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A2 verb #6,000 الأكثر شيوعاً 8 دقيقة للقراءة

적립하다

jeongrihada الأكثر شيوعاً #6,000

تدرّب عليها أمثلة ملاحظات ونصائح 적립하다 في 30 ثانية

الشرح 적립하다 in your Level:

At the A1 level, you should know that '적립하다' is a word used when you buy things. Think of it as 'saving points.' When you go to a store in Korea, the cashier might ask you a question with this word. You don't need to know all the grammar yet. Just remember that '포인트' (point) and '적립' (accumulation) go together. If you want to save points on your phone app, you can say '적립해 주세요' (Please accumulate [the points] for me). It is a very useful 'shopping word.'

سجّل مجاناً لقراءة الشرح الكامل

At the A2 level, you can start using '적립하다' in simple sentences. You should understand that it is a verb used for points, miles, and sometimes money. You can use it to describe your habits, like '나는 카페에서 포인트를 적립해요' (I accumulate points at the cafe). You should also recognize the passive form '적립되다,' which you will see on receipts. It means the points 'are saved' automatically. This level is about using the word in daily life contexts like shopping and using apps.

At the B1 level, you should be able to use '적립하다' to talk about plans and reasons. For example, '마일리지를 적립해서 여행을 가고 싶어요' (I want to go on a trip by accumulating miles). You will also see this word in more formal settings, like at a bank or when reading about '적립식' (installment) savings accounts. You should understand the difference between '적립하다' and '모으다' (to gather), knowing that '적립하다' implies a more systematic or official way of saving value.

سجّل مجاناً لقراءة الشرح الكامل

At the B2 level, you should understand '적립하다' in financial and corporate contexts. It's not just about shopping points anymore; it's about '적립금' (reserve funds) or '퇴직금 적립' (accumulating severance pay). You should be able to discuss the pros and cons of different reward systems using this verb. You will also encounter it in news articles about the economy, such as '외환 보유고 적립' (accumulating foreign exchange reserves). Your usage should reflect an understanding of the word's systematic and formal nuances.

سجّل مجاناً لقراءة الشرح الكامل

At the C1 level, you should be comfortable with the Hanja roots of '적립하다' (積 - pile up, 立 - establish) and how they relate to other words like '축적' (accumulation) or '적재' (loading). You should be able to use the word in academic or professional writing to describe the systematic building of capital, reserves, or institutional funds. You should also understand the legal implications of '적립,' such as the mandatory accumulation of legal reserves in corporate law. Your nuance should distinguish between simple accumulation and strategic provisioning.

سجّل مجاناً لقراءة الشرح الكامل

At the C2 level, '적립하다' becomes a tool for precise economic and philosophical expression. You can use it to discuss the 'accumulation of social capital' or the 'provisioning of resources' in complex systems. You should be able to analyze the linguistic choice of '적립' over '축적' in specific texts, noting how '적립' often implies a specific destination or purpose for the accumulated value. You should also be able to use the word fluently in high-level debates about fiscal policy, social security systems, and corporate governance.

سجّل مجاناً لقراءة الشرح الكامل

تدرّب عليها أمثلة ملاحظات ونصائح

적립하다 في 30 ثانية

적립하다 means to systematically accumulate points, miles, or money, usually through a loyalty program or a specific financial savings plan.
It is a '하다' verb, frequently used in shopping contexts ('포인트 적립') and financial contexts ('적립금').
Commonly confused with '저축하다' (general saving), but '적립하다' focuses on the methodical process and reward systems.
The passive form '적립되다' is often used to describe points being automatically added to an account.

The Korean verb 적립하다 (jeong-nip-ha-da) is a cornerstone of modern Korean consumer and financial culture. At its core, it means 'to accumulate' or 'to save up,' but unlike general words for gathering things, it specifically refers to the systematic process of building up funds, points, or miles over time. In the bustling streets of Seoul, from the smallest neighborhood convenience store to the largest department stores in Gangnam, you will encounter this word daily. It is derived from the Hanja characters 적 (積) meaning 'to amass' or 'to pile up' and 립 (立) meaning 'to establish' or 'to set up.' Together, they describe the act of establishing a reserve through consistent accumulation.

Daily Shopping Context: When you buy a coffee at a cafe, the barista will almost certainly ask, "포인트 적립하시겠어요?" (Would you like to accumulate points?). This refers to the loyalty programs where a percentage of your purchase is returned as digital currency for future use.

편의점에서 물건을 사고 포인트를 적립했다.

