A fund is a dedicated pool of money for a specific purpose or goal.
واژه در 30 ثانیه
- A fund is money set aside for a specific purpose.
- Common in finance, charity, and public sectors.
- Implies dedicated use and management.
Overview
基金（jījīn）是一个在中文里非常常用的词语，指为实现某个特定目标而专门筹集或准备的一笔钱。这笔钱可以来自不同的来源，比如个人储蓄、政府拨款、企业利润、社会捐赠等，其用途也非常广泛，涵盖了投资、慈善、科研、教育、社会福利等多个领域。理解“基金”的含义对于了解金融、经济以及社会运作方式至关重要。
“基金”一词的使用模式通常围绕着“设立”、“管理”、“投资”、“捐赠”和“使用”等动词。例如，人们会说“设立一个教育基金”、“管理一个投资基金”、“投资于股票基金”、“捐赠给慈善基金”或“使用这笔基金来支持项目”。它也可以作为定语，修饰其他名词，如“基金会”（指管理基金的组织）、“基金经理”（管理基金的人）或“基金规模”（基金的总额）。
基金一词最常出现在以下几个语境中：
**企业内部**：如设立员工福利基金、研发基金等。
与“基金”相似的词语包括“资金”、“款项”、“储备金”等。
- 资金 (zījīn)：指可供使用的钱财，更侧重于钱的整体概念，不一定有特定目的，范围比“基金”更广。
- 款项 (kuǎnxiàng)：指支付或收到的钱，通常指具体的交易或款项，如“支付一笔款项”。
- 储备金 (chǔbèi jīn)：指为应对未来不确定情况而预先准备的资金，强调其“储备”和“应对风险”的功能，通常用于企业或政府的应急资金。
“基金”则强调其“特定目的”和“专项管理”。
مثالها
他把大部分积蓄都投入了一个股票基金。
everydayHe invested most of his savings into a stock fund.
该大学设立了一项旨在资助前沿科学研究的基金。
academicThe university established a fund aimed at supporting cutting-edge scientific research.
大家纷纷向灾区捐款，成立了一个救助基金。
newsPeople donated generously to the disaster area, establishing a relief fund.
政府正在考虑增加对可再生能源项目的基金投入。
policyThe government is considering increasing its fund allocation for renewable energy projects.
ترکیبهای رایج
عبارات رایج
共同基金
Mutual fund
风险基金
Venture capital fund
基金份额
Fund share / unit
اغلب اشتباه گرفته میشود با
Zījīn refers to money in general, usable funds without a specific designated purpose. Jījīn is a subset of zījīn, specifically allocated and managed for a particular objective.
Chǔbèi jīn specifically means 'reserve funds', money set aside to cover unexpected needs or future contingencies. Jījīn is for a defined purpose, which might or might not be for contingencies.
الگوهای دستوری
How to Use It
نکات کاربردی
The term '基金' is widely used in both formal and informal contexts, particularly concerning finance, investment, and social welfare. When discussing investment funds, it often implies a managed portfolio of assets. In non-profit contexts, it refers to endowments or grants dedicated to specific causes.
اشتباهات رایج
A common mistake is using '基金' interchangeably with '资金' (funds/capital) without considering the specific purpose. While all funds are capital, not all capital is designated as a '基金'. Also, ensure the correct measure word is used, often '笔' (bǐ) for a sum or amount.
Tips
Understand Fund Purpose
Always consider the specific purpose of a fund before engaging with it, whether investing or donating.
Investment Risks
Be aware that investment funds carry inherent risks. Research thoroughly before investing.
Philanthropic Funds
In China, contributing to charitable funds is a common way to support social welfare and express goodwill.
ریشه کلمه
The word '基金' (jījīn) is composed of '基' (jī), meaning 'base' or 'foundation', and '金' (jīn), meaning 'gold' or 'money'. Thus, it literally translates to 'foundation money', signifying money established as a base for a particular purpose.
بافت فرهنگی
In Chinese culture, establishing funds for education, elder care, or disaster relief is highly valued, reflecting a sense of community responsibility and long-term planning.
راهنمای حفظ
Think of '基金' as a 'foundation' of money built for a specific mission, like a building's foundation supports its purpose.
سوالات متداول
4 سوال“基金”通常指为特定目的而设立和管理的专项资金，有明确的用途和管理方式。而“资金”是一个更宽泛的概念，指一切可供使用的钱财，不一定有特定目的。
常见的基金类型包括：投资型基金（如股票基金、债券基金）、慈善基金、教育基金、科研基金、社会保障基金（如养老基金）等，具体取决于其设立的目的和领域。
基金可以由政府机构、非营利组织、企业、金融机构甚至个人设立和管理。管理基金通常需要专业的知识和合规的流程。
任何投资都存在风险，包括基金投资。基金的风险水平取决于其投资标的、投资策略和市场波动。投资者在选择基金时应充分了解其风险，并根据自身情况做出决策。
خودت رو بسنج
为了支持贫困地区儿童的教育，我们设立了一个专门的 ______。
这里强调的是为特定目的（支持贫困地区儿童教育）而设立的专项款项，因此“基金”最合适。
下列哪个选项最能准确描述“基金”的含义？
“基金”的核心在于其“特定目的”和“专项筹集”的属性。
请用“基金”、“管理”、“投资”、“良好”组成句子。
这个选项逻辑清晰，表达了基金管理质量对投资的重要性。
امتیاز: /3
Summary
A fund is a dedicated pool of money for a specific purpose or goal.
- A fund is money set aside for a specific purpose.
- Common in finance, charity, and public sectors.
- Implies dedicated use and management.
Understand Fund Purpose
Always consider the specific purpose of a fund before engaging with it, whether investing or donating.
Investment Risks
Be aware that investment funds carry inherent risks. Research thoroughly before investing.
Philanthropic Funds
In China, contributing to charitable funds is a common way to support social welfare and express goodwill.
مثالها
4 از 4他把大部分积蓄都投入了一个股票基金。
He invested most of his savings into a stock fund.
该大学设立了一项旨在资助前沿科学研究的基金。
The university established a fund aimed at supporting cutting-edge scientific research.
大家纷纷向灾区捐款，成立了一个救助基金。
People donated generously to the disaster area, establishing a relief fund.
政府正在考虑增加对可再生能源项目的基金投入。
The government is considering increasing its fund allocation for renewable energy projects.
Related Content
این کلمه در زبانهای دیگر
واژگان مرتبط
To put money, effort, or time into something with the expect...
金融Finance; banking.
捐赠to donate
慈善The act of giving money, food, or help to people who are poo...
管理To be in charge of a business, organization, or project. It...
储备To keep or store something for future use; a supply of somet...
واژههای بیشتر business
本事
A2Skill; ability; capability.
相应地
B1Correspondingly.
账号
A2account (e.g., bank, online)
会计
A2accounting, accountant
客户经理
A2account manager
账户
B1A record of financial transactions for an individual or business, usually at a bank; or a user profile for a digital service.
收购
B1To purchase; to acquire (a company).
商业活动
A2Business activity.
广告费
A2Advertising expenses.
调整
B1To change something slightly in order to make it more correct, effective, or suitable.
