B2 noun خنثی 1 دقیقه مطالعه

余额

yuer /yú'é/

Balance refers to the remaining amount of funds in an account after all transactions.

واژه در 30 ثانیه

  • Remaining sum of money in an account.
  • Used for bank accounts, mobile top-ups, etc.
  • Crucial for tracking financial status.

Overview

“余额”是一个非常常用的名词,主要指在某个账户、钱包、卡片或系统中,在扣除所有支出或负债后,剩余的资金总额。它可以应用于各种金融和非金融场景,从银行账户到手机话费,再到会员积分等。理解“余额”的概念对于管理个人财务和追踪账户状态至关重要。

“余额”通常与表示“查询”、“查看”、“剩余”、“不足”、“增加”、“减少”等动作或状态的词语搭配使用。例如,“查询账户余额”、“余额不足”、“剩余余额”、“增加余额”。它也可以用来描述一种状态,如“我的银行卡里还有不少余额”。

游戏账户:游戏中的虚拟货币余额。

“结余”通常用于指一个会计周期(如一年)结束后,收入大于支出的剩余部分,强调的是一个时期的盈余。而“余额”则更侧重于某一时间点账户中剩余的款项,不一定局限于会计周期。

“剩余”是一个更广泛的概念,可以指任何东西在消耗或使用后剩下的部分,不限于金钱。而“余额”特指金钱或款项的剩余。

“款项”泛指金钱,可以是支付的,也可以是收到的,或账户中的总额。而“余额”特指扣除支出后的剩余部分。

مثال‌ها

1

请帮我查一下我银行账户的余额。

everyday

Please help me check the balance of my bank account.

2

由于近期消费增加,他的信用卡余额已接近上限。

formal

Due to increased spending recently, his credit card balance is nearing its limit.

3

我的手机话费余额不多了,得赶紧充值。

informal

My mobile phone credit balance is low, I need to top up quickly.

4

该报告分析了公司上一季度的财务状况,重点关注了各项收入与支出后的净余额。

academic

This report analyzes the company's financial status for the last quarter, focusing on the net balance after various incomes and expenditures.

ترکیب‌های رایج

查询余额 check balance
账户余额 account balance
剩余余额 remaining balance
余额不足 insufficient balance
增加余额 increase balance
减少余额 decrease balance

عبارات رایج

查询账户余额

Inquire about account balance

话费余额不足

Insufficient phone credit balance

信用卡可用余额

Credit card available balance

اغلب اشتباه گرفته می‌شود با

余额 vs 结余

While both refer to remaining funds, '结余' (jiéyú) typically implies the surplus at the end of an accounting period (like profit), whereas '余额' (yú'é) is the balance at any given point in time.

余额 vs 剩余

'剩余' (shèngyú) is a general term for 'remainder' or 'what's left' and can apply to anything, not just money. '余额' specifically refers to the remaining monetary sum in an account.

الگوهای دستوری

(账户)余额 查询/查看/了解 + (账户)余额 余额 + 不足/充足/增加/减少 剩余 + 余额

How to Use It

نکات کاربردی

The term '余额' is widely used in everyday financial contexts in China. It's a neutral term suitable for both spoken and written communication. When discussing personal finance, it's common to inquire about or state one's '余额'. In more formal financial reports, related terms might be used, but '余额' remains the most common word for account balance.


اشتباهات رایج

Learners might sometimes confuse '余额' with '结余', using it to describe period-end profits instead of an account's current standing. Another potential error is using it for non-monetary remainders, where a more general term like '剩余' would be appropriate. Ensure you use '余额' specifically for monetary amounts left in accounts.

Tips

💡

Check Your Account Balance Regularly

It's good practice to regularly check your account balances to stay informed about your financial situation and detect any unauthorized transactions.

⚠️

Beware of Low Balance Alerts

Pay attention to low balance alerts to avoid potential fees or service interruptions, especially for essential services like utilities or mobile plans.

🌍

Importance of Financial Literacy

Understanding concepts like 'balance' is fundamental to financial literacy, empowering individuals to manage their money effectively and make informed decisions.

ریشه کلمه

The character '余' (yú) means 'surplus' or 'remaining', and '额' (é) means 'quota', 'number', or 'amount'. Together, '余额' literally means the 'remaining amount' or 'surplus amount' in an account.

بافت فرهنگی

In Chinese culture, managing one's finances and keeping track of account balances is highly valued. Discussing or inquiring about balances, especially within close family or trusted friends, is common and seen as responsible financial behavior.

راهنمای حفظ

Think of '余' (yú) as 'leftover' and '额' (é) as 'amount' or 'quota'. So, '余额' is the 'leftover amount' in your account.

سوالات متداول

4 سوال

“余额”是指账户在某一时刻剩余的款项,而“结余”通常指一个会计周期(如一年)结束后,收入超过支出的盈余部分。

当你需要知道银行账户、手机话费、会员卡积分等里面还剩多少钱或多少价值时,都会用到“余额”。

“余额不足”意味着你账户里的钱不够支付你想要进行的交易或支付的账单。

你可以通过银行的手机APP、网上银行、ATM机,或者拨打客服电话来查询你的账户余额。

خودت رو بسنج

fill blank

请帮我查一下我信用卡的______。

درسته! نه دقیقاً. پاسخ صحیح: 余额

这里询问的是信用卡在当前时间点剩余的可用额度或已欠款项后的金额,用“余额”最恰当。

multiple choice

我的支付宝账户里还有 500 元,这个 500 元是我的:

درسته! نه دقیقاً. پاسخ صحیح: 余额

账户中剩余的资金被称为“余额”。

sentence building

造句:

درسته! نه دقیقاً. پاسخ صحیح: 我需要查询我的银行卡余额。

这个句子直接使用了“余额”来指代银行卡里剩余的钱款。

امتیاز: /3

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