Beyond simple shopping points, 적립하다 is used in formal financial settings. It describes the act of depositing money into a reserve fund or a specific type of savings account known as a '적립식 펀드' (installment fund). While 저축하다 (to save) is a broad term for putting money in a bank, 적립하다 emphasizes the incremental, periodic nature of the action. It suggests a goal-oriented building process, whether you are accumulating frequent flyer miles for a vacation or building a retirement nest egg. The word carries a sense of discipline and foresight, reflecting a value system that prizes steady preparation for the future.

Financial Nuance: In corporate accounting, this word is used for 'retaining' earnings or 'setting aside' reserves. It is a formal term used in balance sheets to show that capital is being built up systematically rather than being spent immediately.

매달 일정 금액을 퇴직금으로 적립하고 있습니다.

Understanding this word is essential for navigating the Korean economy. Whether you are a student collecting 'stamps' at a local boba shop or a professional managing a corporate budget, 적립하다 is the functional verb for the act of building value bit by bit. It is rarely used for physical objects like 'accumulating dust' (where you would use 쌓이다) or 'accumulating experience' (where you would use 쌓다). It is almost strictly reserved for abstract values that have a numerical or monetary equivalent, highlighting the structured nature of the Korean reward and savings systems.

Using 적립하다 correctly requires understanding its role as a transitive verb that takes an object—usually points, miles, or money. The most common sentence pattern is [Object]을/를 적립하다. Because it is a '하다' verb, it is easily conjugated into various politeness levels and tenses. In casual conversation, you might say "포인트 적립했어?" (Did you get the points?), while in a formal retail setting, you will hear "포인트를 적립해 드릴까요?" (Shall I accumulate the points for you?).

Grammatical Structure: Subject + (Reason/Location) + Object (Points/Money) + 적립하다. For example: '나는 쇼핑몰에서 포인트를 적립했다.' (I accumulated points at the shopping mall.)

항공 마일리지를 적립하기 위해 신용카드를 바꿨어요.

Another important aspect is the passive form, 적립되다 (to be accumulated). This is used when the focus is on the points themselves rather than the person doing the action. For instance, "포인트가 자동으로 적립됩니다" (Points are automatically accumulated). This is frequently seen on websites, receipts, and promotional banners. If you are describing a habit, you might use the progressive form: "매달 조금씩 적립하고 있어요" (I am accumulating [money/points] little by little every month).

Common Direct Objects: 1. 포인트 (Points), 2. 마일리지 (Mileage), 3. 적립금 (Reward money/Reserve fund), 4. 기금 (Fund), 5. 보너스 (Bonus).

결제 금액의 1%가 포인트로 적립됩니다.

Finally, consider the purpose of the accumulation. You can use the construction -기 위해 (in order to). "노후 자금을 적립하기 위해 저축을 시작했다" (I started saving to accumulate retirement funds). This highlights the intentionality behind the word. Unlike 'getting' something by chance, 적립하다 implies a conscious effort to build a stock of value. It is also often paired with adverbs like 꾸준히 (steadily) or 차곡차곡 (neatly/one by one in a pile), which emphasize the methodical nature of the action.

If you live in Korea or use Korean apps, 적립하다 is unavoidable. The most frequent location is at the checkout counter. Whether it's a high-end department store like Shinsegae or a local 'mart,' the cashier will ask if you have a membership for 적립. In this context, it is often shortened to the noun form 적립. You might see signs that say "포인트 2배 적립 이벤트" (Double point accumulation event). This is a major marketing tool in Korea, where consumers are highly sensitive to reward rates.

E-commerce and Mobile Apps: On apps like Coupang, Naver Pay, or Baedal Minjok (food delivery), you will see '적립 예정' (scheduled to be accumulated) next to your order. This tells you how much 'cash back' or points you will receive once the delivery is complete.

네이버페이로 결제하면 포인트가 많이 적립돼서 좋아요.

In the workplace, you will hear this word during discussions about employee benefits. '퇴직연금 적립' (accumulation of retirement pension) is a common topic. Companies are legally required to '적립' funds for their employees' severance pay. Similarly, in the news, you might hear about the '국가 외환 보유고 적립' (accumulation of national foreign exchange reserves). Here, the scale is much larger, but the logic remains the same: systematically setting aside resources for future stability.

Travel and Transportation: Frequent travelers are obsessed with '마일리지 적립' (accumulating mileage). Korean Air and Asiana Airlines have complex systems for this. Even public transport apps like 'Alteul Card' allow you to accumulate points based on the distance you walk or cycle.

이번 출장으로 마일리지를 많이 적립할 수 있었어요.

