instead of the second.
Pronouncing the 'e' as a long 'ee' sound. It should be like the 'e' in 'met'.
Making the final 'a' sound too much like an 'o'.
Adding an 'h' sound at the beginning.

難易度

読解 1/5

The word is very common and easy to recognize in text.

ライティング 2/5

Requires remembering the feminine gender and avoiding the 'carpeta' false friend.

スピーキング 2/5

Requires correct 'r' tapping and stress on the second syllable.

リスニング 1/5

Usually clearly pronounced in daily conversation.

次に学ぶべきこと

前提知識

la carta el dinero la tarjeta el bolsillo pagar

次に学ぶ

el monedero la billetera el bolso el cartero la cuenta

上級

la marroquinería el portafolio el activo financiero la gestión de cobro el presupuesto

知っておくべき文法

Noun-Adjective Agreement

La cartera roja (feminine singular).

Definite Article with Personal Belongings

Perdí la cartera (instead of 'mi cartera' when context is clear).

Preposition 'de' for Material

Cartera de piel (leather wallet).

Compound Noun Formation

Cartera de mano (noun + preposition + noun).

Subjunctive with Unknown Objects

Busco una cartera que sea barata.

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レベル別の例文

La cartera es negra.

The wallet/purse is black.

Uses the feminine article 'la' and the feminine adjective 'negra'.

Tengo una cartera nueva.

I have a new wallet.

Adjective 'nueva' follows the noun and agrees in gender.

Mi cartera está en la mesa.

My wallet is on the table.

Uses the verb 'estar' for location.

¿Dónde está la cartera?

Where is the wallet?

Standard question structure with 'dónde'.

Es una cartera de cuero.

It is a leather wallet.

Use 'de' to indicate material.

La cartera tiene dinero.

The wallet has money.

Simple present tense of the verb 'tener'.

No veo mi cartera.

I don't see my wallet.

Negative sentence with 'no' before the verb.

La cartera es pequeña.

The wallet is small.

Feminine adjective 'pequeña'.

Guardé las tarjetas en la cartera.

I kept the cards in the wallet.

Preterite tense of 'guardar'.

Perdí mi cartera ayer en el cine.

I lost my wallet yesterday at the cinema.

Past tense 'perdí' with a time marker 'ayer'.

¿Puedes sacar la cartera para pagar?

Can you take out the wallet to pay?

Use of 'poder' + infinitive 'sacar'.

Esta cartera es muy cara.

This wallet/purse is very expensive.

Demonstrative adjective 'esta'.

Busco una cartera que sea azul.

I am looking for a wallet that is blue.

Use of subjunctive 'sea' for an unspecified object.

Mi abuelo siempre lleva su cartera.

My grandfather always carries his wallet.

Adverb of frequency 'siempre'.

Hay muchas monedas en la cartera.

There are many coins in the wallet.

Use of 'hay' for existence.

La cartera no cabe en mi bolsillo.

The wallet doesn't fit in my pocket.

Irregular verb 'caber' in the present tense.

Si hubiera tenido mi cartera, habría pagado yo.

If I had had my wallet, I would have paid.

Past contrary-to-fact conditional sentence.

Me di cuenta de que no tenía la cartera al llegar a la caja.

I realized I didn't have the wallet when I got to the checkout.

Phrase 'darse cuenta de' + imperfect tense.

Espero que encuentres tu cartera pronto.

I hope you find your wallet soon.

Present subjunctive 'encuentres' after 'esperar que'.

La cartera que me regalaste se ha roto.

The wallet you gave me has broken.

Relative clause 'que me regalaste'.

No salgas de casa sin revisar la cartera.

Don't leave the house without checking the wallet.

Negative imperative 'no salgas'.

Llevo la cartera en el bolso para mayor seguridad.

I carry the wallet in the bag for greater security.

Prepositional phrase 'para mayor seguridad'.

Se le cayó la cartera mientras corría hacia el autobús.