Lastly, in the financial sector, '적립식' (installment-style) is a prefix for many investment products. A '적립식 예금' is an installment savings account where you deposit a fixed amount every month. This contrasts with a '거치식' account where you deposit a lump sum once. If you go to a bank in Korea to open a savings account, the teller will likely ask if you want a '적립식' plan, emphasizing the step-by-step accumulation of your wealth.

One of the most common mistakes for learners is confusing 적립하다 with 저축하다 (to save money). While they overlap, 저축하다 is the general term for putting money in a bank or saving it from being spent. 적립하다 is more specific to the *process* of building a fund or a point balance. You wouldn't say you '적립' your pocket money in a piggy bank; you '저축' or '모으다' (collect/gather) it. Use 적립하다 when there is a system or a specific account involved.

Physical vs. Abstract: Do not use 적립하다 for physical objects. For example, if you are stacking books, use 쌓다 (to pile up). If you are collecting stamps (the physical kind for letters), use 수집하다. 적립하다 is for value-based units like points and money.

❌ 책을 책상 위에 적립했다. (Wrong)
✅ 책을 책상 위에 쌓았다. (Correct)

Another mistake is using 적립하다 when you should use 쌓다 for abstract things like 'experience' or 'fame.' While you are 'accumulating' experience, the Korean linguistic logic treats experience as something you 'build' or 'stack' (경험을 쌓다), not something you 'deposit' into a systematic account. 적립하다 is almost exclusively for things that can be counted as a currency or a fund.

Confusing Active and Passive: Learners often say "포인트가 적립했어요" (The points accumulated - active). In Korean, if the points are the subject, you must use the passive 적립되다. "포인트가 적립되었어요" (Points were accumulated).

❌ 보너스가 적립했어요. (Wrong)
✅ 보너스가 적립되었어요. (Correct)

Finally, watch out for the pronunciation. The 'ㄱ' in '적' and the 'ㄹ' in '립' interact. According to Korean phonological rules, '적립' is pronounced as [정닙] (jeong-nip). Many learners try to pronounce the 'k' and 'r' sounds separately, which sounds unnatural. Mastering the [정닙] pronunciation will make you sound much more like a native speaker when you're at the checkout counter.

While 적립하다 is the most common word for points and systematic funds, several other verbs share the 'accumulation' theme. Knowing the differences will help you choose the right word for the right situation. The most versatile alternative is 모으다 (to gather/collect). This can be used for almost anything: money, points, people, or stamps. However, 모으다 is more casual and lacks the 'systematic system' nuance of 적립하다.

적립하다 vs. 저축하다: 적립하다: Systematic accumulation of funds or points (e.g., pension, loyalty points).
저축하다: Saving money in a bank to build wealth or for future use.

돈을 저축하는 것과 포인트를 적립하는 것은 달라요.

Another related word is 비축하다 (to store up/reserve). This is used for essential supplies like food, water, or oil, especially in preparation for an emergency. You wouldn't '적립' food; you would '비축' it. On the other hand, 쌓다 (to stack/build up) is used for physical piles or abstract concepts like 'trust' (신뢰를 쌓다) and 'knowledge' (지식을 쌓다).

Word Comparison Table

축적하다 (Chuk-jeok-ha-da): To accumulate knowledge, wealth, or power over a long period (very formal).
수집하다 (Su-jip-ha-da): To collect items as a hobby (stamps, coins, data).
불리다 (Bul-li-da): To make something grow (specifically used for 'growing' your assets/money).

회사는 비상금을 비축해 두어야 합니다.

In summary, choose 적립하다 for points, miles, and systematic financial funds. Choose 저축하다 for general bank savings, 모으다 for casual gathering, 쌓다 for building skills/trust, and 비축하다 for emergency supplies. Understanding these nuances will prevent you from sounding like a dictionary and help you sound like a sophisticated Korean speaker who understands the subtle categories of 'having more than you started with.'

How Formal Is It?

حقيقة ممتعة

While '적립' sounds very modern because of credit card points, the Hanja roots have been used for centuries to describe the building of granaries and national reserves.

دليل النطق

UK /t͡ɕʌ̹ŋ.nipʰa̠.da̠/

US /t͡ɕʌ̹ŋ.nipʰa̠.da̠/

Stress is even across all syllables, typical of Korean word structure.

يتقافى مع

독립하다 (dok-nip-ha-da - to be independent) 성립하다 (seong-nip-ha-da - to be established) 정립하다 (jeong-nip-ha-da - to set up/define) 대립하다 (dae-rip-ha-da - to oppose) 조립하다 (jo-rip-ha-da - to assemble) 공립 (gong-nip) 사립 (sa-rip) 국립 (guk-nip)

أخطاء شائعة

Pronouncing it as 'Jeok-rip-ha-da' (separating the k and r sounds).
Forgetting the aspiration in 'ha-da'.
Pronouncing 'rip' as a long 'reep' sound.
Failing to nasalize the 'ㄱ' to 'ㅇ'.
Over-emphasizing the 'p' in 'nip' before 'ha'.

مستوى الصعوبة

القراءة 2/5

Easy to recognize on signs and apps once you know the Hanja roots.

الكتابة 3/5

Requires remembering the '하다' structure and the correct Hanja-based spelling.

التحدث 3/5

Pronunciation [정닙] can be tricky for beginners due to nasalization.

الاستماع 2/5

Very common in stores, so you will get plenty of practice.

ماذا تتعلّم بعد ذلك

المتطلبات الأساسية

돈 (Money) 모으다 (To gather) 쇼핑 (Shopping) 카드 (Card) 하다 (To do)

تعلّم لاحقاً

사용하다 (To use) 할인 (Discount) 환불 (Refund) 결제 (Payment) 멤버십 (Membership)

متقدم

축적 (Accumulation) 유보금 (Reserves) 충당금 (Allowances) 자본화 (Capitalization)

قواعد يجب معرفتها

Nasalization (ㄱ + ㄹ -> ㅇ + ㄴ)

적립 [정닙]

Passive -되다

포인트가 적립되다

Noun + 식 (Style/Type)

적립식 펀드

Noun + 금 (Money/Fund)

적립금

Noun + 률 (Rate)

적립률

سجّل مجاناً لقراءة الشرح الكامل

أمثلة حسب المستوى

포인트 적립해 주세요.

Please save the points for me.

적립하다 + -해 주세요 (request form)

여기서 적립할 수 있어요?

Can I accumulate points here?

적립하다 + -ㄹ 수 있어요 (ability/possibility)

포인트 적립은 무료예요.

Point accumulation is free.

적립 (noun form) + 은 (topic marker)

카드로 적립해요.

I accumulate points with a card.

적립하다 (present tense)

포인트가 적립되었어요.

Points have been accumulated.

적립되다 (passive past tense)

적립하고 싶어요.

I want to save points.

적립하다 + -고 싶어요 (desire)

번호로 적립할게요.

I will accumulate points using my phone number.

적립하다 + -ㄹ게요 (future intention)

포인트를 많이 적립했어요.

I accumulated a lot of points.

적립하다 (past tense)

커피를 마시면 포인트가 적립돼요.

If you drink coffee, points are accumulated.

적립되다 (passive present tense)

앱을 다운로드하면 천 원이 적립됩니다.

If you download the app, 1,000 won will be accumulated.

적립되다 (formal passive)

쇼핑할 때마다 마일리지를 적립해요.

I accumulate mileage every time I shop.

적립하다 (present tense habit)

포인트를 적립하는 것을 잊지 마세요.

Don't forget to accumulate points.

적립하는 것 (noun clause) + -지 마세요 (prohibition)

어제는 포인트 적립을 못 했어요.

I couldn't accumulate points yesterday.

적립 (noun) + 못 하다 (cannot)

이 카드는 포인트가 잘 적립돼요.

This card accumulates points well.

적립되다 (passive)

적립한 포인트로 커피를 샀어요.

I bought coffee with the points I accumulated.

적립한 (past participle modifying noun)

가족 이름으로 적립할 수 있나요?

Can I accumulate points under a family member's name?

적립하다 + -ㄹ 수 있나요? (polite inquiry)

항공 마일리지를 적립해서 해외여행을 갈 거예요.

I will go on an overseas trip by accumulating airline mileage.

적립해서 (reason/method)

매달 일정 금액을 적립식 펀드에 넣고 있어요.

I am putting a certain amount into an installment fund every month.

적립식 (installment type)

포인트를 꾸준히 적립하면 큰 도움이 됩니다.

Steadily accumulating points is a big help.

적립하면 (conditional)

영수증을 챙겨야 나중에 포인트를 적립할 수 있어요.

You have to keep the receipt to accumulate points later.

-어야 (necessity)

이벤트 기간에는 포인트가 두 배로 적립됩니다.

Points are accumulated twofold during the event period.

두 배로 (as double)

적립된 금액이 벌써 만 원이 넘었네요.

The accumulated amount has already exceeded 10,000 won.

적립된 (passive participle)

포인트를 적립하는 대신 할인을 받을 수도 있어요.

Instead of accumulating points, you can also get a discount.