His wallet fell while he was running for the bus.

Accidental 'se' construction 'se le cayó'.

Esa cartera es demasiado grande para este bolso.

That wallet is too big for this bag.

Adverb 'demasiado' modifying the adjective.

La empresa ha ampliado su cartera de clientes este trimestre.

The company has expanded its client portfolio this quarter.

Professional usage of 'cartera'.

Es fundamental diversificar la cartera de inversiones para reducir riesgos.

It is essential to diversify the investment portfolio to reduce risks.

Financial terminology.

El político asumió la cartera de exteriores con gran entusiasmo.

The politician took over the foreign affairs portfolio with great enthusiasm.

Political usage referring to a ministry.

Aflojó la cartera tras ver la cara de ilusión de su hijo.

He loosened his purse strings after seeing his son's excited face.

Idiomatic expression 'aflojar la cartera'.

La gestión de la cartera vencida es una prioridad para el banco.

Managing the overdue portfolio is a priority for the bank.

Technical term 'cartera vencida'.

El diseñador presentó una nueva línea de carteras de lujo.

The designer presented a new line of luxury handbags.

Fashion context common in Latin America.

No podemos permitir que nuestra cartera de proyectos se estanque.

We cannot allow our project portfolio to stagnate.

Subjunctive 'se estanque' after 'permitir que'.

A pesar de la crisis, la cartera de pedidos sigue creciendo.

Despite the crisis, the order portfolio continues to grow.

Concessionary phrase 'A pesar de'.

La volatilidad del mercado afectó gravemente a la cartera de valores.

Market volatility seriously affected the securities portfolio.

High-level economic terminology.

Su ascenso a la cartera de justicia fue cuestionado por la oposición.

His promotion to the justice portfolio was questioned by the opposition.

Abstract political usage.

El autor utiliza la cartera perdida como una metáfora de la identidad olvidada.

The author uses the lost wallet as a metaphor for forgotten identity.

Literary analysis context.

Es imperativo que el banco sanee su cartera de activos tóxicos.

It is imperative that the bank cleans up its portfolio of toxic assets.

Advanced vocabulary 'sanear' and 'activos tóxicos'.

La artesanía de esta cartera refleja siglos de tradición marroquinera.

The craftsmanship of this wallet reflects centuries of leather-working tradition.

Specific vocabulary 'marroquinera'.

No es solo cuestión de dinero, sino de lo que la cartera representa socialmente.

It's not just a matter of money, but of what the wallet represents socially.

Correlative conjunction 'no solo... sino'.

El cartero vació su pesada cartera tras una larga jornada de lluvia.

The postman emptied his heavy mailbag after a long rainy day.

Traditional/Historical meaning of 'cartera'.

La optimización de la cartera de productos es clave para la rentabilidad.

Optimizing the product portfolio is key to profitability.

Noun 'optimización' and 'rentabilidad'.

La reestructuración de la cartera ministerial busca dar un giro a la política social.

The restructuring of the ministerial portfolio aims to pivot social policy.

Sophisticated political discourse.

El análisis de la cartera crediticia reveló vulnerabilidades sistémicas.

The analysis of the credit portfolio revealed systemic vulnerabilities.

Academic/Technical financial Spanish.

Bajo la apariencia de una simple cartera, se escondía un complejo dispositivo de espionaje.

Under the appearance of a simple wallet, a complex espionage device was hidden.

Narrative complexity with 'bajo la apariencia de'.

La diversificación de la cartera no es un mero trámite, sino una estrategia existencial para el fondo.

Portfolio diversification is not a mere formality, but an existential strategy for the fund.

Use of 'mero' and 'existencial'.

El impacto de la inflación en la cartera de los hogares es cada vez más evidente.

The impact of inflation on the household 'wallet' (budget) is increasingly evident.

Metaphorical use of 'cartera' for 'budget'.

La curaduría de su cartera artística demuestra una coherencia estética envidiable.