-는 대신 (instead of)

적립금을 사용하려면 본인 확인이 필요합니다.

Identity verification is required to use the reward money.

-으려면 (in order to)

회사는 매년 퇴직금을 별도의 계좌에 적립해야 한다.

Companies must accumulate severance pay in a separate account every year.

적립해야 한다 (obligation)

신용카드 혜택을 비교해 보고 적립률이 높은 것을 골랐다.

I compared credit card benefits and chose the one with a high accumulation rate.

적립률 (accumulation rate)

정부는 비상시를 대비해 외환 보유고를 적립하고 있다.

The government is accumulating foreign exchange reserves in preparation for emergencies.

-고 있다 (progressive)

포인트 적립 제도가 고객 유지에 큰 역할을 합니다.

The point accumulation system plays a big role in customer retention.

적립 제도 (accumulation system)

소액이라도 꾸준히 적립하면 목돈을 만들 수 있습니다.

Even if it's a small amount, you can make a large sum if you accumulate it steadily.

소액이라도 (even if it's a small amount)

유효 기간이 지나면 적립된 포인트가 소멸됩니다.

Accumulated points will expire once the validity period passes.

소멸되다 (to be extinguished/expire)

적립금을 현금처럼 사용할 수 있는 쇼핑몰이 인기다.

Shopping malls where you can use reward money like cash are popular.

현금처럼 (like cash)

회사는 이익의 일부를 사내 유보금으로 적립했다.

The company accumulated a portion of the profits as internal reserves.

사내 유보금 (internal reserves)

기업은 법정 적립금을 의무적으로 적립해야 할 책임이 있다.

Corporations have a responsibility to mandatorily accumulate legal reserves.

법정 적립금 (legal reserve)

연금 기금의 안정적인 적립은 고령화 사회의 핵심 과제다.

The stable accumulation of pension funds is a key challenge for an aging society.

안정적인 적립 (stable accumulation)

자본의 원시적 적립 과정에 대한 역사적 분석이 필요하다.

A historical analysis of the process of primitive accumulation of capital is necessary.

원시적 적립 (primitive accumulation)

충당금을 충분히 적립하지 않으면 재무 건전성이 악화될 수 있다.

Financial soundness may deteriorate if sufficient allowances are not accumulated.

충당금 (allowance/provision)

해당 펀드는 매달 수익의 일부를 재투자용으로 적립한다.

The fund accumulates a portion of its monthly earnings for reinvestment purposes.

재투자용 (for reinvestment)

환경 부담금을 적립하여 기후 변화 대응 기금을 마련했다.

A climate change response fund was prepared by accumulating environmental levies.

-하여 (and thus/by doing)

사회적 자본의 적립은 공동체의 신뢰를 바탕으로 이루어진다.

The accumulation of social capital is achieved based on the trust of the community.

이루어지다 (to be achieved/formed)

손실 보전 적립금은 미래의 불확실성에 대비하기 위한 것이다.

Loss-covering reserves are intended to prepare for future uncertainties.

-기 위한 것이다 (it is for the purpose of)

국가 재정의 건전성은 기금의 체계적인 적립과 운용에 달려 있다.

The soundness of national finances depends on the systematic accumulation and management of funds.

-에 달려 있다 (depends on)

잉여 가치의 적립을 통한 자본 확장은 고전 경제학의 주요 논제다.

Capital expansion through the accumulation of surplus value is a major thesis of classical economics.

잉여 가치 (surplus value)

보험사는 지급 여력 비율을 유지하기 위해 책임 준비금을 적립한다.

Insurers accumulate liability reserves to maintain their solvency margin ratio.

책임 준비금 (liability reserve)

지식의 적립은 단순히 정보를 모으는 것이 아니라 체계화하는 과정이다.

The accumulation of knowledge is not simply gathering information but a process of systematizing it.

단순히 -는 것이 아니라 (not simply -ing but...)

퇴직 연금의 외부 적립 의무화는 근로자의 수급권을 보호하기 위함이다.

Making the external accumulation of retirement pensions mandatory is to protect workers' right to receive them.

-기 위함이다 (it is to/for...)

역사적 경험의 적립이 민주주의의 성숙을 이끄는 동력이 된다.

The accumulation of historical experience becomes the driving force leading to the maturity of democracy.

-는 동력이 된다 (becomes a driving force)

재무제표상 이익 잉여금의 적립 현황은 기업의 자금력을 보여준다.

The status of the accumulation of retained earnings on the financial statements shows the company's financial power.

현황 (current status)

문화적 자산의 적립은 세대 간의 전승을 통해 완성된다.

The accumulation of cultural assets is completed through transmission between generations.

전승 (transmission/passing down)

تلازمات شائعة

포인트를 적립하다

마일리지를 적립하다

적립금을 쌓다

퇴직금을 적립하다

자동으로 적립되다

차곡차곡 적립하다

기금을 적립하다

포인트 적립률

적립 한도

사후 적립

العبارات الشائعة

포인트 적립하시겠어요?

— Would you like to accumulate points? (Said by cashiers).

마트 계산대에서 '포인트 적립하시겠어요?'라고 물었다.

적립금 사용

— Using the reward money. Often seen on checkout screens.

적립금 사용 버튼을 눌러서 할인받았다.

적립식 펀드

— An installment fund where you invest a fixed amount regularly.

적립식 펀드는 소액 투자자에게 유리하다.

마일리지 적립 카드

— A credit card that accumulates airline miles.

여행을 좋아해서 마일리지 적립 카드를 발급받았다.

포인트 적립 혜택

— Point accumulation benefits.

이 멤버십은 다양한 포인트 적립 혜택이 있다.

매달 적립하다

— To accumulate every month.

매달 일정 금액을 주택 청약에 적립하고 있다.

현금 적립

— Accumulating cash-back rewards.

이 앱은 걷기만 해도 현금 적립이 된다.

부족한 적립금

— Insufficient reward money.

적립금이 부족해서 물건을 못 샀다.

적립 대상

— Items or people eligible for accumulation.

이 상품은 포인트 적립 대상이 아닙니다.

적립 시점

— The time when accumulation occurs.

포인트 적립 시점은 배송 완료 후입니다.

يُخلط عادةً مع

적립하다 vs 저축하다

저축하다 is specifically for saving money in a bank account, while 적립하다 is for points or systematic funds.

적립하다 vs 쌓다

쌓다 is for physical stacking or building abstract things like experience/trust.

적립하다 vs 수집하다

수집하다 is for collecting items as a hobby, like stamps or data.

تعبيرات اصطلاحية

"티끌 모아 태산"

— Gathering dust to make a mountain. Similar to 'Every little bit helps.'

적립금을 티끌 모아 태산처럼 모아서 노트북을 샀어요.

Common Proverb

"포인트 사냥꾼"

— Point hunter. Someone who actively seeks out maximum rewards.

그는 혜택이 좋은 곳만 찾아다니는 포인트 사냥꾼이다.

Slang/Modern

"차곡차곡 쌓다/적립하다"

— To save up neatly and steadily.

월급의 반을 차곡차곡 적립해서 집을 샀다.

Neutral

"적립금 폭탄"

— A 'bomb' of reward money (a huge amount given at once).

이벤트에 당첨되어 적립금 폭탄을 받았다.

Informal/Marketing

"마일리지 인생"

— Living a life centered around accumulating and using miles.

그는 출장이 많아서 마일리지 인생을 살고 있다.

Casual

"포인트 거지"

— Point beggar (someone who asks for points or tries to save tiny amounts).

친구는 10원 적립에도 집착하는 포인트 거지다.

Slang (Humorous)

"개미처럼 모으다"

— To gather like an ant (hardworking and steady saving).

개미처럼 적립금을 모아서 부모님 선물을 샀다.

Idiomatic

"적립금으로 연명하다"

— To survive using only reward money/points.

이번 달은 용돈이 떨어져서 적립금으로 연명하고 있다.

Humorous/Exaggerated

"포인트가 쏠쏠하다"

— The points are quite decent/satisfying.

이 카드는 포인트가 쏠쏠하게 적립된다.

Casual

"마일리지를 털다"

— To 'shake out' or use up all accumulated miles.

드디어 마일리지를 털어서 비행기 표를 예매했다.

Casual

سهل الخلط

적립하다 vs 축적하다

Both mean 'accumulate'.

축적하다 is more formal and used for things like power, knowledge, or wealth over a long time. 적립하다 is more technical and system-based (points, specific funds).

부의 축적 (Accumulation of wealth) vs. 포인트 적립 (Point accumulation)

적립하다 vs 모으다

Both mean 'gather/save'.

모으다 is a general, common word for gathering anything. 적립하다 implies an official system or account.

우표를 모으다 (Collect stamps) vs. 적립금을 적립하다 (Accumulate reward money)

적립하다 vs 비축하다

Both involve saving for later.

비축하다 is for storing essential supplies (food, oil) for emergencies. 적립하다 is for financial value or points.

비상식량을 비축하다 (Store emergency food) vs. 퇴직금을 적립하다 (Accumulate severance pay)

적립하다 vs 저금하다

Both relate to saving money.