The curation of his artistic portfolio demonstrates an enviable aesthetic coherence.

Use of 'curaduría' and 'coherencia estética'.

La digitalización ha transformado la cartera física en un ecosistema de aplicaciones financieras.

Digitization has transformed the physical wallet into an ecosystem of financial applications.

Abstract conceptualization.

Cualquier alteración en la cartera de pedidos puede desestabilizar la cadena de suministro.

Any alteration in the order portfolio can destabilize the supply chain.

Advanced industrial/business logic.

よく使う組み合わせ

cartera de clientes

cartera de inversiones

cartera de cuero

sacar la cartera

perder la cartera

cartera ministerial

cartera de servicios

cartera vencida

cartera escolar

cartera digital

よく使うフレーズ

Mirar la cartera

— To check how much money one has. Used when considering a purchase.

Antes de comprar el coche, tengo que mirar la cartera.

Tener la cartera llena

— To have a lot of money. Used literally or figuratively.

Parece que hoy tienes la cartera llena, ¿me invitas?

Robar la cartera

— To pickpocket or steal a wallet. A common concern in big cities.

Ten cuidado en el metro, que te roban la cartera sin que te des cuenta.

Abrir la cartera

— To open the wallet, often implying a willingness to pay.

Abrió la cartera y pagó la cuenta de todos.

Cartera de mano

— A small handbag or clutch. Used in fashion and travel.

Solo llevo una cartera de mano para la fiesta.

En el fondo de la cartera

— At the bottom of the purse/wallet. Where small items get lost.

Encontré las monedas en el fondo de la cartera.

Cartera de valores

— A stock portfolio. Used in investment contexts.

Su cartera de valores incluye acciones de tecnología.

Cartera de pedidos

— A book of orders. Used in manufacturing and sales.

La fábrica tiene una cartera de pedidos completa para todo el año.

Cambio de cartera

— A reshuffle of government ministers.

Se rumorea un cambio de cartera en el gobierno.

Cartera sanitaria

— The range of health services provided by a system.

La cartera sanitaria pública cubre las cirugías básicas.

よく混同される語

la cartera vs carpeta

Means 'folder' or 'binder'. Never use it to mean 'wallet'.

la cartera vs cartel

Means 'poster' or 'sign'. Sounds similar but unrelated in meaning.

la cartera vs carretera

Means 'highway' or 'road'. The extra 're' changes the meaning completely.

慣用句と表現

"Aflojar la cartera"

— To spend money, often reluctantly or after some persuasion.

Al final, mi padre tuvo que aflojar la cartera para el viaje.

informal

"Rascarse la cartera"

— Similar to 'aflojar la cartera', emphasizing the effort of spending.

Si quieres calidad, vas a tener que rascarte la cartera.

informal

"Tener la cartera apretada"

— To have very little money or to be on a tight budget.

Este mes tengo la cartera apretada, no puedo salir a cenar.

informal

"Picar la cartera"

— To pickpocket. Common in Spain.

Le picaron la cartera en medio de la multitud.

slang

"Vivir de la cartera ajena"

— To live off someone else's money.

Ese hombre siempre ha vivido de la cartera ajena.

informal

"Cartera de hierro"

— Someone who is very stingy or refuses to spend money.

No le pidas dinero, tiene la cartera de hierro.

informal

"Estar a la cuarta pregunta en la cartera"

— To be completely broke (archaic but still heard).

Después de las vacaciones, estoy a la cuarta pregunta en la cartera.

informal

"Cuidar la cartera"

— To be careful with spending or to protect one's money.

En tiempos de crisis, hay que cuidar la cartera.

neutral

"La cartera manda"

— Money talks; financial capacity determines the outcome.

En este negocio, la cartera manda.

neutral

"Limpiar la cartera"

— To take all of someone's money, often through gambling or scams.

En el casino le limpiaron la cartera en una hora.

informal

間違えやすい

la cartera vs billetera

Both mean wallet.