저금하다 is specifically putting money in a savings account or piggy bank (casual). 적립하다 is more systematic or for rewards.

저금통에 저금하다 (Save in a piggy bank) vs. 마일리지를 적립하다 (Accumulate mileage)

적립하다 vs 정립하다

Sounds almost identical (Jeong-nip vs. Jeong-nip).

정립하다 (正立/定立) means to establish a theory, order, or definition. 적립하다 (積立) means to accumulate points/money.

질서를 정립하다 (Establish order) vs. 포인트를 적립하다 (Accumulate points)

أنماط الجُمل

[Object] 적립해 주세요.

포인트 적립해 주세요.

[Object]을/를 적립할 수 있어요?

마일리지를 적립할 수 있어요?

[Reason]-기 위해 [Object]을/를 적립하다.

여행을 가기 위해 마일리지를 적립해요.

[Object]가 자동으로 적립되다.

포인트가 자동으로 적립됩니다.

[Object]을/를 꾸준히 적립하면 [Result].

적립금을 꾸준히 적립하면 할인을 받을 수 있어요.

[Noun] 적립률이 높다/낮다.

이 카드는 마일리지 적립률이 높아요.

[Formal Noun]을/를 의무적으로 적립하다.

법정 적립금을 의무적으로 적립해야 합니다.

[Abstract Noun]의 적립을 통한 [Outcome].

지식의 적립을 통한 지적 성장이 필요하다.

عائلة الكلمة

الأسماء

적립 (Accumulation/Saving)

적립금 (Accumulated funds/Reward money)

적립률 (Accumulation rate)

적립식 (Installment type)

미적립 (Non-accumulation)

الأفعال

적립하다 (To accumulate)

적립되다 (To be accumulated)

재적립하다 (To re-accumulate)

مرتبط

축적 (Accumulation/Amassing)

저축 (Saving)

예금 (Deposit)

포인트 (Point)

마일리지 (Mileage)

سجّل مجاناً لرؤية جميع الأمثلة

كيفية الاستخدام

frequency

Extremely high in daily life, especially in urban areas and online.

أخطاء شائعة

포인트가 적립했어요. → 포인트가 적립되었어요.
Points cannot 'do' the accumulation; they 'are' accumulated. Use the passive form.
책을 책상에 적립했다. → 책을 책상에 쌓았다.
적립하다 is for abstract value (points/money), not physical objects like books.
경험을 적립하고 싶어요. → 경험을 쌓고 싶어요.
Experience is 'stacked' (쌓다) in Korean, not 'accumulated' in a systematic fund sense.
Pronouncing it as [Jeok-rip]. → Pronouncing it as [Jeong-nip].
Failing to apply the nasalization rule makes the word hard to understand for natives.
저금통에 돈을 적립하다. → 저금통에 돈을 모으다/저금하다.
적립하다 is too formal for a piggy bank. Use 모으다 or 저금하다.

نصائح

Shopping Tip

Always check if a store has an app. In Korea, '적립' rates are often much higher for app users than for those using just a phone number.

Passive vs. Active

Remember: I 적립하다 (active), but points 적립되다 (passive). Using '포인트가 적립했어요' is a common mistake.

The Nasal Rule

Practice the [ng-n] transition. Say 'Jung-Nip' like the name 'Jung' followed by 'Nip'. This is the key to sounding natural.

Membership Apps

Download 'CJ ONE', 'Happy Point', and 'L.Point'. These are the 'Big Three' for 적립 in Korea.

Installment Savings

If you see '적립식' at a bank, it means you can start with a very small amount and build it up monthly.

Hanja Power

Knowing '적' (積 - pile) helps you learn other words like '면적' (area/pile of space) and '성적' (grades/pile of results).

Don't be shy

Even if your Korean is basic, saying '적립할게요' at a store is expected and helps you save money!

Travel Mileage

When booking flights, look for the '마일리지 적립' section to ensure you don't miss out on free future flights.

Expiration

Accumulated points (적립된 포인트) usually have an expiration date. Check your apps regularly to '사용하다' (use) them before they '소멸되다' (expire).

Easy Recall

적립 sounds like 'Jug-nip'. Imagine nipping a little bit of juice into a jug until it's full. That's accumulation!

احفظها

وسيلة تذكّر

Think of 'Jeong-nip' as 'Joining Nips' (tiny bits). You join small bits (nips) of money together to make a big pile.

ربط بصري

Imagine a digital bar filling up on your phone screen every time you buy a coffee. That bar is the '적립' progress.