Billetera is specifically for bills and is preferred for men's wallets in many Latin American countries.

Llevo los billetes en la billetera.

la cartera vs bolso

Both can mean a woman's bag.

Bolso is the general term for a bag; cartera is often more structured or formal.

Puse la cartera dentro del bolso.

la cartera vs monedero

Both hold money.

Monedero is specifically for coins.

Busqué una moneda en mi monedero.

la cartera vs portafolio

Both mean portfolio.

Portafolio is used for a collection of work; cartera is used for clients or assets.

El fotógrafo trajo su portafolio.

la cartera vs maletín

Both are used in business.

Maletín is a physical briefcase; cartera is a conceptual portfolio.

Lleva su portátil en el maletín.

文型パターン

La cartera es + [adjective]

La cartera es azul.

Tengo + [item] + en la cartera

Tengo fotos en la cartera.

Si pierdo la cartera, + [future verb]

Si pierdo la cartera, llamaré al banco.

[Business/Person] tiene una cartera de + [noun]

El banco tiene una cartera de clientes internacionales.

A pesar de + [noun], la cartera + [verb]

A pesar de la crisis, la cartera de inversiones creció.

La reestructuración de la cartera + [verb]

La reestructuración de la cartera ministerial fue inevitable.

Necesito una cartera que + [subjunctive]

Necesito una cartera que tenga muchos compartimentos.

Se me olvidó la cartera en + [place]

Se me olvidó la cartera en el taxi.

語族

名詞

cartero (postman)

carterista (pickpocket)

carterita (small wallet/purse)

動詞

encarterar (to put in a wallet/portfolio - rare)

形容詞

carteril (relating to a wallet or portfolio - very rare)

使い方

frequency

Very high in daily life and professional contexts.

よくある間違い

El cartera → La cartera
Students often think since men carry wallets, the word should be masculine. It is always feminine.
Puse mi dinero en la carpeta. → Puse mi dinero en la cartera.
Confusion with the false friend 'carpeta' (folder).
Me robaron el bolso (when meaning a small wallet). → Me robaron la cartera.
In Spain, 'bolso' is a purse; 'cartera' is a wallet. Using 'bolso' for a small wallet sounds wrong.
Cartera de cuero roja. → Cartera roja de cuero.
While both can be understood, the color usually follows the noun directly before the material description in natural speech.
Pagó la cartera. → Pagó con la cartera.
You don't pay the object; you use the object as a means to pay.

ヒント

Gender Agreement

Always pair 'cartera' with feminine adjectives like 'bonita', 'vieja', or 'pequeña'. Even if you are a man, your wallet is 'la cartera'.

False Friend Alert

Never use 'carpeta' to mean wallet. 'Carpeta' means folder. This is one of the most common mistakes for English speakers.

Regional Choice

If you are in Argentina, use 'billetera' for a wallet. If you are in Spain, 'cartera' is perfect for both men and women.

Stress the Middle

The stress is on the 'te': car-TE-ra. Practice saying it out loud several times to get the rhythm right.

Business Context

Use 'cartera' when talking about professional assets like clients or investments. It sounds more sophisticated than 'lista' or 'grupo'.

Travel Safety

If you hear someone shout '¡La cartera!', check your pockets immediately. They are likely warning you about a pickpocket.

The Daily Trio

In Spanish, the three things you check for before leaving are 'llaves, móvil y cartera' (keys, phone, and wallet).

Spending Money

Use 'aflojar la cartera' when you want to describe someone finally deciding to spend money on something.

Root Connection

Connect 'cartera' with 'carta' (letter) in your mind. It was originally a bag for letters!

Describing Material

Always use 'de' to describe what it's made of: 'cartera de cuero', 'cartera de tela', 'cartera de plástico'.

暗記しよう

記憶術

Think of a 'car' carrying 'tea' (tera) and a 'letter' (carta). Your wallet is the 'car' for your 'tea' money!

視覚的連想

Imagine a giant leather letter envelope that shrinks down until it fits in your pocket and is filled with money.

Word Web

dinero tarjetas cuero bolsillo pagar cartero identificación bolso

チャレンジ

Go through your own wallet today and name every item inside it in Spanish, starting with 'En mi cartera tengo...'

語源

Derived from the Spanish word 'carta' (letter), which comes from the Latin 'charta'.

元の意味： Originally, a 'cartera' was a large bag or case used specifically for carrying letters and documents.

Romance (Latin root).

文化的な背景

Be careful not to ask about the contents of a person's 'cartera' as it is considered a private matter regarding their financial status.

English speakers often use 'wallet' for men and 'purse' or 'handbag' for women. In Spanish, 'cartera' can cover both, which can be confusing.

The film 'Nueve Reinas' (Nine Queens) features many scenes involving 'carteras' and scams. Songs in the 'Cumbia' or 'Tango' genres often mention the 'cartera' in relation to money or love. Designer 'carteras' from brands like Loewe (Spain) are world-famous.

実生活で練習する

実際の使用場面

Shopping

¿Cuánto cuesta esta cartera?
¿Tienen carteras de cuero?
Voy a sacar la cartera para pagar.
Busco una cartera pequeña.

Police Station

Me han robado la cartera.
Perdí mi cartera en el parque.
En la cartera tenía mi pasaporte.
¿Alguien ha entregado una cartera?

Business

Nuestra cartera de clientes es muy fiel.
Debemos revisar la cartera de pedidos.
¿Cómo va la cartera de inversiones?
Presentó su cartera de servicios.

Politics

Ocupa la cartera de educación.
Habrá cambios en las carteras ministeriales.
Es una cartera difícil de gestionar.
La cartera de sanidad tiene poco presupuesto.

Daily Life

¿Has visto mi cartera?
Guarda la cartera en el bolso.
No tengo efectivo en la cartera.
Mi cartera está muy vieja.

会話のきっかけ

"¿Qué cosas sueles llevar siempre en tu cartera aparte de dinero?"

"¿Alguna vez has perdido la cartera en un lugar público?"

"¿Prefieres usar una cartera física o una cartera digital en tu móvil?"

"¿Cuál es la cartera más bonita o cara que has tenido?"

"¿Crees que en el futuro las carteras físicas desaparecerán por completo?"

日記のテーマ

Describe detalladamente cómo es tu cartera actual: color, material y contenido.

Escribe una historia sobre alguien que encuentra una cartera llena de dinero en la calle.

¿Qué harías si perdieras tu cartera hoy mismo? Explica los pasos que seguirías.

Reflexiona sobre la importancia de la 'cartera de clientes' para un negocio pequeño.

Compara el uso de la palabra 'cartera' en España y en tu país de origen o estudio.

よくある質問

10 問

Yes, especially in Spain and Mexico. However, in countries like Argentina or Colombia, men usually say 'billetera' and 'cartera' is reserved for women's purses.

In Spain, 'cartera' is a wallet and 'bolso' is a purse. In many Latin American countries, 'cartera' is a purse and 'billetera' is a wallet.

In some regions and in older Spanish, yes. However, 'mochila' is the standard modern word for a backpack or schoolbag.

The word is 'carterista', which comes directly from 'cartera'.

It means a 'client portfolio' or 'customer base'—the group of people or companies a business serves.

It is always feminine: 'la cartera'. Using 'el cartera' is a common mistake for learners.

It is a digital wallet, an app on your phone (like Apple Pay or Google Wallet) that stores your payment information.

It is a banking term for loans that have not been paid on time; it translates to 'overdue portfolio' or 'non-performing loans'.

Because historically they carried a large 'cartera' (mailbag) full of 'cartas' (letters).

It is an idiom meaning to spend money, usually when you don't really want to but have to.

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