Word Web

포인트 마일리지 적립금 카드 멤버십 저축 은행 쇼핑

تحدٍّ

Go to a Korean online mall (like Gmarket) and count how many times you see the word '적립'. Try to find the '적립률' for different items.

أصل الكلمة

Derived from the Hanja characters 積 (적) and 立 (립). '적' means to pile up or accumulate, and '립' means to stand or establish.

المعنى الأصلي: To establish a pile or to build up a foundation through accumulation.

Sino-Korean

السياق الثقافي

Be aware that '적립금' and '현금' (cash) are different. Some stores only allow '적립금' for certain items.

In English, we usually say 'earn points' or 'save up.' '적립하다' is more formal and technical, similar to 'accrue' in a business context.

OK Cashbag (The most famous point accumulation system in Korea) Happy Point (Used at Paris Baguette and Baskin Robbins) Naver Pay Points (The dominant digital reward system)

تدرّب في الحياة الواقعية

سياقات واقعية

At a Cafe

쿠폰 적립해 주세요.
도장 찍어 주세요.
번호로 적립할게요.
포인트 얼마나 있어요?

Online Shopping

구매 확정 시 포인트 적립.
리뷰 쓰면 적립금 지급.
적립금으로 결제하기.
최대 5% 적립.

At the Bank

적립식 예금을 들고 싶어요.
매달 얼마씩 적립되나요?
자동 이체로 적립해 주세요.
적립 기간이 어떻게 되나요?

Business Meeting

사내 유보금을 적립해야 합니다.
퇴직금 적립 현황을 보고하세요.
기금 적립 계획을 세웁시다.
비용을 충당금으로 적립했다.

Travel

마일리지 적립 가능한가요?
공동 운항편도 적립되나요?
가족 마일리지를 합산해서 적립해요.
누락된 마일리지를 사후 적립했다.

بدايات محادثة

"포인트 적립하는 거 좋아하세요? (Do you like accumulating points?)"

"어떤 카드가 포인트 적립이 제일 잘 돼요? (Which card has the best point accumulation?)"

"마일리지를 적립해서 어디에 가고 싶어요? (Where do you want to go by accumulating miles?)"

"적립금을 보통 어디에 쓰세요? (Where do you usually use your reward money?)"

"포인트 적립하는 앱 추천해 줄 수 있어요? (Can you recommend an app for accumulating points?)"

مواضيع للكتابة اليومية

오늘 쇼핑하면서 포인트를 얼마나 적립했는지 써 보세요. (Write about how many points you accumulated while shopping today.)

적립금을 모아서 사고 싶은 물건에 대해 써 보세요. (Write about something you want to buy by saving up reward money.)

한국의 포인트 문화에 대해 어떻게 생각하는지 써 보세요. (Write about what you think of Korea's point culture.)

미래를 위해 무엇을 적립하고 있는지 (돈, 지식 등) 써 보세요. (Write about what you are accumulating for the future - money, knowledge, etc.)

적립금을 사용해서 기분 좋았던 경험을 써 보세요. (Write about a pleasant experience you had using reward money.)

الأسئلة الشائعة

10 أسئلة

적립금 (Jeong-nip-geum) literally means 'accumulated money' and is often used as store credit that has a 1:1 value with Korean Won. 포인트 (Point) is a more general term for rewards that might have a different conversion rate (e.g., 10 points = 1 won).

You can say '포인트 적립해 주세요' (Please accumulate points) or simply '적립할게요' (I will accumulate) while showing your app or barcode.

No, for physical stacking, you should use '쌓다'. '적립하다' is reserved for abstract values like money, points, and miles.

This is due to Korean nasalization rules. When 'ㄱ' (k) meets 'ㄹ' (r/l), the 'ㄱ' becomes 'ㅇ' (ng) and the 'ㄹ' becomes 'ㄴ' (n) to make it easier to pronounce.

It is an installment-style investment fund. Instead of putting in a large lump sum at once, you '적립' (accumulate) a fixed amount of money every month.

Linguistically, Koreans say '경험을 쌓다' (stack experience) rather than '적립하다'. Use '적립하다' for things that have a numerical balance.

It is the passive version. Use '적립되다' when the points are the subject (e.g., 'Points are accumulated').

You can ask for '사후 적립' (post-purchase accumulation) if you have the receipt, although some stores have a time limit (e.g., within 7 days).

Yes, it is used for 'retained earnings' or 'provisions' where a company sets aside money for future liabilities like pensions or legal reserves.

Yes, because it is essential for basic shopping and daily life in Korea, even though it has complex Hanja roots.

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